₦airaland Forum

damosade:
Nobody I repeat nobody can use your bvn to transfer money from your account, most of the fraud that takes place used to be negligence from the part of the account holder, if someone has your bvn.. Noting will happen to your fund. But don't ever release your pin to anyone,fraudsters send messages about your bvn issues, never answer them. Keep your phone always and your SIM.

Are u in Nigeria at all?

Go and sleep please

Emmybreezy:
please give me your advice I'm a recent victim of this just Friday here of 49k should I get a lawyer before going on Tuesday..?

Follow my procedure.

Dont get a lawyer. Just write ur bank and also write the CBN

Xmen149:
i have heard that transactions made over pos are not traceable (according to banks). the latest now is they kidnap someone and use their atm card to do transfere via pos and thats all,.

is this traceable pls i have alot of friends who are victims but their banks let them down and they allowed the case fly

Every transaction is traceable... Just the back room staffs at the IT dept will trace it. If they dont, report to CBN...

CriticMaestro:
Lemme get this straight
Is it that the person that stole your phone made that transaction and the bank helped u tracked him or was it a mistake done by the bank

Cc, Jeron1

The money was transferred by them

vickzie:
what if the money had been withdrawn before the op made the complaint?

Read, it was fully withdrawn...

Dec 16th, 2017. A day I can NEVER forget hurriedly in my life. Got to shoprite Surulere, bought something's and made payment via POS. I didn't get SMS transaction Alert as my phone was stolen two days before.

Drove down to Lawanson (same place my phone was stolen) to make some transaction and found out that some money was missing from my account, . I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure, Three Hundred and Ninety Nine thousand, Four hundred and sixty Naira was missing (399,460).

I called my bank through the Number written on the back of the ATM card and they verified the transaction, I was a Victim of Sim card BVN fraud, first ever of Its kind in Nigeria .

Then I told them to Freeze the account with immediate effect.

I realise many people had also one time or the other gone through this kind of experience but they never got their money back as they didn't know the process to take on how to get their money back from Fraud that occurred on their account either via ATM, Online or any other platform

Here is what I did to get my money back as I it was a transaction I didn't authorised


1. I didn't keep quiet, I told a lot of people about the update. I wasn't ashame, I even posted on my timeline on Facebook. I wasn't looking for pity but to notify people about the new fraud in town and also seek for advice. I knew 90% of people won't even care as they will even laugh but that 10% of people that cared will give me solution and truly it worked.
One of the guys I told gave me the option that started the solution and that option was to write a letter to Central Bank of Nigeria, Lagos office

2. I immediately sent a mail to my bank, telling them about the debit that occurred on my account and it wasn't from me. The bank replied telling me they will investigate, I had to put a lot of pressure on them because these bank people can be very funny, they will tell you they are working on it but that's a lie

3. I wrote a petition/Complain to the "Banking Supervision Department" and "Customer Protection Department" of Central bank of Nigeria, Lagos Branch. The office is at the 11th floor of the building. Most of the workers don't know, some told me 8th floor, some said 5th floor. I had to walk that building up and down more than 6times that day before I could get the right office cos the access cards for the floors are different and I have to come down to take new access card for the different floor



Ps- make sure a copy with you is acknowledged, also provide your Email address and Phone number on the letter as they will reach you through the platform provided and tell you to negotiate with your bank and if no progress after 30 working days then write them again via the e-mail they used in communicating with you. I will provide screen shot of the mail they sent but I am trying as much as possible not to mention the bank. I never knew many Organisation in Nigeria work if I had not gone through it.

I was actually told at CBN that it will take time but I will surely get my money back that the CBN mandated banks to known your Customer (KYC) so since the money was transferred to Access bank then Access bank need to produce their customer

4. I wrote an official letter also to my branch bank Manager, informing him about the fraud on the account and telling him how it has really affected me. I Also made sure that a copy of the letter was acknowledged.

I knew it wasn't going to be an easy fight as the bank would want to put the blame on me but I was ready for them.

I was always sending them mail, calls via the telephones at any bank branch. I gave them heat and after 30 working days I sent a mail back to CBN telling them the bank is frustrating me and they are yet to refund my money and I didn't want to go to court because the matter was before the APEX bank. I didn't receive any reply from them

I went to a branch and also shouted and told them I want to see the branch manager which I saw her and also made my complain and she decided to also send a mail to the fraud unit.

Sorry to say, I received a call from the fraud unit after I wrote a petition to CBN and CBN queried them telling me how my money was transferred and giving me the account number and bank the money was transferred to, they also gave me the address of the person that owns the account but I refused to follow up as I told them that wasn't my work that they should do it.

Lastly, I called them from the bank and told. Them that was the last time I was going to talk to them in the issue that I will get a lawyer, told the Lady that picked the call to tell the management about my development, I actually got a lawyer but before the lawyer could write, I received my money back on Thursday hot afternoon via an alert...

Jman06:
There's this lady i met sometime last year. She would be like in her late 30s or early 40s while i am in my late 20s. Just because i was always talking to her then, she started forming love for me. The truth is that i just enjoyed her company because she is this kind of jovial person, but I am not attracted to her. Besides, the age gap is so wide that i cannot have anything with her. Had it been i am attracted to her, i would have considered maybe a fling with her but the attraction is not just there and i am this kind of guy that doesn't get even an errection if i am not attracted to a lady.
Now, she sends me flowers and love messages every morning. I have been ignoring the messages hoping that she would understand the fact that I am not into her but she keeps sending them.

Please ladies, if you need a man make sure you get one on time before you join the league of desperadoes. Guys generally date and marry down. I can only marry a lady who is at least 5years younger, not an older lady.

Please, how else should i make that lady understand that i am not into her

Oya gimme her Ctrl for a fling. Idiat.

Common go and read ur books. U only changed ur mind when u found out that she was far older than u

And one good guy will be begging this girl for a relationship, he will even sell everything he has for her but she won't reason him cos he is a "nice guy".. Then she fell for this idiot and see what happened?

That's d cycle

Maybe God NEVER us meet a partner that will Mar us, partner that will leave us forced with a scar, a partner that will minus from us...

God, let them NEVER locate us

K

Stubbornness, unrepentant attitude...

Why can't Nigerians give Nigeria a good name outside?

Must they behave like animals?

When u go out of Nigeria even as a Nigerian, you are scared of every Nigerian, u can only vouch for yourself.

I seeking asylum, no papers yet beating a citizen just to pass which point?

While these foreigners treat us any how is why u shld come back and invest in your country

We need a change of orientation

God punish all d leaders that has done this to us, that have made us lost hope in Nigeria and going to other countries

Its won't be well with them from inception of independence

I just shake my head.

Abeg make una answer am well cos me self wan track my fone

nice one Lagos state govt.


the fed govt doesnt care. this water Hycianth usually blocks d water ways from Nov to Feb and its always difficult for vessels to come into the harbour

centboy123456:
what about you lose the case in court what will happen next

thats the prob wit many nigerians

they dont know thier rights

labi1977:
Sorry for your loss bro please in situations like this is very important to freeze the account immediately and change all passwords etc

Hopefully your funds are insured n can be recovered somehow good luck

is was done with the help of an insider..

dumo1:
Don't let your 400k just waka like that o!

lailai..

they will soon hear from my lawyer.

Xionez:
Was your phone stolen before this time or was the withdrawal made despite you being in possession of your phone?

it was stolen.. but the money wasnt transferred thru ma banking apps

they used an E-channel called ______Money, cant really remb d name. the bank synchronised ma acct with it and NEVER told me, i never asked for it

These guys are lieing, they havent yet said the truth. they have insiders in the bank that give dem the info from the BVN provided.

i was part of those that it happened to. 400k from my FCMB acct in Dec.

i dont have issues with them, i am not going forward to complain.

i have issues with my bank and they have to meet me in court...

thats my submission

iKoksi:
okay thank you Sir. will do.

Can we hook up? Im marine engr also.

Reply and I will give u my email add

ItzChinnex:
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Who takes FFK serios?

Please when u argue wit a mad man, u r automatically mad

Ignore FFK, the cane that will cure his madness is around d corner

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And this was where I passed yesterday driving at 140KM/Hr.

I dont know what to say but all thanks to God

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Like say I dont av a gf, I wld av come for u. I love this mind of urs

Evaberry:
I just shake my head whenever I read about people cursing their MIL or not wishing 4 one.


My mother in law and I are going to be close, I will love that woman plenty. I've always wanted a second mother, besides MIL are cool depends on how you treat their son, wife and her and her family members. They will find it hard to dislike u if everyone like u

I mean this is a woman that must have sacrificed for her son.

Evaberry:
Ladies take this advise seriously


1. DONT ever ask a guy out


2. Don't ever tell a guy you love/like him.


Asking a guy out never ends well

Ma GF asked me out and today we r still together and its she I wanna end ma life with

Its not about loving the job but loving what u do for a living. While many of us are not always satisfied and crave for me, we should learn to be happy with what we have at hand and be grateful. I might not earn well like I wish but the fact that I am building a career and upgrading ma CV gives me joy. It will only take time but I will certainly reach my destination.

Love what u do and see yourself moving ahead in life... Its just passion.

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