₦airaland Forum

shakyriri:
How sir,can income be more than expenses? Is it an hotel?
Even serviced apartments in high browse either suffer empty flats and apartments or bad debt from defaulters.if property for commercial purpose is as sweet as u seem it to b.a property of 4flats all 2bed,ensuite. Costing abt 14m to build land inclusive.shld bring rent of just 1.3m annually.
Am of the opinion,property isn't a wise way to go as full time biz.mayb a second option after the main biz

Read what i wrote again. You didn't understand it.

adah:
hello all,
i just got my in-class invite. Abuja nicon luxury 7th-11th. chk ur boxes

Only those in Abuja and Lagos have been invited.

nwobini1308:
I just received an Email encouraging to complete my courses but all my 18 courses have been completed since 19th October
I do not understand the E-mail
Here is the mail;
Dear participants,
Hope this meets you well.
Well done on your progress so far on the BOI YES Programme online training. Notifications have been sent to participants who have completed all the online courses in Lagos and Abuja.
We encourage you to complete all 18 courses to stand the chance of advancing to the next phase of the programme.
Kindly note that the programme will close-out on Monday November 7th, 2016 and after which email notification for the in-class training will be sent out to qualified participants.
For any enquiries, kindly contact yes-p@pau.edu.ng
Best regards,
--
YES Programme Team

it means those in Lagos and Abuja that have completed all 18 courses have started receiving their in class training invite. When the programme closes on the 7th the rest of us who made it will receive our invite.

true2home:
Experience supersede emotion...Thanks for the reality check.

Finish your house to liveable standards or to your specifications. I am not saying you should buy gold faucets but make it liveable. The misconception property developers have in Nigeria is wanting to recoupe their capital as early as possible. There are 3 investment vehicles and their functions. They are

1.Business owner/sole proprietorship-this is where you make your daily and everyday cash. As a smart person the excess from here is converted into the other 2 vehicles to preserve wealth.

2.Paper assets(shares, stock, bond, option, debenture, tenured deposits)- this is the second investment vehicle that brings in money reasonably fast also but comes with high risk and this leads us to the third vehicle that will almost always pay you, pay your children and grandchildren.

3.Real estate-this comes in many varieties too, now take note that while people buy or build properties for capital appreciation, the really smart buy it for security of funds and constant cash flow. No matter what your property will always pay. That is what you should look at, not how long you will recover your capital but the duration for which it will continue paying you.

See property as a business with monthly income and expenditure, if your income is more than the expenses from the property, it means your property is self sustaining already. Now you can go further by amassing them until it is bringing income more than your monthly expense. Now you are a truly rich man-a wealthy man. You so not have to work to sustain your life style because your property brings in rent that covers your bill.

The phone get accident ni?

Next level enjoyment

tolexy123:
Hello nairalanders, please I want you to advice me on how to handle my excessively demanding girlfriend. She demands money excessively from me at regular intervals (everytime i go to visit her which is now discouraging me from visiting her now) without considering my pocket and its really making me to see her from another angle negatively as a gold digger and it's affecting my true feelings for her.

I don't want to be too rude to her but at the same time, I want her to get the information across to her. its not like am not financially supportive or am broke but I want to exercise some financial disciplines in her cos am thinking of seeing her as more than my girlfriend but this is not telling well about her.

Mature advice please!

You need public opinion to position your girl friend, ordinary girl friend. Abeg dodge commot here. Na una bottom power de ruin their lives so.

Useless brother, go and make something of your life and stop acting like a brat.

That's the reason I'm going into a business where I can source equipment cheaply.

Post pictures of what you want, describe the process properly also so I can help with cheaper alternatives that meet food production standard.

edoman2016:
The fabricated machine of FIIRO is quite expensive compared to independent fabricators.
It does not make business sense to spend more than 60% of my budget on machinery alone. I need to rent factory space, purchase raw materials and so on.

Some one said unilag has a mechanical workshop for fabrication of machinery. I will confirm if there price is fair and their machinery is quality too.

Did you not do a business plan before you applied for loan? What exactly is the problem, did you apply for N5m and BOI approved N2m? Oga remember say this thing na loan o, this struggle you are having over ordinary equipment procurement is beginning to give me worries.

Please what exactly is the problem or did you just quote equipment cost without verifying actual cost?

There is no cheap machine of the one you are looking for, stainless or galvanized steel is expensive. No go use ordinary iron do wetin de process juice before you poison your customers and eventually destroy your business.

The advice I can give you is to look for a young welder/fabricator and discuss the materials to produce the machine. Then buy the materials and settle labour with him, that is the cheapest you will get.

Please if I may ask, how much did BOI give to you?

edoman2016:
I need fruit juice production machines. Do you know a very good fabricator of machinery?

The machines you need are stainless steel product. Those things are expensive. I thought BOI was giving 50% for machinery purchase. Did you not apply for enough money?

Absa:
Nice ride.. Bt i dey fear to buy fairly used benz cos of maintainance issues. Happy sales bro!

Is there a car that can't be maintained or you meant you can't afford to maintain it? This is a clean ride, I'm currently getting ready to get a naija used benz. Make money just correct.

I thought usually a digital scan of his signature is kept in high resolution and printed with a high dpi on each certificate. This man is technologically deficient. Laudable project though and I respect him for that. I'm sure he's not stressing his people the way FG is stressing us with YES-P.

bishopkay:
I dey tell you Bros but if person price d mata me go buy ooo. D mata na say man no get kala. I for dey hunt doz bagaz down.

Lol

I no de house.

bishopkay:
Our money!!!
My fellow Delta people when we go begin carry kala dey follow all these thieves na? mtchwww

You no even rugged reach those men so just dodge.

donbenedict:
I don't think she is bisexual...

Be careful the measure with which you judge others.

Billiondoe:
What are the characteristics of a good marriage, am 25 and single and staying in a relationship is like world war 2... seems like love is not all it takes... am in a relationship with a 27yr old man and we r In love and we are both university graduates but I dont think we can make it to the alter cos it's a different drama everyday, never caught him cheating and he respects me but his family controls a better part of him and he isn't ready for marriage anytime soon and I have this ex who is very willing all I have to do is tell him am ready and am no longer in a relationship, he is rich and has different cars and houses but am not so into him but he loves me for sure....

Even if your 27 years old boy friend gives no drama at all, in this situation you'll always spice things up. Your mind is already made up, go with it. Just remember marriage is a life long decision and be sure rich boy friend is who you can stay with for the rest of your life. If he doesn't beat or disrespect you publicly I see no reason why you shouldn't be with him.

Broke boyfriend will sulk for sometime but will get over it. And when it comes to marriage, love has no role to play. You need to think clearly, love is like a thick smoke that blocks sound judgement, the smoke will eventually go away and you will be left with reality. Ask yourself if you can tolerate and live with the reality and I mean for both men. Personally, peace of mind and understanding from my partner is way more important than love, when those are in place then love can grow.

The right word for love is infatuation and that's what I was referring to up there. Love itself still makes a person look stupid but with very clear judgement.

Have a nice life.

PS: Remember to keep my chicken and Satzenbrau-hmmm, I know it is a cheap beer but that's what I like.

I so need to drive this car. God help me.

bibinwaka:
my people is so disheartened that they will demand for original credentials and guarantors. For how much. they should choose one. what rubbish!!

So sad.

MissTechy:
Watch How I Showered, did My Laundry & Put The Galaxy S7 Thru Oda Water Mishaps


Finally, the Galaxy S7 review is done and dusted, but as you all know, this is a global device and a lot of top international blogs have reviewed the device in their own beautiful way. However, contrary to the 20-minutes water challenge I wanted to do (I figured just staring at a phone in water for 20 minutes might be pretty boring) I decided to put the S7 through a series of real-life events where you might likely put your device in water. One of it is when you are in the shower and a message you can't help but reply comes in and many others. I also did a RAM management and fast charge tests



https://www.youtube.com/watch?v=U_iOHtqTenc


The one good thing I loved about the S7 is the fact that it doesn't have annoying flaps that cover the ports which mean you don't have to worry when you accidentally put your device in water. There were several issues that came up so do watch the video and let me know your thoughts.

Don't forget to subscribe and read the full review

P.S: The water mishaps part starts at 1:29 minutes

When are you reviewing the tecno droipad 10, the current review on YouTube is below par and not detailed enough. I want to know if the keyboard comes with USB and I want to see the leather case that comes with it in full.

Whizpeter:
Number One is the reason why driving manual in traffic is stressful!!!

In traffic you clutch down fully and use your brake, no need to be changing gear endlessly.

NgcoboP:
don't bother yourself about him. he's a lost cause

This is serious.

DjAndroid:
It's like you don't know BJ motors. The guy na confirmed psycho. If you like quote him fROM now to next year, he won't answer you, call those numbers he posted up there, he won't pick your call.

Lol, are you for real? I need unfollow this car thread then.

4X4:
DONT MIND THIS B.J THE GUY NA MUMI ODE [color=][/color]

I tire o, lol.

bjmotors14:
LEATHER INTERIOR
FULL OPTIONSSSSSSSSSSS
automatic gear
factory fitted ac
CD/FM/AM
AIR BAG
POWER WINDOW
WILL SPENCER
SPEAR TYRE
JACK
LOCATION ....IYANA IPAJA
AUTOMATIC TRANSMISSION
LAGOS CLEAR.
STILL IN GOOD WORKING CONDITION .
also specialise in sales of any other cars of your
choice you which to have,either used or Tokunbo
cars...please,
SERIOUS BUYERS SHOULD CALL BJ ON
08035909985,08091251650/08023891617< Negotiable

You should add prices to your cars so people have an idea and do not call you to waste your time.

Pierocash:
What wil i be doing with fix deposit when MMM is there?I dey craze?
It is only a fool that wil put money in fix deposit this time around.
Long Live MMM

You beat me to it. Rotten fixed deposit.

Kurupt01:
I know a lot of people are going to disagree with me on this but to me Davido's voice is like running tap water into your ears.

It's a lie, only a dead person would disagree with you. Davido is not a performer in any sense. I can't wait for him to become 30 and exit music.

This tablet is already available in Ikeja but no online reviews or anyone selling it yet. I saw it at Ikeja for 100k but tried getting it online and was told it cost 140k. Or is the tablet not market ready yet?

Tadeus:
Budget 2.1m delivery to Lagos


Contact


08035142036, 08056807475


Tadeus

Wow, my budget is way below this and Christmas is coming.

Hello Tadeus, how much will it cost to get a 2000 Mercedes ML 320?

N

nature2abdul:
Give me the link to this please.

You want me to chop ban? Send a PM and I'll give you instructions on what to do.