Bristol 10KG CO2 Fire Extinguisher ₦62,520.00

Fire Class;B & Electrical
Extinguishing Agent;CO2
Capacity;10kg
Operating Temperature Range;-20ºC to 60ºC
Working Pressure;60bar
Test Pressure;250bar
Hose Length;≥ 5m
Body Color;RAL 3000 (Flame Red)

https://rhebuch.com/product/bristol-10kg-co2-fire-extinguisher/
https://rhebuch.com/product/bristol-upright-sprinklers/
https://rhebuch.com/product/bristol-hose-reel/
https://rhebuch.com/product/bristol-2-way-breeching-inlet/
https://rhebuch.com/product/bristol-2-way-breeching-inlet-cabinet/
https://rhebuch.com/product/bristol-50l-foam-fire-extunguisher/
https://rhebuch.com/product/intelligent-wall-mounted-sounder-red-with-pure-white-skirt/
https://rhebuch.com/product/en-sounder-red/
https://rhebuch.com/product/bristol-4-way-breeching-inlet-cabinet/
https://rhebuch.com/product/bristol-4-way-breeching-inlet/
https://rhebuch.com/product/bristol-25kg-dcp-trolley-extinguisher/


Nigeria : +234 907 006 8452
https://rhebuch.com/
enquiries@rhebuch.com

Everything you need to know about cleaning equipment

Original and authentic cleaning equipment is an integral part of any cleaning business. For your cleaning business to thrive or for you to have a seamless cleaning section in your business. Required equipment is needed to carry out a successful cleaning job.

In this article, I will be sharing with you everything you need to know about acquiring cleaning equipment from the types of tools to their importance, tips for maintenance, and where to get original cleaning equipment.

Cleaning equipment keeps the home, offices, and external premises clean. How is this possible? This is because modern cleaning equipment is built for these purposes.

Cleaning equipment removes soil, germs, and other contaminants from surfaces. It also prevents the spread of infectious diseases and controls allergies. For example, if less than 24 hours have passed since an individual who has been diagnosed with coronavirus was on that premises. What do you do? It is better to clean and disinfect the place with necessary cleaning equipment and chemicals.

Cleaning with soap and water or natural cleaner might remove many germs from a surface – but it does not have the ability to combat bacteria like cleaning equipment will do. Although, you might be on a budget and not have each piece of cleaning equipment. But you can analyze the list of equipment we shall be showing you shortly and choose the most important in order of preference.


Read More Visit Here : https://roaventures.com.ng/everything-you-need-to-know-about-cleaning-equipment/

Urbanvibes London | | The Best UK Fashion Wears In Nigeria | Buy quality fashion wears at fair price- shoes, clothing, bags, sneakers. Buy Women's High Heel Shoes | Stylish wears direct from UK.

We are trusted dealers of all UK, London Women's Hell Shoes in Nigeria.

Get More of our products here: https://urbanvibeslondon.com/

How the Wallet feature on Fincra can help you with your B2B payments

Fincra provides B2B payment solutions and has API-enabled interfaces to generate faster, more secure B2B payments.

The dominance of digital payment methods has grown astronomically in the last five years, but it was the B2C sector that embraced it quicker. The B2B businesses are now coming around, but they are still a mile behind.

What are B2B payments?

Business to Business (B2B) Payments are the transactions made between two companies or businesses. This is different from Person to Person (P2P) and Customer to Business (C2B).

Operators in the B2B sector had grown used to the longer processing time and more tedious nature of traditional payment methods. But there have been significant changes in the last few years which every B2B business has to adapt to.

B2B businesses now have to move quickly, and with the simplicity, quickness, and seamlessness that digital payment methods bring, it's a no-brainer why businesses have to adopt them.

Fincra's Wallet Feature

One of the payment methods available via digital is the wallet feature that Fincra provides. Fincra provides B2B payment solutions and has API-enabled interfaces to generate faster, more secure B2B payments.

Fincra is dedicated to helping businesses scale, and one way it can achieve that is by making payment seamless and reducing the cost. Making payments can be expensive with transfer fees, card charges, and foreign exchange processes.

And that's where Fincra's Wallet feature can help scale your business. Wallet is a payment and collection feature in Fincra that allows merchants to manage their funds within our products.https://blog.fincra.com/7-most-popular-type-of-fintechs-in-nigeria/

Read More : https://blog.fincra.com/how-the-wallet-feature-on-fincra-can-help-you-with-your-b2b-payments/ Read More : 3 reasons for fintech growth in Africa https://blog.fincra.com/5-reasons-for-fintech-growth-in-africa/

5 Habits of Successful Global eCommerce Businesses.

The major key to success for any eCommerce business is customer retention and satisfaction, and they cannot achieve this without providing a seamless payment experience for their customers. This is where Fincra comes in.

Global eCommerce refers to the online selling of products and goods to buyers in foreign countries. It is a synonym of international eCommerce, although they may have slightly different connotations concerning the number of countries you are selling to.

As of 2021, the global eCommerce market was over three times its size in 2019 and it’s expected to nearly double by 2027.
To keep up with buyer expectations, and expand across borders, global eCommerce companies must deliver frictionless and optimized online sales and payment experiences.

The following are 5 habits of highly successful global eCommerce businesses:

They choose a reliable and secure B2B/B2C payments partner.

In the global eCommerce arena, bulk orders and repeat orders are common practices. You want to make your customer experience as seamless as possible, therefore it is important to choose a B2B/B2C SaaS payment partner such as Fincra. By integrating with Fincra, businesses can improve the payment experience of their customers, expand into new markets, and increase their revenue.

Enablement of multiple payment channels.

It is important for global eCommerce companies to have multiple channels for their customers to make payments through to reduce frustration and friction, and consequently lose customers. Today’s most successful businesses have omnichannel enablement for payments on their platforms. These channels include cash, credit/debit cards, cheques, barters, money orders, mobile money payments etc.

https://blog.fincra.com/5-habits-of-successful-global-ecommerce-businesses/

Visit the Official Website Here : https://fincra.com/ng/

Leveraging On Insurance To Solve Your Immediate, Mid-Term, And Long-Term Needs.

Every individual desires to have an advantaged in life, but most times they fail to put in the measures in place that will aid them in that quest. To be able to live well and be happy with the kind of legacy being laid down for our loved ones, an individual is expected to ensure that various needs of his or her family are taken care of, without any form of hassle.

From experience and observations, I have seen the difference between the people living an advantage life and some who still live a life of disadvantage – and most times, these people were doing well prior, but unfortunately they neglected some life’s teachings and principles and lived life without abiding to processes. Insurance As A Security To Family Financial Planning. https://financialquest.com.ng/insurance-as-a-security-to-family-financial-planning/

To be able to enjoy a good standard of living, there are various needs that requires our attention. Without taking care of these needs, an individual may live a very disadvantaged life.

What this goes to say is that, life is full of needs and wants(aspirations); to an individual it might just be to achieve his basic needs such as food, clothing, shelter. To others, it might be to exceed their basic needs, and further achieve some level of Reputation, social class, Respect amongst others- these are form of higher needs.

Many has lived life in tragedy, some had also lived life unfulfilled, dejected, and without much enthusiasm- all because they couldn’t meet-up with their needs and as a result, their loved ones also shared in their disadvantaged life. This would have been avoided if some plans that would have aided them in fulfilling/meeting their needs and wants(aspirations) were put in place – planning for both the positives and the negatives.

https://financialquest.com.ng/leveraging-on-insurance-to-solve-your-immediate-mid-term-and-long-term-needs/

Types Of Insurance In Nigeria; And How It Can Benefits You!

There are different types of insurance in Nigeria, but unfortunately, the only insurance the masses have adopted is the Third Party Car Insurance. This is because the government do not trust us to drive sanely, hence has made this type of insurance compulsory for any car rider/owner. Since the government won’t take it lightly with anyone who faults this, the masses has taken this insurance seriously.

So, when you meet most Nigerians and you raise topics on any form of insurance that will benefits them, most barely key in to it since it’s not compulsory. These individuals end up living life without having a means of controlling other risks in life.

Life is full of diverse risks. Hence, it is prudent to have a means of managing these risks so that life can be fully lived and having not to be taken unaware in cases of uncertainty that comes with life.

For this purpose, this article will be explaining the different types of insurance in Nigeria, as well as give you some insights on how they can benefit you. But before we dive in, let’s have an understanding of what insurance is.

What Is Insurance ?

Insurance simply is a contract (agreement) between two parties; that is, between the insurance company (The Insurer), and the policy holder( The Insured, or an individual).

In this contract, the insurance company agrees to take the risks an individual might want to avoid, and thus, pay the insured a lump sum of money or it’s equivalent, when a negative outcome you specified in the contract happen. But the thing is that you will have to be paying a certain amount of money (premium) monthly, or annually (as you want) to the insurance company, before the promised lump sum of money is paid to you by the company, immediately the specified event occur. In most cases, you pay lesser premium(money), and get higher sum assured when the negative event occurs – depending on the level of the risk you wish to mitigate or avoid.

The following are the various risks in life an individual is open to in the course of their life. However, these risks can be covered, avoided or mitigated with You having an insurance cover. You can transfer these risks to the insurance company and protect yourself and your loved one from financial loss or crisis. They include;

1. Risk of premature death
2. Risk of permanent/partial disability
3. Risk of destruction
4. Risk of theft
5. Risk of burglary
6. Risk of losing goods on transit/it being damaged
7. Risk of dropping out of school
8. Risk of bashing someone’s car/or having yours bashed, amongst others.


Read More : https://financialquest.com.ng/types-of-insurance-in-nigeria-and-how-it-can-benefits-you/

A solar charge controller is a device that regulates the amount of energy that goes from your solar panels to your batteries. It makes sure that your battery doesn’t get overcharged and damaged, and stops the flow of electricity once it’s reached its maximum capacity. The controller also protects your batteries from discharging below a certain voltage (usually 12V).

Solar charge controllers come in different shapes and sizes, but the most common type is the PWM (Pulse Width Modulation) controller. This type of controller uses pulse width modulation technology to provide stable voltage regulation for your battery bank. A PWM controller uses pulses to control how much power goes into your batteries at any given time, ensuring that each cell gets an equal amount of power and stays within safe operating limits (voltage range).
5. Cables and wires
Cables and wires are a major part of any solar installation. They allow you to connect your panels to your batteries and inverter so that they can provide power to your home. The shortest cable runs between each panel will be about 15 feet long, but the longest runs could be 150 feet or longer if you have multiple panels wired together in series. Make sure you have enough cable on hand so that your system works properly.
If you’re installing battery back-up power for an off-grid home or cabin, then it’s important to get cables with thicker gauges than those used in grid-tied systems because they carry more current at a lower voltage drop over distance. Thicker cable also carries more heat away from the battery bank during charging cycles, which helps protect against overcharging damage.
Solar power accessories can be confusing to shop for, but don’t worry, we’ve got you covered.

Conclusion
In general, solar power accessories can help a home or business run more efficiently and reduce one’s energy costs. These lights, charge controllers, and solar panels can be used in a number of ways to make the most out of the sun’s rays. We hope that our shopping guide helps you find just what you’re looking for.


https://crosstech.com.ng/product/kartel-xd-l-10kva-48v-inverter/
https://crosstech.com.ng/product/kartel-xd-l-2-5kva-24vinverter/
https://crosstech.com.ng/product/kartel-xd-l-3-5kva-24v-inverter-tower-mount/
https://crosstech.com.ng/product/kartel-xd-l-5kva-48v-inverter/
https://crosstech.com.ng/product/luminous-cruze-inverter-4kva-48v/
https://crosstech.com.ng/product/luminous-ecovolt-inverter-1500va-24v-eco-volt-1650/
https://crosstech.com.ng/product/luminous-icruze-2-8-kva-24v-inverter/
https://crosstech.com.ng/product/luminous-inverter-zelio-1-5kva-24v/
https://crosstech.com.ng/product/luminous-optimus-1-6kva-24v-inverter/

Fincra's Virtual Accounts: Use Cases and Benefits

Fincra uses named virtual accounts to optimize daily processes for our customers, such as tracking transactions for real-time account reconciliation and more.

Fincra’s virtual accounts are available in EUR, GBP and NGN, and the accounts for these currencies are tied to respective wallets on our platform, this means that for each currency inflow into the virtual account, there is a settlement in a respective Fincra merchant wallet.

For instance, if an inflow comes into Mr A’s GBP virtual account, it gets settled in his Fincra GBP wallet. This allows our customers to keep track of the inflow and outflow of their funds.

Things you should know about Fincra’s virtual accounts.

A means to fund your merchant wallet.
Fincra’s merchants can use named virtual accounts in the supported currencies to fund their wallet to initiate payouts. All merchants have to do is to fund their wallets in the desired (and supported) currency on our platform, through their virtual accounts, fill in the necessary information and begin to make seamless payouts to their suppliers, customers and individuals, with no hidden fees.

2. Easy Payment collection

Fincra’s virtual accounts are a reliable and secure way for merchants to facilitate payment collections in EUR, GBP and NGN, at the best rates. The merchant requests for a virtual account in any of the desired aforementioned currencies shares the account information manually or via their business platform and they can begin to collect payments from their customers from anywhere in the world (inflow).

The merchant can initiate a payout into a regular bank account via their virtual account if they wish to do so (outflow) via their portal or integration to our API.

Benefits of using Fincra’s virtual accounts

Seamless payment collection at the best possible rates: Merchants are able to collect payments securely from almost anywhere in the world, without the headaches of traditional banking methods.
Quick and easy payouts: With named virtual accounts, merchants can easily top up their wallets to make secure payouts to their suppliers, customers and individuals in Africa, Europe, the UK and the US, with no hidden fees.
Security and reliability: Fincra is safe, secure and licensed. Merchants can rest assured that their funds are 100% secure.

https://blog.fincra.com/fincras-virtual-accounts-use-cases-and-benefits/

Ways Businesses Can Perfect Their Payment Collection Methods.

Running the operation of a smooth payment can have positive, wide-reaching implications for businesses. It is important for business owners to make it as easy as possible for their customers to pay, in order to increase conversion and sales.

Payment, as the process of exchanging services for money, is the lifeblood of all businesses. Payments and cash flow management are so important that how they are done can make the difference between a company’s success or failure. An effective payments strategy is crucial for any business with ambitious growth plans. Payment completes the transaction and defines a successful customer conversion.

Despite its significance, businesses still face crippling challenges in receiving payments, especially across borders.

Running the operation of a smooth payment can have positive, wide-reaching implications for businesses. It is important for business owners to make it as easy as possible for their customers to pay, in order to increase conversion and sales.

https://blog.fincra.com/3-ways-businesses-can-perfect-their/

https://fincra.com/ng/collections

Payment infrastructure providers in Africa

Fincra is a payment infrastructure provider, building anything that requires sending and receiving money across borders without restrictions.

Payments infrastructure is the network of systems that allows everyone in the ecosystem-from individuals to corporations and financial actors- to exchange payments. Fintech companies in Africa have disrupted the landscape with their innovative and evolving products to improve this network of systems from what existed before. Unlike the developed countries where banking infrastructure is more advanced, Africa's payment infrastructure remains less advanced, constraining both public and private economic transactions.

In simple terms, you can look at it as public infrastructure like roads, railways, hospitals etc., whose advancements are often driven by the public sector-governments- to improve the quality of life. Unlike public infrastructure, however, governments in Africa are not equipped to develop solutions for advancement in payment infrastructure, hence the emergence of private sector-driven fintech companies.

Read More: https://blog.fincra.com/payment-infrastructure-providers/

6 reasons for collaboration between banks and fintechs in Africa

Recent business trends in the industry have seen banks and fintechs collaborate to solve problems for each other.

Why banks should care about fintechs
The fintech industry in Africa has grown significantly over the years with different products that have matched the needs of massively growing digital users.
Ajayi said;

We have seen that they are here to stay; they are no longer just upstarts. If you think in terms of revenue or valuations of customers, they are fintechs in Nigeria that get more than $100m in revenue that did not exist five years ago.
You think in terms of valuation, there are at least three fintechs in Nigeria that have crossed a $100m valuation mark.
Ajayi points out that fintechs are here to stay, and it's time banks start paying attention. The fintech investors listed three reasons banks should care.

Unrivalled customer satisfaction
Ajayi said that being digital natives, fintech founders have focused so much on customer experience and technology, making customer satisfaction superior to what banks often provide.

Having worked at Wise, Ajayi said the fintech company at a time had an NPS score of 71 compared to 21 of its traditional competitor Western Union.

He said;

No need to think about what people will use. I don't have these numbers for banks in Nigeria, but I think it will be an interesting experience if we do the NPS score for Nigerian banks and the NPS score for some of the Fintechs.

2. Faster growth

Another point that Ajayi made was that fintechs grow at much faster rates than banks. He said;

These companies grow really really fast. Like I said, companies have achieved $100m in revenues in less than five years. They don't do committees to make decisions; they just do it when they feel like it and move very fast.

3. Age of super fintech

Ajayi said that fintech companies offering multiple products should be of considerable concern to banks. He called these fintech companies super-fintech.

These fintechs, he said, came into the market with a single product line but soon introduced more products immediately they formed relationships with the customer. He said;

https://blog.fincra.com/why-fintechs-and-banks-have-to-care-about-each-other/

TOP 10 FREELANCE JOBS IN NIGERIA

Introduction

People often say that the world is always and things are changing steadily. The working style and operations of many businesses are changing in the world. Lately, we have seen that one does not have to be in a physical office before getting any work done.

The idea of being a freelancer sprung from the concept of working remotely. This way, a person can work for various organizations and clients as long as they have the needed skills to deliver the service adequately.

https://financialquest.com.ng/top-10-freelance-jobs-in-nigeria/

All you need to Know about Hotel Locks

What is the secret of returning guests to a hotel? Why do guests always seem to choose the same hotels? In this article, you would learn about hotel door locks, the various types of hotel door locks systems, why they matter to your guests, and how to get the best deals.
Every day in Nigeria, thousands of people book hotel rooms and according to the accommodation industries of America, the topmost on their mind is security and safety. Yes, your hotel may have a nice room, but the guest who book your rooms, want to be sure they can sleep with their two eyes closed. Yes, you have a nice swimming pool, but the guest who uses your facilities want to be sure that their properties are secure. Hoteliers who can provide these simple but basic security needs remain the topmost destination for hotel guests. Guests seek this security in an un-intrusive way. Security starts at the door, in this article we will look at.
The Hotel door Locks
The hotel door lock is a feature of a door that transforms a door, from a privacy tool to a security tool, that is, a helps help a door to prevent access to unauthorized or uninvited guests.
There are majorly three types of hotel door locks and they are categorized by their operating mechanism namely; mechanical, mechatronics, and Digital.
List of Hotel locks

https://servo.ng/product/pulmos-hotel-lock-mifare-card-encoder/
https://servo.ng/product/pulmos-mifare-hotel-lock-smart-card/
https://servo.ng/product/pulmos-pls-013-smart-hotel-door-lock/
https://servo.ng/product/pulmos-pls-1000-keyless-hotel-door-lock/
https://servo.ng/product/pulmos-pls-300b-keyless-hotel-door-lock/
https://servo.ng/product/pulmos-pls-505-smart-hotel-door-lock/
https://servo.ng/product/pulmos-pls-9200-smart-hotel-door-lock/

Mechanical hotel locking systems: are mechanical devices that secure an opening by keeping a door closed until a release mechanism is activated, usually a lever, knob, key, or thumb turn. These locks usually contain a cylinder, a bolt, and a strike plate or box. The various types include but are not limited to deadbolt lock, mortise lock, lever tumbler lock, etc.

The advantages of mechanical locks are

1) simple to use
2) lots of options to choose from to compliment hotel design
3) Easy to maintain.
The disadvantage with mechanical door locks is are
1) Keys can be easily lost or duplicated
2) They add no additional features
3) Allows access to lock pickers
4) Inconvenient for the elderly and disabled.
They are mostly a relic of the past in terms of usage in the hotel industry today
Mechatronic hotel locking system: This is a combination of the mechanical locks system with electronic controls, it consists of the locking cylinder and special programmable keys, mechatronic door locks combine the best parts of mechanical and electronics to give a more efficient locking system.
The advantages of mechatronics door locks are:
1) They are more flexible, compared to mechanical door locks
2) Allows for future upgrades
3) In cases of loss of key, replacement keys can be easily programmed
5) Make investigations easier by keeping track of events.
The disadvantages of mechatronic locks are:
Installation and repair costs are higher than traditional locks.

Digital (electronic) door locking system: This is the most modern and advanced locks system is the digital or electronic door lock system. These types of locks require electricity to operate, they are usually connected to electrical cables. They are by far the most programmable type of locks, they are very efficient and offer a lot of features. Depending on the type, these locks could be controlled by cards, pin, or even a smartphone app, using Bluetooth or WiFi.
The types of digital door locks include:
The RFID lock system: RFID stands for "Radio Frequency Identification". Which signifies electromagnetic wave recognition. The contactless transmitter-receiver system uses radio waves to identify people. The data transfer through radio frequency performs the authorization check. A unique chip is integrated into the transponder of the door which must match the transponder of the guest which may take the form of a key fob, card, or a special wristband, to grant access.
The advantages of RFID lock include:
1) Control of door at all times
2) The ability to program keys for each guest.
3) Hacker vulnerability is low
4) Ease of use, makes it favorable for disabled people.
The disadvantages of RFID lock are:
1) It requires a higher cost.
2) Cannot be used during a power outage.
Password door lock: A correct sequence of digits input on a keypad or touchpad can open this form of lock and allow access for the guest. Keypads are less vulnerable than touchpads. The software records all interactions, including access times.
Advantages
1) Possibility of passing pin
2) Keypads don't get wet
3) Possibility of using multiple pins
4) Cheaper option as they do not require keycards.
Disadvantages
Unauthorized individuals may be able to get the code and obtain access to the room.
Using a chip card as a lock: This is a favorite of many hoteliers, they love an electric door that has a sensor and can accept a chip card. They are easily programmable and they are easy to use for both the quest and hotel staff. These qualities make them the favorites of most hoteliers.
Advantages
1) Many users appreciate the convenience.
2) A chance to pass the card on to someone else
3) Reprogramming is simple.
Disadvantage
They are expensive to replace when misplaced.
Lock system that can be controlled by a smartphone (Smart locks): It allows customers to use Bluetooth or Wi-Fi to gain access. Their functions and potential are limitless! But this locking system is still in its infancy. Combining the mobile booking of a room and the ability to check in with a smartphone would considerably improve customers’ experience, as most customers would not have to queue at the front desk.
Advantages
1) Quick check-in;
2) Integration with a property management system
3) With a mobile phone, you may easily open a door and other App features.

List of some Smart Door Locks From Servo Direct




https://servo.ng/product/pulmos-2248-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-x5-smart-door-lock-with-wifi/
https://servo.ng/product/pulmos-pls-lh02-fingerprint-smart-door-lock/
https://servo.ng/product/plumos-pls-k18-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-k17-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-k16-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-df06-fingerprint-smart-door-lock/
https://servo.ng/product/plumos-pls-df05-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-df04-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-df03high-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-pls-df03-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-ks01-fingerprint-smart-door-lock/
https://servo.ng/product/pulmos-k9-fingerprint-smart-door-lock/


Why does your Hotel door lock system matter to your guest?
It’s clear why your hotel door lock system matter to your customers, at the end of the day, the goal is safety and security. They want to feel safe and at the same time, they want to be able to have a good time like mark twain said ‘they want your hotel rooms to be a refuge from their home lives. Whether for business or pleasure hotel guests would always respect a hotel room with a quality standard when it comes to their doors as it assures them that they could sleep with their eyes closed and their properties safe.
Conclusion
While armed with this information, it would be easy to Google smart doors jumia or smart door lock price in Nigeria to find the best smart locks. It is more important to first connect with experts at www.servo.ng, or www.crosstech.com.ng, who are experienced and capable of getting you the best quality hotel locks at the most affordable rates.

Rhebuch are a multi-brand distributor of Smart Home, Smart Lighting, Building Automation, Video Surveillance (CCTV), Fire Alarm, Access Control, Intruder Alarm, Structured Cabling, Public Address and Voice Evacuation products and systems in Nigeria. They are also Hikvision CCTV Camera , Dahua Camera Dealers in Lagos, Abuja , Port Harcourt Nigeria.

You can call Phone:: +234 907 006 8452 Or Send a mail to us:: enquiries@rhebuch.com . Visit https://rhebuch.com/

Exploring Alternative Power Solutions to Nigeria’s Power Issues
Through the years, one element has remained constant in the Nigerian energy sector and that is the fact that Nigeria is, and has always been in an ugly energy situation. For years, the masses sought solace in I-better-pass-my-neighbor generators, but this trend is gradually coming to an end. Many Nigerian citizens have simply grown weary of generator noises and petrol buying, just like they have grown tired of frequent power outages.
Experts estimate that about 60-70% of Nigeria’s population of nearly 200 million people do not have regular electricity. Most homes in rural locations are barely even connected to the national grid. Homes and businesses in urban areas struggle to find ways to bypass the country's poor electricity supply. This has put some serious constraints on the nation's economic development and general quality of life.
At this point, it has become obvious that Nigeria needs to increase its power generation. To accomplish this change, it is important to explore alternative sources more concertedly. Renewable energy sources such as solar-powered inverters can help boost performance as well as quality. Today, the focus of energy research and planning has therefore veered towards renewable energy and alternative power dealers are starting to get a lot of support.
Energy experts have continued to recommend that the Nigerian government follow more precise steps to grow alternative power sources such as renewables power sources. This is sure to increase the overall electricity supply. With Nigeria's tremendous green energy potential, if this path is explored, the nation will access several sources of energy.
Now you are probably interested in pursuing alternative energy sources. Well, you are not alone.

What is Alternative Energy?

Alternative energy in this context refers to alternative electrical power that augments the epileptic power supply provided by Nigerian utility providers. Since power outages are so common in Nigeria; consumers are increasingly beginning to seek alternative types of electrical power.

There are two forms of alternative energy namely:

Non-renewable energy: This includes petrol and diesel generators.
Renewable energy such as hydropower, solar and wind power etc.

Many power generating devices for instance generators, and uninterrupted power supply (UPS) can be rightly classified under either of the above categories subject to the source of the energy for the unit.
It is worth noting that at the moment, millions of Nigerians are beginning to move away from their generating sets, and troop towards other alternative sources of energy, the current most popular of which is an inverter.

Why you need an Inverter

Well, first you are getting rid of that generator headache, all that environmental pollution and the need to monitor and regulate fuel usage. A good inverter and battery can give you continuous power supply devoid of the vibration and emissions of a generator. But how do you choose a suitable inverter with the appropriate specifications that can serve your home or business?

You will probably find thousands of branded inverters and batteries in the Nigerian market and if you buy an inverter and a battery with the wrong specifications, you could end up with a really costly mess.
This purchasing guide for buying an inverter will give you a clue as to the right buying choice for your particular circumstances.
Inverter Type
There are mainly two types of Inverters that are available in the Nigerian market today they are;

Modified Sine Wave and
Pure Sine Wave.
If you wish to power small household appliances such as bulbs, televisions and fans then the Modified Sine Wave inverters are for you. They are very affordable and have high efficiency. They will provide you with comparable power to what you get from your utility company.
Pure Sine Wave inverters would support larger appliances such as your fridge, deep freezer, and other heavy electrical devices. They can provide identical power to what you usually get from your electricity company, however, they are also very pricey.
Most popular Inverter Brands in Nigeria
Felicity Solar
Prag Solar Inverters
Luminous Solar Inverters : https://crosstech.com.ng/product/kartel-xd-l-3-5kva-24v-inverter-tower-mount/
Mercury Spirit Solar Hybrid Inverter
Bluegate Solar Inverter
Inverter Size
By now you are probably wondering how to determine the right inverter size for you. Well, first, every appliance comes with a power label and you have you to check the power labels on all your appliances. Sum up the total wattage of all the electrical devices you would love to use with your inverter. To save costs, you can leave out appliances that you do not need to run daily. When you get the total wattage needed for your home or establishment, buy an inverter that is twice the size of that, this way you get some additional capacity and do not run the risk of overloading your inverter.

Inverter Batteries
Every backup power device heavily relies on batteries, therefore, the efficiency and reliability of your inverter would largely depend on the kind of battery you purchase. This means that your inverter can only supply adequate power if it has an inverter battery with adequate capacity.
Depending on your inverter’s voltage specifications, you would need a minimum required battery size. A 12-volt inverter takes 12 volts and will require a single 12v battery while a 24-volt inverter would need 24 volts. However, you must not always buy the minimum required battery size, especially if you have a lot of appliances as they may fail to meet all your power requirements.
Battery capacities in inverters are typically measured in Ampere Hour (AH), this indicates what amount of power your inverter can supply in an hour.
The most popular capacities of a 12V inverter battery in Nigeria are 100AH and 200AH; however, it is possible to find such values as 150AH and 210AH. It is also possible to get 2v inverter batteries with values like 500, 1000 and 1500 amperes per hour.
A 100AH battery can supply a particular load of power for half the time that a 200AH battery will supply the same load. Therefore choose your battery based on how much power you think you may need.
Popular Inverter Battery Brands
There are a lot of inverter battery brands in the Nigerian market, many of them being comparatively low quality; therefore it is important to buy a battery manufactured by the maker of the inverter you have purchased. Many Nigerians seem to prefer the luminous inverter, however, there are many types of luminous inverter so you still need to do your research.
To sure you have a reliable power system, please purchase a battery from one of the following brands; Prag, Bluegate, Luminous solar inverter, Sukam, Mercury, Quanta, MultiPower, and Nexus.

Online Stores where you can get Inverter for a relatively Good Price.
1. Servo Inverters : https://servo.ng/product-category/solar-inverter/
2. Crosstech Inverters : https://crosstech.com.ng/product-category/solar-power-inverter/inverters/

How Does Home Automation Work?

You already have home automation, you just don’t know it! Your lights, heating and cooling are all linked to timers that automate them, even your pet feeder is some kind of automation. Before we dig deeper into the whys and hows of home automation technology and applications, we should take a look at what they can do for us.

It was only recently that home automation was made possible due to the invention of connected devices. These days, you can control your lights with a click of a button even when you’re away.

There are so many different types of home automation products now and they all work in different ways. We’ll take a look at what home automation is and how home automation works so you can decide whether it’s for you or not.

What Is Home Automation?
Home automation refers to the way you control and program smart products around your house through an app or central hub on your smartphone, tablet or computer.

Some activities, like setting up a lamp to turn on and off at your whim, are simple and relatively inexpensive. Others, like advanced surveillance cameras, may require a more serious investment of time and money.
Home automation comes in many forms. For example, wireless light switches are one way to automate your home’s lighting system. These switches can be placed anywhere you want throughout the house—no rewiring required.
Home automation has been around for decades in various guises, but with the rise of smart home technology, it’s finally becoming mainstream. Smart home devices have proliferated in recent years, from security cameras to smart speakers, thermostats and lighting systems.

While these gadgets can be controlled remotely via mobile app or voice commands through smart speakers such as Amazon Echo or Google Home, home automation takes things further. Using sensors throughout the house and other technologies (such as infrared), home automation allows you to program specific tasks that occur when you’re not there (e.g., turning off lights and locking doors at night).
How Does Home Automation Work?
Home automation systems generally consist of one or more “hubs” or “controllers”, a communications protocol, and compatible peripherals. Hubs sometimes also provide a user interface for local control of the home, but the user interfaces for most home automations systems are typically accessed through an app on your phone or tablet.
A smart home hub is not required for your devices to communicate with each other, but it is the central brain that connects everything together and allows you to control all of your smart devices from one app. Smart hubs also provide add-on services like voice assistants (Amazon Alexa, Google Assistant) and security services like professional monitoring.
Some hubs use Wi-Fi to connect to devices directly (without a cloud service), which can make for faster response times and lower latency in some cases. Others rely on Bluetooth LE (Low Energy) or ZigBee technologies to do the same thing. If you’re interested in building a DIY home automation system, we recommend starting with a Z-Wave or ZigBee hub as they have the most mature ecosystems of compatible products. Many of our favorite hub options come with support for both protocols built right in.
Home automation works on three levels:
• Monitoring: Monitoring is an important feature of home automation. The survellience of the house can be done through the use of sensors, cameras and mobile devices. The monitoring and controlling of the house can be done from any distance. Remote access to the house can also be granted to only trusted people. Home appliances can also be monitored for their power consumption. This will help in controlling the power consumption and keeping a track of all expenses.
• Control: The control is based on speech recognition technology which allows the user to interact with the system through voice commands. This feature allows the user to do anything from controlling the temperature in a room to turning off lights at night by simply speaking into a microphone.
• Automation: Finally, Automation is a technology by which a process or procedure is performed without human assistance. Automation or automatic control is the use of various control systems for operating equipment such as machinery, processes in factories, boilers and heat treating ovens, switching on telephone networks, steering and stabilization of ships, aircraft and other applications and vehicles with minimal or reduced human intervention.

Home Automation System Components
While some home automation systems require hubs, some mobile applications connect directly to a router, which connects directly to an IoT device. Of course, it’s preferable when there’s no hub, as that’s just an added cost on top of the cost of the IoT device itself.
Remote Control
The hallmark of home automation is remote control, which is done through either a mobile application or through a voice assistant.
• Mobile Application: The mobile application is the main interface to interact with the system. It can be installed on both Android and iOS platforms. Once the application is installed, user is required to create an account. Then, in order to interact with the system, user will need to log in to his/her account. The application has a list of all the rooms that are connected to the system. For each room, there is a list of all appliances that are connected to it. Each appliance can be turned on or off using this application. User can also request for current status of appliances from the system using this application
• Voice Assistants: Voice assistants are the latest trend in home automation. They allow you to control other devices in your home using only your voice, and they integrate with other smart products to provide a seamless experience. Most IoT devices work with one of three voice assistants: Alexa, Google Assistant, and Siri.
• Amazon Alexa: The most popular home assistant, Alexa works with many other devices and is available on many different smart devices, such as speakers and thermostats. Alexa is the voice assistant we see integrated into the highest number of smart home devices from companies like SimpliSafe, Ring Alarm, and Vivint.

Here are a list of Automation Devices

https://rhebuch.com/product-category/automations/
https://rhebuch.com/product/ajax-leak-protect/
https://rhebuch.com/product/ajax-multitransmitter/

• Google Assistant: Google Assistant is slowly growing in popularity and works with many different products like Nest thermostats and Google Home speakers.
• Siri: Apple’s personal assistant is available on all iOS devices, like the iPhone or iPad. You can also use Siri through Apple’s HomePod speaker.

Top Smart Home Ideas That You Can Apply to Your Home in 2022

Entry way

1. Smart locks

If you’re looking for smart home ideas then you should give consideration to smart locks.If you have a home and a family, then you probably have your concerns about the safety and security of your loved ones. You can never be too cautious when it comes to their well-being and protection, especially when you are not around to monitor what is happening in your home.
A smart lock is a great addition to any home because it allows you to control access to your property by giving you the ability to remotely lock and unlock doors, change passwords, and even allow or deny entry to certain people. Smart lock systems are typically controlled by an app on your smartphone, allowing you to monitor who has access at all times.
Smart locks come with many different features that vary from one model to another. Some of them can be connected directly to your home’s Wi-Fi network while others rely on Bluetooth technology, which means they need to be within 20 meters (approximately 65 feet) of the door they are controlling in order for everything to work properly.

2. Entry Sensors

Home sensors that work with your entry system can be used to activate lights, sound an alarm or notify you when someone approaches, enters or leaves your home. They detect movement by measuring infrared energy emitted by objects in their field of vision.
If a burglar attempts to enter through a window or door, the entry sensor will send a wireless signal to your home security system, sounding an alarm and notifying you of the attempted break-in.
If you want to install entry sensors on all your doors and windows, it is a good idea to use motion sensors for larger areas inside the home. Motion sensors work just like entry sensors but can cover an area large enough to protect several rooms in your home. You might want to put one in your living room and another in the basement or attic if those are rooms where you often store valuables.
Motion sensors can also help you save energy by turning off lights when no one is there. If you don’t want your television or stereo left on while you’re away, motion sensors can automatically turn them off after a certain period of time has elapsed without movement detected within their range. If you’re gone for long periods at a time, motion sensors may turn off your lights during the day to save energy as well.
Bedroom. Learn More here. https://rhebuch.com/building-home-automation/

Smart outlets are another simple option to give you smartphone control over your lights if you don’t want to replace your conventional lightbulbs in bedroom lamps with smart bulbs. You can also get voice-activated light and appliance control if you connect the outlet to your smart speaker.

We are Servo Nigeria… Nigeria's no 1 technology mart, and top quality, turn-key ICT solutions provider.

At Servo Nigeria, we provide top quality, and innovative IT products, support services, and general turn-key solutions to clients from various industries including financial institutions, public sector, real estate, hotel & hospitality, education, oil and gas etc.

Our partnerships, combined with our quest for innovation and passion to deliver an exceptional customer experience, have been rewarding and have earned us an enormous amount of goodwill despite the highly competitive terrain of our business environment.

Our responsiveness, professional competence and partnership skills are what have continually given us the edge in our service offerings.

Our team of dedicated professionals with several years of experience in various fields of information and communication technology, guarantees you always get the best with us.

You can visit us here : https://servo.com.ng/ and here is our official website : https://servo.ng/ , https://crosstech.com.ng/

ROA Ventures is a trusted Cleaning Products And Equipments Suppliers in Lagos Nigeria. We are the best source of Residential Cleaning products, Commercial Cleaning products , Residential Cleaning products and supplier of cleaning and maintenance chemicals in Nigeria.

Website URL : https://roaventures.com.ng/

4 Idowu Street, Karaole estate, off College Road, Ifako-Ijaiye, Lagos

Phone: +234 803 506 6601 // Email: info@roaventures.com

Fincra Review: What You need to Know About the Revolutionary Payment Platform
 
Financial technologies is fast becoming one of the biggest industries in Nigeria today. With increasing brands and services storming the market on an annual basis, it is easy to understand the impact and value it is adding to businesses and economy of the country at large.
Today, numerous businesses and e-commerce require the services of payment processing companies in order to ensure execution of transactions and efficiency of operations. One of such companies that is taking the industry by storm with top class services in payment processing, cross-border payments, and B2B Cross-border Payment is Fincra. https://fincra.com/collections

Fincra is one of the recently established Fintech companies with a vision to simply create a world, where movement of money is instant, and as easy as sending a text message. Additionally, the company aims to make it easier for Africans and other emerging or frontier markets transact digitally, at low cost and high speed, with the rest of the developed world.
Here, we will give you a complete review of Fincra, its services, what you should expect, benefits of using our products, and so much more.

What is Fincra?

Fincra is a Payment Infrastructure company in Africa with the goal of transforming the financial sector, business, and industries in Africa. To achieve this, Fincra is dedicated to offering businesses and individuals the best services in payment processing and many other financial products under its portfolio.

Having recognized the endless potential which the African business and commercial industry possess, Fincra has made it a point to eliminate payment processing issues most businesses encounter in traditional payment processing by introducing a revolutionary payment processing solution like never experienced before. As a recently established company, Fincra employs some of the latest, world class technologies, and an innovative staff that ensure its product offerings provide financial solutions to entrepreneurs, merchants, companies, e-commerce, and many more.

The true belief of Fincra is the potential of Africa to become a leading business hub for other parts of the world. To help businesses achieve this status, Fincra is on a mission to set up an API infrastructure to connect all of Africa to the rest of the world. As a result, businesses from around the world can connect with businesses in Africa, and vice-versa. This contributes hugely to the growth and progress of businesses in Africa, as it ensures there is a greater efficiency of operation, improved performance, productivity and reach to target markets.
Fincra features a payment infrastructure with cross-border capabilities for financial institutions, fintechs and global businesses to accept payments securely, get settled, and move money across borders in multiple currencies. This way, you can easily do business and execute transactions with your customers who are overseas in a much easier and faster way.

We care so much about payments in Africa and we are building a pan-African infrastructure that will seamlessly connect the African continent and other parts of the world, through our products for collections, conversion & payouts.
Fincra is a product of Techstars ’20 alumni which is building a team of rockstars, builders, and people who are obsessed with making a difference with the quality of their work. Our people are our greatest assets and competitive advantage and we treat them with this understanding.

How reliable is Fincra?

Fincra is one of the most trusted brands which you can work with both in Nigeria, and across Africa. TheFincraTribe which refers to the Fincra team have a total commitment to ensuring their mission in Africa to make payment processing (Either cross-border or B2B Cross-border) safe, fast, and secure becomes a reality. As such, the team is always prepared to expand the limits of our knowledge and continuously find new, innovative solutions to ensure that we reach our desired goal. This ensures that the company is able to adapt to changing financial and technology trends, so customers enjoy the best products that favor their business.

Who is the owner of Fincra?

The founder and Chief Executive Officer of Fincra is Wole Ayodele. He is an innovative tech leader and inventor. He has vast experience in Fintech, tech product development and he’s been able to execute successful projects in this niche. One of his biggest achievements till date is the creation of the payment processing company known as Fliqpay.
Wole Ayodele is a highly qualified, tech enthusiast who graduated with a degree in Mechanical Engineering at the Covenant University in Nigeria. In 2015, he worked as the Senior Account manager at the Oxford Blue Digital Network for a couple of years. Briefly after leaving his role at the company, he was recruited by Quidax as the Head of Business Development. Here, he also worked for a couple of years before deciding to create a string of tech companies which we all know about today.

His experiences within the financial sector and tech industry led him to come up with solutions to help solve the numerous issues encountered by businesses and entrepreneurs when it comes to payment processing. His innovation led to the birth of Fincra.

What is Fincra Used For?
Fincra is all about providing technological solutions to relevant issues which individuals and businesses face in terms of cross-border payment processing and B2B Cross-border Payment processing. Individuals, entrepreneurs, merchants, and businesses across Africa use Fincra as a credible payment gateway to receive or send payments through their e-commerce platforms, websites, online stores, payment links, as well as invoices. These payments could involve business to business which are both located in different countries, as well as Business to customers.
Most people aware of how hard and tedious it can be to make or receive payments for services overseas. This situation usually limits businesses to only local/domestic customers/businesses, denying them access to a much larger target market in other countries around the world. As a result, the growth of businesses are limited and are usually left to the mercy of traditional payment processing methods which are slow, expensive, and demanding.

Fincra is introducing Fintech products to the African market that will help solve these difficult issues by allowing businesses access to target market, and introducing a payment processing system that allow businesses make transactions with each other, as well as customers.
How safe is Fincra?
As a recently established company, Fincra employs the latest security service and encryption which help protect customer information and data from theft, hijacking, hacking, and data loss. This payment gateway is well secured as its systems have the highest security certification level within the industry.

How does Fincra Work in Africa?

Fincra is a fast and simple way for entrepreneurs, merchants and business owners in Africa to get paid online from anywhere in the world. Setting up a Fincra account is completely free. You can sign up and start receiving payments in within 15 minutes.
Fincra charges a small percentage as a transaction fee whenever there’s a transaction on your account. Whenever businesses or customers pays you through this payment platform, the company deducts a fee. So they only make money when you do.
Just as the company doesn’t charge a fee for signing up. They don’t charge any fee for maintenance either. Once you integrate Fincra to your website or use its e-commerce tools, your customers can start experiencing fast, seamless payments from anywhere. Customers can pay through their Credit Card, Bank Account, Bank Transfer, USSD, Visa QR and Mobile Money.

Users are free to build custom payments experiences with Fincra’s well-documented APIs from simple projects, to complex financial and consumer products serving hundreds of thousands of customers with the platform’s well-documented APIs. These APIs allow you to build anything that you can imagine.

Asides receiving payments, other services you enjoy include:

• Collecting recurring payments (subscription & membership fees) from your app or website
• Making instant transfers
• Retrieving all your transaction and customer data
• Verifying the identity of customers
• Understanding exactly how your business is performing through analytics which include detailed reporting, alerts, and exports
• Seamless reconciliation
• Detailed reports on successful, abandoned, and failed transactions
• Granular user permissions that let you control the info each member of your team has access to.

Anytime customers or other businesses make payments to you through Fincra. You’ll Receive your money automatically in your account within a short period

Is Fincra a Payment Gateway?

Yes, it is one of the leading online payment gateways in Nigeria and Africa at large. It ensures its users receive payments from anywhere across the world. Its products ensure that you enjoy a safe, fast, and efficient business operation through a unique service delivery.
Can I use Fincra for my Business?
While Fincra is used by individuals who receive money from across Europe, Africa, and the rest of the world, it is the perfect platform for businesses to receive payments as well.

How much does Fincra Charge per Transaction?
Fincra is a company that centers its products around its customers or users who are largely individuals, business corporations, entrepreneurs, merchants, and so on. Having this in mind, Fincra charges a fee for each transactions executed on your account. This fee is, however, subsidized to allow customers enjoy funds for business in a more fulfilling and satisfying manner. More funds means progress and growth for your business. If you want those, then Fincra is the payment processor for you.
Fincra offer the best rates ad only charge a small fee for payouts to bank accounts and mobile money wallets; there are no extra costs or hidden fees. Fees are determined by the payment method and the currency being charged for the collection.

Does Fincra accept dollars?
Users can accept international payments in Africa and the rest of the world through Fincra. As a result, Fincra accept payment in multiple currencies, ensuring your business can cover most countries from around the world.
Some of the currencies accepted by Fincra includes:
• Dollars
• Pound Sterling
• Naira
• Ghanaian Cedis
• Kenyan Shillings
• Euro
• Rand
You can accept payments from international customers, from anywhere in the world. You can accept payments from internationally-issued cards. You can display your prices in USD, and also get paid in USD.
Fincra Product Links
A product link is a way for you to sell a single product or service. If you want to sell multiple products at a time, you can use products on payment pages. A Product is a single item or service that your business sells. You can sell one product using Product Links, or sell multiple products at a time using Products on Payment Pages.
With a product link, you can view and manage your product orders, manage inventory, set up shipping preferences and also set what happens after a customer purchases a product.

How to Use Fincra Without a Website?
You can use Fincra without a website. After signing up and creating an account and your account has been activated you can use Fincra pages, invoices and product links to collect payment online without a website. Invoices and Payment Pages are perfect for freelancers and small businesses that want to collect payments online and don’t have a website.

How to Use Fincra with a website?

This option is for users who have a website or have plans of building a website that you want to collect payments from. Fincra can be integrated with website and e-commerce website builders like Magento, Shopify, WordPress, and ShopifyOpencart. If you’re building a custom website with a developer, Fincra API is available for integration. https://fincra.com/payouts

Mintyn Bank is not in anyway affiliated with Mint Loan

Dear valued customer,

We have received some complaints in the past few weeks as regards Mint loan, Kindly note that Mintyn Bank is not in any way affiliated with Mint Loan in any way or form.

Mintyn Bank customer will never contact you for loan offers, our customer support team is dedicated to supporting you at every step of the way as you interact with our brand.

As a technology driven brand, all our banking products are accessible from Minytynapp and totally a self-help journey. On this note, we encourage you to disregard any information associating Mintyn Bank and Mint Loan.

Thank you for choosing us, enjoy the rest of your week.

From all of us at Mintyn.

About Mintyn Bank

Mintyn bank is a digital product of Finex microfinance bank, Finex is licensed by the Central Bank of Nigeria and Insured by Nigerian Deposit Insurance company.

We are an online challenger bank with the goal of providing unparalleled banking service/experience to our users through unique banking products and disruptive innovations in quality service delivery. https://mintyn.com/corporate-account

Here is the link to the official website for Mintyn Online Bank : https://mintyn.com/

5 SIMPLE WAYS TO REDUCE YOUR CLEANING TIME

Cleaning, to many people, can be a time-consuming task, while to others, it can be one of the fastest house chores to do. One of the things that differentiate a professional cleaner from an amateur cleaner is how fast the person can accomplish a cleaning task. Becoming fast in cleaning comes with constant cleaning over the years. However, when you know what it takes to clean quickly, you can become faster than the next person. At Kleenol, we've been providing cleaning services in Lagos for over five years, and we've mastered the art. Being cleaning experts means we know a lot of shortcuts and pro tips for cleaners.
In this piece, we'll be sharing some cleaning tips, shortcuts, and advice that you can adopt to clean like a pro.

Break it Down

One of the most treasured cleaning tips successful cleaners will tell you is that you should always break down big cleaning tasks into smaller chunks. While on a cleaning task, one of the things that help us clean fast is by looking at the project as little bits of cleaning tasks, instead of as a 'big cleaning project.' Looking at cleaning tasks in smaller chunks helps you figure out what exactly needs to be done in each area and makes it easy for you to focus and get it done immediately. It also helps prevent distraction that you might get when you start considering larger spaces with lots of cleaning needs. Little by little, one small area at a time, you'll finish the project in the shortest time.

Dry It Out

There is a cleaning industry saying that wherever there is moisture, there's a potential for bacteria growth. Whether it's a cleaning tool like a sponge, clothe, etc. or a cleaned material or surface like a shower curtain, tabletop, etc., it's crucial to allow the material to dry out completely. With the moisture gone, no bacteria will form. When you don't dry out, bacteria will form, which will consequently lead to the growth of mold and mildew. Besides, it makes your cleaning tools have a bad odor you won't be proud of.

Know Your Baseline
When it comes to DIY cleaning, it's essential to know your baseline; that's knowing the extent of cleanliness you need to feel good in your space. Don't do more than you can in a bid to achieve perfection. Think about it; this is something you might be doing every day, or let's say every Saturday. You don't want to waste all day cleaning your space to perfection unless there is a need for it, and you have all the time in the world. When you know your baseline, you know what to do, and you reduce your stress and go straight to the point and do it and feel good.

Pre Treating

Pre-treating your surfaces before doing the actual cleaning can help you save lots of cleaning minutes, if not hours. Few of the places that everybody finds the most challenging to clean include the kitchen, children's rooms, and every other area with oily and greasy dirt. A lot of people ask us, "How can I save time while cleaning my kitchen?" We always tell them to pre-treat before cleaning. Pre-treating not only helps soften the dirt and makes it easy for cleaning, but it also kills any bacteria that might be present on the material.

Remove Debris Before Cleaning

This is crucial if you wish to save yourself the strength, sweat, tears, and extra cleaning product. Always remove anything you can before you start treating a surface or doing the actual cleaning. If you wish to clean your gas cylinder burner, for instance, try to manually remove as much debris as you can before you proceed. Scrape it up, wipe it out, or anyhow you can. This leaves you with a stain you can easily tackle.

Learn More: https://kleenolng.com/ ,

Cross-border Payment Solutions with Fincra

According to Research, statistics show that most of the cross-border payments made in and to Nigeria have been a struggle and far from perfect. In its most basic form, they are inefficient in terms of cost and time. Despite its inefficiency, it still plays a huge role in the Nigerian economy, as it is the second largest source of foreign exchange behind Oil.

Having established how much of a role which cross-border payments play in the growth of businesses in Nigeria, and its economy, Fincra has been introduced to provide Cross-Border payment solutions that ensure optimal efficiency in cross-border transactions, payments, processing, and delivery in a much seamless and faster manner.

Before discussing in detail what Fincra brings to the table when it comes to cross-border payments in Nigeria, let’s take a deep dive into what cross-border payments is all about.

What is Cross-Border Payments?

To put it simple, Cross-border payments are transactions where the payee and the transaction recipient have business or are merely located in separate countries. These types of transactions can involve individuals (between family and friends), entrepreneurs, business owners, companies or banking institutions who are looking to transfer funds to another country.
While cross-border payments are mostly rampant in the business sectors, it is equally important for individuals as well. For merchants, entrepreneurs, sole proprietors that practice e-commerce and international operations, it is vital that they are able to accept payments across all countries that they are targeting.

Types of Cross-Border Payments

The development of technology and the diverse innovative ideas integrated by different companies in products has resulted in the presence of numerous cross-border payment methods across the world. When customers who are located overseas need to make payments, the customer chooses from the set of provided payment methods to execute and complete a transaction.
This stresses the need for businesses to integrate an international payment platform which supports diverse payment options suitable for different formats, as well as currencies. Types of Cross-border payment methods include:

• International Bank Transfers
To execute an international bank transfer, customers make use of their credit cards. This is one of the most popular and easiest payment methods that is within the reach of anyone. To make these sorts of payments, all customers need to do is to provide accurate details of their credit cards and transaction Pin. Once this is done, their transaction will be processed and completed in a matter of minutes.
While the process may seem to be so simple on the surface, it is much more complex. As transaction details are provided, the credit card company communicates with both the payer and the recipient’s banks before the transaction is completed and funds converted into a foreign currency. These types of transfers requires an additional fee for processing depending on the banks, currency, and so on.
• Prepaid Debit Cards
The prepaid debit cards are a bit similar to international bank transfers in that it is also fast and hassle-free. The funds required in the transaction are simply deducted from the payer’s account and moved into the recipient’s account. Transactions through the prepaid debit cards also involve a transaction fee where both the layer and the recipient are charged for the transaction executed.
• eWallets
eWallet is a digital wallet that executes international payments through digital apps including PayPal, Apple Pay, Google Pay, and so on. Though this payment method have been available for quite a while, its adoption is just picking up momentum in recent times. This is largely due to its efficiency and ease of use.
An eWallet like PayPal ensures your customers make cross-border payments with the click of a button from wherever they are. As easy as this payment method is, it comes at a price. High transaction fees and delays in payment delivery are usually the order of the day using this type of payment method.
Challenges of Cross-Border Payments in Nigeria
Cross-border payments are usually less efficient compared to local payments in terms of cost, speed, access and transparency. It is typically more difficult to make a payment from one country to another compared to making a similar payment within the same country. In some instances, a cross-border payment can take several days and can cost up to 10 times more than a domestic payment.
Enhancing cross-border payments was set as a priority for Fincra from the 2021 business year and beyond. This work included identifying the challenges associated with cross-border payments that arise from a long list of issues in existing processes and developing a set of innovative solutions to solve each one.
Key issues facing Cross-Border payments in Nigeria includes Fragmented and truncated data formats which occurs when Payments are made by messages sent between financial institutions to update the accounts of the sender and recipient. These payment messages need to contain sufficient information to confirm the identity of parties to the payment and confirm the legitimacy of the payment. Data standards and formats vary significantly across jurisdictions, systems and message networks.
Complex processing of compliance checks which results from Poor implementation of regulations of penalties and financial crime may mean a particular transaction may need to be reassessed on numerous occasions to avoid engaging in illicit finance. Financial institutions can resort to utilizing a variety of sources for conducting their checks which can lead to payments being incorrectly flagged. This makes compliance checks more costly to design, hampers automation and leads to delays or the rejection of payments.
High funding costs are incurred in cases where banks are required to provide funding in advance, often across multiple currencies, or to have access to foreign currency markets. This takes the banks to a position of risk where they will need to put aside capital to cover.
Also, Most banks do not have relationships with other banks in all countries. This is why banks go through other banks which they have established relationships to execute transactions. However, this results in longer transaction chains, which in turn increases cost and delays, creating additional funding needs, repeated validation checks and the potential for data to get corrupt before transaction is complete.
Benefits of Cross-Border Payments
Cross-Border payments allow Tracking and confirmation which provide a different level of transparency and certainty in cross-border payments. End-to-end tracking unlocks full visibility across the correspondent network. This means you can help your customers identify delayed payments within minutes and, crucially, help them understand why they may have been held up. As a result, customer experience is highly improved.
Efficiency of operation is improved through real-time tracking which allows you to identify where a payment is in the chain, and pinpoint any potential hold ups. This greatly reduces the time required to investigate and respond to enquiries from your customers or other banks in the payments chain. With less time spent on investigations, you can focus on delivering value-added services to your customers, reduce operational costs and improve efficiency.
And lastly, it allows you offer new services. The availability of real-time payment data is critical to payment tracking and confirmation. Making effective use of such data enables banks to innovate in new ways, either by serving new products to customers through existing online banking portals, or by leveraging the use of technologies.
Receiving Cross-Border Payments – Tips for choosing a Payment Platform
Having the right payment platform aboard your business plays a key role in driving its growth. As an entrepreneur or business owner, it is critical to pin down efficient ways to accept payment from your customers who are based in other countries, either across Africa, Europe, America, and other continents around the world. Here are a few tips that will help you in choosing the perfect cross-border payment solution for your business.
• Choosing popular regional payment methods
We cannot stress how important it is to go for a regional payment method which is most popular and well known in countries around the world. Business with the mindset to expand into the international markets need to establish their customer preferences when it comes to payment methods. Do not forget that customers in your target market have a huge influence on how you model your business, in order to make sales faster.
As such, you should integrate payment methods that the majority of your target customers prefer. Say for example, customers in Europe mostly make use of payment cards such as Visa and Mastercard, while customers in America are more familiar with either the American express or Discover.
Note however, that while many opt for payment with card, others opt for options like bank transfers or digital wallets. Whatever the case may be, you must consider choosing a payment gateway that is effective enough to take care of the preferred payment methods of your customers. This helps customers have a connected feeling towards your business.
• Knowing your target market
One good way to make sure you’re setting up your business for a successful expansion is to work with a local partner in the markets you’re targeting. This can help with localising the payment options, and understanding any customer preferences in the region. It’s also a smart way to make sure you’re on top of any financial controls, fees or regulations you need to know about when working in a new country.
• Regional language preferences
After choosing the ideal payment gateway which your target market and customers are accustomed to, ensure that information for customers such as terms and conditions and your business website are available in all the languages of your target customers. Giving out information about your business in customer’s languages create a level of trust and credibility, allowing customers understand ways to make payments properly.
Steps to Sending Cross-Border Payments
Both domestic and international payment processing involves seven steps. With cross-border payments, additional factors must be considered.
1. Purchase
When sourcing globally, you will find an international supplier you want to purchase from. If you’re buying online, you’ll be directed to the payee’s checkout page to make your payment. If you’re buying over the phone, a sales representative will conduct the checkout process. Either way, you’ll be presented with payment options.
Ideally, if you’re buying online, the checkout page will offer a localized experience, meaning it features your native language. The payee uses your URL to determine which language to present the checkout page in and will hopefully offer local payment methods that you are familiar with.
2. Routing and Processing
Once you enter your payment information, it will be sent via an encrypted gateway to obtain authorization to deduct the funds from your account. Here’s the catch: If you are using a global payments platform that is connected to only one bank, the transaction may be flagged. Using a platform that is connected with multiple banks around the globe improves the chances of the payment being processed the first time around.
Whether you’re paying publishers or setting up a new supply chain, you want to ensure each payment goes through without error. A global payments platform can automate the payment process for you, regardless if it’s a one-time or recurring transaction.
3. Payment Approval or Denial
Your payment will be approved or declined. Verification takes place to ensure you have sufficient funds in your account, and if necessary, a currency conversion will take place. This applies only if you are sending USD to an account that accepts a different currency and the payee has requested a different currency.
Hopefully, the cross-border payment is using banks that support international payments. If so, the transaction is more likely to be approved. A global payments platform excels in intelligently routing the payment through a bank that is most likely to approve the transaction.
4. Confirmation (Approval or Denial) and Fulfillment
You will receive confirmation that the transaction has been approved or declined. If declined, you’ll receive a return code outlining why it wasn’t processed. If approved, your order then goes into the fulfillment.
5. Settlement
At this point, depending on the type of cross-border payment you’ve used, there’s a good chance the funds will still appear in your account and not in the payee’s. A Global Automated Clearing House (ACH) payment takes anywhere from two to five days to reconcile.
6. Tracking
You will receive a reconciliation report from each bank that you work with. This can be extremely confusing and is an inefficient way to keep track of your cross-border payments. With a global payments platform, you can receive a consolidated reconciliation report showing all payouts through all banks and which transactions have been reconciled, as well as which ones have not.
Anna Barnett of PayStream Advisors served as the lead analyst on the research study mentioned earlier. She says that, in order to perform cross-border payments correctly, businesses must have their AP department integrate multiple extra steps and controls into their cross-border payment management strategy.
An example of an extra step would be to implement a practice that validates the accuracy of payment data. And with more than 26,000 global payment rules impacting cross-border payments, using a global payment platform that checks payments against these rules is of the utmost importance.
Anna goes on to discuss how international payments are often made via multiple payment rails, making them much more complex than domestic-only reconciliation. Having a single platform to work from streamlines the global payable process.
Any business that wants to sell or acquire products and services on a global basis should integrate cross-border payments into its AP practices. Not every payment gateway can process international payments, making it crucial to use one that can. More so, using one that has extensive knowledge of navigating the cross-border payment ecosystem can help make your operations as efficient as possible.
B2B Cross-Border Payments
B2B cross-border payments is simply the transactions between two businesses which are situated in different countries. The largest chunk of Cross-Border Payments is the B2B cross-border payments. It is also the most valuable aspect of cross-border payments, as international businesses execute transactions between each other. This usually serves as the basis and a driver for the economy of different industries and countries which they are situated.
One popular model which most businesses around the world operates on is access to quality for reduced price which can give them a competitive advantage over others operating within the same market. Numerous options are at the disposal of businesses which require the services of a B2B cross-border payment. Since this market is still growing with a huge future potential, businesses can explore B2B cross-border solutions that are cost-effective and offer more to their businesses.
Some of the few B2B cross-border payment solutions are as follows:
SWIFT payments
One of the biggest B2B cross-border payments solutions today is the SWIFT payment. Through this platform, businesses across the world can execute transactions and complete them with relative ease. Customers should understand that SWIFT payments is not just restricted to B2B payments, but also regular payments in traditional banking.
The downside of B2B SWIFT payments is that similar issues encountered by local customers in traditional payments are also present in large scale payments like B2B. Problems such as reduced transaction speeds and high transaction fees are usually encountered in this method. This is a significant Deterrent for many businesses whose profits and cash flows will likely be affected by these key issues. Additionally, it is usually unknown to both the payee and the recipient the fees which will be charged before the transaction is completed. These issues make SWIFT payment method quite a stretch for the seamless operations of business.
PayPal
As already mentioned earlier in this article, PayPal is an international payment method for B2B cross-border payments as well. The platform has an organized portfolio which contains products such as International transfers, Invoices (Sending and settling) and so on. Despite its impressive products, PayPal also charge huge fees for its B2B cross-border payment. As a popular payment gateway around the world, businesses usually find these payment gateways as a big issue which usually stem from the complexity of fees charged. It is definitely not a suitable option for businesses that wish to adopt PayPal for the longer run.
Fincra - B2B Cross-border Payment Solution
Having acknowledged the fact that businesses which aspire to grow to projected levels need efficient B2B cross-border payment solutions, Fincra was set up to become the ideal gateway in Africa, either for B2B or regular cross-border payments. With Fincra, Businesses in different countries can make digital payments in Africa.
Through the innovative solutions offered by Fincra, businesses in Nigeria can incorporate cross-border payments and B2B into their operations. The products offered by Fincra helps businesses eliminate complexities and costs related to international payments. The relative transparency which the company uphold creates a huge difference in the quality of services provided by the payment gateway. Remittances can easily be sent or received, depending on the different products and parameters involved in the transaction between businesses or consumers. Additionally, Fincra eliminate the need for prefunding and cut operational cost from unstable and unfair exchange rates.

Products Offered by Fincra
Fincra offers a series of products to businesses, as well as consumers across the African space. Each of these products are well tailored to satisfy the numerous business needs which most have struggle with for quite a long time. Through these products, businesses can provide good value for their products, cut down on operating costs, attain growth projections within speculated time, and most importantly gain a competitive advantage in the market which they operate.
Payouts
Cross-border remittances and domestic payments to individuals and businesses in NGN, UK, EU, and other African countries through our merchant portal.
Collections
Virtual bank accounts in Euro (EUR), British pound (GBP) and Nigerian Naira (NGN) for payments and collections whether businesses operate within Africa, Europe/UK or not.
Scale API
Full suite of Fincra’s products offered via API.
The operation of Fincra within the African space to the rest of the world is a already a movement in the realization of its vision to create a world, where movement of money is instant, and as easy as sending a text message. Business who want to enjoy this vision, as well as the vast benefits that comes with using Fincra should simply sign up and integrate the platform into their business portfolio today.

To continue : https://fincra.com/

HOW TO START AN ONLINE SHOE/FOOTWEAR SALE BUSINESS IN NIGERIA

The fashion sector is one of the most lucrative industries in the country as it offers a number of business options for individuals to try out. The online shoe sale business might still be a new business due to its online nature of operation but the sale of shoes have been in practice for a really long time as it has been something done in a physical place or a shop. It is a really lucrative business as shoes are pretty much worn by everyone and depending on the kind of shoes gotten, the prices are quite decent and something that can bring in profits for individuals. As this aspect of the business is online, it’s not even a really difficult business to start as it doesn’t require too much things in starting up and it’s also something really easy to understand how the business works.

The online shoe sale business simply involves the sale of everything shoes. In a business like this, every kind of footwear can be gotten and even depending on the individual starting the business, you can decide to either work with male, female or children shoes. Of course, there’s an option of working with all if there’s enough capital and also if you’re able to cope with all the business entails. The business, like I’ve said, is not really difficult to start and it’s also kind of a new business that has not been around for a really long time. The online option of starting a business only became quite popular in recent times and with that, many people started setting up their businesses online.

The business, even though still online, can either be started in a small scale set up or a large scale set up. The small scale aspect involves a really small aspect of the business where only a few things are sold and there might even be a category of shoes or footwear that is even sold by the entrepreneur. For example, in the small scale aspect of the business, an individual can decide to deal in sale of men’s footwear while another might decide on doing female footwear. Even where the two can be managed together, it’s still in a small scale as too many products are not available. For the large scale aspect, which is quite different, you get to sell as many shoes as you like as there’s definitely enough capital. There’s also the option of selecting a niche here too though it’s less likely as the business is run on a large scale and there’s enough capital to get whatever you want.

One of the main reasons of starting the business is of course, the demand for the products. Shoes don’t need any kind of extra explanation to know how well they’re worn and also how popular they are. Shoes are worn by everyone and it’s also something that has a really high demand. They are worn to work, school, parties, events, and almost every other occasion you can mention. There are even some shoes that can be worn at home for either workout or a small run around the house. The demand for the product is really high, like I’ve said, and this of course means business owners will not have a problem getting customers which in turns results in high amounts of income or profit in the business.

Another thing is the online nature of the business. If there’s one thing about running a business online, then it’s the comfortability and ease of operating the business. You’ll be doing absolutely everything regarding the business online except getting the products though there’s also the option of getting that online too without having to go anywhere to get them. The cost of the starting the business is also quite lesser than when you’ll be running a shop or physical location for your business. All you’ll focus your capital on is goods and how you’ll be getting them.

Starting the business is not really a difficult thing to do, like I’ve mentioned severally. It can be operated online and that makes it a really doable business option for entrepreneurs looking to start a business. The small scale and large scale aspect also makes it an option that can be used by even invidivuals with a little amount of capital. It can be started by almost anyone as you don’t need any kind of special training or educational qualifications or prior experience to be able to start up. It can also be started as either a full time business or as a part time thing.

In the next sub heads, I’ll be discussing the steps involved in starting up an online shoe or footwear business in Nigeria and some of the important things that might prove useful during the course of running the business to ensure that you’re able to get customers. Make your money and also be successful at the business you’re starting.

1. RESEARCH

No matter what you’ve heard someone saying about a business and how well success is assured or how lucrative it would turn out, always try to do your own research. The research will not cost anything except your time and that time will prove to be well spent when the business starts and the successes starts coming in. It is important to do a thorough investigation about the business since you’re going to be investing your money into it and you’ve never been involved in the business. Some hours of research won’t hurt.

The research is always meant to give you an idea of what to expect and the challenges ahead to be faced. It teaches future entrepreneur how the business works and what success means. It shows the risks involved and the ways to tackle them. It also gives ideas on how to sustain the business and work towards more success. Imagine missing out on any of the mentioned points, it’s more like being less equipped about something especially something you plan to spend money on.

There are experts in the business, of course, so also look to advise from these individuals as they are most likely the best bet for reliable information on the business. Take note of even the smallest things during the research period and pay close attention to how to stay and survive in the business. The research is as important as anything in the business.

2. WRITE A BUSINESS PLAN

A business plan needs no introduction. It is equally as important as some of the other processes or things involved in the business. After a comprehensive and thorough research has been conducted, entrepreneurs must now put all their ideas into paper after, of course, deciding to start the business. The business plan will cover things like the way you plan to operate, the cost of several things, how you plan to market your business, future projections and also contingency plans.

https://blog.kusnap.com/how-to-start-an-online-shoe-footwear-sale-business-in-nigeria/

USING TWITTER TO ADVERTISE YOUR BUSINESS

As an entrepreneur, marketing proves to be one of the important stages in the creation of a business. With new ideas formed, capital available and things already in the works, the next thing or one of the most important things related to customers and how to get your money is marketing. Though marketing involves things like packaging and branding of the products, the main point for entrepreneurs after that is to run adverts and do whatever it is within their power to get customers through advertising. This process, advertising, simply helps bring out the business to the market and potential new customers to be able to see what you have developed. A business is not complete without this.

Social media in recent times, has shown that it has capabilities of fulfilling this important need for entrepreneurs. Traditionally, methods of advertising are quite different from it and include things like running adverts on TV, Radio, billboards, and so many others like that. Some of these methods might even be extremely expensive and not suitable for small scale business owners or even business that don’t even require physical presence to run. Over the years, the social media community has grown with over billions of individuals spending a lot of time using it for their different reason. This gives businesses an edge as they can go about their advertising to this wide range of users.

Not only does it let you connect with these users but it also gives options, even better ones, than the traditional methods would offer. This, of course, doesn’t make the traditional methods useless as it also has its own benefits. Social media is a collection of several platforms which are all useful in their own way and have numerous benefits for business owners to use. One of these platforms is Twitter and it is one of the most popular social media platforms available in the world today.

BRIEF HISTORY OF TWITTER

According to Wikipedia, Twitter is an American microblogging and social networking service on which users post and interact with messages known as “tweets”. Registered users can post, like and retweet tweets, but unregistered users can only read them. Users access Twitter through its website interface, through Short Message Service (SMS) or its mobile-device application software. With twitter, individuals can post text, video and even audio for their followers. Followers are people, pages or companies who like your business and want to continue seeing things from you as you post them.

Twitter was created by Jack Dorsey, Noah Glass, Biz Stone, and Evan Williams in March 2006 and launched in July of that year. By 2012, more than 100 million users posted 340 million tweets a day, and the service handled an average of 1.6 billion search queries per day. In 2013, it was one of the ten most-visited websites and has been described as “the SMS of the Internet”. As of 2018, Twitter had more than 321 million monthly active users. Twitter remains one of the most used social media platforms by individuals and businesses as they look to advertise their products.

One thing about Twitter is that it is a really simple social media platform that can be easily operated by almost anyone. It allows individuals connect with different people and post things as they happen. With Twitter, you’re able to connect with the latest trends and happenings in the social media space which could also have a hand in getting you followers and connecting with your potential customers.

Twitter is a really useful marketing tool as it really ensure that individuals are able to go about their business advertising and access its other features to adequately promote their businesses. Social media always comes with numerous benefits and so does Twitter. It’s available for entrepreneurs who own any kind of business even if it’s solely online and without physical presence. In the next sub heads, I’ll be discussing some of the major benefits of using Twitter to advertise your business.

1. EASE OF ACCESS

Just like some of the other social media platforms, Twitter is also a very simple social media platform to use. You don’t need any kind of extra level of special training to be able to use the platform correctly. It is accessible on laptops, computers and even smartphones as you can easily download the app and start using. Once you’ve registered and created your account, you can just simply go about your marketing strategies. It’s also something that you don’t really need any kind of work to go about. It comes with comfortability and you can completely operate it from the comfort of your home without any issues.


READ MORE : https://blog.kusnap.com/using-twitter-to-advertise-your-business/