2 weeks update loading..... Pups are doing well

TarOrfeeek:
All the money for there no reach 5 million.

But this is Social Media, make we dey bobo ourselves.

If the top roll is in 500, that's about 2m+, the bottom in 1000, that's 6m (1m per line) total cash there is actually 8m+. Nobody de bobo anybody, Na you no Sabi count money �

deywinks29:
How much

70k

Deal is on first come, first serve

Both sex GSD puppies available for pickup and delivery

Being a virgin or "borehole" doesn't guarantee a successful marriage. FACT, not stupidity. Because there are several factors that to a great extent can guarantee a successful marriage not just one factor. So again, it's not a statement of stupidity.

Let's even look at it, what makes you think a girl is a virgin? Was a test carried out or it's just because of the tightness and blood

jmoore:
So you had a bath, got dressed, sprayed perfume and walked out of the hostel to head to the class for lectures.

Then you meet someone dressed in rags with the most offensive smell ever. He says to you "being clean is not a guarantee for a successful graduate".

That marks are not given for being clean doesn't mean you should be a dirty pig. You being clean is for your own good, it's healthy to be clean.
Is being dirty a guarantee to be a successful graduate?

Now, you can see where I am heading to. Being a virgin till marriage is a healthy lifestyle. Borehole doesn't guarantee anything. Therefore, let virgins be free to virgins.

Oyerinde16:


Ask yourself why you gave than access to your contact, when they requested for it.

"Investigation revealed that complainant’s contacts who were neither parties to the loan transaction nor consented to the processing of their data have confirmed the receipt of such messages."

“The agency made strident efforts to get Soko Loan to change the unethical practice but to no avail.

I'm not sure you read that part (bolded) of the post. If you did, you wouldn't have quoted me with this answer of yours.

Beancounter94:


They messaged me. And like I said loan paid in three days. No need to contact guarantor

Thank God you paid o... They would have called you "criminal on the run" by now �

Oyerinde16:
Nitda is wrong on this, Soko takes loan from people(investors) and banks in millions with heavy collateral, they break it down and give people without collateral, they gave the terms of the loan, you accept, they credit you, once you fail to honor the agreement, they have the right to enforce what you agreed in the terms. If you contact your account officer at soko loan before time, they will restructure the loan and give you more time, however if you fail to contact, acknowledge the reminders then they go ahead to your contacts. Its not their fault, they have loans and obligations to meet as well. Its not their fault that you are unfortunate not to honor what you agreed, if you had refused any of the terms during registration process, you will not get the loan, you checked agreed on all the box and still defaulted and don't want anyone to know you are owing, its just like someone defrauding a bank, when u are caught you now say nobody should know because they were not there when you defrauded them, my guy u n huspuppy have things in common.

I have only one question.
Does the contacts (I call them guarantors) on one's phone have any say in the loan process before it is disbursed, that is, do they have the right to say "that guy is a criminal, he won't pay back so don't give him loan. If you do, don't call me when he defaults"

Beancounter94:


Would the loan company have sent messages if they had it defaulted for some time.

I have defaulted twice in loans from Branch. Both times we cane to an understanding and the loan was paid off with 3 days of the deadline

Let people take loans when they know they have the means to pay them back ready. It is that simple. If someone did not pay you back on time would you keep quiet and allow him or her to continue? Or won't you make noise?

What is the content of the message sent?
Does a guarantor not have the right to know who he/she is guaranteeing?
If you didn't contact a guarantor before giving out a loan, why then should you contact them when the loan enters default?

If we go deep into their methods of recovery, these people should have been sued by the NPF, media houses and even some notable law firms because they impersonate them.

Beancounter94:


So why did the guy take the loan without making sure he or she had the means to pay back settled?

That is what every loan app tells you. Before taking our loan make sure you have the means to pay us back as and at when due.

Yes i use loan apps. Yes i was in a situation where i could not pay back on time twice and had to even beg for grace self!

Taking a loan or defaulting is not even an issue here. But why sending unnecessary messages to people who never consented to been a guarantor? And they still charge for default also. What then is the need for default fee after sending defamatory messages

KingTom:

You're the only wise person on this thread. You took a loan and now you do not want to pay back and you expect them to clap for you?

We shouldn't clap for the debtors,but we shouldn't clap for sokoloan as well. Their method of recovery is not fair, not to the debtor but the contacts on his/her (debtor) phone. The contacts aught to have agreed to be a a tool for recovery or be responsible for the payment in case of default before they can send such messages. If many of the contacts were contacted before the loans were disbursed, do you think most of them will agree to it?

nedekid:

Oga you are wrong.
When last did you request a your credit report?
If possible do so and you will be supprised at the detailed info therein.

What part am I wrong please??
That many lenders don't put up details on credit bureau? Or that many don't send for update? I've seen many people access loan using letter of non indeptedness because the credit bureau portal wasn't updated and I've also seen people who are indepted to certain loan firms whose details don't appear on credit bureau portal

Can I inspect the car at ishaga this weekend

TheGoodJoe:


Reason before typing.

If someone burns down your mother's shop, you will not help her get her business back and advice her to starve.

You sef reason before you type.

If the shop was very helpful to the people around, yet people around could burn down the shop in the name of protest, then they don't deserve the shop around anymore (except they're contributing to rebuild). The mother would move on to other things or be relocated to another area where she's valued. Las Las Na d area ppo go suffer till they get someone else to fill the gap the mother was filling b4.

TheGoodJoe:


People in An area in Lagos get to suffer because hoodlums burnt buses.

They had nothing to do with it. The evil dictator proudly said they should walk and you are supporting him.

Now you're calling them hoodlums. But when government tagged them as hoodlums then, y'all lashed out at the government, you said they were protesters. Anyways, I personally wasn't expecting to see any of those buses in Lagos again after the protest.

Where in Ogun pls

brogxy:


And you also consider how relaxed you are when driving privately compared to when driving commercially. All your nerves are at alert and sleep will be deprived because of target has to be met; rentals and personal income.
You are after no target when driving privately.

Let me use myself as an example.
I drove my personal vehicle for several years with very less damaged (engine and body) before I decided to get a new car specifically for uber, having in mind that same would apply with the new vehicle.
It didn't even take a month before I started getting hits and also hitting others. Why?
I stay more on the road, so high probability of hits.

I said if you're considering ALL FACTORS

Pearl1910:


How many hours is this trip? Compared to driving 12hrs a day

If we're considering all the factors that could make a car visit workshop regularly then we should not take the driver out of the picture. I may not handle your car the same way you're handling it.

Gentlelife50:

Bros like they have told you driving a car on ehailing is different from when it's been used as private, these cars are trying.
By the way the way will prefer traveling to mowe everyday than suffer in these Lagos traffic, floods and bad roads.
Moving Lagos will have a great effect on any car

I understand and I'm not arguing anything.
BTW I'm sure you wouldn't want to put you car on Lambe/alagbole/akute road for just one week let alone for months.

Imagine driving a car to and fro mower from Lambe daily for over 6 months and didn't visit workshop as much as this driver has in less than 2 months. It will be difficult not to fault the driver

stacyadams:



Lol driving from ikorodu to ikotun,to ojo to badagry to ogba,to ajah,to mushin,to community road ,to iyana iba, to mile 2,to ipaja, to ayobo,iyana oworo,to isolo,to ishaga, to alaba, to mowe...weekly../ daily



On how car no go complain is a mystery

I understand you perfectly. I might keep him since no default yet.

I'm fully prepared for the hustle my major concern was using Gmap. Since it's cool to use it, I'm good. But I'll leave him with the car while I work on other things.

BAZ001:


Is it only complain with mouth but he doesn’t default ? If he remits regularly you better keep managing him, while you do something else.
However it’s better for you and your car if your drive and use google map.

But dis hustle no be easy one at all , you need to be sure you can do it.
Google map and navigation na one part of the hustle.
Can you control your emotions
Are you physically and mentally fit for the job ?

I get it now. I think my fear is him not using that as an excuse not to pay up.

Thanks for the enlightenment boss. For the Gmap, I'll hit the road with a friend's car to understand how it works

Pearl1910:


What kind of complains? Normally a car that's subjected to stress and work demands of ehailing will definitely confess but I hope he isn't taking advantage of ur naivety. Ur mechanic should be the one fixing ur car, not another stranger mechanic recommended by d driver. Except you have converted to his mechanic cos If d driver leaves tomorrow, the repair history of the vehicle will go with him.

Thanks for this boss.

Weekly delivery comes in. It also comes with different weekly complains. Meanwhile the only issue I had with the car before I gave the driver, I told him about it, allowed him drive so he can point out any other thing and I took the car to his recommended mechanic. I'm just concerned about the regular complains because in the over 8 months that I drove the car myself I've not had as much complain that he has given in less than 2 months

Pearl1910:


Google map is the best road navigator. Okada and passerby can mislead u but google map will not except u don't know the name of the street u r going to or u spell it wrongly. On a scale of 10, gmap is 8. Barring some one-way roads and gated streets, google map will take u anywhere and bring u back. U will even avoid serious holdups and use fastest routes as u get used to it. But don't depend on it in remote places, and outskirts of town cos it might lead u to unmotorable roads.

Also, don't be shy to tell ur rider u r not familiar with the road, they will guide u if they know the way.

If u aren't satisfied with ur weekly delivery and state of ur car, cut that relationship now before it is too late.

Thanks for this bro....
Hope I wouldn't have problem with riders who know so many short cuts. I'm not sure Gmap use short cuts.

peeps4u:


If you have the time to drive, Gmap wouldn't be an issue. You will be fine. I started learning how to navigate with Gmap at early stage. I would just set a distance on my Gmap and walk the distance while I listened to the voice for direction. I hit the road withiut Gmap issue when I started. Importantly, learn how to navigate around roundabout.

Do this, on one Sunday morning when roads are freer, set a location from island to mainland or vice versa depending on your area of residence, and navigate with Gmap using your car.

I started with Gmap, infact to tell you how lil I knew about Lagos, I was using Gmap to go back home, but with Gmap, I was never afraid to go anywhere in Lagos, knowing assuredly I wouldn't miss my way.


Good luck

Good morning house

Please is it okay if I use Google map to navigate my way around Lagos while driving on uber? Because I don't know my way around Lagos yet and that's why I gave my car out on rentals. Buy the driver has been full of complains. A car that's almost one year now. I was personally driving that car from Lagos to move then lagos to sagamu (to the office) daily for months and I only visited mechanic twice (other than the times I carried out servicing). I just want to know if using Google map would be an issue before I collect the car or should I just try another driver

advice please

FuckEveryday:

Una still dey give conditions untop manual car

If you like don't give condition for your 2020 Corolla (auto transmission). That's your business. No one is forced into accepting any condition.
Because car na manual transmission person go just give am out like that. Shift make I read people comment jor.

I'm sure your pain is that you can't even move a manual car. Normally you no suppose even fit get drivers license sef.

FYI those interested have called already.

A friend needs a driver.
Everything fully functional.
Manual transmission.
For rental. Bolt inspection passed.
� 09052950331 (WhatsApp/calls)

Must reside in the mainland.

sammytee042:
I am in need of a foreign dog owner for a kind of survey. It's gonna be fun and a token will be given for the little stress. Message me on Whatsapp zero 80 three one 5 2 four 2 5 nine

What kinda survey

Surprisingly many of the loan companies don't even put up anything in credit bureau. Also most banks know that many of the mfbs don't update their records on credit bureau and it's impossible to get letter of non indebtedness from these online lenders.

In the long run he'll have to pay back the loan but for now that won't stop him from getting loans from commercial banks or mfbs.

TCD:



You are nothing but a thief. Nobody forced you to patronise them. Show them which shege? You are doing yourself harm in the long run. That bad debt is already in your credit records attached to your BVN. You can NEVER get any loan or facility from any organisation in Nigeria.

Seasons greeting to everyone.

I finally decided to use my car for bolt myself but since I completed my driver registration over 3 days now, I've not gotten any response. I'll like to know if they're still onboarding new drivers.

I have my inspection report already.

Quick one.

So if a person submits an application allowing access to his/her contacts and bank account, does that give right to sending stupid messages to the contacts or debiting the persons account twice and not refunding? Or even impersonating the NPF and some Broadcasting Channels like TVC all in the name of trying to recover a loan.

By stupid message I mean calling someone a criminal on the run, a fraudster...

the person you call a criminal or a fraudster also submitted his/her house address. Do any of the recovery agents visit the house to confirm that the person is actually fraudulent or on the run before sending such messages?
It's only ok if they'll send a message to the contacts stating clearly that you got a loan and have refused to pay back. Nothing more. Anything more than that that's false gives the debtor edge over them.

BTW it's only a matter of time before the attention of NPF and all broadcasting channels is drawn to how this loan collectors are impersonating them, then you'll know that the loan companies do not actually support their method of loan recovery like you do.

Recover your loan by any means but do it right and legal.

Acidosis:
Let's be clear. The only reason y'all hate loan apps is because you took a loan you know you can't/won't pay back.

After agreeing to the terms and conditions of the loan, you all come back crying online to castigate the same loan app that choose to help you in your desperate hour.

Imagine condemning sokoloan for debiting your account without notice Are you people ma.d? Did you read the terms and conditions of the loan during your application?

You used your hand to submit your contact, yet come back crying and asking why sokoloan called your contacts. Some of you are just m.ad.

Btw, 99% of Nigerians are not credit worthy. You all are the same people that fail to pay back interest-free loans given to you by friends, neighbors and relatives.