₦airaland Forum

dollyjoy:
To be frank, i prefer masturbation to having sex with a partner i don't see a future with.

Thank God for your life op

Jeez... Like seriously. I taught I was the only one thinking this way.

Thanks for being real

BrainnewsNg:
What a world
Women disgrasing us since 1666

Check ur spelling ooo ... Women no get brain nah. If my babe try am eehhh

Spicylate:
Well, grab your chance now! Lol

Wow... Hope urs is bigger ooo coz I'm coming to grab mine.

Spicylate:
Well, grab your chance now! Lol

Oya nah ... Make ur boobs available for my signature.
HOpe they are big oooo ... LolZZZ

Spicylate:
Well, grab your chance now! Lol

Oya nah ... Make ur boobs available for my signature.
HOpe they are big oooo ... LolZZZ

KauntantJoyce:
I hope their voice b heard!

I don't knw why school authorities treat SUG's so badly these days
I narrowly escaped rustication during my time as an SUG member those days...
Students must rise up and defend their own

KauntantJoyce:
I hope their voice b heard!

These dayz School authority in various Universities maltreat students making SUG's look irrelevant

Hope they succeed

Teespice:
what has front page turned to?

in this case, topics from sexually section should also make front page since animal porn can also be on fp.

lalasticlala, take note.

You hate pets but like PORNS I guess

chubbygal:
Hmmmm! Anyways

Hmmm!! I love Orobo becoz their Puna taste real good..
Hope urs is clean coz I can't wait to eat and suck!!

Sweetcypress:
My business, my secret. Thanks

Sorry I think You misunderstood my question.

I never asked what biznes you are into, i was just asking how much you paid to CAC for the registration of ur business name.

But you can PM me let's chat privately

Sweetcypress:
Lagos state. Sabo Yaba precisely

Thanks for your concern.
but how much did you pay for the business name registration?

Sweetcypress:
Lagos state. Sabo Yaba precisely

Thanks for your concern.
but how much did you pay for the business name registration?

Sweetcypress:
Still on it. It's not been easy tho

The CAC office you're using is located in which state?
Are u registering a business name or a Limited company?

I am so anxious now coz I am undergoing a program now which they said they will fund our business but we must first register the business name..

I need advice and help ooo pls

foxychev:
You need an accredited CAC customer. Check my signature and let's talk.

Foxychev, I heard that the amt of money required to register a business name differs from state to state? The agent told me that business name registration in Lagos and Abuja are more expensive compared to other states in Nigeria.

Is this true... If so, why?

Sweetcypress:
Good to know that people still have time to post relevant information

Me too... I am so much delighted. At least I can now go and register my business.

What about U, hav u registered ur business ?

Iamhatey:
that's an insult to people with dicck sir .
















Goan visit a vulcanizer , then come back to me

Stop deceiving urself joor... Just PM me, let's roll

Iamhatey:
Well, it means a lot sha.
Lemme analyze it

1. Konji Na 'baskard'
2. You guys in the office are just d.ull that you don't know how to do quickie , so she need something like this .

3. Wetin concern you self
4. Look closer, I think it's a glove


5. SEX IS BAE! IF THE REAL THING CANT SATISFY HER, THEN THAT MEAN THIS MACHINE IS DOING A VERY GOOD WORK. I MEAN THIS MACHINE SELF BETTER PASS SOME GUY'S DICKS (they will attack me And if you attack me, that means it!).



STOP DOING APROKO

My own big pass that machine...

If you doubt me, bring ur puna make I hammer am for just only 1hr non-stop

Berbierklaus:
The Love machine big o

Ladies satisfying themselves since the invention of dildos,no more heartbreaks,the owner will just get another one

Babygirl, my own big pass that thing ooo ...

Just PM me, Make U feel am

Remain focus at all times, Obi to the youth

The former Governor of Anambra State, Mr. Peter Obi has called on the youth to realize that what they become in future is determined by what they have decided to make of themselves. Obi made this remarks today while speaking to the youths undergoing training at the Peter Akinola Foundation at Abeokuta.

Obi who acknowledged that the country is presently undergoing hard times, said that rather than be discouraged, the youth should see that as a challenge for them to remain focus and make the best out of any situation they found themselves. For those undergoing training, he encouraged to take the training seriously and see it as a possible avenue to future greatness.

Obi urged the youth to form what he called "healthy habit of self-examination, hardwork and understanding of those things that make for greatness."

Commenting on the problems facing governance in Nigeria, Obi called for the reduction in the cost of governance at all levels. "Those in authority run into trouble by spending money on frivolities that do not add to the progress of our society", Obi said.

The proprietor of the Centre and the former Primate of the Church of Nigeria Anglican Communion, His Grace, Most Rev. Dr. Peter Akinola said the centre decided to invite Obi because over the years he had proved himself as an exemplary leader who has the fear of God.

Other dignitaries that graced the occasion include General Theophilus Danjuma, Chief Chris Oshonkoye,among others

(In the pictures below are )

The former Primate of the Church of Nigeria Anglican Communion, His Grace, Most Rev. Dr. Peter Akinola( middle), conducting Gen. Theophilus Danjuma(left) and the Fmr Gov. of Anambra State, Mr. Peter Obi ( right) round the building housing the Peter Akinola Foundation at Abeokuta today.

cc Lalasticlala OMJ4 Seun Mynd44 Afam4eva

NIRSAL-BOI MOU WILL ENABLE EXTENSION OF BOI’S CREDIT FACILITIES TO SMALLHOLDER FARMERS, AGRO-PROCESSORS, AND AGRO-INPUT SUPPLIERS

To tackle one of the significant challenges facing Nigeria’s agriculture – the estimated 60 percent post-harvest losses across the value chain – the Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL)  signs a Memorandum of Understanding (MoU) with the Bank of Industry.

The MOU will also boost import substitution, boost job creation, stimulate inclusive growth and realize the key objectives of the Agricultural Promotion Policy (APP) of the Buhari Administration.

The historic collaboration between the two agencies will for the first time make possible the extension of BOI’s credit facilities to primary producers generally and smallholder farmers in particular whether they are in the crop, livestock or fishery subsectors.

Equally, agro-input suppliers for Fertilizer, Seeds, Crop protection Chemicals, Fish & Livestock Feeds as well as Agricultural Mechanization Service providers stand to benefit from this unique & strategic collaboration.

This is made possible on the strength of NIRSAL’s Credit Guarantees, its Risk Sharing Framework and its Value Chain-Fixing mandate which, combined, will enable the Bank of Industry to lend confidently into complete, end to end, agricultural value chains while at the same time protecting its balance sheet.

Specifically, the MOU will lead to the identification and financing of impactful agricultural projects within all the segments of the agricultural value chain. Starting from primary production for the purpose of producing raw materials and sustaining the processing industries.

It will also provide funding opportunities, within fixed value chains, for bankable agricultural production projects and for agro-allied industries that have a strong capacity to off-take primary agricultural produce.

Again, the partnership is important because it will leverage the multi-billion naira balance sheet of the Bank of Industry to make loans and credit available, at very low-interest rates, to commercially viable agricultural projects that have been packaged, de-risked and linked to structured markets by the NIRSAL.

In addition, projects financed under this framework stand to enjoy faster credit facility processing turn-around time estimated to be up to 50% faster than when accessing it from commercial banks.

Speaking at the event, the Managing Director, NIRSAL Mr. Aliyu Abdulhameed stated that unlocking the sustainable development finance window to the agricultural economy of Nigeria, as this collaboration represents, is a paradigm shift and a step change into affordable agricultural finance that will have a crowding-in effect on commercial banks and an immediate positive impact on the economic diversification agenda of the Buhari administration:

“We are really excited at the potential impact that this partnership with the Bank of Industry will have on the agric value chain in the areas of boosting production, reducing post-harvest losses and helping to build a stronger post-oil economic base for the country. We have started with the Bank of Industry to ensure that we produce and consume locally. Our goal is to help Nigerians take advantage of the $22bn food import substitution market by producing the food locally. And in order to balance our terms of trade with other countries where we spend our scarce foreign exchange for essential imports, NIRSAL  will shortly be announcing a collaboration with the NEXIM Bank to unlock sufficient flow of finance to agricultural value chain players for the export markets where NIRSAL will focus on value addition to raw agricultural produce before exporting them to other countries.”

NIRSAL’s mandate is to catalyze a national agricultural revolution by boosting commercial agricultural productivity, competitiveness, value addition, market access and food security through the mechanism of de-risking the agricultural value chain in order to encourage investment by banks and the entire financial sector.

The focus of NIRSAL is on enabling a structured, sustainable and business-oriented approach to agriculture that can stand the country in good stead in the emerging post-oil Nigerian economy.

Cc Lalasticlala Mynd44 OMJ4 Afam4eva Seun

NIRSAL-BOI MOU WILL ENABLE EXTENSION OF BOI’S CREDIT FACILITIES TO SMALLHOLDER FARMERS, AGRO-PROCESSORS, AND AGRO-INPUT SUPPLIERS

To tackle one of the significant challenges facing Nigeria’s agriculture – the estimated 60 percent post-harvest losses across the value chain – the Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL)  signs a Memorandum of Understanding (MoU) with the Bank of Industry.

The MOU will also boost import substitution, boost job creation, stimulate inclusive growth and realize the key objectives of the Agricultural Promotion Policy (APP) of the Buhari Administration.

The historic collaboration between the two agencies will for the first time make possible the extension of BOI’s credit facilities to primary producers generally and smallholder farmers in particular whether they are in the crop, livestock or fishery subsectors.

Equally, agro-input suppliers for Fertilizer, Seeds, Crop protection Chemicals, Fish & Livestock Feeds as well as Agricultural Mechanization Service providers stand to benefit from this unique & strategic collaboration.

This is made possible on the strength of NIRSAL’s Credit Guarantees, its Risk Sharing Framework and its Value Chain-Fixing mandate which, combined, will enable the Bank of Industry to lend confidently into complete, end to end, agricultural value chains while at the same time protecting its balance sheet.

Specifically, the MOU will lead to the identification and financing of impactful agricultural projects within all the segments of the agricultural value chain. Starting from primary production for the purpose of producing raw materials and sustaining the processing industries.

It will also provide funding opportunities, within fixed value chains, for bankable agricultural production projects and for agro-allied industries that have a strong capacity to off-take primary agricultural produce.

Again, the partnership is important because it will leverage the multi-billion naira balance sheet of the Bank of Industry to make loans and credit available, at very low-interest rates, to commercially viable agricultural projects that have been packaged, de-risked and linked to structured markets by the NIRSAL.

In addition, projects financed under this framework stand to enjoy faster credit facility processing turn-around time estimated to be up to 50% faster than when accessing it from commercial banks.

Speaking at the event, the Managing Director, NIRSAL Mr. Aliyu Abdulhameed stated that unlocking the sustainable development finance window to the agricultural economy of Nigeria, as this collaboration represents, is a paradigm shift and a step change into affordable agricultural finance that will have a crowding-in effect on commercial banks and an immediate positive impact on the economic diversification agenda of the Buhari administration:

“We are really excited at the potential impact that this partnership with the Bank of Industry will have on the agric value chain in the areas of boosting production, reducing post-harvest losses and helping to build a stronger post-oil economic base for the country. We have started with the Bank of Industry to ensure that we produce and consume locally. Our goal is to help Nigerians take advantage of the $22bn food import substitution market by producing the food locally. And in order to balance our terms of trade with other countries where we spend our scarce foreign exchange for essential imports, NIRSAL  will shortly be announcing a collaboration with the NEXIM Bank to unlock sufficient flow of finance to agricultural value chain players for the export markets where NIRSAL will focus on value addition to raw agricultural produce before exporting them to other countries.”

NIRSAL’s mandate is to catalyze a national agricultural revolution by boosting commercial agricultural productivity, competitiveness, value addition, market access and food security through the mechanism of de-risking the agricultural value chain in order to encourage investment by banks and the entire financial sector.

The focus of NIRSAL is on enabling a structured, sustainable and business-oriented approach to agriculture that can stand the country in good stead in the emerging post-oil Nigerian economy.

Cc Lalasticlala Mynd44 OMJ4 Afam4eva Seun

Oliviaxx:
haha.he has gone spiritual

Sorry babe...Hope you aint an Afonja ooo? What FFK said is to make us wise and not to loose guard against dark spiritual forces in Naija

Francisca4:
I APPLIED TOO, HAVE YOU RECEIVED ANY RESPONSE FROM THEM, SINCE YOU APPLIED.

Were you selected for the BoI YES-Program? I heard that they are at the in-class training stage now...

Please reply

eugene77:
Yes application does nt need any land cert or collateral. They only need ur NYSC Cert. Once u meet the criterial(age 18-35, u operate ur buz in Naija,etc)then u can apply. YES is different frm other loan schemes of BOI. Its just a special prog targeted at helping the Naija Young entrepreneurs

How sure are you? Have you benefited from the program or do you know anybody working in BoI YES Programme?

Please reply if U're sure. I need to know more about this

Thanks

Ozavize88:
Cute picture

Na so

FaithZion2:
U wan try??

Oya nah baby... Come make I try and see nah
Just PM me

FaithZion2:
Yes

No wonder ... I hear say una dey chop dog meat and sabi perform ontop bed.
Na true?

SOBER REFLECTION AT FORTY FIVE - Dr. Patrick Ifeanyi Ubah

It's been 44 long and hard years since my birth. The journey to where I find myself today has been rocky, to say the least. First and foremost, I would like to give all thanks and praises to my Father in heaven for the gift of life. His grace is the reason for my continued existence and all glory must be given to him. In the midst of all that currently defines the world we live in, God has been faithful, extremely faithful.

His blessings in my life are too many to mention, such that they cannot be enumerated. May I use this avenue to thank everyone who has contributed both positively and negatively to my journey through life. At 45, I feel very fulfilled. I count myself a man highly blessed by God in all ramifications, starting from family to friends to employees and to business associates, be it financially, cerebrally and otherwise. Today marks the beginning of my 45th year on earth, a day I have chosen to reflect on a country I love so much and a nation so blessed by God.

Inasmuch as I would have loved a birthday celebration bereft of publicity as I soberly reflect on the unflattering happenings in our dear country, I recognize the fact that I cannot restrain well meaning Nigerians who desire to wish me well via the pages of the newspapers and on different social media platforms. To these people, I wish to say thank you very much for the public display of affection. All efforts to put myself in a celebratory mood for reaching yet another milestone has proved abortive. I even had to take time off work to travel with my family as I needed to spend ample time with them as well as give myself some room to reflect in sobriety. If I am to be perfectly honest, in the midst of all the blessings God has so much bestowed on me, the current state of our nation Nigeria has rendered me an unhappy man.

* How can I be happy when all I see around me are people who are wallowing in hunger?
* What is happiness when my fellow Nigerians can no longer engage in business activities because of the escalating rate of the US Dollars which now exchanges for over N400 per Dollar?
* Where will happiness come from when Nigeria's inflation rate keeps rising and prices of common commodities are fast getting out of the reach of the average Nigerian?
* Nothing is being done to empower our women and some people are able to find happiness?
* Nigerians are losing jobs everyday and I am expected to find joy in celebrating? I cannot!
* It is just not possible as I sincerely believe there is nothing worthy of celebrating.
* My heart is heavy, saddled with so much to reflect on as thoughts on the way forward for our beloved country clouds my mind.
* In a country with over 180 million people, I can boastfully say we possess the capacity to turn this nation around.
* Nigerians are very resourceful and highly industrious. The fact that we have not been able to get it right after 55 (soon to be 56) turbulent years beggars belief.
* As Nigerians, we need to learn to work without greed. Contentment should be the underlying feature in everything we set out to do. * As a nation, we must fashion out a multi-policy intervention scheme that will not end up on the screens of our televisions and the pages of our books, but policies that will open up our system for job creation and reduction in the rate of poverty.

* Our problems are man-made and same man who made it can make things right. But first, those saddled with the responsibility of steering the ship of our nation must favour a government of inclusion.

They must open the doors to Nigerians (irrespective of one's ethnic or political leaning) who possess the requisite skills, knowledge and ideas on how to get Nigeria back on its feet. Earlier in the year, I came out to tell Nigerians that the escalation of the Dollar could be reversed if given the chance to proffer solutions and I meant it.

I also challenged the Government of the day to do the needful which entailed making consultations which I offered on a platter, even staking my life's work to see that this ugly trend is reversed. Regrettably, my advice was not heeded to and my calls fell on deaf ears. Nigeria's current problem is beyond academics. It is also beyond the vocabulary technocrats are known to toss around. There are other components and qualities needed alongside the technicality associated with education to create the right mix as we seek solutions to the poor state of our economy. I believe that I am one Nigerian who possesses some of these components. I am highly confident in my ability to provide answers to most of the problems Nigeria is faced with and hopefully, God will give me a chance if man would not. Permit me to state this loud and clear to avoid being misconstrued: when I discuss the public policies of the government or make suggestions on alternate policies for our government, it is because I want the government of the day to succeed as their success will make Nigerians happy.

I am a Nigerian who derives joy in seeing our people happy. After all said and done, I wish to rededicate myself to the service of humanity. At this stage in my life coupled with the achievements I have made and the milestones I have reached, I believe it is high time I channeled all my resources (financially, intellectually and otherwise) to promoting humanity, starting from Nigeria with Anambra state being my first port of call. My biggest regret in life is that I have not been able to help humanity they way I would have loved to. We can never get things right unless we put conscious efforts into promoting humanity. In view of this, I pledge this day to continue serving humanity to the best of my ability and as the Good Lord permits.

At this juncture, I would like to expressly appreciate those who have made my journey through life a laudable one. First and foremost, special thanks must go to my wife and beautiful children who have been my firm pillar of support and strength throughout my journey. Your presence in my life has given me wings to soar as high as I can dream. For this, I remain eternally grateful to all of you.

Also, I would like to express my sincere gratitude to my employees across all sectors that I am actively involved in which includes Oil and Gas, Media Publications, Sports, Construction, Agriculture to mention a few. Your belief in me has never wavered and your support for me has stood the test of time. Even at the most difficult of times, you all rally around me, giving me the needed assurance that we are in this race together. My belief in the depth of God's love for me and his immense blessings upon my life stems from you all. Thank you.

To my friends and well wishers, I wish to also say thank you for being there. Your prayers and words of support have gotten me this far and I would not trade you all for anything the world has to offer.

To Ndi Anambra, umu nwannem, this piece would be incomplete without expressing the depth of my gratitude to you for all the love and support you ceaselessly showered on me. How can I forget my humble beginnings? How can I forget how my beloved brothers and sisters contributed immensely in shaping the man "Ifeanyi Ubah" and all he has achieved today? From the bottom of my heart, I say daalu umu nnwannem. Let us endeavour to keep our leaders in our prayers as we continue in our quest for greatness.
My fellow compatriots, our strength lies in our togetherness. Let us keep praying for Nigeria and her leaders. Let us keep believing in our country and strive to ensure that we make the best out of our nation. We have no other country to call our own. We must make Nigeria great for ourselves and for the generations yet unborn.

To our leaders, I wish to remind you all that the position which you find yourselves in today is God given and has a mandate attached to it. I implore you all to do all you can to better the lives of those who voted you into power. The welfare of the masses is paramount and the betterment of their living standards should be the driving factor behind every action of every leader. In everything we do, we should always remember that a day of reckoning will come and we will all be made to answer to the creator. On that day, would the Almighty be happy with your report? Once again, I wish to thank everyone for the birthday wishes. I feel highly blessed and honoured.

God bless you all.

FaithZion2:
That's Akwa Ibom state 4u, the land of promise. The guys did great job, it was not that easy for them after much tials of error.

Are you an indigene of the State?

peemyke:
Op it's Akwa Ibom not Awka

Chai dis gal get sharp eyes.. But Please next time its better to concentrate on the TORI

computergeek:
I don't do e-commerce, but I do know some stuff. Are u talking about the design or URL set-up?

Yes I am talking about designing a website