₦airaland Forum

Lexusgs430:
But nothing is stopping you from enjoying the proceeds, from all your investments......

Imagine what a life insurance payout could do, to our loved one's whilst we are gone.....

Or would we rather them rely on Go fund me, for immediate financial needs.....

Why not help your family with that money while you are still alive?

Goke7:
Am with you on this one! I rather major on investments I too can benefit while alive. Period.

Absolutely!!

Lexusgs430:
So you leave your loved ones financially handicapped....... 😂😊

Common now...lets be real here, i need to enjoy my money with my family while i'm still on this planet earth, they don't need to wait for me to die to enjoy life.

This may sound strange to many but i don't have bank accounts for my kids, all my investments and savings are in my name. As they grow up and i figure out what they want to do in life then i will invest in them so as to be financially dependent and not waiting for me to kick the bucket so as to enjoy life.

Lexusgs430:
Both of you get Life insurance policies, so whoever kicks the bucket first, creates a soft cushion for the other....... 😂🤣

I'm totally against any investment that the benefit comes after death.

directonpc:
Zahra29 is a dangerous person, and unfortunately, our community has many of them.
Imagine making someone like the voice of people like us because they look like us. They'd make life hellish for people starting out in the same system that was favourable to them. Thank God man no be God.

I disagree with you on this, i do not agree with her in certain issues regarding immigration policies by current and previous government but calling her dangerous is well over the top. We need a balance view in this thread and Zahra29 contributions is essential.

I know that she does come across as the female version of Alastair Campbell during Tony Blair time but she does it in a meaningful way.

Lexusgs430:
Life insurance is so so important..... If you love your family and don't want them to rely on Go fund me........
Get a LIFE INSURANCE POLICY TODAY.........

How do you know if i'm going to kick the bucket first?

Blosom29:
I got this mail from ukvi what should I do
The UK Decision Making Centre is currently assessing the application submitted by the above named. We are unable to conclude the application at this time as we require additional information.

Please provide the following documents:

Official, verifiable documents to demonstrate what you have been doing since your graduation in 2021.

I can see that you have sent a letter from your employment, but if you can please give more information:
What is your job role?
How long have you worked there for?

Please also provide Payslips and bank statements with regular salary being deposited.

Your documents do not need to cover the entirety of the period referred to, but should be reflective of what you have done during this time. The decision maker will use this information to consider whether you meet the genuine student requirement of the Immigration Rules. If we have further questions, we may ask you to attend an interview, if you do not have any official documents, please provide a brief summary of why.

This is simple...is the money you presented from salary? If yes then print your salary account and payslip for at least 6months and send to them.

Yes your payslip and salary that goes into your bank account must correspond there is no two ways about it.

lilzeel:
This guy pm me to subscribe to a group of experts who can guide on best route to travel out and it a paid group. I paid and since then this guy went mute no group no adding. He sha scam me 20k but no wahala on God, he will reap it.

Which guy and how much did he charge you?

HacheNoire:
Only those who have never been to the airport!

That system was coined out of slavery!

But now, you will have everything, keep running, and never OUTRIGHTLY own anything- it all comes with a price tag that will always keep you running.

The new slave chain is DEBT

This is not true

I feel her pain, i can relate to everything she said but giving up is not the answer. Though doing certificate course will be helpful compared to masters course

Zahra29:
Yes it is.

Of course no British citizen pays IHS and tax at the same time, because the IHS is specifically for migrants who are not yet permanently settled i.e. who have lived in the UK for less than 5/6 years in most cases.

Compare a migrant at 40 who has worked in the UK for 2 years and paid £2,000 IHS + income tax - there is *absolutely* no way he has paid more into the system than his British peer who has been working since 21 (and part time since he was 16 / 17 years) and has thus paid into the system for >20 years.





1. The vast majority of adult Brits have paid something at some point.
2. They are British and are entitled to the NHS. It was created to serve the British.
3. Let's not forget that there are tens of thousands of migrant dependents who pay nothing (exempt from IHS and don't work) but still get free medical treatment.

You are making it look as if all Nigerians that came here with work or student visa came at the age of 40, many are in their 20s and 30s.

Yes British citizens are entitled to use the NHS because its their country just as migrants are also entitled to use NHS because their paid for it, i mean OVER paid for it.

The British should be the last country on planet earth to complain about immigration, the same people that went around the world shop lifting countries now have the gut to complain about immigrants that paid to be here.

People i have issues with are those who came here to commit crime and break the law, apart from those set of people ..the rest should enjoy what they paid for.

nwaogukings03:
Please gurus in the house help me.
I want to do 2years MSc pre-registration nursing program in the UK. School fees is about 17k pounds per year. Deposit is 5k.
If I want to pay the deposit right now, please who can break down the remaining total funds that the UKVI will require me to prove access to before they give me visa?
And can my partner bank account be used as the sponsor?

Business partner or boyfriend?

ehizario2012:
I'm really interested in this topic because I've been contemplating stopping my NHS pension. Is paying NI not enough? That extra 8.5% is somehow jare! Many immigrants in my trust have opted out but I'm still unsure 🤔

Rather than stopping it ...maximise it so that NHS will match it, it's pretty much free money.

Zahra29:
To quote Blair, the bolded is a quixotic fantasy lol.

Many British citizens have paid into the system for decades, and/or are the children of British citizens who paid into the system all their lives. Also, let's not forget that many migrant families do not pay the IHS.

No its not.

No British citizen pays Immigration Health Surcharge AND national insurance at the same time for the period of 5yrs at least.

If the new immigration policy comes into effect many migrant families will pay IHS for 5-15yrs

Let's not forget that there are millions of British citizens who pay nothing but still get free medical treatment.

Zahra29:
Surely this cannot be correct. We've been told numerous times that immigrants don't use the NHS.

Yes they are not using it enough considering the fact that they paid in far more than British citizens

Goke7:
Before visa issuance? Ok o

Yes … it will solve a whole lot of problems…

Goke7:
Revoke access to the school system and report to the home office who in turn cancels visa and this happen very well.

😂 But funny enough I know someone who was still owing after graduation and the school just set a direct debit to collect the balance

That is not a legal action and all you listed above will not recover the money for the university . So to avoid all that the university decided to request for payment upfront

Goke7:
Yes they have every right but does it make financial common sense for every stakeholder in the education sector? I don’t think so and if people default on payment for any reason that’s a different conversation and there are always legal terms and conditions to address that.

Even those who have all the money to drop at once will not do so if there are alternatives and of course there are and will always be alternatives.

What legal course of action do you expect the university to take when an international student failed to pay the school fees?

Mcleo007:
You are missing my point; j[b]ust because I have N60m in my account doesn't mean I can invest it all in education at once[/b], as that doesn't make sense to me. Possessing the funds indicates my ability to support both my tuition and living expenses, rather than serving as direct proof that I intend to invest the entire amount at once for a Master's degree. This is unrelated to the small number of Nigerian students who couldn't afford their tuition, representing a minuscule fraction of Nigerians studying in the UK. A vast majority of Nigerians eventually settle their tuition fees. Let’s not disparage ourselves for the minor issues within our community. It's no laughing matter; numerous universities are facing difficulties due to a shortage of international students.

Bro you still not making sense, the university is not asking you to donate to their charity, they are requesting that you pay your tuition fees as agreed, you were given admission and issued a CAS because to have shown that you met the financial requirement.

Cyberknight:
1. Fees for international students in the UK are high.
2. It is a known fact that the universities set them at that level so as to subsidise home fees.
3. The rules for international students do not specifically contemplate coming to the UK to work to earn one's fees. The rules require upfront evidence of affordability.
4. Universities previously allowed flexible payments because they needed to attract as many internationals as possible. Any university which chooses not to allow flexible payments is not wrong.
5. A UK education for an international student is a luxury, not a necessity.
6. Like every luxury, not everyone will be able to afford it.
7. This is about reality, not sentiment.

Couldn’t agree more

Mcleo007:
Having the full money in one's account as shown via bank statements does not mean one is disposed to throw it all into education, especially as they know the applicants are more likely to be grown adults who possibly would have family. How many Brits can pay 10% of that money at a go. This move is more like them telling people not to bother to go further with the application. Makes no sense at all!

You are not making any sense, do you want to pay the tuition fees or not? The university did not change their policy halfway through the semester, they want their tuition fees paid before the semester starts and they have every right to do that.

Last summer we all witnessed what happened with many Nigerians dragging their universities to media platforms because of tuition fees.

ObaKlaz:
Y'all just think and talk trash, out of animosity and hate.

The same NGO that EVERYONE can track its inflow & outflow of funds because he made it that transparent?
And if you were asked to prove this nonsense with FACTS now, you'd switch to, "Trust me, bro," or another dafter claim.

You flies just don't want to rest this dumb narrative.

This is just hatred, they have nothing to hold him down, they all have to keep running around with some nonsensical false allegations

OneCandleAway:
You're tracking from the website only, lol. Why didn't he come to refute the claim he transfer money to a car dealers account dlfrom the foundation account. Ask anyone in banking and investment, how he can make money from the money. He has invested in Treasury bills if you don't know. Continue defending nonsense

Its really embarrassing reading from ignorant people like you, that NGO bank account is not only live online, he also make it possible for anyone to walk into Zenith bank to request for bank statement of the NGO. Have anyone of running mouth online done that?

Yes he invested 100M of the NGO into TB so as to generate money for the organisation which is legally allowed.

The car business his elder brother runs is based on demand, he is not using his money to buy those cars, people place order with their money through his brother and he delivers because NIGERIANS can trust them, they have what is called integrity

abuhusna1:
You need to be compassionate and stop talking out of emotions. Can you pay such amount for your children in cash or can you yourself pay that in cash yourself. Not even a single British citizen can cough that out so dont be too quick to judge people because it doesnt affect you

Who is being emotional here? You or me? I'm stating facts and you are here asking me to be compassionate about certain set of people wanting to get what they can't afford.

This is exactly why Nigeria is screwed up and may never recover.

You want to study abroad through fraud, where is the money you presented during the visa application?

You see the recent immigration policy change that affected almost anyone that came 3-4 yrs ago? This is the root cause of it and now innocent people are paying the price.

Universities should have started this yrs ago like the Germany blocked account system and this would have helped genuine students.

We can blame the British govt for going back on their promises half way through the process but we are also part of the prob.


Not even a single British citizen can cough? Maybe .or maybe they don't have to worry about that because govt takes care of that. Tinubu will be running again for 2027 and many Nigerians are ready to collect bag of rice and vote for the same party that have destroy that country for yrs.

abuhusna1:
How did we get here ? Asking international students to pay full tuitions

Why not? You applied for student visa with bank statements showing that you have all the money as required, university asking for the money and you are complaining? So was that money you presented during your visa application audios/untouchable loan?

HacheNoire:
Dude just wants to attach importance to himself.

It’s too expensive to arrest him and absolute waste of time.

There is no need for that, VDM is important already, more popular than Tinubu, more relevant than any elected official.

Badb0y4lyf:
You all just listen to VDM narrative fund raising what presidential candidate doesn’t raise funds even Tinubu also do you believe some one running for presidency for the whole Nigeria 36 state won’t spend money is it logistics is it mobilization, is it printing is it delegates, Bro VDM is just running a get rich scheme hoodwinking the public through manipulation.

Have you ever seen a one man political party before? What Sowore is doing is political equivalent of hookup, no feeling or love..just the money.

He runs in every presidential election and get less votes, he organises protect for everything just to keep his social media platform and he newspaper business alive.

Sowore is the part chairman and main candidate, no structure and no accountable. Pure gifting

Badb0y4lyf:
How ring light activist take big pass person wey don Dey do activist since military regime.
All this kids self.

Sowore is a gritter, he has no intention of winning any election, just the money he makes through fun raising

helinues:
The online clout chaser. How people like VDM don't even pay attention to their own activities is what I can't comprehend

You are political irrelevant even at your polling unit. Nobody get your time you this small boy

He is more relevant than all our politicians put together. There is no elected official who has done 1% of what VDM has done since 2023.

lailo:
This boy is biting more than he can chew
President no be your mate oooo

People like you don't deserve a better Nigeria

OneCandleAway:
I've seen through him a long time ago. He's using the foundation funds to do business and invest for himself.

If you are asked to backup this allegation with evidence you will change story,

anonymous081:
Another disadvantage of being from this dead country called Nigeria
Universities are now adding Nigeria to the list of countries required to pay the full tuition fee as deposit for Mres
University of Wolverhampton just sent me a mail regarding my offer saying i will have to pay the full 22k as deposit, and my only offence is being a Nigerian 😂😂

There is NOTHING wrong with this, if you refused to pay then it means that the money you presented during visa application is not available to you.

Secondly... blame this on many Nigerians who will use untouchable loans to get a visa then travel to the UK only to default on their tuition fees.

Thirdly many universities are broke and many will either close down or emerged with other universities to survive because of Govt ant-immigration policy which resulted in less international students choosing the UK.