₦airaland Forum

macanu:
Pls I have share I bought in 2007 which is 1000 share(zenith bank) I have d certificate.what I want to know how do I calculate d value or what is the value now that we are in 2017,I mean need more light on it,I also have other I bought in 2009(1000 shares) too.pls brokers help me value it in cash

The amount you bought the shares in 2007 will be stated on the certificate, you can find the current price of whatever stock on the NSE website for dail stock update. But for you to benefit from capital appreciation of your stocks which to me is more valuable than dividend and bonus on those stocks, you will need a cscs account to be opened for you through a stock broking firm. Use Google, search for broking firms in Nigeria there are a lot of them, they will help dematerialize your share certificate and you will be able to trade or buy more....

Caveat - I am not a stockbroker just my churchmind to pass info to to fellow

Just same way Buhari was rebranded as a saint in 2015 and people voted for him, same is about happening to atiku that has milked this nation since time immemorial....it is well with Nigerians

http://www.stanbicibtcpension.com/PensionManagers/contact-us/Frequently-Asked-Questions

The link explain in details the new pencom directive

Fund Type
Exposure to Variable Investment Instruments
Membership
Fund I
20% to 75% of Portfolio
Strictly based on request but not accessible to Retiree and active contributors of 50 years and above.
 
Fund II
10% to 55% of Portfolio
Default for active contributors of 49 years and below
 
Fund III
5% to 20% of Portfolio
Default for active contributors of 50 years and above
 
Fund IV
0% to 10% of Portfolio
Strictly for Retirees

Prices please? And do you install after the carpentry job is completed?

Hello house which of arm money market fund or Stanbic ibtc mmf is prefarable in terms of dividend payout and prompt service delivery? Would appreciate response from those that ve done both investment recently. Thanks

fantasy7800:
Please I'd like to know the transaction costs for trading equities on the floor of the NSE. I intend to buy some shares and I'm trying to calculate total cost. Beside the brokerage fee, what other costs do I need to take into account?

Sec fees - 0.3%
Stamp duty - 0.075%
Cscs alert fee - N4

If you still have your annual vacation, you can use that as in lieu if you asked to resume immediately or better still pay your one month salary as in lieu, you can always communicate with your former HR contacts to clear your outstanding so you don't have issues with your new employer and references

EgunMogaji:
If you care enough to go back hundreds of pages you will find a discussion on it by Brabus.

Good luck.

Ok thanks, will search

Hello house, does anyone knows anything about this biofil digester toilet, especially for water logged area? would appreciate if anyone have this unit installed in their build and can share experience compared to the normal septic unit

op you sure this car still run and drive with this serious damage

aragon4realz:
believe me...a job offer that is yours is yours,it doesn't matter how many mistakes you made during the interview

I don't believe this, if you make many mistakes the chances of you getting the job will be greatly reduced and it thus shows you not prepared for the interview

chukzyfcbb:
Sir Hajj, pls help contribute to my already asked question

what's the least one can spend on raft foundation in Lagos mainland, at areas festac,satellite in general

just a ball park figure, dats all thanks a lot

4-5board Raft plus oversite concrete of a 5bedroom duplex on the average should range between 4.5 to 5m with the current market rate could be higher but definitely not lower

chukzyfcbb:
Good day sir ,pls I need your expertise opinion.

Getting a dry land in Lagos in a fairly good area on the mainland and at a fair price is tough.
However, My P-man is considering a swamp land but I am strongly against it because of the cost of raising foundation.

The swamp land will cost a whole lot of money, and so I am scared of foundation cost

pls sir, what's the least price of constructing a raft foundation in a place like Lagos (mainland).
The knowledge of that will help him rethink his decision, hoping for your reply and others too thanks

Bros, direct your question to @brabus this one is too much for sir Egun,

@Oga EgunMogaji, is this ty of suckaway suitable for water logged area too? Please can you shed more light or share the link I can get the resources so I share with my engineer. Thanks

Unity estate egbeda but the traffic for alimosho na die; dat area is too populated

Dry when we have over a billion barrels waiting to be drilled @owowo offshore akwaibom

Plenty pertinent questions unanswered in a case like this cos really I don't expect a JS1 pupil to have started practicals for him to have access to the laboratory, ethanol and sulphuric acid can be very toxic and corrosive may even choke the boy if not handled properly, so who thought him how to handle such chemicals.

I can't believe this story just yet, an official statement is required from the school authorities to clarify the issue and not just say he's been expelled

abdulwastecx:
Height of kingpost is 4m
We bought about 500 pieces of 2 x 4
About 50 pieces of 2 x 6
About 450 pieces of 2 x 3.

The 2 x 4 and 2 x 6 wood is called AYIN (APUNTU), very hardwood that don't need treatment.
We applied solignum with kerosene, instead of using condemned oil.
We bought the wood from Ibadan

God bless you sir, so you didnt use 3 by 4

Hi Abdul, the build is going great, please can you share the quantity of woods each you use for this build and the kingpost? kindly share where you got the wood as well. I also noticed you didnt use solignum on the wood any reason for that?

I rep AAICC boladale osodi, 1998

Op you didn't add one of the most important one which is INTEGRITY. A lot of Nigerians lack this, there are people with funds to start business and looking for guys with good business ideas but many of them donot have an iota of integrity, always planning to swindle with the thought that the fund-raiser has another means of money. I don't know why we are like this. It's very terrible

snakebeat:
U could have as well express your opinion without being insultive. I guess in this context the term 'fair pricing' is subjective. So to each his own. But my is point is go for what u can afford. Don't expect wizkid to come perform in your daughter's birthday when u can't meet up with his terms of fair pricing. A friend actually wanted davido for 5m for his dad burial, but davido refused the amount...guess what, this same guy got Ayinfele for 1.5m to come perform at his dad burial...Reputation bro...

Davido for dad's burial, Oga please wipe your mouth clean cos that's a big lie.....tati billion for d akant song in burial....lol

puyol5:
We have seen on NL here. How so many HR managers/executive come to give advice on how to write a CV and prepare for an interview in order to get a job.

These same HR are the people who recruit employees based on subjective criteria such as man know man, Abuja connection, brown envelope, long leggism and other means of subjective recruitment.

Before I continue, sm NL members would say learn a skill and I ask them with which money? I have been to interviews and aptitude tests and I discovered that most start-ups recruit on merit at entry level because they don't pay well but most big firms don't employ on merit at entry level. The funniest thing, their special candidate attends the interview/test with other candidates that apply to fulfill all righteousness.

What's the hope of that women who sold Akara to send her child to school? What's the hope of that carpenter who sent his child to school?

Enough of the how to write CV seminars and start recruiting the right way. You even put 2 years experience for 3months internship role. If someone did not give you a chance to prove yourself would you be where you are today?

Before you come for me I am a social media marketer and a sports editor/writer. Even if you learn a skill you might be employed by someone also, not everyone who has a skill is an entrepreneur.

No more advise, do the right thing all HR Managers and officers.


Thank you

@op I want to categorically tell you that it's the big corporation that recruits based on merit not like those upcoming firms, what you need to focus on is the value you want and will be adding to the firm and not just go there with some online generalised format for your interview. You also need to be positive while you search, if you keep that mindset of they already know who they would employ I bet you may not get the job.... there are a miliion and one jobs gotten based on merit and not man know man.

Cheers

StainlessH:
I have read the last two pages on this thread and it has been back and forth on the issue of contractors costing and related issues.

While I can say that everyone is making some good point that will shape the industry more or help intended builders and clients. I will also like to throw my view while staying rational as possible.

You truly might not know a good job until you see one. So contractor A might give you a quote of N10 while B gives you that of N60. They are both at liberty to cost their job that best way they can make profit anyway. A might not have an operational office and paying staff and no project management approach towards the job and you are at risk because he might not pay attention to details.
B might have an operational office and paying attention to details and will surely stay abit longer at site to achieve this and do even some things you didn't ask for probably because he has more professional staff and current tools and equipment. Like the local saying

"woman wey never taste another man no know whether her husband strong for bed"

I traveled to a site and ran out of cloths and needed a pair of jeans and went at a nearby market to buy one i guess the guy selling it size me from my looks and inflated the asking price to N4800 when I asked as a proper lagosian my budget was N2000. I didn't say a word to him I moved over to the guy beside and got a asking price of N2500. I felt cold with him because to me jeans na jeans. This is the power of liberty to cost as a vendor, I didn't go back to ask the other guy why his was more expensive. I worked with the vendor that was closed to my budget.

Having said after years of piloting the affairs @ efabricators.ng if we wanted to survive as a company that takes amendment jobs we will still stay afloat because of a number of call to come complete what Vendor A couldnt finish but as a company policy we don't do ammendment jobs. Because on sighting some unfinished or poorly finished jobs the first thought that comes to my mind is that

"this is a job that was well quoted for but the client went for the lowest bidder"

because you never know a bad job unless you experience one when you do you will now spend more than the initial cost.

As we all know the the lowest and the highest is mostly not to win the job but the middle qoute(s). That's how I select vendors. Know that for free.

And one of the clients mentioned how the contractor spent his money, how he does that is not in the context of the discussion.

Clients should note very clearly that in as much as the the contactors are middle men they are mostly educated and act as and interpretator for the clients to the artisans who no doubt are skillfully but cant interpret drawings and some detailed mesurement. Don't believe me until you hire a skilled POP guy from Coutonu you will need to go learn diluted French to communicate.

Also we contractors should learn to be very fair with our prices. So we don't loss jobs. As business is all about turnovers.

I learn a lot from this forum and one thing I learnt lately is to be very open with our prices and that's why we launch our webstore @ www.efabricators.ng with thousands of sample pictures of products and services ranging from but not limited to Stainless Steel | Wrought Iron | Crystal & Acrylic | Wood | Aluminum | Glass | Galvanize | Mild Steel | Polystyrene | PVC | Fabric | Automations | 08068966121 | @ efabricators.ng
Oga mufutau55 has always try to advice that vendors be open with prices so clients will have something in mind to either call or not.

In summary clients should know that vendors are at leverage to cost their jobs the best way they can you are also at liberty to chose who you want to work for you within your budget no hard feelings. #thisisbuiness #allaboutthebenjamin

@bolded how they spend is not important but you guys are saying they pay house rent, use bad roads etc, because i added they spend on women and drinks you blabbing nonsense, baba sell your product and stop typing gibberish here.....na today naija man don dey swindle, we talking about price fairness you saying something else....no let me vex for you oooo

spyder880:
OK, let's talk fairness Sir

Let's start from our artisans we employ to do these works, we should all be fair to them. We cannot just send these men to the warfront and expect them to perform to their best abilities in sometimes impossible conditions, while expecting them to collect peanuts from us. These gentlemen have families like all the rest of us, and they buy their foodstuff from same market as us. Fair pricing stipulates we pay them in accordance to their skill, so they will not get frustrated and steal our materials while we use the police to chase them around.

Talking fairness, let us include the governments and their lack of care for us contractors, how they abandon us to our fate with bad, terrible roads, ( I lost a rear shock absorber on my car yesterday, so I know how it feels) lack of water, security and most especially, no power. Who bears the cost of generating power when the government fails to do so? The contractors.
How about the police stopping our loads of materials to the site and demanding a bribe before allowing you move on, is this fair? Where is the fairness?

The contractors are risk bearers who must be at the top of their game to perform. Top of their health and technical demands. Everything that will go wrong in a building site is in the head of the contractors, who has no insurance from anywhere should even the cement and other materials used correctly fail. Let me ask us this question, should the contractors include insurance costs in their pricing? Insurance against loss of money, against structural failure as a result of substandard materials, against weather conditions which might make them to loose money, against delays by omo onile wahala? So, where is the fairness?

Where's the fairness in arbitrary price increases? Where you can be given N1,500 for cement and end up buying same cement for N2,100 and the contractors keep quiet and endure. Where's the fairness in other inflationary actions where the contractors cannot afford to buy what they used to buy easily before. Where's the fairness in harsh transportation costs?

Please, understand me people, the only way of measuring fairness is in the demands of the job from any particular work site and this is what the contractors try to capture in their costing. No contractors will see a good cost and refuse the job, as nobody will refuse profit. Having said this, I have seen and know a lot of contractors languishing in poverty, despite their hard work. I think an honest man deserves to be well paid for his honest efforts, I think when people work hard, they deserve to be paid well.

The clients are trying, we understand their efforts and their good intentions, we also commend them for their patience, understanding and encouragement. We wish things will get better, we wish we can do these jobs cheaper, we wish for a better, well regulated country. We wish for peace and all round prosperity for workers, contractors and clients/house owners.

Thank you all.

oga spyder, i respect you on this forum but this your posts really irk me alot, so because artisans are experiencing bad road, no water no light etc clients should be paying more like the client just drop from heaven and doesnt face same challenge you talking about? the funny part is many of the contractors will reap clients so much they end up spending the money on women and drinks, they dont take care of their families cos to them the money is awoof, and ofcourse you cant use awoof money for something tangible, God is against it. Nigeria building contractors are very very terrible..... and you guys are coming to defend one another here giving cheap excuses that no two site are the same.

Some of us work 2 jobs in harsh conditions to raise funds and one contractor will be quoting ridiculous price thinking that the client is so rich so he should let them swindle him like he got the money from the trees...God help you guys

please send a comprehensive detail to my inbox, am kinda interested.

NB- dont quote my message cos i would like to edit the mail address once you see the mail. Thanks

I guess those malls were built with ill gotten wealth, karma playing a fast one on the owners....@op is there any mall like this in Nigeria?

@ibiboss, this quote looks fair to me oo, am not an engineer but currently building, based on what I know so far it looks ok, I think he will ask for more money for raft materials

Another fraud on property section.. check bottom of page 2 of thread. https://www.nairaland.com/2986494/roofing-project-nairalander-nairalander-pictures/2

Thank you so much @harryman...

onyetrucks:
Iveco truck with coldroom container
In good working condition
For more inquiries
Call 07032190807

how much for this one?