₦airaland Forum

shupy:
I think for first bank you'd have to go to the bank. Secondly all that's required of you to upload is the MyBankStatement certificate that will be generated after the bank statement is sent to the embassy. You can attach the certificate with other financial proofs.

Jioke1994:
Does first bank partner with mybankstatement? Someone said yes to the above question. I'm yet to check myself.
Secondly, if yes, can I just get the mybankstatement, and include it in my app?
I heard you say that it can be directly sent to the embassy from d mobile app. But, me, I feel like submitting it together with other documents, since it's a document that has a password and ticket id. I don't feel like sending it alone from the mobile app.

shupy:
There are are no ground rules to application packaging/documentation. What I offer you is just an opinion. In my preassessment note, it was noted that I provided proof of ownership of my sister's bussines. That implies CAC document is highly regarded.
Yes, a letterhead might be given consideration to an extent but in your circumstance, it's in no way better than providing CAC documents.

Jioke1994:
I remain loyal
U really sabi how to respond.
I appreciate.
Tnx.
Pls, how many payslips, invoices, etc. are required to explain sources of income?

Jioke1994:
@shupy
I remain loyal
U really sabi how to respond.
I appreciate.
Tnx.
Pls, how many payslips, invoices, etc. are required to explain sources of income?

shupy:
*I didn't do the police clearance
*Since the business is not in anyway related to your course, you don't need to mention you will be returning to take care of it
*3-1 month
*All that you've listed for your uncle is not essential. He is not the applicant. If you have pictures of you two together, you should include it.

shupy:
It should be pointed out in the letter of sponsorship. "Lump sum deposits from the month of *** is from ***sales or whatever source***. Cash payments is usually my preferred method of transacting but I adopted bank transfers at the insistence of my son..

Include a picture of her establishment or store in your application.

shupy:
Are you making payments or depositing?. You only made mention of paying others here

shupy:
Our circumstances are different. I did use family but I didn't emphasize too much on it. I only stated "I come from a close knit family and all members reside in Nigeria".
I focussed more on establishments that were already in place and most importantly the career outlook of whatever program you're going for must be connected to Nigeria. In my SOP, one will actually think I will be better off returning to Nigeria than staying in Canada after my studies. Your future prospect in Nigeria must be promising.

JustMellow:
Hello Jioke1994,

There is certain information you don't post publicly. I will only be able to share my contribution on some excerpts.

Going by the provided information, your financial situation is weak whether or not the landed property was sold to raise funds. A strict officer might use other financial and economic establishment grounds to critically assess your or your family's level of establishment.

However, a friendly officer will not want to see beyond the readily available funds raised from the sales as long as credible and verifiable evidence is included, with some good explanations to help the officer understand that the money is not borrowed or arranged.

In my opinion, keep your Uncle as your principal sponsor and your mom as a supporting sponsor. If the property can be sold for NGN 12m (quoting you), during payment, give the buyer two account payment details.

The sum should be split into two payment halves. One part goes into your account to be used for the application process with a payment description as landed property sales "payment" whilst the other goes to a second that has no connection to your application.

From the second payment, pay your first-year tuition and have the balance in a fixed deposit. Submit the fees payment receipt, the fxd., and the primary account the other half went into. Use a letter to give a constructive explanation of the origin of the funds in the account stating that it will be to cover your first and second year living expenses (if the program is 2 years). Provide justifiable evidence for the funds' origin.

Then your uncle can give you a sponsorship letter couple with his financial and economic documents and any relevant documents to meet the IRCC study permit requirement. So doing, your mom can just give you a Letter of Support stating she will offset your itinerary and flight cost couple with other relevant economic documents aside from her financial record.

OR

After selling the landed property, have it paid into your account with a land sales payment description. Ensure you get evidence from the buyer even if it means asking a lawyer to draft and authenticate an Attestation of Property Purchase between the seller and the buyer to support other sales documents available.

The tone of the letter should be the buyer acknowledging the purchase. Then the Attestation of Property Sales should be for the seller. Both copies can be included coupled with other available, and supporting evidence.

From the lump sum, pay for your first tuition fees and include a constructive letter to explain the lump sum and origin of the funds. If your program is for 2-years, point to the attention of the officer that the available money is sufficient to offset the complete length of study in Canada.

Your mom can furnish you with a Letter of Support demonstrating the commitment to offset your itinerary and flight cost. This way, you can be a self-sponsored applicant. However, the burden is for you to demonstrate that you have a reliable source of income and are economically established in your country.

Best of Luck

shupy:
Gift of deed is not an arrangement I am familiar with.

bollybeejay:
First of all you can't come to fact that the usage of your uncle faulted your application
Secondly don't make any attempt to backdate or alter any statement of account for the purpose of deceiving the system as such could result in being found inadmissible in Canada and could result in a ban
Like you have stated if you can prove your relationship with your uncle and your uncle can show commitment by sending your living expenses into your account and also prove the existence of his business that will go a long way, you can also use your mom as a co sponsor to your application. If it's really necessary to sell a land of that amount you must be able to explain the source of the funds with proofs eg proof of sales of the landed property with deed of agreement and land sale receipt but if your uncle and your mom are used rightly you might not need to sell the land. Just make sure every lump sum are also explained.it will end in praise

shupy:
First of all, don't even try to run the bank manager package. It's a very risky thing to do.

Your uncle can sponsor you along with your mum. One thing most people fail to do when it comes proof of fund, is to demonstrate genuine access to the fund they're showing. It is very essential especially when using a 3rd party sponsor. Let him provide fund for living/tuition expenses from his account. Payment of tuition is not a requirement but it's always a plus to an application. The transaction should be pointed out in his letter of sponsorship. A letter and an affidavit of sponsorship goes a very long way. Don't underestimate both.
Your uncle should also show source of fund. Be it employment letter or CAC documents.

LOE/SOP it doesn't matter what you call it.

Finally, I have my reservation regarding sales of property. There's simply no guarantee your application will be approved even if you raise the fund from the sales of property.

Wishing you all the best.

Jioke1994:
Hi Ppr hopefuls!
I will reapply as soon as my gcms notes for my refused app comes out.
In my first app, my uncle was d main sponsor; my mum was the co-sponsor.
Now, though my gcms notes is not yet out, I dont want to use my uncle again, coz I know his acct statement must have faulted in one way or the other, considering the fact that I didn't show his source of income, proof of relationship in my first app, and he is also a third party.
Would it be a red flag of I use my mum only in my second app?
Secondly, my mum doesn't have the required money to show proof of fund, but she wants to sell a land for 12m.
Should she go ahead and sell d land so as to use it as a proof of fund?
Or
Should someone we know, a bank manager, help fund her account with 15m, and backdate it? This one dey come wth commission ooo...up to 600k commission.
Pls, would it also be a red flag if she does d second one, considering that she didn't have up to 3m in her account in my first app?
I just don't want my uncle as my sponsor again; although he has enough money...I do not feel like using him.
Finally, in this my second app, should I write SOP or LOE? Which one?
Tnx a bunch 4 ur answers.
Pls, @shupy @Lekiboboe @justmellow @frankrobbn @anon...and others, I need your help.
Tnx again.

olasubomy:
Nice one!

Coleadeyemi:
Good morning all I've been a silent reader but I'm glad to share my goodnews today, I got my PPR this morning. March 13 applicant. I used an agent and he is from this platform.
Timeline
Application Date: 13th March 2021
Biometrics req: 14th March 2021
Biometrics done: 15th March 2021
Medical request: 14th July 2021
Medical passed: 26th July 2021
Bvl & PPR :13th Aug 2021 it was sent yesterday night but I saw it this morning
Thanks to everyone on this platform cos I learnt one way or the other, thanks to bollybeejay the agent I used

OCT202020:
Your best option is via Form A as you'll be able to get dollar at official rate. You'll need to tender
Letter of Admission
Educational certificate
School invoice/ authorization letter from intermidiary platform.
Very easy and convenient.

But before making payment, please check the refund policy of your school.

Shayee35:
If you follow the thread, you'd see the explanation. Let me break it down again.

As a traveler, you are entitled to 2 pieces of luggage weighing 23kg each and 1 hand luggage weighing 7kg.

If your load is more than what I listed above, it is seen as excess luggage and the airline will charge you.

Nothing is free.

Jioke1994:
Pls, explain very well.
I never travel b4.
How many kg is free, and how many is charged?
Coz I think say luggage na 4 free.

Shayee35:
Lol. So, I had 2 boxes and 1 ghana must go bag each weighing 20kg. You know travelers have an allowance of 2 bags at 23kg each and a hand luggage of 7kg. So I paid for the third bag. It was simply a flat rate. They didn't consider the weight, they just charged a flat rate.

Thinking back, if I had known that the charge would be by back, I would have carried more food items.

I am not asking you to do that, though.

shupy:
Whatever you do, don't include all this story in your SOP. In the sponsorship letter, your mum could just mention your 2 baby sisters graduated recently and your education in Canada is now her priority.

Omiinii:
It will be difficult to convince the VO WITHOUT a CAC documents to prove his business is verified and registered I think it's your only option right now. Registration costs 15k I don't think it's really a big deal and you'll get the certificate in a week or 2 max.
Apart from what I've stated above with i feel is a requirement that will solidify your claim you can also get other proves:
1.Receipt and business invoice of sales.
2. A website that advertises the nature of the business and services provided.
3. A customer's reference letter. (Preferably with a company's letter head)
5. Pictures of goods and merchandise. To help the VO grasp the nature of the business.

lawfree638:
Sorry for the delay.

You prove the existence of the business and source by using any of the below (not limited to);

1. Social media online presence
2. Invoice from an existing client (Old and new)
3. Pictures of Business environment/Office
4. Screenshot of Conversation with customers
5. Credit alert with related business narrations
6. Receipt of goods or service rendered to customers