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Kenn55's Posts

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Travel › Re: Five Die As Dangote Truck Crashes Into Tricycle In Ogun by Kenn55: 12:18pm On Oct 04, 2025
Kaiser20:
Dangote is aware that in Nigeria his company is greater than the country.
In a country that values human lives, Dangote would have invested resources in safety, and Training of Truck drivers.
Corrupt politicians will rather collect Cash and Share It among themselves.
I think there are 2 things are working in Dangote's favor.

First, he is a northerner so nothing will happen. If for example, he is an easterner, there is no how on earth the government and citizens wouldn't have stepped up at this point to intervene on his matter.

Secondly, he operates in an anyhow country. In a sane country, lawsuits against him will be too much that he will either do something about the issue or bankrupt his business paying compensations. He will have no choice than to prevent this menace .
Travel › Re: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by Kenn55: 8:02pm On Sep 24, 2025
Rtdrektboy:
Please bosses on this platform. I need input on this situation. We have only 7days to respond to ircc
I always tell people to print out their filled forms before submissions so as to have a record of what they submitted especially for future applications. Your information must align at all times else it becomes suspicious.

I have seen people who had discrepancies on their different applications to IRCC and they still scaled through. In fact, one didn't know of the discrepancies till later years sef. Either IRCC didn't spot those obvious discrepancies or they just ignored it. However, this was 5 or 6 years ago.

Things are different today. It seems with the recent effort to curb immigration, IRCC is now more thorough in their processing as they seem to be looking for any slight reason to deny qualified applications instead of approve.

The only thing you can do is to craft a good explanation and see if they buy it. The issues are obvious so it is not in your hands now. They are already suspicious of your info now, so explain yourself and hope for the best.
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by Kenn55: 9:56pm On Sep 08, 2025
Raalsalghul:
Exactly how you should play it: both sides.

All these 'home is where you are' rhetorics doesn't apply in this decade.
If you are correct then the only home you have is your village compound which is your ancestral home.This is the only place in the world where you have absolute right not even your own state capital cos there are people who are indigenes of that capital that can start their own wahala. grin grin
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 3:44pm On Sep 08, 2025
K865:
Like if rent is $2,500 CAD, will I have to pay the 13% provincial tax on it?
No
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 3:23pm On Sep 08, 2025
K865:
Okay. Thank you. Just learning about Geepay now.

Would you know about paying taxes on rent?
What do you mean by paying taxes on rent?
Travel › Re: How Passport Fees Compare With Minimum Wage In Africa And Across The World by Kenn55: 4:26pm On Aug 28, 2025
@Op correct ya sef

Canada 10 year passport is $160.

It is only $260 when applying from anywhere else other than Canada
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 2:06pm On Aug 26, 2025
walenden:
Please,I have a question: why is Canada committing billions of dollars in aid to Ukraine including Mark Carney’s recent $2 billion pledge and the earlier $20 billion while Canadians are still facing unresolved crises in housing, healthcare, and affordability at home?”
I get your point. However, let's look at it in a different perspective. Have you ever helped people in need before? When that friend, family member etc from Nigeria calls you and ask for help to pay hospital bills or other urgent issues and you know they are genuine, do you ignore them cos you haven't solved all your personal life problems?
If your logic is true, then nobody will ever help another person in need cos we haven't finished solving all our problems.

Ukraine and Europe are allies under attack for years. In fact, I have a colleague from Ukraine who is now the only person alive in her lineage. Her parents, her siblings, her cousins were all killed by a Russian missile strike at their home. She was only alive cos she traveled to Kyiv for an appointment a day before that day. I shed tears as she narrated her story.

I don't see any issue in helping a friend in need. A better conversation should be how much help should we be providing and not saying we should ignore them cos we also have problems.

I'm conservative and I vote conservative. Conservatism should not mean being heartless and hateful. Don't let Trump and the far right make you loose your humanity and compassion. Those guys are not real conservatives
Romance › Re: Why Are You Sleeping With Your Brother's Wife? by Kenn55: 3:55pm On Aug 19, 2025
Movingname1:
I once met a man during my time as a visiting doctor at a prison. He was serving a life sentence for the murder of his brother and his wife. According to his account, he had long suspected the two were having an affair and set out to catch them in the act.

When he finally did, he quietly left the room, went downstairs, retrieved a knife, and returned to kill them both.

The jury found him guilty and sentenced him to life imprisonment, with a minimum term of 24 years. I met him 14 years into his sentence—and he expressed no remorse.
He is very stupid, he is a simp, he is a loser.
He has wasted 24 years of his life cos of the action of other human beings. 24 years he can never get back
What happened to divorcing his wife and disowning his brother? Is that the only woman he can ever get?
I hate nonsense
Travel › Re: KWAM 1’s Ambassadorial Role Voluntary, Not Paid For — Keyamo by Kenn55: 11:32pm On Aug 13, 2025
I hope they will make Comfort aka Kwam 2 vice Ambassador too grin grin She don repent
Travel › Re: Criminal Complaint Against Ms. Comfort Emmanson Withdrawn - Festus Keyamo by Kenn55: 5:27pm On Aug 13, 2025
Comfort don get luck. They had to drop it cos prosecuting her without prosecuting kwam 1 will show partiality. But they are not ready to prosecute kwam 1 as he is well connected. So they best thing to do is to forgive everyone grin grin
Travel › Re: NBA Condemns Ibom Air’s Treatment Of Passenger, Demands Investigation by Kenn55: 10:18pm On Aug 12, 2025
cr7lomo:
After asking her ti switch off her phone which is standard procedure....she refused, it was even another passenger that dragged the phone off her due to her unruly behavior and switched it off... she went into a rant with the air hostess and then attacked her with slaps. .... as the flight was in the air... they tried to restrain her, but she kept on making trouble all through the flight... the air hostess I formed the pilot and the pilot radioed control room and te incident and. Demanded for security to pick her up once they landed ... when they landed , other passengers were allowed to leave and they prevented her from leaving, to enforce the arrest , that's where te video started, the air hostess prevented her from leaving tye aircraft ... then when security officials arrived the aircraft , she refused to leave an took out the fire extinguisher to attack them , they disarmed her and dragged her out ...during the process , she held on to the curtain resisting arrest ... the airhostess tried to drag the curtain from her as she held on to it as they were dragging her out of the plane , that's why her top pulled out and her jugs were exposed ... so what wrong did the air hostess do ?? Why can't some Nigerians follow rules??
All the parties involved are all guilty and I'll yell you why

Kwam 1: He should not have escalated the issue that way even if he was wronged. He should have petitioned the airline, sued the airline for damages etc. Instead of causing nuisance and trying to prevent a plane from flying. By trying to stop a plane from flying, he has breached security and should have been arrested immediately and tried in court. Whatever caused it becomes immaterial.

The Pilot: She should be suspended. How can you try to fly a plane when situation is unclear? If she had killed Kwam 1 nko? She would have rot in jail. She needs to be demoted asap, she doesn't even understand her job. She should have called security and made sure kwam 1 was out of site before moving even if it means delaying departure. She should be arrested and charged

Kwam 2: She should be arrested for assault and causing nuisance. On no account should she be disobeying instructions. If you don't like it, petition the airline when you arrive.

Air hostess: She should also be arrested too. She has no business enforcing the law. No matter what, she shouldn't have stopped her from leaving the aircraft. The airline should have alerted the security and waited for her outside the plane. No matter what the girl did, she shouldn't have been treated that way.

In fact, all the people involved are all mad. Everybody in Nigeria just like to oppress the next person. Showing unnecessary power all the time. Bunch of uncivilized people.
Travel › Re: My Cost Of Living Is 37 Times Less In Nigeria Than In London by Kenn55: 6:46pm On Aug 11, 2025
AlphaTaikun:
Just a quick one. If you read his post properly, the OP was speaking based off of his own reality (i.e., his cost of living in the U.K) and those within his inner circle of influence. You indeed made some valid points about the UK's minimum wage vs the one in Nigeria. I can see from your last paragraph that you don't fully know the OP and assumed he's a younger person here which he's not.

The gentleman, [@Heaven4444] who you quoted right above is a veteran member of this discussion forum right from 2005 (just like me) and he's a well-educated British citizen (or British-Nigerian) who lived for many years in the UK, a couple of major U.S. cities, and got educated in a prestigious Uni in the United States as well, so he CLEARLY emphasized on his "cost of living in the UK" based off of his own experience as an internationally well-traveled man.

He's NOT one of these young or random people creating thread topics in order to troll or whatever.
My brother, it doesn't matter whether he is well traveled or schooled in Harvard. In fact, that makes it worse as that education is a waste.

Who calculates cost of living for a location without factoring in the wages in that location?

When has cost of living calculation become a personal thing? Since we have 200 million people in Nigeria that means we will have around 200 million different calculations of cost of living since everyone has their own cost of living calculation.

If he had said his expenses in London is 37 times higher than Nigeria that would at least made some sense cos expenses differs. However, expenses is not necessarily the same as cost of living. Cost of living is a metric to determine how affordable a place is for people living there not for outsiders.

Cost of living calculation is general and based on location and wages. For example, if a bag of rice cost 80k in Lagos, that is the cost for everybody whether you earn 70k or 10 million a month in Lagos.
If that same bag of rice cost 70k in Benue, then that is the cost for everyone in Benue irrespective of how much they earn. It is not a personal cost.

If we are to calculate the cost of living in Benue and Lagos based on a bag of rice alone, we can't simply say Benue is cheaper cos rice is 10k cheaper unless we factor in the wages in both Lagos and Benue.
There are lots of people here that are either pushing narratives or sincerely ignorant of what they are talking about. In order to do that they end up bringing examples that makes no sense. Otherwise why will someone calculate an important metric like Cost of living which a lot of people rely on to make decisions in such a simplistic way?
Travel › Re: My Cost Of Living Is 37 Times Less In Nigeria Than In London by Kenn55: 1:00pm On Aug 11, 2025
HEAVEN4444:
wow are you serious bro ? Burger is now 20 dollars ? That's about 40k, it's not too bad because I am sure burgers over here will be like 15 to 20 k but our local foods, with 5k you will eat good and so the burger is like 8 times more expensive than a bowl of jollof and plantain and chicken
Minimum wage in London as at April 2025 is £12.21 per hour. That means despite the high cost, it will take an hour of work for a londoner to afford it.

Minimum wage in Nigeria on paper is 70k a month. If you convert it to hourly, that will be 70000 divide by 160 hours of work a month which gives you 437.5 naira per hour. How many days of work will it take a Nigerian worker to afford the cheap 5k burger in Nigeria?

I'm sure you have a degree. Our educational system has failed us. No wonder employers will say there are lots of unemployable graduates in Nigeria, this is an evidence. If you can't make basic analysis, how can you solve the simplest of issues?
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 3:52pm On Aug 09, 2025
ednut1:
he sold himself as a master negotiator. The only man that can stand up to Trump bla bla bla. But he removed the counter Tariffs without announcing it. Now Trump has hit us with 35% tariffs. And the CUSMA trade deal which covers 90% of Canadian exports to USA is due for renewal next year. Trump is basically tanking the Canadian economy. Unfortunately Canada only has itself to blame. Since 2015 the liberal government cancelled/suspended energy projects including pipelines due to the unwise net zero agendas.
I didn't support Carney and didn't vote for him. However, I can't judge any leader on their relations with Trump. Dealing with Trump is like dealing with a werey cos he is a complete werey. Make no mistake, all these framework of a deal which he is calling trade deals are complete nonsense. It takes one 3am tweet to render it useless. It will take one issue not even relating to trade to render it useless.
In fact, most of these framework won't even advance to trade deals at the end. America will get hurt at the end but others will be more hurt cos of their economic size. But of what use is hurting yourself cos your opponents will be hurt times 2?

I will judge Carney based on what he achieves domestically not based on Trump trade deal. Unfortunately, it doesn't look like he has anything to offer on the domestic front. But let me give him more time before I render my judgment
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 5:55pm On Jun 10, 2025
RodgersAkpafu:
There is a historical context to why I use "pajeet"

I use it to rile jedisco up
to understand
you will have to refer to our posts from last year to better understand

And no, i don't hate Indians, I dislike pajeets
There is a difference
I also dislike the ones who act racist to us or think they are better than us...
to paint it clearer, I love Yoruba people BUT HATE Yoruba Ronu
I'm an Igbo man BUT hate IPOB
Have no problems with black Americans BUT think FBAs/ADOS are delusional
And same with White Americans BUT can't stand MAGA

Just three weeks ago, a female acquaintance of mine just complained that her pajeet landlord duped her out of her deposit because she is moving houses, claiming that she spoilt things, to the point of writing a bad reference to the subsequent landlady who happens to be Nigerian

I have also come to find out that this is a recurring decimal , and they don't do this to white tenants

why will I defend Indians from MAGA when they are painting my people and Latinos as the low quality migrants and them the "high quality" ones?

That was the crux of the discussion last year

and yeah
like I said before, your personal views are welcome in a free society, but homophobic outbursts will come with consequences
Brother, if you recall, I was on your side during that argument cos I understand clearly what you were talking about and I still do.

But you must understand that every human has what they love or hate and have genuine reasons why they do.

You highlighted reasons why you dislike "pajeet" and they are genuine but do you know that some other person can see it as flimsy and wonder why that should be a basis to dislike them? So it will be fine for them to insult you based on that?

The way you dislike them is also the way someone can dislike the Agege community for their own genuine reasons so you don't have the right to abuse them or paint them bad as you have done here considering that you also have some group of people you dislike for your own genuine reason.
All I ask for is consistency afterall pajeets are also human beings too. If you can't love all irrespective of their fault then don't insult people who choose what or who they love or hate cos you are no different. I rest my case.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 5:10pm On Jun 10, 2025
RodgersAkpafu:
What is the correlation between this drivel you posted and the LGBT community?

Or you don't have the common sense to distinguish between the LGBT community and what you just posted?

Fûcking shíìthole Citizens grin grin cheesy

Sha no enter wahala with this una shytehole mentality sha
It's a free world to have your beliefs sha, that I. give to una.

But open homophobia?
Well...

and to that last statement that you made

The LGBT community has been around since time immemorial.
Roman Generals (some were gay)
Even the King James bible yall read was endorsed by a gay man (maybe bi sef)
Alan Turin was gay
etc

what makes you think the next 20 to 30 years will be radically different from the thousands of years before that

una funny gan
Hypocrisy at its peak.
You dislike Indians so much to the extent you denigrate them by calling them awon pajeet and you are allowed to be openly Indianphobia but others are not allowed to be homophobia.

You defend your Agege community but you can't defend the Indian community against MAGA. So much for being accommodating.

Anyway, I will take Indian community even with their fault over the Agege community anytime anyday. Anybody wey no like am, make e go chop Apple wey Abacha chop those days grin
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 1:51pm On Jun 06, 2025
RodgersAkpafu:
The implicit message in the first person I quoted was homophobic
It's oozing out and can't be hidden

It's one thing to say you don't want to participate
That's your right

But when you start tagging the LGBT as people who "play victim"
That's all the implicit message I need to know that such person IS A HOMOPHOBE

I'm not ashamed to point out homophobes to be dealt with (did this twice while I was in uni, one Nigerian and one Pakistani, and they were dealt with, no regrets).
Same way I point out racists as well.

Make una keep una homophobia for Nigeria
We don't need such here in the West.
Anybody reading all these will notice you ended up proving my point. That community is always edgy, looking for the faintest of criticism to bring out their "guns" looking to fight. See how you are dashing people who disagree as homophobes left, right and center.

As a Pentecostal Christian, I have critized pastors and the church significantly. I have bashed the state of the church cos of some of the nonsense some pastors are doing. I don't endorse or will never endorse everything happening in Christianity. That means I am "Christainphobic" since I'm also critical of the church.

Anyway I don't care about the homophobic tag one bit. I no send Anybody papa. I will NEVER advocate discrimination against anybody irrespective of who they are but I will never ENDORSE that shit. If that community can't accept that fact, na una sabi afterall I also have the right not to accept something
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 2:53pm On Jun 05, 2025
Sheron50:
Please I have a question. My workplace has already selected a day to celebrate Pride Month, but participating in this event doesn't align with my personal faith and values. I want to be respectful and professional ,how can I politely excuse myself from participating without causing offense?
I don't think there is any big corporate organization that doesn't do this. However the law protects those who align and those who don't align with this shit.

I have worked in different organizations and they always do this on June. This is why I'm always less excited about the month of June. Those nonsense people have colonized it.

I have never partaked in those programs in all the places I have worked and nobody has asked me why. In fact, they sent out invitations for the event 2 days ago but I will ignore it as usual. A lot of people stay away too not just me.

Some people go because of eye service to show they are accommodating to everybody but I no send anybody papa. I am also accommodating but I won't endorse nonsense with my presence.

So don't worry, you can just ignore them but don't go and start rebuking them or saying things that would be interpreted as hate towards that community. You know they are always forming victim and their fake supporters cry more than the berieved .If you are asked, just say it's personal and don't elaborate, it us not by force
Travel › Re: Can You Advise Someone Who Is Making 3m Naira Monthly To Japa ? by Kenn55: 11:05pm On May 20, 2025
Banjo24:
Hello house, please what advice can you give to someone who makes approximately 3m naira monthly in Nigeria ? Can you advise him to Japa with his Family or continue doing his business here ? If you are making 3m naira monthly from your personal business, will you leave it all to start afresh in US or CANADA ?
Japa as what?
A student? Visitors visa? If any of those then NO

But japa as a PR then YES would be my advice
Travel › Re: Japa: 30% Of LASG Staff Sent On Training Abroad Don’t Return– Commissioner by Kenn55: 5:35pm On May 14, 2025
ednut1:
They are poorly paid and don’t see any future without corruption. No vex
It is the same corruption that made them send people abroad in the first place. They want big allocation where they can steal from. Otherwise what nonsense training will state civil service employees get abroad that they can't get in Nigeria? Corrupt citizens ruled by corrupt leaders
Romance › Re: You Need To Read My True Life Experience About Masturbation by Kenn55: 11:58pm On May 07, 2025
mosicola:
Can someone tell me the difference between masturbation and sex and while masturbation is injurious to the body and sex is not. Is it not the same sperm coming out?
There is no difference technically. Sex is the process where the genital is stimulated to a point of orgasm. The natural stimulator for a man's penis is the vagina. The vagina was created for the penis.
However, other things can serve as a vagina like hands, mouth etc to perform that stimulation. If a man uses his own hands to perform that sexual stimulation, it is now what we call masturbation. If a girl uses her hands to stimulate a guy to a pont of orgasm, it is called Hand job, if she uses her mouth, it is Mouth Action. So you see they are the same technically

The reason why masturbation is bad more than normal sex or hand job or Mouth Action is the fact that masturbation can lead to an addiction and the reason is clear.
You can hardly get to an addiction level in normal sex cos you are not the only one who decides to have sex. It takes 2 people to agree to have sex. That alone has provided a natural barrier that helps limit addiction. There is no girl in the world even if she is your wife that would allow you have sex twice or more times a day continuously. Sometimes, she is on period sometimes she is not in the mood etc. So even If you want it all the time, there are some restrictions to contend with and this naturally regulate the amount of sex to a healthy level.

But in masturbation, you are in total control. You don't need to take permission from your hands to perform the act. You alone have the penis and also the vagina (hands). All you need is space to do it. There is no natural barrier, you have total control. Because of this, the possibility of becoming addicted becomes too high, there is nothing to stop you. You can't say no to yourself. Masturbators end up doing it daily, sometimes multiple times and that lies the danger. Before you know it, their life becomes ruined.

If a person have sex daily or multiple times daily like masturbators do, then it will also have adverse effect on their lives. Too much of everything is bad whether it is food, water,sleep etc, once you go over limit and get into an addiction zone, that life will be ruined.

So masturbating once in a while might be okay but what is the guarantee that the person wouldn't gradually increase the frequency and before you know it addiction sets in. 99% of people won't have that discipline so it is better to avoid it kpatakpata before you lose control and ruin your life.
Travel › Re: If This Is Nigeria, Who's On The Wrong Lane? by Kenn55: 5:37pm On May 06, 2025
PrivateSeal:
Only 1

You can only overtake while on the broken lines
He said " if this is Nigeria " How many Nigerian drivers know the difference between a solid and broken line? Are you a learner? grin grin
Travel › Re: 7 Top Reasons Many Nigerians Japada, Return Home by Kenn55: 12:52pm On May 06, 2025
Gerrard59:
So, I'm genuinely curious, why buy lands (you once mentioned this) in a place where you won't nor your children spend their youthful days?
Diversification of assets just incase. Besides, we still visit Nigeria from time to time and I don't have issues with visits. However, living permanently where I'll become part of the system once again is where I have issues.
I have also asked myself if investing in assets in Nigeria makes sense but then as a Nigerian I think it is if it doesn't stop you from investing in assets in your new country. Besides, due to exchange rate favorability, I don't break any sweat in owning these assets
Travel › Re: 7 Top Reasons Many Nigerians Japada, Return Home by Kenn55: 1:40pm On May 05, 2025
As for me, I won't live in a 3rd world country again. I will only jakpada when I'm over 80 years and I will return straight to my village to live the remaining part of my life until God calls.

But what I will never do again is to live permanently in a 3rd world when I'm still young.

I just can't stand the underdevelopment abeg. Even if I live in banana island, I still won't be happy seeing the chronic underdevelopment of the society with no hope of even catching up to the rest of the world.

For me, personal progress and comfort is good but what will make me happier is seeing Nigeria catch up with the rest of the developed world not living in one service estate with good infrastructures and forming king while your country men are suffering in darkness and still gloating over it.

Unfortunately, Nigerians don't have any interest in collective good and this is why I have no interest in living in Nigeria again when I'm still young, I don't want my children to have that mindset.
Travel › Re: Living In Canada/Life As A Canadian Immigrant Part 2 by Kenn55: 5:20pm On May 02, 2025
Pinklipbalm:
I’m researching better ways to send money from Canada to Nigeria without using banks. Anyone here using fintech apps instead? Curious about your experience.
I use Expedier or Lemfi. So far so good overall
Travel › Re: Countries Eligible To Enter US Without Visas For 90 Days by Kenn55:
jaxxy:
Canada isn't there? They took themselves out with bad retaliatory responses.
Canada and US travel is different than other countries. Canada and US share the world's longest border with citizens of both countries driving across the border with just their passport.

Flights originating from Canada to the US are treated as domestic flights. The reason is that US border agents are stationed in Canadian airports, they check your passport before you board the flight to US so when you land, you don't go through border or immigration agents the way other countries do.

If Canada needs a visa to enter to the US, it will make a very big news in Canada and the US cos it will be a very unprecedented significant development. So relax, e never reach like that. Those countries need an ESTA, Canada only needs passport so that's why it is not there
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by Kenn55: 9:16pm On Apr 15, 2025
Zahra29:
I think the proposal is for these illegal workers to leave the country and be allowed to come back in via a legal channel like a work visa.
Leave which country? Some of them are going nowhere. That his Homeland security woman owns a farm where she has been using illegal immigrants even as a governor of one of those Dakotas.
This is just a way of rewarding loyalists. At the end of the day, illegals that work with Trump allies will be spared while others will be humiliated to El Salvador as criminals.
The same thing with tariffs, businesses aligned with him will get exemption while others can go to hell.
What will happen over the next weeks and months is businesses and people will start buying his market, crypto coins, bibles, hotels etc. and other products he is going to release in future grin just to get exemptions grin
Baby Trump don hammer
Travel › Re: Living In The Uk-life Of An Immigrant (part 3) by Kenn55: 8:58pm On Apr 09, 2025
Goke7:
😂 one dumb analyst on tv defending the tariffs policy said the island can be used by China to import goods into the us, the presenter had to remind him that no humans live there.

That’s the world we live in now 😂
grin grin Baby Trump and his mumu supporters no go kee person 🤣🤣
Travel › Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Kenn55: 3:42am On Apr 08, 2025
CoronaVirusPro:
You nailed it.

It’s a place make money and exit. Not letting health complications catch up with one in the country, and planning ahead of time to make sure, your kids don’t get soaked in debt from a young age.

All these people don’t think about. They celebrate a system that heaps a $80k debt on a young child who barely knows what he is signing up for.

You can see some of the residents already coming for my head. The truth I am throwing at them really hurting many and they just don’t want to face that reality.
First of all, America is not the only western country. Canadian and European kids aren't saddled with those kind of debt. Even me that arrived as a bloody immigrant, I went back to school using government grant which luckily covered all my schoo fees. I didn't pay a dime for my school fees.

My kids have funds which I and the government contribute to and it is invested. It will mature at the time they are going to university. If they decide not to go to university or college, the government will take back the money they have contributed for them over the years and I'll take back mine at that time. By the time my kids are due for university, there would be enough money for their school, if more is still needed, then government grants can cover the rest. I don't need to worry about their school I have done my part.

Some people won't take this serious but will be wasting money on frivolities but when the time comes, they start blaming the system for their woes. I'm sure there are also ways in America but some people wouldn't plan well

The reason why I'm taking time to respond to you cos I want to cure your ignorance. Unfortunately a lot of people open their mouth to talk when they don't have a full understanding of what they are talking about.
Travel › Re: Everything Is Not About Money– Nurse Judith On Leaving US For Nigeria by Kenn55: 2:56am On Apr 08, 2025
CoronaVirusPro:
You doing it unknowingly but you playing smart. Credit is very good if you certain about your plan and game. Cos the moment it fails, the bank will be smiling to the bank.

You know like that adage, if you must eat the devil, use a long spoon, but abstinence is best cos the repercussions burns hard
Why do some of you make stupid arguments for the sake of arguments. You have agreed that credit is good so why have you been ranting?
If an idiot misuses the credit system to damage himself, is it the fault of the system or the person?

A system has been put in place for people who are not rich to use wisely and better their life. It is not compulsory to use credit so I don't understand the brouhaha.

I'm getting close to living in the west for a decade yet I haven't owned a brand new car not cos I can't walk into a dealership to finance one but cos I don't finance liabilities which I consider a car to be, I instead finance assets. I know with time, I'll own a brand new car but time never reach, I'm not in a hurry.

I have seen some people who drive brand new Mercedes cos they can finance it, paying ridiculous money monthly so they can do big man for us in church. i have seen someone who used money from his line of credit to throw a big party in Nigeria to appear rich etc. When kasala burst, will it be the fault of the system that they were stupid or their fault?

I saw an emerging opportunity with morderna and I capitalized cos I had access to credit. There are smart guys in Nigeria who can't capitalize on oportunnities cos they lack access to credit. There are people who have been renting a house in Lagos for over 20 years cos they just can't afford to own one, if 20 years ago, they were offered a mortgage, wouldn't they have finished paying for it while still living in it and enjoying it?

If billionaires still leverage on credit even when they can generate cash to fund their businesses, why can't we leverage credit to build our assets?

Brother, credit is the best thing after slice bread. If you are not disciplined or financially literate enough to effectively use it to your advantage, it is on you and not the system.

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