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Health / Re: Strengthens Your Body’s Immunity With Natural Nurititonal Supplement by joeybankz: 1:21pm On Oct 31, 2015
Picture of plant phenotype under 1µMB after 7days in growth chamberunder a sterile culture condition.

This shows the picture of MGRL media of 1µMB containing four lines of Arabidopsis thaliana. Each plate contains one of the three independent mutant (pNIP5; 1w/o UTR: GFP-NIP5; 1(3T/3A)) together with other 3 lines (Col-0 WT, nip5; 1-1 Mutant, GFP-NIP5; 1 WT). The charts illustrate the average length and standard deviation of different lines plated in 1µMB after 7days in growth chamber.

The first plate having mutant 1(MI) corresponds to the first chart. Second chart also corresponds to the second plate containing Mutant 2 (M2) and third plate correspond to the third chart.
http://www.prestarticles.com/mineral-nutrition-higher-plants-phylogeny-major-intrinsic-protein/
Health / Re: Local Plants For Piles Treatment Identified by joeybankz: 9:16am On Oct 24, 2015
Talinum triangulare is used in traditional medicine as tonic and enhance the cognitive ability. Hydromethanol extract from the branch of water leaf is a source of allantoin, aspartic acid and steroidal saponin mixture which inhibit Tripanossoma cruzi (Amorim et al., 2013) that causes chaagas disease.

Local Plants For Piles Treatment Identified - (Lagos spinach, Soko in Yoruba), and waterleaf (Talinum triangulare). Know more on the Talinum triangulare also known as "T. triangulare"

http://www.prestarticles.com/determination-ferric-reducing-power-talinum-triangulare/

http://www.prestarticles.com/determination-total-flavonoid-content-talinum-triangulare/

http://www.prestarticles.com/importance-phenols-antioxidants/

http://www.prestarticles.com/anti-bacterial-effect-talinum-triangulare/

http://www.prestarticles.com/determination-phytochemicals-antioxidant-activities-water-leaf-talium-triangulare/
Phones / Re: Download 2go Version 4.5.1 By 2go Team With Screenshots Java And Symbian by joeybankz: 8:21am On Oct 24, 2015
Can 2go 5.0 replace 2go 4.0? Time will only tell becoz i really do not see any reason for the new 2go 5.0. If the new 2go 5.0 can not make call like the BBM or Whatsapp, then its not an improvement..
http://www.prestnaija.com/2go-4-0-download-new-2go-4-0-version-www-2go-im/
Nairaland / General / Re: 2go Version 4.0 Download On Www.2go.im Not Www.2go.com by joeybankz: 8:12am On Oct 24, 2015
This 2go 4.0 is one of the most popular among other 2go version. Though their latest input 2go 5.0 version is out, i still think 4.0 stilll rocks...
http://www.prestnaija.com/2go-4-0-download-new-2go-4-0-version-www-2go-im/
Science/Technology / Re: Www.waptrick.com. How To Download Waptrick On Your Mobile Phones by joeybankz: 1:16pm On Oct 23, 2015
www.waptrick.com is a mobile applications portal that has the necessary ingredient for making an android phone fun to use. Waptrick has apps ranging from the mp3 music, section for games download. Waptrick has always been the best portal when it comes to Free downloads for mobile devices, most Android Games, Mp3 Music and also Android Apps or even Java Games.

The 3GP and MP4 Music Videos are the best visual quality available on the waptrick portal, as well as the 3GP and MP4 videos, access to Java Games Apps are not limited.

http://www.prestnaija.com/www-waptrick-com-android-free-android-apps-downloads-games-themes/
Music/Radio / Re: Aren't No Rock, Grunge, Heavy Metal Fans In Lagos by joeybankz: 8:02am On Oct 22, 2015
The heavy metals rock band is a popular american music group with a whole lot of classic tunes, peherps they go there name from the snail tissue. The snails which resides in freshwater to reproduce. These Heavy metals are strong snail tissues as seen in these articles

http://www.prestarticles.com/heavy-metals-organisms-river-guadalquivir-estuary/

http://www.prestarticles.com/properties-required-indicator-organism-heavy-metals-2/

http://www.prestarticles.com/relation-metal-concentration-water-metal-content-marine-mussels-mytilus-galloprovincialis/

http://www.prestarticles.com/properties-required-indicator-organism-heavy-metals/

http://www.prestarticles.com/freshwater-snails-bioindicator-heavy-metals-abakaliki-metropolis/

http://www.prestarticles.com/snail-tissue-content-preparation-analysis/

http://www.prestarticles.com/methods-snail-identificationclassification-snail-stomach-analysis/

By going through these you'll get to understand the through meaning of this heavy metal as used by this american rock band. We all know that rock music is devilish just like the movie titled 'The Devils pick' which centers more on rock music and how devilish the act is, the actors insisted that the music be heavy metals style............. Phew!!!
Properties / Re: Estuary's Sale's And Letting. by joeybankz: 8:56am On Oct 18, 2015
Heavy Metals in Organisms of the River Guadalquivir Estuary

The fifty specimens of the species of freshwater snail used for this research were gotten from streams located around electroplating industries and agricultural lands (farmlands). This is in confirmation of the study of Gupta and Singh, (2011) that anthropogenic activities make a significant contribution to the total aquatic burden of toxic metals by both point and non-point source contamination.

Figure 4: Figure showing the difference in the concentration of three heavy metals (Zn, Fe and Cu) in the five study areas within Abakaliki metropolis

Discussion

The soft parts of the studied species of snails contained heavy metals and this is in agreement with the work of Lopez-Artiguez et al.,(1989) that soft parts of some studied bivalves and molluscs accumulated heavy metals in high concentration proving their use as bioindicators for heavy metal contamination.

http://www.joeyarticles.com/heavy-metals-organisms-river-guadalquivir-estuary/
Agriculture / Re: How To Make Wealth From Snail Farming In Nigeria by joeybankz: 8:18am On Oct 16, 2015
Methods Of Snail Identification/Classification ( Snail Stomach Analysis)

Understanding these means through which aquatic organisms accumulate their trace of Heavy metals from the environment has always been complicated by the existence of the soluble and the dietary sources. For many aquatic invertebrates, trophic transfer accounts for a major portion of total trace element accumulation. In the field, the ecotoxicological approach is very difficult for evaluation of the impact of heavy metals in an aquatic environment, due to the complexity of interrelationships between organisms and the ecosystem. However, field studies can enable assessment of the long-term effect on organisms of heavy metals. The underlying regulator of metal concentrations accumulated by animals in tissue is the balance between accumulation and elimination (both of which vary according to the organism’s accumulation strategy and diluting body growth) (Colac et al., 2006)

MATERIALS AND METHODS

Study Area

The study area is Abakaliki metropolis which happens to be the capital of the present day Ebonyi state. Abakaliki is located 64 kilometers southeast of Enugu in the south eastern part of Nigeria with 13 local government areas, having so many freshwater and marine habitats. It has latitude of 6.32oN and a longitude of 8.12oE. Agricultural, industrial and domestic effluents containing various organic and inorganic pollutants, like solvents, oils, heavy metals, pesticides and fertilizers etc. from both natural and anthropogenic sources are invariably discharged into these aquatic habitats directly or indirectly through run-off, leaching or seepage especially during the rainy season or as windblown materials during the dry season without their proper treatment. These lead to changes in the water quality. The waters are being used for public, industrial supply, irrigation and fishing purposes, therefore it is imperative to monitor the metal pollution. Furthermore there have never been any published reports on this background. These freshwater habitats were selected on the criterion of possessing various freshwater snails and presumed to accumulate heavy metals. The freshwater habitats that served as the precise study areas were; Unagboke stream, Ituma stream, Oni stream, Ngele stream, and Amike–aba stream.
http://www.joeyarticles.com/methods-snail-identificationclassification-snail-stomach-analysis/
Science/Technology / Re: British Scientists Claim To Have Found Proof Of Alien Life. by joeybankz: 8:54am On Oct 15, 2015
The Metallothioneins in an aquatic invertebrates often plays an important role in a homeostasis of the essential metals like the Cu, Zn and the detoxification of the excess amount of the essentials and the non essential heavy metals such as the Cd, therefore, in an extensively used as bio-markers (Rainbow et al., 2000). However, the MT levels are known to also be related to the fitness status of a healthy organisms. The very literature on this metallothioneins (MT) and also the metallothionein like a proteins (MTLP) in an aquatic invertebrates is a very large and an increasing.

The Metallothionein is a like proteins which appears to also play a very important role in the mediating heavy metal in the uptake and then accumulation, therefore, the metallothionein has been in an assayed in a range of the aquatic animal tissues which is an indicator of a metal exposure. The MTs can also be induced by the essential metals of the Cu and Zn and the non-essential metals Cd, Ag and Hg in both the vertebrates and also the invertebrates, but the induction is also variable (Urena et al., 2010).

http://www.joeyarticles.com/scientific-biomonitoring-aquatic-environment/
Agriculture / Re: Hidden Truths About Catfish Business!!! by joeybankz: 8:50am On Oct 15, 2015
The Scientific Need for A Biomonitoring Of An Aquatic Environment

The various heavy metal in the accumulating of the bivalve and the gastropod species has showed a high of presence and also an abundance in the marine and freshwater riverine eco-systems. Therefore, they are more suitable for the different monitoring projects or sessions. The Mussels can also accumulate and then integrate the concentrations of so many metals in seawater for a relatively long intervals as the case may be.

They also has the capacity to assimilate the trace metals from the food they consume and also from the ingestion of these inorganic particulate material (Philips, 1977). The seafood digestive gland in the bivalves is mostly a targeted organ for accumulation of these metals, as furthermore investigated, the lysosomes of a cells digestive organ are generally considered as a highly target organelles while its gills has a shown accumulation of various heavy metals that are either in the field or in a laboratory.

The environmental pollutants which includes metals pose a heavy and serious risks to many of the aquatic organisms. According to discoveries, a great deal of these previous researches being carried out has a known characterized physiological mechanisms which has a toxicity in the animals as exposed to the contaminants. The relationships between these ambient geo-chemistry, watershed land-use and also the trace Heavy metal (Zn, Cu and Pb) in the concentrations of the three types of invertebrate aquatic odonates, molluscs and also a composite were the established (Reiner and Sparling, 2001).

The Metallothioneins are a cysteine rich but low molecular in weight, the heat stables the proteins in

http://www.joeyarticles.com/scientific-biomonitoring-aquatic-environment/
Agriculture / Re: Beginning A Small Scale Snail Farm by joeybankz: 9:13am On Oct 14, 2015
Properties Required Of an Indicator Organism for Heavy Metals

It is important that indicator organisms should not only be good accumulators of metals and of reasonable size (for easy analysis) but should reflect the changing availability of metals in some phase of the environment in this case, the sediments. The ability of some organisms to maintain relatively constant metal concentrations in their tissues clearly makes them unsuitable as indicators. Ideal indicator organisms should in addition be;

Present wherever and whenever heavy metals are present
Recognized
Common
Accessible
Relatively stationary
Long lived
Available at all times of the year.

General Science of Snails - Phylum: Mollusca; Class: Gastropoda

The Phylum Mollusca is a kind of invertebrate (i.e. those animals that lack what we call a back bone) (Campbell & Reece, 2005). The Mollusca also consists of different kind of snails and slugs, the oysters and also the clams, octopuses and then the squids. Most of these molluscs are one of the living things in the in marine habitats; however, most of them are all inhabitant on fresh land and also waters. They have soft body system and all of them are also protected with a hard shell. Some of them have lost their shells through so many years of evolution (Campbell & Reece, 2005). The mollusca body has been identify to have three main parts; first the muscular foot use in moving around, then a visceral mass which has most of its organs, and they have a mantle. The Molluscs in general has its separate sexes, but the snails, however are of her-maphroditic (Campbell & Reece, 2005). One of the eight zones for the phylum Mollusca is a Gas-tropoda which all contains the snails and also slugs. The Gastropoda are of marine, the freshwater or also the terrestrial living organisms.

They also have a asymmetric body that usually with a coiled shell, if the shell is at a present and a foot for its locomotion and also radula (Campbell & Reece, 2005). Several of the Gastropods has a single spiral shell that has often in a conical but also sometimes even the flat. They also have a rippling motion in their foot to any means of cilia. Most of the gastropods do graze on a algae or plants with their radular, and also most of the marine living gas-tropods have the gills (Campbell & Reece, 2005), except for the Pulmonata, who has also developed the pallial lung and can also breathe the air (Madsen, 1985a). The class of the Gastropoda comprises of three quarters of all the Molluscs, and also includes so many several sub-classes including the Pulmonata (Madsen, 1985b). All of these investigated snails are of the Pulmonates, which is genus in the Gastropoda.

http://www.joeyarticles.com/properties-required-indicator-organism-heavy-metals-2/
Career / Re: Marine Engineering Aspirants And Practitioners: Any Future? by joeybankz: 9:16am On Oct 13, 2015
Relation Between Metal Concentration In Water And Metal Content of Marine Mussels (Mytilus galloprovincialis)

Hemelraad et al., (1986, 1987 and 1988) published a series of papers concerned with the effect of cadmium on freshwater clams. Hemelraad et al., (1990) studied the effects of cadmium on freshwater clams Anodonta cygnea and the interaction of cadmium with the essential elements sodium, potassium, calcium, mercury, iron, zinc.

Abdel and Farag, (1991) studied the rate of the bioaccumulation in the Edku lake space and the El-Fayomy of (1994) was found that the marine clam of the Cardium edula in the Lake Manzala had accumulated so much more heavy metals than the first examined fishes in the lake. The Zhou, (2008) was reported that the snails in the accumulated heavy metals is said to be high concentrations order than any other group of invertebrate and also as it was demonstrated in the ability as a potential bioindicator.

The Bioaccumulation of The heavy metals in the snail species has been previously been reported by several investigators for over the past two decades. Like Dr Reed-Judkins et al., (1998) who studied the bioaccumulation of the heavy metals in the Lymnaea stagnalis. Snyman et al. (2000) studied the bioaccumulation of metals in snail Helix aspersa.

The Enzemonye et al., (2006) had studied the bioaccumulation of the heavy metals (Cu, Zn, Fe) in the freshwater snail (Pliaovota; Oliver 1804) from the Ikpoba River of south Nigeria. Kim and Kim in (2007) had conducted studied on heavy metals accumulation in the Oxyloma hirasei from the Upo wetland. Jan et al., (2011) also studied heavy metal in the accumulation in pond snail Lymnaea stagnalis in freshwater. Astani et al., (2012) also studied the bioaccumulation of heavy metals in soft body tissues of the gastropods Thais mutabilis and also the sediments from the intertidal zone of Bandar Abbas.

http://www.joeyarticles.com/relation-metal-concentration-water-metal-content-marine-mussels-mytilus-galloprovincialis/
Sports / Re: Int'l Friendly: Nigeria Vs Cameroon 3.0 (Live) by joeybankz: 5:03pm On Oct 11, 2015
Pls guys, who's watching the Nigerian Vs Cameroon match?
Education / Re: Biology, Chemistry and Physics tutorial thread for jamb by joeybankz: 9:41am On Oct 11, 2015
Properties Required Of An Indicator Organism For Heavy Metals

In the last few decades, increasing attention has been paid to the potential ecological effects of heavy metals concentrations in the environment and has become of great concern due to their highly bioaccumulative nature, persistent behavior and higher toxicity (Gupta and Singh, 2011). These metals biomagnify in the food chain and impose various toxic effects on both aquatic organisms and their consumers since the absorption of high concentrations of these metals by commercial species might prove harmful to man and the productivity of freshwater organisms may be affected. Hence toxicity occurs along the food chain when the contaminated species or substance is consumed or eaten by an organism on the higher trophic level (Heng et al, 2004).

Freshwater snails/molluscs reflect the higher degree of environmental contamination by heavy metals and are the most useful bioindicator tools due to their seeming reflection of environmental heavy metal contamination (Gundacker, 1999, Pihan et al., 2000).

Several studies and research work have been cited to establish and evaluate this relationship between the conformation of heavy metals and their impact on aquatic organisms.
http://www.joeyarticles.com/properties-required-indicator-organism-heavy-metals/
Agriculture / Re: Snail Farming Thread -- Let's Make It Work by joeybankz: 7:32am On Oct 10, 2015
Freshwater Snails As Bioindicator For Heavy Metals In Abakaliki Metropolis

A total of fifty snails comprising of Bulinus natalensis and Bulinus forskalii were used as bioindicators in this research work for heavy metals like Zinc (Zn), Copper (Cu) and Iron (Fe) in five study areas within Abakaliki metropolis which included Unagboke stream, Ituma stream, Oni stream, Ngele stream, and Amike–aba stream. The obtained result using an Atomic Absorption Spectrophotometer (AAS) showed that the concentration of Iron (Fe) was highest in Ngele stream (0.289mg/l) while the concentration of Zinc (Zn) was the same at Amike-aba and Ngele streams (0.105mg/l) while being a little bit lower in concentration at Oni (0.023mg/l), Ituma (0.029mg/l) and Unagboke streams (0.002mg/l) with Copper (Cu) having the lowest concentration at all the five study areas. The result still showed that the bioindicators used in this research work were intermediate hosts of the Schistosoma parasite.

The term "heavy metals" was in use as far back as 1817, when Gmelin divided elements into non-metals, light metals and heavy metals (Habashi, 2009). Over the past two decades, the term “heavy metals” has been used increasingly in various publications and in legislation related to chemical hazards and the safe use of chemicals (Duffus, 2001). Criteria adopted to define heavy metals have included density, atomic weight, atomic number, or periodic table position (Duffus, 2002). Density criteria range from 3.5 g/cm3 to above 7 g/cm3. Atomic weight definitions start at greater than 22.98 to greater than 40 (Hawkes, 1997).

http://www.joeyarticles.com/freshwater-snails-bioindicator-heavy-metals-abakaliki-metropolis/
Sports / Re: Oliseh And Enyeama Have Embarrassed Nigeria! - Chukwu by joeybankz: 4:07pm On Oct 08, 2015
Even his Former colleagues are not in support of this, Hear Garba Lawal -

Oliseh misfired on Enyeama, says Garba Lawal


Former Super Eagles star, Garba Lawal has said Coach Sunday Oliseh did not apply wisdom in appointing a new captain for the senior national team.

On Tuesday, Oliseh and Enyeama came close to exchanging blows in faraway Belgium over the decision of the coach to appoint Ahmed Musa the next captain of the Super Eagles.

The decision forced Enyeama who has been capped 101 times and reigned as Super Eagles captain since the retirement of Joseph Yobo to call it quit with the national team.

Speaking with Daily Trust, Lawal said Oliseh has every right to appoint his own captain but the manner in which he went about the whole appointment was faulty.

He reiterated that the coach did not give Enyeama the respect he deserves as the captain and longest serving member of the present Super Eagles.

Lawal maintained that if he were in Oliseh’s position, he would have sat down with Enyeama for discussion to avoid any open confrontation.

 “I am not with the team in Belgium and I don’t know exactly what happened. But Oliseh as the coach of the national team has the right to appoint his own captain.

“However, he did not do it the right way. He should have sat down with Enyeama for discussions. Enyeama too has paid his dues and deserves some respect. If you ask me, he was not treated fairly.”

Lawal also said the action of the coach is capable of bringing divisions in the team.

“I am afraid what he has done is not good for team spirit. It can easily lead to divisions in the team. There is no doubt that it will impact negatively on the team’s two international friendlies against DR Congo and Cameroon,” he said.

http://dailytrust.com.ng/news/sports/oliseh-misfired-on-enyeama-says-garba-lawal/114132.html

4 Likes 1 Share

Science/Technology / Re: The Effective Application Of Efficient Reverse Demulsifier Stellate Polyquaterni by joeybankz: 7:49am On Oct 07, 2015
Parameters Affecting Component And Types Of Polymer Composites

Thermo set laminates that are usually classified as high – performance polymer composites or as macro – composites based on the length of the fibres or ribbons.

These additives may be Continuous for example, long fibres or ribbons; these are embedded in the polymer in regular geometric arrangements that extend throughout the dimensions of the product. Such systems are fibre based.

Discontinuous (short), for example, short fibres (< 3cm in length) flakes, platelets, spheres, or irregulars (onillimeter to micrometer size); fibres and flakes are usually dispersed in different orientations and multiple geometric patterns throughout the continuous matrix forming micro composites such systems are usually based on a thermoplastic matrix and are classified as lower performance polymer composites compared to continuous additives (Ajayam, et al, 2003).
Composite may also be classified based on the origin (Natural or Synthetic) of the matrix or filler. Nature uses composites for all her hard materials. These are complex structures consisting of continuous or discontinuous fibrous or particulates material embedded in an organic matrix acting as glue.
Wood is a composite of fibrous cellulose and lignin
Bone is a composite of collagen proteins and callium phosphate salts.
Spider silk consists of organic nanocrystals in an organic amorphous matrix.
Shell of mollusks are made of layers of hard mineral separated by a protein binder (Vogel, 1998).
Composites can also be classified on the basis of the intended applications. For example, bio-composites.
Bio-composites for ecologic applications are combinations of natural fibres or particulates with polymer materials from both nonrenewable and renewable resources and are characterized environmental degradability.
Bio-composites for biomedical applications are combinations of biosable or degradable polymers with inert or bioactive fillers intended for use in or thopedics bone regeneration, or tissue engineering applications.

Additions for polymer composites have been variously classified as reinforcements, fillers, or reinforcing fillers.

Reinforcements, being much stiffer and stronger than the polymer, usually increase its modulus and strength.

http://www.joeyarticles.com/parameters-affecting-component-types-polymer-composites/
NYSC / Re: Relocation nysc Batch A 2015 by joeybankz: 10:58am On Oct 06, 2015
From a reliable source, NYSC will start issuing redeployment letter from 5th of Oct, the delay was as a result of the internal meetings by the NYSC board and also the Salah and Independence day break which also slowed down the process.
As am speaking now, my colleague got her message through a text from NYSC yesterday night, am still for mine.....

1 Like

Politics / Re: Boko Haram Releases Pics Of Abuja Suicide Bombers;takes Responsibility Of Attack by joeybankz: 7:01am On Oct 05, 2015
And we were told one Chima okoro was responsible... Naija always chasing shadows!!

3 Likes

Education / Re: University Of Ibadan Ranked Among World’s Top 800 Universities by joeybankz: 1:18pm On Oct 02, 2015
UI is on the list maybe because it is the oldest university in Naija.... Nigeria still got great schools like, Uniben, Unilag, UNN, ABU, Unizik.... anyway I knw send any ranking from these white dudes! When u loook at the ranking, FIFA ranking comes to mind....
Business / Re: E-commerce And Retail Business In Nigeria. Experience,challenges & Prospect. by joeybankz: 7:53am On Sep 29, 2015
Insurance Industry Slow to Adopt e-Commerce (Principle Of Pooling Risks)

Among the scholars who contributed on insurance was, Opp and Group (1993), (IB study text, they explained that, insurance is a policy taken out to provide compensation in the event that something does happen, although the event is by no means certain to happen. This is made effective 'by insurance brokers (a person who arranges the insurance). Thus, the role of the insurance broker is to obtain insurance on behalf of a client by researching the market and finding a policy that is most suited to the need of the client. The broker is the go between the client and the insurer; it is through this broker that the policy holder pays his regular premium and other requirement to the insurance company.

Adeeko et al., (2001), Examination focus commerce for Y ASSCE and SSCE, said that insurance is based on the principle of pooling risks.

They also outlined the basic principles of insurance, which included the following;

Pooling risk; it includes the contribution of large number of a people to a fund, out of which compensation can be paid to those experiencing a particular loss or damage.
Insurance Interest: This Guarantees that the person who takes out an insurance policy must have an interest in the subject matter of the insurance policy.
Utmost Good Faith (i.e. Uberima 1-ide); all parties to the contract must deal openly and honestly with each other and disclose all relevant facts.
Indemnity; Under this policy the policy holder is entitled to be placed in the same position after a loss, so that he makes no gain or loss.
Surbrogation: it refers to the right which person has to stand in the place of another and enjoy all the right and remedies of that other person,

http://www.joeyarticles.com/insurance-industry-slow-adopt-ecommerce-principle-pooling-risks/
Career / Re: Graduates Of Information Technology by joeybankz: 9:27am On Sep 28, 2015
Adoption of e-Business Technology In Insurance Transactions

They said in typical insurance transactions, that the applicant. when they, he or she applies for insurance, they said that if the insurer reflects the offer but agrees to provide coverage subject to a surcharged rate or other modification the insurer offer is deemed to make a counter offer, which must be accepted b' the applicant prior to its withdrawal for the agreement to become effective.

1. Offer and acceptance: They said for a contract to be enforceable, evidence of agreement must exist, they said as well that a valid contract exists after one partly make; valid offer that is accepted by other party. Infect, they said what the law deems or an acceptance of the offer depends a great deal on circumstance and transaction.
2. Consideration: They said (Consideration means that something of value must be changed by each party to the agreement. This they said that contract is not enforceable unless each party give up a right power, or privilege that he or she already has in exchange for an equivalent renouncement by the other; indeed they cemented that under insurance is the promise to you. They as well stated, "a Promise to pay can be deemed. Consideration even if actual payment does not occur where the consideration made by the insured is the payment of the premium or promise to pay".
3. Legal Capacity: They said further that the parties to the contract must be legally capable of entering a contractual agreement. They condemned insane or intoxicated person’s involvements of contracts. "Again, they state that minors (persons between 18 and 21) may void a contract to which they are part as long as they do so prior to attaining the age of maturity. Therefore they lamented that insurers are presumed compliant if they meet _ statutory requirements to be licensed.
4. Purpose Not Contrary to Public Interest: They stated that a contract whose purpose is against the public interest would not be enforced. They stated that absence of an insurable interest for the insured (or, in life insurance, [he beneficiary) usually makes the insurance contract unenforceable.
Furthermore, they exposited on the different types of insurance contracts.

Source http://www.joeyarticles.com/adoption-ebusiness-technology-insurance-transactions/
Health / Re: What Is An Antioxidant? by joeybankz: 8:56am On Sep 26, 2015
Importance Of Phenols And Antioxidants
Phenols are organic chemical compounds consisting of hydroxyl group bounded directly to an anosmatic group. Both plant and microorganism can synthesize phenol. In plants, the phenolics units are esterified and mentholated to conjugation which means that natural phenol occur in glycoside form instead of the aglycone form. In olive oil, tryosol form esters with fatty acid
http://www.joeyarticles.com/importance-phenols-antioxidants/
Health / Re: Free Eye Test For Kids by joeybankz: 8:23am On Sep 25, 2015
Talinum triangulare is used in traditional medicine as tonic and enhance the cognitive ability. Hydromethanol extract from the branch of water leaf is a source of allantoin, aspartic acid and steroidal saponin mixture which inhibit Tripanossoma cruzi (Amorim et al., 2013) that causes chaagas disease.
http://www.joeyarticles.com/anti-bacterial-effect-talinum-triangulare/
Business / Re: Sesame Seed Export by joeybankz: 2:27pm On Sep 21, 2015
The Sesame Oil Seed- Research By Green House Of Biotechnology


The Green House of Biotechnology and research center has carried out a
this research, through the Ebonyi State University Abakaliki, this is
to determine the Green House germination period of the (59) fifty nine
varieties of the sesame sesamum indicum. These varieties of sesame
sesamum indicum was collected from several locations across the
country which includes National Cereals and Research Institute in
Jigawa State, the Benue State (NCRI) Nasarawa State, Abuja, Kogi,
Niger State and Gombe State. These varieties of grops were planted on
the 17th of December, 2014 in with a mixture of soil and sand,
saw-dust and manure at the ratio of 3:2:1 in a (59) fifty nine
buckets. The germination periods starts from day 1 to day -7 with a
total mean of 3.3 +1.28, and the percentage value in
a)      7days = 3.6%
b)      6days =1.8%
c)      5days =12.5%
d)      4days =28.6%
e)      3days=30.4%
f)      2days=19.6%
g)      1day =3.6% respectively.

http://www.joeyarticles.com/sesame-oil-seed-research-green-house-biotechnology/
NYSC / Re: Relocation nysc Batch A 2015 by joeybankz: 8:45pm On Sep 18, 2015
Crownwealth91:
OMG.. Whats wrong with Nysc

What happened bro?

Anyway, I also applied it's been almost 3 weeks now and no answer yet from NYSC... Hope this relocation starts b4 month end.
Career / Re: Please What Is The Difference Between CIBN And ACIB by joeybankz: 7:44am On Sep 18, 2015
luvility:
After qualifying by passing the final paper of CIBN, den u become an associate i.e ACIB

Thanks dear...
NYSC / Re: This Is The Message NYSC Just Sent To Prospective Corpers by joeybankz: 2:09pm On Sep 11, 2015
This people will not move this important message to front page now, if it's one celebrity with her dog or some1 who killed a snake it will immediately make FP.....
Politics / Re: Ambode Bashed For 'Embarrassing' V.P Osinbajo On Instagram (Photo) by joeybankz: 5:36pm On Sep 07, 2015
AnanseK:


With due respect Sir this VP is relevant and is working. That's Buhari's style, remember idiagbon? Those who didn't know Buhari went as far as saying that Idiagbon was the one in charge of the government.

So Bros u want to say just like Idiagbon, Osibanjo is kinda in charge of government in naija? Hmmmmmm.... my dear, in this Buhari's government, he is mainly incharge of everything (His recent appointments comes to mind)
Celebrities / Re: Timi Dakolo And His Beautiful Wife (photo) by joeybankz: 5:46pm On Sep 05, 2015
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