₦airaland Forum

Goke7:
Am so sorry for all you're going through, please stay strong ( easier said than done) and seek all manner of legal help you can get.

You see all these kids that we spend huge resources on in the name of a better life, hmmm, no wonder many are sending them back home in Nigeria or Africa to school, where oraimo cord will reset their brains for real with no government interference.

Even sending them home isn’t easy. There must be valid reason.
I laugh at all them those I’m doing it for my kids that’s why I japa 🤣

Goke7:
Na you Dey see am as oju aye. They need more workers or can you do all the work all by yourself?

This narrative that there are jobs everywhere is a big fat lie. What jobs are you talking about when people you have 100 people competing for 1 role.

Na oju aye go finish this country.

directonpc:
na wa oo. Na to apply for Benue State University. 🏃

Make him try North American univerisity Udegbe Benin republic.

This one sef na abroad

We must learn to build our nation.

State pension age could 'be pushed back' to 74 as 'affordability' concerns grow

UK is not broke its all the fault of Neoliberalism

Viruses:
You can do your bit and let others do their bit. Except your bit is to raise awareness that we need to fix Africa.

Noted

Goke7:
From you and Oga Lexus una too Dey flex 😂 it’s time to save ya adopted country. Please cut soap for the land!

Allow student and their dependents and that money will be realise in 6 months.

Zahra29:
Apparently so.

Government spokesperson says it relates to a personal matter.

Wishing her the best. Politics is a brutal game.

Especially this Uk where they complain about just anything. Sun too hot they complain, rains a lot they complain 🤣

Was she crying 😭 🤣

mex551:
HELP! HELP!

Good morning my Good people. Biko see my arms. Scratches everywhere. I noticed this when I went to Naija in February. But when I came back after a few weeks it stopped. But it has started again. Always scratching me. Can any one recommend a good OTC cream or drug . I know that I will see a GP but would like what works for a black skin. My GP na oyibo😀

GP is still the best place to get the best answers.

Zahra29:
Another massive Uturn from Starmer on his flagship Welfare bill. Two Uturns in the space of 1 week, that have effectively neutered the bill, all in a desperate bid to avoid a humiliating defeat in the vote.

His own MPs have called the process "unedifying" ,"shambolic", "incoherent" etc

...and now tax rises are very likely to be announced in the Autumn budget statement to make up the £5bn shortfall from the welfare bill....(Assuming there isn't a shuffle before then to replace Reeves and/or Kendall).

Terrible optics just 1 year after a huge electoral win. It looks like they had more slogans than they had actual plans.

Hopefully Starmer and co will reflect on what went wrong and the right lessons will be learned.

Uk is broke. Where are they going to find the money?

Zahra29:
They don't have to scrutinise 25 million naturalised citizens, just the ones who fall under their radar because they've committed one or more offences on the "priority list ".

They've apparently already denaturalised one British American citizen, possibly white, so it's real and feasible.

Lesson is that a naturalised citizen can now be denaturalised, and fairly easily too it seems.

Youna dey see why I say make we fix Africa bah.

Time go tell

RodgersAkpafu:
"better just take what they give you".....

lmaoo
Very funny

You no take the visa dem give you?

I will not engage you further.

Time go tell

jedisco:
Your quoted responses to people raising concerns on an issue that'd disproportionately affect them shows quite clearly how you think and where you believe your place is. Your proclivities are not new- in Nigeria, it'd take the form of 'go back to your village', 'you are not an indigene' e.t.c.. Like I said, I'm not looking to convince you.

Also go easy with the ad-hominem. The world is for living and I sure know my place in it.

Again they are the majority and they will surely have their way as long as it takes voting to decide outcome of leaders. If Una no like am make una vote to change things or write to your mp. This is the reality the reality of the day and not one being “inferior”

I end on this.

RodgersAkpafu:
Just so you know
There wasn't any "truth" in what you said

Be like you new here ?

jedisco:
Hehe. Again, I'm not trying to convince you. You know yourself more than anyone and if you believe yourself to be inferior, then it's possible you're seeing something others are not. Where I draw the line is when you seek to extend that thought process to others.

By the way, if your daughter returns from school with torn clothes, reporting she was beaten up, and told she was of lower value- what would you do?

Where have I said I feel inferior?

Strawman argument + gaslighting.

You will be fine as you head to Canada. And maybe next will be USA and if it don’t suite you japa to AU.

At the end of the day you go still go back home.

Goke7:
The jobs are in the villages and rural areas, very plenty and essential. That's where the shortages are.

Fruit picking 🤣

Goke7:
When I told you that those folks bring a lot of resource to the uk you were asking me what resource? There you have it, more workers (cheap labour) are needed hence the katakata 😂

Where are the jobs tho? Don’t forget the job creators ‘millionaires’ are leaving migrating to Dubai 🤣

Zahra29:
1. Starmer is the UK PM. He is responsible for any UK military action, not Kemi or Reform or anyone else.

2. The UK has stated that the government was aware of, but not in any way involved, in the attacks on Fordow and other sites.

3. There is already a massive irregular migration issue with Iran. For a number of years running, Iranians have been in the top 5 (actually #1) of nationalities crossing the English channel by boat.

https://migrationobservatory.ox.ac.uk/resources/briefings/people-crossing-the-english-channel-in-small-boats/

Maybe they'll switch over to the US instead as they are the direct combatants in this conflict, and not the UK.

They can’t cross the big blue Atlantic to the USA hence they are coming to a city near you. Many hotels to house them in clackton.

Raalsalghul:
Yes it is not a genetic issue, intelligence or I.Q issues as most racist folks would like to point out. This is something I have come to realise as I've aged. It's just elements of our value system and culture that have kept us behind.

Sadly it’s not changing anytime soon.

I Look at stories outta Nigeria and I just shake my head. My generation may not witness constant electricity and it’s a shame.

jedisco:
In this world, things happen in phases with some stints lasting several hundred years.

Self hate is not the solution to development.

This is you in denial again.

When does Saying the truth becomes self hate?

I will continue to preach the gospel, you can spin it the way you choose.

ehizario2012:
I actually align with this line of thought, but when we look at the level of developments in the various continents, it's so difficult to see there's nothing wrong with Africans...

They hate to hear this but this evidence is clear.

Africans choose to live in denial rather than confront the truth in front of us. Length and breadth of Africa not a single country to look up to in development/ real change.

LionInZion:
If everyone shared the same mindset as yours, there would still be transatlantic slavery, black people would still be enslaved and fed to dogs at the slightest provocation in plantations across western countries, women would still be ineligible to vote and drive.

Martin Luther and Malcolm X would be turning in their graves reading this. Anyway, all the best with your 'knowing your place' mentality. I refuse to be part of such.

Really Has slavery truly ended?

I’m glad I can spark your brain to think critically. That consciousness about your root you must learn it by force.

LionInZion:
Lol

That's one of the funny takes you read on here. 😀

Don't complain, say nothing even if you're being dragged in the mud or to the slaughter house. After all it's their country lol.

You no fit complain for your country na another man country you wan complain abi.

You lot think Europe is built on being peaceful. These people fought ww1 and 2 where they kill each other( same skin colour for that matter ) in the millions and it’s still going on till this day in Ukraine and Russia.

The earlier you know your place the better. If you are not happy right to your MP and I’d like to see what that will get you. They are the majority and they will always have their way. If I see that what’s going on is not what I want I go back home. simple… the country don even tire me.

ehizario2012:
Recently there was this talk of a two tier justice system in this same UK. So how can this same country be dog whistling to the Pakistani? Also Jess Philips (Safeguarding minister) was consciously avoiding labelling/stereotyping Pakistani men yesterday during her interview on BBC News... Can someone explain this thing further? Because I don't understand why people are afraid of calling these Muslim Pakistani gangsters what they truly are... I live in Rotherham and I can tell you there are some areas where these Asians have totally taken over and they do bad bad things in those their houses... Sometimes you see many boys sleeping in one room, you won't see a white or Nigerian living among them. Recently I went to renew my MOT around S9 and while it was being done I sat in a children's park in the Muslim Pakistani dominated area, under 10 mins some young boys came to accost me, kind of subtly asking me where am I from, why am I sitting in that park etc! Omo, I almost call police immediately... Not because I was afraid of the idiots, but I was enraged. For this UK? Make these immigrant Asians come dey form king Kong for me? Please the government should bust those gangs, their own too much 😡

They have taken over some areas in the UK. I think there need to be balance in the number of immigrants allowed into the country. No one religion or region should be more than the other.

The whole idea of Islam and Christianity is to dominate and influence religion on others. Africa is a a case study. How come the predominant religion in Africa is Islam or Christianity.

Thesame thing is why there is war in mid east, that quest for supremacy of religion.

Na mumu Dey carry religion for head.

RodgersAkpafu:
Okay sir 👌
Lmao
Their country, their choice right ?
No wahala

Yes it is… if them come out in mass go and debate with them that it is your country. Some of una need to learn that just because the system make it possible for you to come and enjoy the spoils of democracy doesn’t make it a right rather it’s a privilege.

RodgersAkpafu:
The bolded is what is upsetting me
Its the entire motive of these things
It's not about "uncomfortable truths"
It's about the motive behind what is being done

Obviously we are all in support of punishing all criminals
In fact, upon expanding the scope of this, I am sure most of those who will get nailed will even be white men (like dem Saville and other pigs)

But again, this will be painted as Pakistani man thing despite empirical evidence pointing to the fact that MOST sexual abusers in this country ARE WHITE MEN


Again, refer to this YouTube link below

https://youtube.com/shorts/eOKIE9QVGIU?si=xVAb0Vu5HwCb1yCN

This is the bus stop they are headed to (but it will fail sha )
This is what they really want
A pretext to create a precedence for citizenship revocation, then expanding the scope to every other group of people


Finally we need to be serious about law enforcement in this country and stop playing to the gallery

enact strong laws against it, and then punish whoever gets caught, regardless of the ethnic origin of the person

Lucy literally advocated for the burning and killing of asylum seekers (incitement crime ) and is cooling her evil self in prison, and the same right wing crying about law and order are rationalising what she did and are trying to make excuses to get her out

If she was of another background, that won't be the case
You people can't see what's going on sha, draw parallel from how in America J6 traitors were all pardoned and their actions rationalised by the far right

Anyways what's my own ?

Their country their choice. Fix Africa only then you can be truly free.

First Nigerian mayor in money laundering scandal
https://x.com/abiodunborisade/status/1933526799885250664?s=46&t=rMlYNgPE3MCufQnJWhgznw

Zahra29:
UK family visa rules should be relaxed, government review suggests

https://www.independent.co.uk/news/uk/home-news/family-visa-spouse-earning-salary-immigration-b2766527.html#comments-area

I will never understand uk laws. What do these people really want gan gan ?

Chukwuka16:
Ownership: we need a diversified basket of assets to create, build and sustain wealth

Financial freedom my only hope
F**k livin' rich and dyin' broke
I bought some artwork for one million
Two years later, that sh*t worth two million
Few years later, that sh*t worth eight million
I can't wait to give this sh*t to my children
Y'all think it's bougie, I'm like, it's fine
But I'm tryin' to give you a million dollars worth of game for $9.99
I turned that 2 to a 4, 4 to an 8
I turned my life into a nice first week release date
Y'all out here still takin' advances, huh?
Me and my nigg*s takin' real chances, uh
Y'all on the 'Gram holdin' money to your ear
There's a disconnect, we don't call that money over here, yeah

Over the last couple of days, I have been brooding over some enlightenment that I just stumbled upon. Our patent attorney emailed me our patent issue notice and I decided to investigate the difference between the inventors and assignee (again). I will reproduce below my findings.

In US patents, the inventor is the individual(s) who conceived of the invention, while the assignee is the party who owns the patent rights. The inventor is typically the one who has contributed to the conception and development of the invention, while the assignee may be the company the inventor works for, an investor, or someone who has licensed the invention. The inventor can also be the assignee, but they are not always the same person.

Summary: even if I conceived the idea, if I am not an assignee, I don’t have a claim to any royalty the patent generates. Damn. I could be the ONLY inventor listed on the patent, but the assignee gets to milk and own the commercial rights to the patent.

Last year, I needed to licence our product to some folks in Silicon Valley and so myself and one of our in-house lawyers were in San Francisco to tidy up the deal. We needed some external sounding board and so I scheduled a call with some respected folk in the Nigeria tech/investing ecosystem. That morning just before the call, my MIL passed – damn. I still went ahead with the call and this consultant said some scary sh*t. In the call, he talked about a friend who conceived an idea, got investors and when they sold to a PE firm, this guy was screwed – terms and conditions. Owner thought he was game but alas somewhere in all of the legalese he had shot himself and lost significant cash when they sold. I’ve never been scared.

Sometime in 2023, some white folks and I decided to explore carbon credits. They had contacts with some of the biggest HVAC manufacturers in the UK and Europe, farmers who had installed massive industrial grade heat pumps, large LED manufacturers, housing associations and very big renewable project operators in the UK. I had the tech platform to help extract carbon offsets using one of Verra’s methodology and had worked out 60 pages of mathematical models along with the software to thrash this out. We are also a Registry Account Holder with Verra. When we set out, we didn’t have any contract. The main guy was the monitoring officer (MO) for one of the government projects I had delivered and brought in the second guy.

The “gentleman” agreement was that I will handle cash, while they bring in business. Share was equal after deducting expenses. Then all of a sudden, they started requesting that I provide them with the models as they needed to present these at universities and to other large potential clients. Luckily, I had created three variations of the model – one for LEDs and two for heat pumps (residential and industrial grades). I sent over the LED version to them, and then we continued discussions. Shortly after that, they came back saying a better approach would be for me to white label my software platform to a business they had which they feel will get more traction than my business – they had registered a business with just two of them as directors (so much for equal sharing). No worries if I control cash. Then in one of our meetings, they let it slip that cash would not be handled by me but them – I would be paid by them. Their argument – my company was not credit worthy to receive such cash. I laughed! Then they came and asked for the second/third models. This was the meat, and I knew. If I gave them this, they didn’t need me again. Any average scientist could operationalise the model and they could go ahead and commercialise it.

I told them we now needed a contract. They went ballistic. Told me how my software was nothing without them. I calmly listed all the original agreements we had that they had changed and how a contract was the best option to avoid confusion. They asked me to send over a copy of the contract and also the models as some clients were urgently wanting to see it – hahahahaha, the long con.

Guess what – I almost sent the models to them. While our lawyer drafted the contract, I was conflicted. My wife seeing my confusion asked me to accompany her to the post office to drop off a parcel. She told me that I could send them the models if on return I felt relieved. We returned and I decided to stew over my next decision while I watched TV. Went to Netflix, scrolled down and saw a documentary titled – The Founder (story of McDonald’s). Watched it, stood up, sent them an email that they will ONLY get the models when we have a contract signed by all parties.

Sent them the contract some days later and till today, I am still awaiting their feedback!

We are in a funny world that is changing dramatically before our eyes. There was a time when 60/40 was a solid hedge. 2022 showed that both stocks and bonds could go down same time. Beyond this, we are seeing intangible assets making up significant aspect of valuation for countries and companies. In today’s knowledge-based economy. Many of the world’s most valuable companies derive the majority of their worth from intangibles rather than from physical assets. Intangibles contribute to wealth creation by enabling innovation, differentiation, efficiency, and scalability in ways tangible assets often cannot. In fact, one study of over 860 companies found that the fastest-growing firms invested 2.6 times more in intangible assets than slower-growing firms.

Apple Inc. – often the world’s most valuable company – is a prime example of a business built on intangible assets. Apple’s brand loyalty, software ecosystem (iOS, App Store), and design & innovation capabilities have created a virtually unassailable market position, allowing it to generate enormous profits. Apple’s total Property, Plant & Equipment (PP&E) was about $45.7 billion in 2023, which includes its corporate campuses, data centers, retail stores, and other equipment. Yet Apple’s market capitalization tells a striking story – investors value the company at roughly $3 trillion. Compared to a book value (shareholders’ equity) of only about $62 billion, Apple’s market value is nearly 50 times higher. In other words, over 95% of Apple’s valuation is attributable to assets and expectations beyond the tangible book assets. This gap is essentially the intangible value of Apple – the worth of its brand, customer loyalty, intellectual property, software ecosystem, and future innovation potential.

JPMorgan Chase, one of the world’s largest banks, offers a contrast where tangible and financial assets remain significant, but intangible factors also contribute to value. As a bank, JPMorgan’s business is rooted in financial assets (loans, securities) and trust (an intangible). On its balance sheet, JPMorgan carries substantial tangible and financial assets – about $4.36 trillion in total assets as of 2023, consisting largely of loans, investments, and cash. Physical tangibles like corporate real estate (branch offices, data
centers) are a small portion of this total, but still present (the bank owns many office buildings and branches, reflected in PP&E). These hard assets enable the bank’s revenue-generating activities (e.g. loans generate interest income), creating wealth in a more traditional asset-driven way. However, intangible assets and competitive strengths are far from absent in finance. Goodwill and other intangibles on JPMorgan’s balance sheet amount to roughly $50–64 billion (as of recent years). While these are not listed as assets on the balance sheet, they certainly add value. The proof is in the market’s valuation: JPMorgan’s market capitalization is about $700 billion in 2025, well above its book equity. Investors price in the bank’s earnings power, which comes not just from having lots of loans (tangibles/financials) but from superior management, brand, and technology (intangibles).

Tesla, the electric vehicle (EV) and clean energy company, exemplifies the “mobility” sector (automotive/transportation) where traditionally tangibles dominated, yet it has achieved a market valuation heavily supported by intangibles. By the end of 2023, Tesla’s total assets were about $106.6 billion, including factories in the U.S., China, and Germany, as well as cash, inventory of cars, etc. However, Tesla’s market capitalization – approximately $790 billion at end of 2023 (and over $1 trillion at various points) – far exceeds the value of its physical assets. The difference is the market’s appraisal of Tesla’s intangible assets and future potential.

I decided to also explore universities ranking and their ownership of patents as well as countries and it shows why the US continues to lead.

Our acquisition for tangible assets is great but will afford us limited utility in the new world. Folks, we need to rethink life. Many of the benefits from what we implement today won’t be seen in our lifetime, but we are sure that our kids get to have a seat at the table. Today, our people are being used to generate patentable ideas globally but only get to be listed as inventors. The assignee which is what matters are entities inimical to our advancement. This is no different from the relationships between boxers and their promoters. One gets to receive the beatings and part of the returns with another taking a huge chunk with no beating!

When the consultant I talked with hinted that he has not seen many Nigerians patenting their ideas, I laughed because for us, the cost we were quoted wasn’t a walk in the park. Each patent has cost us around $15k to prosecute. Who has that amount just chilling for something intangible?

He further mentioned that there was a company making over $1 billion annually from the sale of patents which they got from grant applications made by Africans to various bodies. Imagine that. The ideas that will solve our problems across Africa are today patented. How do we think we would break free? We saw a glimpse of this during Covid. They all refused to release the IP for the local manufacture of vaccines. Were it not for God, Africa would have been in slavery 2.0.

When Chinua Achebe wrote “Things Fall Apart”, it made sense for “Eneke the bird” to say that “since men have learned to shoot without missing, he has learned to fly without perching”. This was the level of understanding then. This was a strategy then, not today. You can’t beat the game playing catch-up. You beat the game by having a systems approach and understanding where the convergence point is through foresight. With foresight, you simply setup shop at the convergence point and make a killing as they converge.

I know we like ease – who doesn’t? We catch fun as we migrate from one developed country to another – who doesn’t want to have multiple citizenship and pass that down? We are excited when we purchase that new property – who doesn’t want to be a homeowner in “the abroad”? Who isn’t eager to work in a good company and earn megabucks and have money to “shalaye” regularly? We all like life. I love life too! Unfortunately, this time, it is not about us but the survival of our race.

The lyrics I quoted is from Jay-Z’s The Story of O.J. A breakdown of Jay-Z’s $2.5 billion wealth shows that the intangible aspect is at 58% or $1.45 billion. His brand alone is $1.1 billion. Ditto for Rihanna. Tangible aspect of her $1.4 billion wealth is $270 million with the intangible aspect being $1.13 billion (over 80%). Same with Kim Kadashan. With a net worth of $1.7 billion, intangibles make up $1.45 billion (over 85%). Elon’s $330-$350 billion net worth is only $6 billion in tangibles. Over $320 billion (or 98%) of Elon’s net worth is intangible.

The game has changed. How can we trap and retain IP within our community? How can we leverage our community in growing brands from within us to cater for us long-term? I know that many of us are scarred because of events that have occurred. I have been too, but it does not negate from the fact that that’s life. We can’t fold our arms and watch a whole generation perish because of a few bad eggs. Folks, I say this with pain – any youth who does not see themselves in a top 20 city in the next 20 months will be useless to humanity! This is not a careless statement. We are gradually being excluded from the new world. It seems our fate has been determined – to be the bottom feeders, the peasants of the world who will function solely for the pleasure of the developed world.

Today, a Nigerian youth in Gora, Nasarawa cannot comfortably make transactions overseas with his bank card. He will struggle to pay for hosting fees on Hostinger, Heroku, Azure, MongoDB, etc. In fact, setting up Azure $150k free credit services for startups will require you having a credit card. Where in Nigeria are credit cards issued?

Our priority should be to retain commercial streams for every of our IP from Nigeria. Those intellectuals forced to “dash” their IP to host institutions in the GCC and China (the major culprits here) or the very innovative businesses that are forced to apply for grants to bootstrap their ideas (whose ideas get stolen routinely and patented) need lifelines. How can we get innovative businesses in Nigeria access to $10k as quickly as possible with SAFE note to protect investors? I know the diaspora community can afford this times over. Many will fail – quite so. But the ones that succeed will compensate for any losses. We should be able to take ownership of patents from our creators and agree commercial agreements that guarantee them significant share from any accrued royalty. Vetting and managing these are the easiest things. We already do so for white-owned businesses that we work for.

Food for thought.

As I conclude I am reminded of this statement – “why tip toe through life only to arrive safely at death?”

This is a good one.