Let me give you a crazy solution coz you seem to be in a fix, that's if you see it as one. Compile non existent phone numbers and numbers you don't mind if msgs are sent to. Copy all ur sim and phone contacts to your Gmail and Remove your Gmail account temporarily. Now use the fake contacts to do borrowing from new loan apps and use that to boost your business. Make sure u borrow more then enough o. You have nothing to fear....no one can shame you. Lol, you cannot come and die. If they send msgs to you contacts, e no concern u. Fakes contacts niwon
Duke007: Hi every one, l have been a nairalander for over 10 years and have seen people get advised here, thats why l am putting this up with my account. I am not blaming anybody for my predicament, neither do l blame the loan app company for their shark like business sytle, l take responsibility for my actions. I am one of those people who criticized people for Falling into the trap of online loan company. It's basically a rat race syndrome and tends to take you deeper and deeper from the seemingly innocuous first attempt.
It all started when my side hussle of buying and selling food stuff suffered a decreased in cost of replacement due to inflation and my sales boy stealing my money. I took my first loan to boost my business and realized that the cost of the loan is high. Since then, it's been a malicious cycle of robbing Peter to pay Paul. I realized that l was lossing money in each transcation and in order to meet up with my payment to avoid defaulting, l resorted to other loan company. Now, l don't even no what to do, all cash injection coming to me is spent on servicing the loan. I can't even feed my family and pay my children school fees. I am tire of this scenario and want to break free. It has taken a toil on me physically, mentally and spiritually.
I seek advice from people who have gone thru this ugly experience on how to break free before it is too late. Below is the list of my indebtness:
This thing has plunged a lot of people into pitiable debt.
But I don't know how someone can loaned money and find it very hard to pay back on the agreed date. When the loan company start disgracing them, they start crying foul. Some of them will run to nairaland to seek for help. Very stupid and uselesssss people infact thieves. I don't blame loan companies at all for their actions.
You seemed to have made some sense....May be just 2% sense. Which survey did you conduct to tell you only Nigerians are indisciplined when it comes to loan repayment? You leave the real issue of u registered businesses making peoples lives miserable. People have committed suicide coz of these idiots and you think you make any sense? When u give out a loan, you already assume the risk of not getting it back. Meanwhile, being unable to repay your debt isn't a crime anywhere in the world. It's just unfortunate
Yancy: Nigerians & indiscipline. SMH A lot of people are very happy about this development. These companies offer their services to help in times of emergency yet people intentionally collect loans when they know they won't pay back. If people paid back loans then they won't have had to use drastic measures to get it back. Some will borrow money from you & will not pay back at the agreed time. Here in the west, you can't try that sh*t. You go pay the money with interest complete. No be credit history? e go always wait for you for front. It amazes me that as the Government builds, yet people vandalise. Speaks alot about we as a people. Then we complain that the country is toxic. When the loan guys close down, next time when you need urgent 5k, please go & meet the government you're complaining to. Yeye dey smell.
Life's beyond that now. Especially in marketing. People now make more sales online than having physical shops!!!!
ndubuisi1213: East are hustlers. Most of them start checking internet mostly in the evening once they are back from work. When I was in the east I owned a shop in main market, we don't press phone any how, we hustle, look for customers, cash out and go home in the evening, that's when I put my data on and read news and updates my self.
Do you know it costs over 20M Naira (Logistics, feeding and miscellaneous) to ship a single juvenile elephant to Nigeria. They also don't ship them by night. Killing this elephant will be a great waste. People need to learn.
Graxie: Op, marrying and taking care of your family is an achievement. Having children is an achievement.
Don't bother arguing with those that wants to sound woke. That a mad woman have a child and sees it as nothing doesn't mean the same for everyone. People ideas about achievements differ.
Some people don't see sky crappers as achievements while some see village hut as achievement.
My brother your children and family is an achievement for you. Many people are aborting theirs, denying them and even humiliating them.
If you care to know, stroll into any IVF clinic and see the number of people queuing for children. Don't allow nairaland oso chi egbu group deny you of the peace you get from seeing your children.
You have done so much for yourself, so many people are even praying to be where you are.
When you find yourself in a society that worship money like ours, you need to stand your ground in celebrating your OWN achievements per time.
Bro your story quite relatable and touching at the same time. The last thing you should do is despair. I've been there too. Who says men don't cry? Keep ur head up
Sirlancelot: Hi pals,this is not a right platform to drop this but won't mind sharing this.Just barely 2 years ago,I got married to my wife and God blessed me with beatiful twin boys of almost one year now.I have been managing life back and forth after many unsuccessful attempts to get a gainful employment ever since I finished my degree in 2015. I have done many odd jobs like security guard, cleaners all this while just to put food on my table but it's not really enough.Just last year I joined one of this freight company in lagos as dispatch rider which have been really helpful in putting food on my table all these months. I thank God for that opportunities. Now what really warrant this write up was that I went to deliver an order at a popular restaurants in Lekki to a customer but the client turn out to be my secodary mate whom I last saw 12 years ago.The sadest part is that the guy just ignore me.Very true,my cloth looks dusty and unkempt due to nature of my job.I guess he does not want to associate with failures amidst his friend around the restaurant. My soul left me that moment,I don't even know how I got home.I think suicide is only for the weak but no,the brave also have a fair share.Life is really not fair out here. Four months ago ,I lost my mum to high blood pressure. Painfully I can't take her to morgue for embalmed till she start bloating before we decide where to bury her.See ehe,this experience I just encountered with my old class mate break me totally. I have never feel suicidal like this all my life.The only strength that keeps me alive is my two boys am seeing everyday .At 32 years,my only achievements is my children.Omo life can be funny.I know people have story to tell,but getting an interactive encouragement from you guys can do much.
This guy is getting depressed and no one has a word to encourage him or offer some kind of help. All I'm seeing is "get a job", stop whining". People can be really insensitive
Rosulala: Am tired of still breathing in these wicked world,..i think living these world will solve my problem,there is no love anymore in these world,.....the riches fails to help the needy,...they prefer to help their fellow fully satisfied than a useless poor man like me,.....i have series of talents and idea,...which I can't even take into consideration,.... because i don't have the money to" my father's dead since 2006,..i live in a small room with my mom,...who hawks and sells pure water in around lagos state road,.....with a sad expression everyday seeing my own mum going through all these��,.....girls, children,elders, brother's,aunt, neighbours they all see me as nothing,.. except as a snail shell that has no benefit to anybody,...even less to himself,....i don't have good shelter even the one i trust most later betrayed me/my love for her,...my financial issue is too bad,....am writing these so that the wealthy,.riches,... influential people on nairaland can be emotioned by the pain a poor man,Goes through,....Am heartbroken am totally depressed,..am i in these world to come and face failure alone without money these life is meaningless,...it may be meaningful to others,...but not for me have already seen enough bad things in these life ����������
Such foolish words shows your kind of reasoning. Not a singlen condemnation of the barbaric acts of the fools in uniforms.
AxeofGod: You have the gut to challenge a military official wielding a gun...
You saw them stationed ahead of you but still indulged your passenger the flimsy frivolity of purchasing common gala on the highway at the expense of the convenience of hundreds of vehicles behind you...
You know how much these soldiers suffer under the administration of Nigeria's depraved military yet you still had the effrontery to come out of your car and confront them...
You thereafter summoned the rude gut, the asinine audacity to bring out your phone and capture these soldiers in the course of the administration of their duty...
And still came on social media to feed your hungry ego with a conqueror's narrative over the Nigerian army...
Your cranium seriously requires the examination of a bullet from the gun of one of those Nigerian soldiers.
That's why they kill them like chickens. Stupid cowards.
Foreverdope: A cab driver has taken to the social media platform to narrate how he boldly confronted a soldier, who smashed his car windscreen in Lagos
According to the cab driver identified as Faithful Olatunde, he claimed that he was driving from Muritala Mohammed International Airport Lagos.
He then came upon a traffic on the bridge towards Lagos State University Teaching Hospital, LASUTH when he saw 2 soldiers directing traffic.
He narrated how his passenger wanted to buy gala which made him slow his vehicle down. This did not go down well with the Army officer who ordered the cab driver to move fast and when the vehicle got to the point of the officer, he smashed the car windscreen.
Faithful revealed how he had to park his car and started confronting the Army officer. Meanwhile, the cab driver revealed that he was being threatened and punished unnecessarily by the military man.
This guy/lady is such an amazing writer. Care to DM for a deal?
Antoeni: Tega has gone into hibernation. She had chased stardom the wrong way Now, stardom is chasing her around A married woman with a child can do a few things to become celebrity But when she chooses adultery on national TV Reality TV or UNREALITY TV Then, even the gods will come after her. Cyber bullying is criminal But since social media celebrities thrive on herding devotees They should always know that a mob hangs around them . I watched her and her husband try to whitewash stuff Her husband had lunch with Boma. Yes, with Boma. Such things can't amuse an African audience . I pray for her Wasting time in a big brother house and disappearing from social media afterwards is pointless, perhaps tragic.
Congratulations!!! I still fail to understand the logic behind girls using birthday celebration as an opportunity to strip themselves on social media
AlexReports: WOW! US Based Nurse And Humanitarian, Chinwe Chibuike Celebrates 25 Years Birthday Today
The Founder and President of Chinwe Chibuike Foundation, Ms. Chinwe Chibuike has turned plus one today, the 19th of January 2021. The young, vibrant, creative and kindhearted US based Nurse, Humanitarian and Philanthropist became 25years few hours ago, as she continues to receive birthday felicitations from friends, fans, family members, colleagues from across the world.
In an exclusive discussion with our Correspondent, Chinwe Chibuike expressed gratitude to God almighty for the grace of a new age, filled with loads of prospective expectations, fruitful engagements and notable impacts in the lives of people through her Foundation. She stated that it has been God all through, as she appreciated her parents, partners, sponsors and supporters for their earnest contributions to her life and career.
She has continue to receive numerous goodwill messages, prayers, blessings and gifts from across several persons around the world. However, the devoted Humanitarian stated that her vision remains focused on changing lives, helping underprivileged persons and ensuring international and national supports for vulnerable persons.
Her NGO, the Chinwe Chibuike Foundation has been one of the frontline organizations in Nigeria, working tirelessly to salvage underprivileged persons from abject poverty, sufferings and financial challenges, which has earned her several national and international Awards.
Her Foundation has however piloted several Initiatives to support humanity, both in Nigeria and in the US. She was also an active medical personnel that spoke on several Nigeria Televisions from US about the covid-19 pandemic, creating awareness and educating the people. Her foundation has also supported with palliatives, both in the United States of America and Nigeria
There has been numerous comments buzzing the social media handles of Chinwe Chibuike, as several of them described the Celebrant as a blessing to humanity, a hope for the hopeless and the strength of the weak. Though young, Chinwe Chibuike has made tremendous global achievements. She was recently certified and honoured as a Fellow of US based Chartered Institute Of Management Leadership
Oh mine, you're so dumb. Sometimes I wonder how people like you were raised or what kind of brain is in ur skull..really disappointed.
quote author=nwaanambra1 post=98235179]in this terrible times, somebody will wake up very early in the morning to go jogging!
i mean after reading all the bad news and insecurity every where!
funny thing is she was even expecting others to risk their own life and come to her rescue!
at least she is alive to tell her stupid story - lots of others aint that lucky!
But truly there are so many useless people on earth and sometimes i am pushed to support Bill Gates plan to reduce the population of the earth inhabitants from 7.6 billion people made up of mostly very stupid and dumb individuals to just 3 billion intelligent folks!
this vaccine will really do the world a huge favor. at least we will have less idiots![/quote]
Guy, your cousin no send you ni. E doesnt really care, monetary sacrifices is one of the hardest to make. He's very stingy. For him to have told u point blank means he no get sense. Don't be surprised if he doesn't allow you stay with him or begins to misbehave to you when you get there. I've seen people making far less make bigger sacrifices. He's a goat
hector: Please no insult, I want to learn! I am planning to migrate to the US and I want to know how life is over there.
Where has this man spoken about assuming power? People are being killed like ants and that doesn't bother you? You're so consumed about this man not being president? You need serious help
Jagznation: Do not be deceived my people, Sowore is a hawk waiting to snatch power at any given opportunity but Nigerians are now wiser enjoy the change you helped bring
Business › Re: Ruin By Online Loan App, Don't Know How To Break Free by Leoleo1(m): 4:35pm On Mar 12, 2022
70% ko, 07% ni
