₦airaland Forum

Nonexisting1:
Your mother saw more than the bum short, she is only using it as an excuse. Listen to the advice of your mother, she can never go wrong on this one because she is of the same gender. It's true that the world is changing but a Nigerian girl that wears that bum short comfortably in public is likely a coded runsgirl. If she is not, a good offer hasn't come her way yet. If you think your mother is wrong, pay a private investigator to follow your girlfriend for just one week to prove her wrong.

Adaisback:
All of you shouting Anambra this, Anambra that, stop that noise. Travel and see things for yourselves. Anambra no be una mate. If not for port, what is Lagos to be compared to Anambra state? I stand here today to say Igbos made Lagos and if we should all leave today with our wealth and businesses , you all will see that Lagos will become a shadow of it's former self in days but we won't leave until the federal govt opens up other ports. Shikena!

Allison012:
OP. we wake up everyday take our bath and bounce out to work. Working day and night for peanuts. How do you wants us to invest when all the peanuts we work for goes to feeding and other neccessities? Even savings we no fit do for this buhari and APC economy. Make baba GOD help us make we vote the right person for 2023.

Zydote:
ONGOING: Asiwaju Bola Ahmed Tinubu meeting with members of Christian Association of Nigeria in Abuja.


#RenewedHope2023
#BATKSM2023


https://www.youtube.com/watch?v=HNtaBuU8UKw

atedawas:
Useless country

Anigreat:



If he crammed all that, then he's a genius and he earned my respect. Atleast he crammed meaningful things while your Tinubu the Iragbiji prodigal son with rotten stained teeth crammed

"For what? is it for eba, is it for garri , is it for beans and dodo"

"Cassava, garri, Ewa....aaaaaaaaaaarrrrrnhhn"

Look at what your illusionary fóolish incoming president crammed? No wonder you urchins are not different from him.

thebosstrevor1:
I will read first before commenting, i will advise you all to do that too.

There is no evidence to show that tinubu was a drug lord in that investigation.

Was he involved in money laundering, yes

Was he accused of not paying tax in the US - Yes

God will bless you beyond your expectations. Most people comment without reading the document. Nigerians are so lazy when it comes to reading and making meaning of what they read.

For clarity, the money seized from Tinubu's account was in excess of $1million out of which about $1million was released to him after he appeal the judgement.

The real drug lord is Lee andrew edwards, he was a supplier of white Heroin to Tinubu's Cousin.

Tinubu was a money Mole for his drug dealer counsin.

The Money in Tinubu US bank account ( $1.2M) was ceased because the fbi linked it to his cousin Heroin Business


For anybody that prefer the truth over FAKENEWS.

Download and read
https://www.plainsite.org/dockets/download.html?id=209706498&a=1&z=d813b7da

4teenblaq:
Christians don't do or go into unnecessary war....
Christianity is one of the most peaceful religion on earth..

We can't say such when it comes to Islam and Muslims in a compact environment with other religions.. Take Syria, Iran, Iraq, Afghanistan for example..

GboyegaD:
Are we sure these are truly IPOB members? The guy on the left back doesn't look Igbo and has a tesbiu on his neck.

Now, I am beginning to believe that government is behind some of the killings they tag IPOB to.

phorget:
After the war Ukraine will be rebuilt and it will come out more beautiful than it was... Ukraine no be naija!

OVB123:
The only thing buhari is interested in, is to islamized nigeria and that will not work. Useless man.

TheStakeHolder:
It's very lucrative but you need to get licenses and the required training to start.

You can sell to people who enjoy snake meat and those who love having them as pets.

LANRYUS:
EXPOSED!!! FIVE PROVEN WAYS BANKS MAY BE STEALING YOUR MONEY WITHOUT YOUR KNOWLEDGE

If you operate a bank account in Nigeria, then you may have to read this to the end.

Have you ever noticed a suspicious transaction or charges on your account without any explanation by your bank or you simply don't know who to report to? What you have observed is not peculiar to you, the majority of other bank customers have also experienced the same thing without getting a refund for their lost money.

Nigerian banks year after year declared billions of Naira as profit at the detriment of their customers. They shore up their profit by charging unapproved fees and commission on their customers' accounts, suppression of interest due to customers on their deposit, charging of excess fees, commission, and interest on customers loan accounts among others.

Due to the increase in the number of customers complaints, the Central Bank of Nigeria (CBN) created a special department, known as Consumer Protection Department (CPD), to look into such complaints and establish any amount refundable to the complainants.

According to the Central Bank of Nigeria publications, the CPD has attended to over 23,526 complaints since its creation while a total amount of over N89.2billion has been refunded by banks to their customers.

Five (5) major ways Nigerian banks steal customers money include:

Unapproved/ Excess Charges. Charging unapproved fees and commissions or charging them in excess over approved rates by the CBN is one of the major ways banks use to steal their customers' money. The CBN through the Guides To Bank Charges has stipulated maximum fees/commission chargeable on each aspect of banking transactions. However, experience has shown that banks charge higher rates than what was stipulated by regulations. One of the ways some banks use to pass these unauthorized and excess charges to customers' accounts is by creating special juicy products to lure customers and then incorporating the charges.

Manipulation of Interest Rates on Loans and Advances to Customers. Manipulation of interest rates at the detriment of customers is another way banks short-change their customers. Interest rates manipulation techniques include;

(I) charging higher interest on loans and advances to customers' accounts over the approved limit.

(ii) using compound interest rate computation instead of simple interest rate computation.

(iii) applying default rate on total loan balance instead of only default part of loans and advances.

Unpaid/ Underpaid Interest on Deposit Balance. This is another means by which banks deprived their customers of their rightful earnings. Some banks deliberately suppressed interest due to customers on their deposit account while others maliciously program their banking software to pay less than stipulated rates. For example the CBN Monetary, Credit, Foreign Trade, and Exchange Policy Guidelines direct payment of interest on "Special Purpose Deposit" which most banks don't comply with. Special purpose deposits are deposits held as collateral for facilities such as Avance Payments Guaranty, Performance Bonds, etc.

Suppression of Under-utilized/ Cancelled Letter of Credit. Letter of Credit (LC) is a peculiar transaction that requires in-depth knowledge of banking policies to understand which most accountants of bank customers did not possess. Banks catch on customers ignorant to rip them off of their money through this medium. Sometimes, the bank will pass offshore charges to the account of customers contrary to the LC opening agreement.

Suppressed Deposit. Banks sometimes suppressed customers' deposits either to avoid payment of interest on customers' deposit balance or to leave the customers' balance in overdrawn position and charge more interest on loans or overdrafts.

Nigerian banks have perfected the techniques of carrying out these malicious activities such that it will be nearly impossible for customers to detect any atrocities by mere review of their bank transaction statement of account.

That is why bank customers, especially corporate customers with high volumes of turnover, require the service of a consultant to carry out a forensic audit of their transactions to detect any irregularities and recover stolen money.

A forensic audit is a value-added audit whose scope is beyond the scope of both internal and external audits. Both forensic audit and external audit are independent of one another because experience has shown recovery of a substantial amount of money on an already audited account of over ten (10) years.

Also, the skills required to carry out forensic audits go beyond academic excellence in banking or accounting, it requires in-depth knowledge and experience of banking and up-to-date interpretation of various regulatory guidelines guiding banking transactions.

What You Stand To Gain By Engaging The Service Of Forensic Auditor

1) Very high possibility of detecting irregularities and recovery of substantial amounts that can positively impact your organization's profitability and cash flow.

2) Unlike external audits, forensic audit review will not in any way disrupt your operational activities as reviews are be done off-site.

3) The audit can be achieved on a low budget, the bulk of the fees are paid based on the percentage of the recovery.

4) Training of your company accountant on how to detect irregularities on your post review transactions with your banks.

These, and more are what you/ your organization stand to gain when you engage the service of an experienced forensic auditor.

Our firm, Lanryus Consult, is currently offering free forensic review for interested corporate organizations and high net worth individuals with a high volume of turnover.

To learn more about how you can benefit from our free forensic review, kindly click on follow this link

https://docs.google.com/document/d/1wM6jNESQw1VrXOV0xSRBagmMbOZsqJIv-Q2ZRclRNKY/edit?usp=drivesdk

Freestainworld:
Russia would have invaded Ukraine but backed down because they blew their cover.

Antoeni:
The 4 Major Problems of Nigeria Today is

1. Bad Parenting
2. Corrupt Politicians
3. Dubious & Fraudulent Pastors
4.Our so called Yeyebrities

Mariangeles:
Only ladies who don't value themselves agree to be second wives.

Gadafii:
this is trash

I am born into an Islamic home, you and I know that if Christians had done 1/20 of what Boko Haram terrorists and Iswap are doing this country would have perished long ago, Christian's are actually very tolerant, because I know that if a religious based group in the south starts acting the way Boko Haram have been acting, setting of bombs in market places, schools, churches, akintola mumuric would have urged his fellow Muslims to kill Christian's anywhere they find them, Gumi would have advised the federal government to roll out tanks to the South to level everywhere, etc etc

Bornsinner7:
I see nothing wrong as it is her child.. that you were sexualy abused have left a scar in your memory but you have to deal with it..

Maybe you should let her understand your point of view rather than just prohibiting her authoritatively from the act...

Everybody loves the feel of the lips of babies bro.. don't be mad..

JEWELofHELL666:
https://twitter.com/renoomokri/status/1427502976260841472?s=19[/quote]It still baffles me when I read people's comment condemning the Taliban. It was American and it's allies that created Taliban and armed them to oust the Russians. It was same America that drove out Taliban government 20 years ago and install a pseudo government because they claimed the Taliban are extremist in their belief.

The question now is why is America interested in Afghanistan? Why are they recolonizing them with Western ideology, is it by force for people to think and act like you?

Some people even said the Taliban kill with gun and bombs as if the manufacturing of theses weapons are solely one by Arabs/ Muslims. Most of the armunition used are manufactured by the West, so the question again is does the West create these arms to kill antelopes in the first place. Is it not the same guns that were used to capture and colonise Africans against our wish.

Either you like it or not, majority of Afghanistan (including the military trained by the US) are OK with the Taliban and their true identity and not the Western imposed life style. Therefore Afghanistan is and will remain for Taliban and Afghanistan people.

Thank you Reno you are blunt with the truth anybody that disagree with you can fight with their keyboard.

nzeobi:
Nothing to be ashamed of. Governance is not only about flyovers and roads.

Kano had over a million out of school children and that should worry you most. The true priorities of Kano should be education,health care and Agriculture.

Xiaomi1:
Death will surely visit the remaining terrorists

longetivity:
Christian and Muslim nation' wants to fight

Badorey6:
Igboho is fighting a just cause for clamoring for Oduduwa.

However, he is not an emperor that just speak anyhow without respecting the right of the other Yorubas that chose to remain in one Nigeria.

You have to convince them with superior arguments and not just be threatening everyone to obey your will like you’re some kind of deluded emperor.

Wo, Olohun eledumare aabami bless e. Okare omoluabi rere

Just as you have the right to ask for Oduduwa which is good, other people reserve the right to say they want one Nigeria.

Then we will reach a consensus when the majority of Yoruba key into the agenda and the opposing side will be inconsequential at that period.

niyisky:
This guy don dey overdo

Merimental:
u could be in his shoes n somebody somwer will just call ur experience a lie. hw would u feel ??

Damikjay:
I think female soldiers will show more compassion to the citizen than their male counter part.

Jack500:
So, it is celebrities fault now? Thy shouldn't have supported the protest?


They should burn down everything. Hopeless country.

fotupon:
The wickedness of black man towards his fellow black man is too much. How can the entire police force decide to go AWOL because people are clamoring for the police to be cleansed of the evil within it.