₦airaland Forum

WilliamsNedd:
Have you heard of Naira Hlp? You provide help of 5k and within 9 working days,you'll get 20k courtesy of 4 participants matched to pay you. Then you move on to level 2 where you'll be required to provide help of 10k and 4 other participants will also provide help to you in like manners. This is not Ultimate cycler. You don't need to have donwlines. Infact there's nothing like down lines. Just sign up on the site and you start earning. The Admin will pair you up. Ask any questions about this wonderful platform.

you are unbelievable. I have been following you for some time
two weeks ago you introduced this concept and showed prove that it works. you heard that for advertising it you would be rewarded.
last week ,apparently it didn't work out and you came back claiming the thing was a scam, insulting people that said otherwise and did everything possible to discredit the project.
now you are back again advertising it.
what is the definition of a snake?
don't assume that because Nairaland deleted the threads you wrote in that it is gone forever, I saved all the pages on my opera mini.
so the stuff now works and you are singing a different tune?

Gbese re oh.

clap for you. kindly tell your father that I have not received October and November salary.

elampiro:
So did they eventually reopen in South Africa, or repay investors?

they re-opened but they reset everyone's account to zero. they promised to pay back the old balance at a rate of 10% every month but they never did. Also, MMM south Africa now utilizes bit coin no longer rand.

lol

MMM: Why You Need To Be Worried Now
Please grab your calculator, pen and paper and let's do some simple maths. Please read with your common sense switch switched on.
Assumptions
1. MMM pays 30% monthly, excluding bonuses. That is 360% interest yearly.
2. MMM sells no product or service.
3. Payments of interest is made from investments by old and new members.
4. MMM has over 2 million members in Nigeria.
Now let's play with some figures.
Assume 2 million persons have provided help of N20,000 each, that means the total debt being owed to people is:
2000000 * 20000 = 40,000,000,000
40 billion Naira!
In one month, that 40 billion debt becomes
52 billion Naira debt!
i.e
[(40 billion Naira * 30%) + 40 billion Naira]
***Within a month, MMM creates a debt of 12 billion Naira from a small donation of just 20,000 each by its 2 million members***
•••Within a year, MMM creates a debt of 144 billion Naira from a small donation of just 20,000 each by its 2 million members•••
***Take note that the debts above does not include all the bonuses they offer.
***The debt above is owed to the 2 million persons who have provided help of 20,000 Naira each.
Since MMM doesn't sell any product or service, where are they going to get the money to pay back this huge debt?
Your answer is right.
They have to lure new members in with enticing offers and once they join, additional debt is created.
Old members can also put back their money into the system and more debts will be created.
Now, remember we used just 20,000 Naira. I know some people have put in 50k, 100k and even 1 million.
Test these different values on the equation and see how much debt MMM generates monthly and yearly.
#Questions
1. What kind of system will survive such kind of monthly or annual debt profile?
2. If MMM reaches its zenith, gets saturated, and new members stop joining, how will they pay back the debts that have been created?
What happened yesterday will give you an insight of what will happen when MMM crashes.
They had to Freeze withdrawals because it would have been impossible to pay back all the debts that have been accumulated.
When January comes, if people continue to put their money into the system, more debt will be be created.
It will only be a matter of time before the system will start to collapse under the weight of the accumulated debts.
#LastBullet
If you have been shouting that Buhari should not create a debt of almost $30 billion for Nigeria and you still come here to spew rubbish, you are worse than Satan
Source: https://m.facebook.com/story.php?story_fbid=1502458596435719

I said it .

Dear Nairalanders, compare what was written above to the message MMM sent to South Africa in May when the same freeze happened.

Leopantro:
"Dear participants!

Unfortunately, the persecution against MMM organized by the mass media has provoked a panic. We have been working in South Africa for almost 2 years and we have millions of members. During all that time, we had no complaints and accusations from participants, everything was paid to everyone in time and in full amount, by 30% per month. We held charity events and helped children. We did a lot of useful things for people! Well, who was suffering from this?



"The government and the adherents of the current unjust financial system. That is why they planned and brought all these crazy investigations and persecution in the mass media. “The only thing which prevents the investigation is the fact that non of the participants reported to the police”. If there are no complaints, and everybody is happy, then what is the investigation for? What is the subject? Did not they understand the consequences? Did not they understand that their irresponsible actions would hurt people? Millions of people! Well, try oppressing any bank, even the most reliable one, in the same way, and see what will happen tomorrow.

"However, it is futile to explain that to them. MMM prevents banks from robbing people, that is the only reason why all this is happening. And nobody cares about people. If we managed to pay millions of participants 30% per month for two years (and would still be paying, if the mass media and government did not lie about MMM!), why do banks not do the same? Why do they offer only a few percents a year? Make your own conclusions. Thought everything is clear right now. You are simply robbed, we have always been saying it. The modern financial system is predatory by nature. It is not for ordinary people, it is for the bankers. Its purpose is financial slavery! And it achieves this purpose perfectly. In general, in this situation, we have to start all over again. We have no choice. You can see on your own what is happening.


Hence,

The current (“old”) Mavros are frozen. Any operations with them are impossible. With the development of the system, we will send 10% of the total inflow (of all the PHs) to pay for the “old” Mavro. According to the experience of other countries, we can definitely say that in the normal course of events, all the old Mavro debts will be paid off in about six months.

“New” Mavros (Mavro bought from the moment of this announcement) are introduced. You can use them on a common basis: to ‘acquire’ and ‘withdraw’ them at any time. All of this, of course, is not very nice, but it’s not the end of the world. We will quickly pay off “old” Mavro debts, no doubt about it. You just have to wait. (And anyway, you can thank your precious media and government for this “gift”!). The best thing you can do is just to start participating again, that is all. And you will quickly return everything, even with a benefit. Moreover, now is the most favorable time to participate and invite: in fact, everything starts from the beginning. So do not miss your chance! :-))
We hope for your understanding.
Administration."

he has simply "frozen" his transaction with you.

chimzyblack:
stop posting trash, that message was for MMM South Africa when it had its own problems.

But MMM nigeria will surely BOUNCE Back.

of course it will bounce back but in all countries where MMM accounts were frozen, a reset was done.

"Dear participants!

Unfortunately, the persecution against MMM organized by the mass media has provoked a panic. We have been working in Nigeria for almost 2 years and we have millions of members. During all that time, we had no complaints and accusations from participants, everything was paid to everyone in time and in full amount, by 30% per month. We held charity events and helped children. We did a lot of useful things for people! Well, who was suffering from this?



"The government and the adherents of the current unjust financial system. That is why they planned and brought all these crazy investigations and persecution in the mass media. “The only thing which prevents the investigation is the fact that non of the participants reported to the police”. If there are no complaints, and everybody is happy, then what is the investigation for? What is the subject? Did not they understand the consequences? Did not they understand that their irresponsible actions would hurt people? Millions of people! Well, try oppressing any bank, even the most reliable one, in the same way, and see what will happen tomorrow.

"However, it is futile to explain that to them. MMM prevents banks from robbing people, that is the only reason why all this is happening. And nobody cares about people. If we managed to pay millions of participants 30% per month for two years (and would still be paying, if the mass media and government did not lie about MMM!), why do banks not do the same? Why do they offer only a few percents a year? Make your own conclusions. Thought everything is clear right now. You are simply robbed, we have always been saying it. The modern financial system is predatory by nature. It is not for ordinary people, it is for the bankers. Its purpose is financial slavery! And it achieves this purpose perfectly. In general, in this situation, we have to start all over again. We have no choice. You can see on your own what is happening.


Hence,

The current (“old”) Mavros are frozen. Any operations with them are impossible. With the development of the system, we will send 10% of the total inflow (of all the PHs) to pay for the “old” Mavro. According to the experience of other countries, we can definitely say that in the normal course of events, all the old Mavro debts will be paid off in about six months.

“New” Mavros (Mavro bought from the moment of this announcement) are introduced. You can use them on a common basis: to ‘acquire’ and ‘withdraw’ them at any time. All of this, of course, is not very nice, but it’s not the end of the world. We will quickly pay off “old” Mavro debts, no doubt about it. You just have to wait. (And anyway, you can thank your precious media and government for this “gift”!). The best thing you can do is just to start participating again, that is all. And you will quickly return everything, even with a benefit. Moreover, now is the most favorable time to participate and invite: in fact, everything starts from the beginning. So do not miss your chance! :-))
We hope for your understanding.
Administration."

this is what happened in south Africa when MMM froze everyone's account.

panic among members
Fin24
13:37 03/05/2016
Cape Town – MMM SA members stand to lose thousands of rands after their accounts were frozen and the mavros points system was reset due to a lack of new money entering the alleged pyramid scheme.

Anonymous leaders of the South African wing of the alleged Russian pyramid scheme blamed “media panic” for the reboot on April 30.

MMM SA told members: “We have to declare a restart and start all over again. We have no choice.”

MMM members have voiced their concern on social media, with one claiming he is set to lose R30 000.


Facebook user BM Abinet said the last time he checked he had 35 798 mavros (which is equivalent to the rand currency), “but now the system says my old mavros is 5 798, so where's my R30 000?”

MMM SA told members that all mavros from before April 30 were frozen and were now called “old mavros” and that “any operations with them are impossible”.

“With the development of the system, we will send 10% of total input to pay back the ‘old’ mavros.

"According to the experience of other countries, we can definitely say that in the normal course of events all the old mavros debts will be paid off in about six months."

It said “new mavros (mavros bought from the moment of this announcement) are introduced. You can use them on a common basis to ‘acquire’ and ‘withdraw’ them at any time.”

“We will quickly pay off ‘old’ mavro debts, no doubt about it. You just have to wait.”

The same message was given to another alleged SA pyramid scheme Kipi, which last paid out “dreams” to its members in 2015. The system is very similar to MMM, but instead of “donations”, it uses “dreams”.

Kipi, also known as Mydeposit241, is one of several schemes under investigation by the National Consumer Commission. Others include WorldVentures, Make Believe, NMT Investments, Instant Wealth Club, Sikhese (Pty) Ltd and Wealth Creation Club.

Facebook user NK Njokweni wrote in April 2016: “Talk about Kipi because people are waiting for their money since December.”

MMM SA members are promised between 30% and 40% in returns for paying other people money on request. This donation model has been described as a pyramid scheme by most financial experts and is being investigated by the Directorate for Priority Crime Investigation (Hawks) as such.



Facebook user EN Zamadlomo said: “What's up with MMM with inability to pay our money, but want us to provide help how? Is MMM going down?”

Facebook user IO Oluhle said: “Something is not right. What’s going on? Where is our money? My dashboard is wiped clean.”

Facebook user I Maja said: “Mine too is wiped out. MMM systems have been frozen. Is it the end of MMM?”

Facebook user DM Luzitu said: "How am I going to take back my money, what am I going to tell people who get in behind me? Please help me."

Responding to users querying what had happened to their promised future “donations”, a MMM member said: “To all members who requested ph (provide help) and they did not make any payment, your orders will be automatically cancelled because they are restarting from old mavros to new. So please if your request to ph is cancelled kindly make new ph with same amount or more again.

“We will not gh (get help) for two weeks because of we still updating the system. If you requested any gh and your order is not out yet, may you kindly cancel the requests because you will not be given any order for the next two weeks.

“All this is because of the long queue of gh that was requested after the panic pause caused by media … so now the system is restarting again for the better of our people.

“MMM is not crashing, but we are fixing the system to recover and operate as normal as before."

In a line that reveals the potential pyramid scheme nature of MMM, the user said: “please recruit, recruit, recruit and ph, ph, ph to help the system to recover quickly”.

Many MMM investors believe banks are out to get them, but the truth is that the industry genuinely wants to protect them from products that will wipe out their savings, says Asisa.

MMM members in it to make their fortune have joined with the “wrong motives” and could quite easily lose out, says a business consultant linked to the scheme. FULL STORY


Maya Fisher-French says MMM has delivered money to people who are early adopters, it’s been clever at its marketing skills, but it will come to an end … which will bring tears.

let me explain something
1. by 13th January, there will be few PH. due to the pause a lot of people will be skeptical to PH but would rather watch to see if MMM will still function.

2. there will be plenty GH; from those frozen and the immature that will be mature at that time. ergo, GH will be more than PH.

3. there will be a lot of blocking at that time. many will be reluctantly to PH following the Christmas and one month pause. also, January is a slow month of no money until salary is paid.

segedoo:
Hi, Please help me to get these books. I'd be grateful if you can email demandsupplyer@gmail.com

Thanks

check your inbox

I don't see anything in that picture that warrants amputation.
however, if he wants to loose the leg to pay for those that died in the collapsed church its his choice.
but if he wants to use this as a stunt to build sentiments for himself,
Thunder loading in 3, 2,...

FxBase:
Thanks Bro,
I will give it a shot

I tried downloading but I saw it wasnt free. Is there a a route to have the free version of the Anthemion Jutoh?

don't f know how. the laptop I have came with it fully installed.

look for this software; Anthemion Jutoh software. it creates ebooks in popular formats. it let's you store text, pictures and web notes together with the books content. you can select book cover designs from its templates or design yours.
though I have the software but haven't used it .

if you want to create a virtual book for a website, use Kvisoft FlipBool maker.

FG says we shouldn’t expect salaries till January – Doctors

Ask CMDs for your salaries – FG

Though not new to labour related disputes, a new wave of industrial disharmony sweeping
through some federal medical institutions across the country may put the lives of millions of Nigerians thronging the facilities for medical attention in grave danger. A month-long investigation by our correspondent revealed that a large number of dissatisfied medical
workers, including doctors, had stopped going to work, owing to what they described as “inequalities, unfair treatment and corrupt practices within the system.”
The doctors, in particular, now freely attend to private practice or show up at work as they like and attend to patients half-heartedly, according to findings. Some of the institutions affected include the Federal Medical Centre, Abeokuta, Ogun State; FMC, Lokoja, Kogi State; FMC, Ido-Ekiti, Ekiti State; University College Hospital, Ibadan, Oyo State, and the Lagos University Teaching Hospital, Idi-Araba, Lagos, among others.
According to The Point’s findings, while some doctors are being owed a backlog of salaries dating back to four months, some health workers are being paid wages far less than what some colleagues on the same work grade earn. In some other cases, following promotion to new positions, some workers were left on their old salary scale while some colleagues, with whom they were promoted, began receiving salary payments based on their new positions.
Following complaints, however, the affected health personnel were upgraded and promised their arrears. But they have continued to wait endlessly. Besides, there are also allegations
that the Federal Government, through the Federal Ministry of Health, had alerted some doctors that their salaries from October to December 2016 would not be paid till the end of January 2017. The information was allegedly contained in a circular that emanated from the Health Ministry and was addressed to the CMDs of the institutions. Some of the affected workers across the hospitals, who spoke with The Point, disclosed that they were informed by the Head of the Administration Department that the Federal Government was
broke and could not afford to pay outstanding salaries for now. The effect of all the development is the lackadaisical attitude of most of the affected personnel to healthcare delivery, which has now become pervasive in their respective institutions.

This was evidently witnessed by our correspondent on a visit to FMC, Abeokuta during the week, when she sighted a rather long queue of patients waiting to see one of the affected doctors who had abandoned his duty post.
And this is coming on the heels of the United Nations Children’s Fund’s revelation on the degree of lack of access to quality health care in the country. According to UNICEF, at the
last count, over 100 million Nigerians were believed to lack access to international standard healthcare service.

http://www.thepointng.com/unpaid-salaries-fraud-allegations-cripple-services-in-fmcs-teaching-hospitals/

read these books, it helps 1. Zero to blogger in 30 days
2. 138 blog post ideas for business : inspiration for your blog.
3.Blog profiting secrets 2016
4.Pro blogger: secret for blogging your way to a six figure income
5.My blogging secrets : A guide to becoming a pro- blogger.
6. Blogging for Dummies, 4th Edition.
7.Blogging for money : 21 surefire blogging tips that will change your life.
if you can't find them, let me know

dicksonadams:
Have anyone notice that no one have been match in MMM for some days now

was matched yesterday. make sure yours isn't MMM Ghana.

in your haste to blog about it, you forget Google is your friend. go and edit your fake right up.

1. If an image is burned into your plasma TV screen, turn on static for the entire day. The image will fade away.
2. To resize a photo for Instagram, tilt your phone sideways and take a screenshot of it. It’ll fit perfectly without affecting the quality.
3. If you pause a YouTube video and type “1980” you will have to fight off missiles to protect your video.
4. If you want to access Pandora, Hulu, or Netflix outside the United States, download the Chrome or Firefox extension called Media Hint
5. Your headphones can be used as microphones if you plug them into the mic jack on your computer. This is helpful when recording lectures.
6. You can go on NameChk.com to see every website where your username has been used.
7. You can press “1,” “2,” “3,” etc. to jump 10%, 20%, 30% into the video you’re watching on YouTube.
8. Drop a battery from six inches off the ground. If it bounces once and falls over it’s still good. If it bounces around more than that, it’s dead or on its way out.
9. If YouTube is forcing you to sign in, delete everything after the last “v=” and then change “v=” to “v/”.
10. Cleaning out your Windows computer? Search “size:gigantic” and it’ll display all the files on your computer greater than 128mb.
11. Before going to a suspicious site, Google “safebrowsing website)” to see a ninety-day history of malware attempts on its visitors.
12. Turning the flash off on your cell phone camera can extend your battery life even when you’re not actually using the camera!
13. Instead of hitting backspace multiple times to correct misspelled words, erase the whole word by pressing “Ctrl + backspace.”
14. To make YouTube videos load faster, right click on the video, hit Settings, and move the “local storage” scroll bar all the way to the right.
15. Instead of using the “Ctrl + Alt + Del” function to go to the task manager in Windows, press “Ctrl + Shift + Esc” to open it up right away.

TheSonOfMark:
What was I even thinking trying to make you see the point? It's like getting a stripper to appreciate the significance of carbon dating.


Art comes in many forms. Focus on the message being passed, not the inferred morality.

Funny how we hypocritical lots say nothing about a woman who exposes her mammary glands in public for her youngling to suckle but castigate another one who exposes hers for another reason. Ironic, don't you think? Another one to file away in your memory bank.

I so love this statement.

I'm sorry for banking with you guys. I won't make the mistake again!

this just make my day.
have serious issues with First bank. I never use the account I have with them. I only get 2 text message from them every month.

1. Dear customer, your account has been credited with N5 being interest in your savings account.

this is immediately followed by

2. Dear customer, your account has been debited N20 for SMS alert charge for the month.

Buhari slashes civil servants' salaries weeks before Christmas
Akinyemi Akinrujomu 2 hours ago 30784

– Workers are said to be ‘losing’ as high as 50 per cent of their salaries from cuts by the federal government in November pay

– The workers said they were not notified of the cuts until the last minute just about when their salaries were about to be paid


President Buhari-led federal government has slashed civil servants’ salaries
The Federal government of Nigeria has reportedly drastically reduced the salaries of ALL civil servants in ministries, departments and paratatals for the month of November 2016, Leadership reports.

READ ALSO: APC stakeholders select replacement for Lai Mohammed

Even as prices of goods and services spike to the highest, Leadership reports that the National Agency for Food and Drug Administration and Control (NAFDAC) and the Public Complaint Commission were shut down in November as a result of payment of half salaries in October but many others have joined in November.

It reports that some people were said to have received cuts as high as 50 per cent while others could not even determine how much had been deducted.


The document notifying workers of the salary slash at the eleventh-hour
A staff of Voice of Nigeria (VON) lamented that they only learnt of the salary cut when an internal memo dated Wednesday, November 30, 2016 was made available to them same day.

READ ALSO: GOOD NEWS: As Buhari plans to present budget NASS, NNPC boss makes special vow

The memo addressed by the HOF to all staff, titled: ‘Reduction in November 2016 Salary’ stated that “We received the Payroll report for the Month of November 2016 from IPPIS and observed there is a drastic reduction in the Net Pay of Voice of Nigeria staff.”

Meanwhile, in the hope of getting Nigeria out of recession quickly, President Muhammadu Buhari has reportedly proposed a N7.2trillion budget for 2017.

The president was said to have presented the proposed 2017 Appropriation Bill at the Federal Executive Council (FEC) meeting on Wednesday, November 30 during which it was approved.

https://leadership.ng/news/562047/civil-servants-cry-out-as-fg-slashes-november-salaries

mistake

ceejay80s:
u cant create a 12v DC pressing iron urself, u just have to go to the market and buy one, saw it on konga.ng

/12v-dc-solar-pressing-iron-with-battery-clamp-2994147

u can get it cheaper in alaba international market, not sure if its available at oshodi army arena but u can try there

u can also check somebody has it there for 10k and its about 13k plus on konga

http://kosofe./solar-energy-products/solar-dc-pressing-iron-3480372.html?p=10des_dsa_all&gclid=CjwKEAiAyO_BBRDOgM-K8MGWpmYSJACePQ9CZB5MnrTw7ohm6zxjedp3cORjKYcdqUznJmE9_S0HcxoCmiPw_wcB


dont pay to any bodys acct, go to his shop a buy

thanks a lot. I'm happy its now in Lagos. at a certain time it could only be gotten in kano.

Turks:
Please help

go to the first 3 pages of this thread to learn how to calculate the total load. it will last long, the only issue will be the laptop charger; don't put on the laptop while charging and the setup will last long.

adegoody:
Wailers coming in 3...2...1..

guy, its not wailing, the situation is critical. there is no money anywhere.

over 300 federal government agencies have not received October salary and November salary will not be paid.
when starvation stares you in the face, you have every right to wail..

Turks:
Also, how much did the setup cost you please? Thanks sir.

1. 100ah battery = 20k
2. Smart charger = 8k
3. 1000 watt inverter = 15k
4. rechargeable fans = 15k each
5. portable DVD player = 12k
6. Energy saving bulbs = N400 each

got everything early this year so except the prices to have gone up.

I use to spend 4K each week on fuel to run my generators

timifakay:
I like your analysis. If I may suggest, why not use the fan of your part of the time the inverter is on, and why is the DVD player and Decoder on at d same time?
Nice set up!

I remove the batteries from the rechargeable fans so the fans are not being used and charging the fan batteries at the same time. one fan is charging while the other is being used; when the battery is fully charged, I remove the battery and use the fan while the other fan is charging. the DVD player I mean are those portable players that have a screen and in built battery. I bought one with the largest screen I could find. the audio AV cables from the decorder I connected to a Bluetooth loudspeaker with Line in option. the speakers are quite loud. I also have a 1TB HDD filled with films; when I want to watch that I connect my Wii to the DVD player.

the Gotv is mainly for my wife to watch telemondo.

Turks:
Please how much did you get the used battery?

20k