Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 2:57pm On Jul 03 |
sogba1145: For a sister, UkVI requirested for evidence of source of fund that is verifiable.What documents needed to be provided for this please. Urgent response needed please Your sister does not know where she got the money? |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 2:56pm On Jul 03 |
Altern8tor: U want a sensitive information like that in public,,, what if UKVI finds this comment here on Naira land? They will ban Nigerians from coming.... Abeg nobody should drop such information here.... Go to DMs and discuss there What is sensitive about this question? Your reply gave your intention away. You think UKIV doesn’t know about this? Why do you think that they asking a lot more people about source of funds? |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 8:51pm On Jul 02 |
missnazzy: Yes. Do you have the WhatsApp number? |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 7:41pm On Jul 02*. Modified: 9:22pm On Jul 02 |
1cent99
....icent7226@gmail.com
He is one of the scammers here |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 7:33pm On Jul 02 |
missnazzy: This was the conversation after. Another question...was the voice call on WhatsApp? |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 7:29pm On Jul 02 |
missnazzy: This was the conversation after. Thanks |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 5:51pm On Jul 02 |
missnazzy: Please be weary of scammers in this platform.
Someone sent me an email here, I responded thinking he had something good to offer based on my enquiries here, he asked that I pay money to link me to someone who would do a paid call to UkVI for me and I will get approval same day as he got. Lol.
I refused the offer, he proceeded to tell me he wants to sell a guide to me on how to do the paid call. Mugu must fall, abi? Mtchew.
Everything should not be an avenue to leach and scam others. Who sent the email to you? Can you provide his ID here or email address? Thank you |
Travel › Re: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by justwise(mod): 4:17pm On Jun 29 |
NiceTri: Lol, you really upgraded for real. Even owning a landing page. I had a person that went for this a while ago, he lost his money. I will show him this post to leave a review. @justwise |
Travel › Re: My misconceptions by justwise(mod): 6:49am On Jun 27 |
ugreat: This guy tried scamming me this night about paying to join a travel WhatsApp group till I traced his phone number to Truecaller and saw comments. He blocked me and deleted the account number he sent. Who is the person? You need to give more info about the person |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 7:38pm On Jun 24 |
OtunbaBlack: If the money is given to one by a sponsor, how do you recon one presents it. In this situation where they’re asked. If that sponsor is not your father or mother then you are on the wrong process |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 7:36pm On Jun 24 |
profpius: That means what they asked specifically in the mail was origin of funds right and not source of funds Wish one could see the mail to see how it's exactly written, cos origin of funds seems to be my biggest fear in this whole thing What is difference? |
Travel › Re: I Returned To Nigeria After 5 Years In The UK - Everyone Thought I Was Not Ok by justwise(mod): 6:59pm On Jun 19 |
Abroad is not for everyone and you are the perfect example of that and that was exactly why you returned home...little to do with reasons you stated above.
If you are spending £400 a month on food alone as a single person then you came to this world to eat. London is expensive and you are paying £900 a month on rent and you never thought of moving out of London for the whole 5yrs? Nigeria will happen to you. |
Travel › Re: Canadian Student Visa Thread Part 23 by justwise(mod): 8:36pm On Jun 15 |
@All
Please let's not derail this thread again. If someone scammed you or contacted you privately then provide the evidence here or zip it. If you can't support your allegation with evidence then stop derailing this thread with this unfounded allegation. |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 8:25pm On Jun 15 |
charles12745: This was the email he sent.... we went to whatsapp and that was when he requested for money Can you share the WhatsApp number here? |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 3:10pm On Jun 15 |
charles12745: This Ayomide guy sent me an email requesting for money to share CAS shield credibility questions which he might not even have.....This platform is here to help people and not extort money... Please lets be careful...people here have dropped VISA interview questions, even screenshot of VISA document request mai, while some other experienced people have answered them.. I wonder why someone will be disguising to be a student whereas, he might be a scammer. Thanks for bringing this here, will look into it when I get home, at work at the moment |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 10:22am On Jun 15 |
jedisco: Lol... your pikin kwa. Moreso something that can have a term limit.
There's no convincing you on this. Insurance no go chop your money lol.. no comment |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 6:06pm On Jun 14 |
Mcleo007: Does that still apply, even if it involves family?  Trust only yourself...money changes people , there are so many ways to look after family without life insurance.. and to answer your question..Yes |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 6:00pm On Jun 14 |
ehizario2012: Thank you. While I agree uncertainty and risk is an integral part of investing (pension) in this case it seems very very significant. Out of a group of Nigerian friends in the NHS trust, I'm the only one still left on it. You may have the last laugh at the end..if you can afford not to opted out i suggest to carry on..carrying on |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 5:55pm On Jun 14 |
jedisco: Interesting...its usually a nice bedrock when it works. It doesn't bring back the dead but gives their offspring a good headstart Yup...the living gets richer the moment you are 6fit down under...basically you dying is someone's prayer point .... |
Travel › Re: Canadian Student Visa Thread Part 23 by justwise(mod): 9:01pm On Jun 12 |
@AbelAbdul
Take a break from this section, enough of shouting of scammer without providing a single evidence to back it up |
Travel › Re: Canadian Student Visa Thread Part 23 by justwise(mod): 8:44pm On Jun 12 |
Badadvisor: You're a scammer lol, you've been exposed multiple times on this platform. I need an evidence , i have been asking for this but nobody cares to provide one, all i keep hearing here is scammer scammer and more shout of scammer |
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 8:33pm On Jun 11 |
Worryingly: Hi guys,
I've been admitted for MRes at University of Bath. And I plan to travel with my spouse and 3yr old son.
I dont even know where to start for the visa application. An agent was recommended for me.
Please I need all the assistance I can get.
Cheers Avoid agent else you will ruin your application, there are trillion of info available here for visa application, even AI can guide you through the process. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 10:52am On Jun 10 |
Lexusgs430: Are you sure a non sale clause disclosure might not be in the agreement...... 😁😂 I doubt, even if that is in place it will not hold longer than 6months then I will get rid of it. Elon is a liability, I regretted holding my Tesla position for 5yrs. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 6:03pm On Jun 09 |
Cyberknight: I also think it's overvalued as well and agree that SpaceX's market share will likely not outlast Mr. Trump's term by much (of course no-one knows how long Trump might stay as president, given that it seems anything goes in US politics these days). But it might make a good buy in the short term. I preordered a fraction already just to see how the market reacts when it goes public…. I will sell before November midterm election |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 5:59pm On Jun 09 |
Lexusgs430: Yet again, justwise...... You're also speaking from both sides of your mouth..... 👄😂🤣👄 I'm not, i got no issue with insurance in general...count me out of life in insurance |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 2:25pm On Jun 09 |
Lexusgs430: Not just '' some money ''.... So long as you're fully insured, you get '' all of the money,"" to rebuild that property + cost of '' all the contents'' refunded..... 😉🤣 Exactly!! Better than life insurance…lol |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 9:11pm On Jun 08 |
Goodenoch: 1. Is your home insurance an investment?
2. I’m sure you will be careful not to burn your house down by mistake. Will you stop your home insurance because of that? Again in some ways its an investment , if i burn my house down i will be getting some money from the insurance company either for the content or for the actual house. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 8:25pm On Jun 08 |
Kenn55: Oh, I see where you are coming from. Your first paragraph says it all.
You can't stand making an investment that someone else will benefit not even your own family. Na waa ooo, I comot cap for you  That was not what i said. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 6:56pm On Jun 08 |
Goodenoch: In this conversation about life insurance I hope people are taking into consideration that it’s something that’s intended to come into effect in case of an unexpected death while still ‘young’ and when one still has dependents, not when all your children are grown and have struck out on their own and are capable of fending for themselves in your absence.
It’s not an investment you’ll be looking to get returns from, just like your car/house insurances are also not investments you hope to ever have to get returns from.
The notion that the best way is to spend your money with them while you’re alive is good but do you know how long you’ll be around to continue making money and spending it with your family on an ongoing basis? In short, life insurance serves a completely different purpose. It’s for if you die in an accident or have a heart attack at 30, 40, 50 or 60-something years old. What will your family eat? How will they pay off the mortgage? How will your wife/husband be able to care for the children on their own in the absence of your income and your input in childcare etc?
For people who have enough assets that can be disposed off to fund things like that (eg you have investment properties separate from your main residence or a substantial shares portfolio), you might not need life insurance.
For everyone else, please don’t allow the mindset that ‘they will get money when I die’ to prevent you from paying the 15 pounds or so per month to ensure your family doesn’t suffer unexpectedly soon. Its an investment in some ways because your family will cash out at some point I rather put that £15 or £20 into s&p 500 monthly or in Equity fund in Nigeria than life insurance . Don't worry i will be careful so as not to die in an accident or have heart attack. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 6:47pm On Jun 08 |
Lexusgs430: They all know that, their buckets would not be kicked, till they hit 95....... 😂😁 That is not impossible. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 7:47am On Jun 06 |
Kenn55: I think instead of doing life insurance till death, it is better to take a 10 or 20 year term life insurance depending on how old your kids are.
The essence of life insurance should be to protect your kids during their dependent stage. If you have a 5 year old child and you take a 20 year term life insurance, it is expected that after 20 years, your child would have become independent and would no longer need that backup. If God forbid, you kick bucket when he/she is just 12 years old for example, the payout should be able to payoff the mortgage to guarantee them shelter, pay for their education and upkeep till they become settled.
You don't want the living standards of your wife and kids to drop or to rely on one wicked uncle, relatives or Gofund me to survive in the event of early kicking of bucket. It should also cover you in the event your wife kicks bucket first so it is not just for a man as most middle class families run on both husband and wife joint income
In summary, life insurance isn't supposed to be a wealth creation for the living but to secure your family during the period they will need it most in event the unexpected happens. It works for middle class, the rich wouldn't need it, their will is enough. I totally get your point however what I’m saying is that life insurance is not the only option, there are other generational wealth creation vehicles that the whole family enjoys while here on earth. Life insurance creates unhealthy expectations in a family as the insurance holder gets older. |
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 7:40am On Jun 06 |
Lexusgs430: Justwise, seems you're missing the point...... 🤔
How could I help my family with money, that is an insurance payout, upon kicking my bucket....... 😂 No I’m not missing the point at all… if my family has to wait until I die to live or maintain comfortable living then I haven’t done a good job while I was alive |