At point of entry at Heathrow airport is pof usually checked at random someone said they usually ask people to log into their bank app to check their bank account balance how true is this just asking ?
AskGod07: I disagreed with your analysis about Opening balance lilyflow, because many people are gotten their visa with low opening balance. As at the time you haven’t apply for a visa you can spend your savings for house projects, solving family problem. At times this so called ECO do complained about large amount as Opening balance.
But when you are ready to apply for a visa you can use substantial amount as a opening balance, and build your 6 month statement account to correlate with your monthly salary and your monthly expenses.
Note: If Eco notices some discrepancies in your bank account that is when they will start defining different things in your bank account.
Take note. All the things I listed were the problems. Sudden drop in monthly expenses is a red flag that will make the ECO look at other things. Trust me, my calculations are right based on his own answers. However, the opening balance of 500k wouldn't have been an issue if he had explained his monthly spend properly. Mind you, the issue here is not low or high opening balance. The issue is his answer to the question which is not in accordance with the calculations.
27autumn: Hello All, I have an appointment for 1pm tomorrow at VI. What's the best time to get there? And is it advisable to drive down or just take Bolt?
If you can get there by 12:30 that's fine. You can drive if you want to. They have parking space in the premises. You might be charged 2k to use it. That is what I was charged.
djbaju: Thanks for the contributions so far, amount declared as spending is 100k, I will attach a copy of the bank statement, first, the Eco claimed I had only 5 salary credits if you count you will see 6, i ticked the salaries with pink, secondly, he said there was a deposit on 02/06/2022, whereas I didn't submit a statement for the month of June, maybe he asked from the bank, even if he did I don't have a deposit on that day mentioned. I think he was complaining about my opening balance i don't think that should be his problem if I had 500k I might decide to save some of my salaries and also decide to spend some and save 500k like it was.
The only error I can find on the account is on the 14th of July someone credited and debited my account within 2 mins I believe it was a transaction done by mistake by the bank and I address it on my cover letter.
Now if you look at the credits there is no other credit aside from interest from the bank and the above-mentioned.
There is a lot of problem with your account statement and declaration. Your opening balance is not consistent with what you have declared as your monthly spend. Your opening balance means the total money you have in your account as of the time of the statement. So it means from January to July you only saved up 501k meanwhile you say you spend only 100k monthly. If that is the case, your opening balance should be 350k multiplied by 6 months which is 2.1m minus interest. So, if you have 501k it means for the first 6 months of the year, you spent over 100k per month.
Now let's go to your monthly spend for the 6 months in review. You spent less than 100k per month. This makes it obvious that you kind of worked on your account to reflect what it is reflecting. How did your monthly spend suddenly drop so low compared to earlier in the year where you either completely exhausted your salary each month or spent more than 300k.
Now to your salary. Yes your statement of account only shows 5 months salary taking into consideration that your salary comes in on the 1st of each month. So, the salary paid on the 1st of July is salary for June, that of Aug is for July and so on. Except you are saying your employer pays you each month even before you do the work. Lol. Your sixth month salary would have been on the 1st of January.
Thanks, I was asking just for enlightenment. My situation does not fit into this Lithuania thing Lol. I am not even trying to japa. Just wanted to visit the UK purely for business purposes. Thanks again.
babylawyr: Sorry to hear this. I was rooting for you.
I know. Thanks so much. I am reapplying right away and I am making a case for myself. I won't be insulted by these people! I will post my timeline and the reason for refusal which wasn't fair.
hunee: In December, i had a post extract here from Rishi Sunak's meetings in the house. Part of what i proposed was to tell people to take it easy on Uk visitors visa. The department is controlled by Asians and Red Indians. What would anyone expect? They are already implementing their iron hand on immigrants by blocking the number of visits.
Above all, my personal opinion about a system and how it works, stays with me. If you are ok with continous re trails, because i see some post about people saying they want to reapply immediately, do it with caution. Alot of resources come into play in all of these processes.
Alright. so i am not going to be diverting any one to schengen visa applications because the thread remains a strictly UK thread.. but has anyone heard of lithuania business Type D visa? Seems like some headway. Do your own research!
Jocabasa, Mrmoney, Advance DNA, I extend my greetings. Lets roll.
Can you shed more light on this? I just got a refusal on my for UK business visa. Quite funny their flimsy reason though. I will share later. It is interesting how people who wants to Japa actually beats the system/ their so called scrutiny while those of us who are being honest get refused.
jeslom: Hi what can I do . I can’t find date in tls contact and I intend to pay the 44000 for walk in but I still can’t find appointment date what can I do . Biko anybody experienced help
Can I upload a document to correct wrong upload after submitting in TLS using self service? I want to be sure if I can pay for assisted service to correct these errors.
isaac1885: Helo Team, Please request your help to clarify this concern. Someone is chasing one employment in uk and this require that Transcript needs to be verified. She login to her school online platform to request for this but she saw that they have two option. which are personal and official copy. In additional they mentioned that official can only be send to an organization or school. Which of the copy do you thnik she need to send to Enic and through which medium?
Oluwaloniglory7: Thanks very much geolan, I already have dom card but I wanted to do my home work on feeding and transportation will cost me per day, so that I can know my proposed budget for my trip cost?
Any idea what I can Est. for feeding and transportation per day for 8 days vacation.
£15 per day for transportation and 40 to £50 for food should suffice
Mallamkettle: Please can dependants do walk in with main applicant because our dates are different for skill worker visa
Someone please help. I chose assisted service for the uploading of my documents. Will I need charged separately for the scanning when I get there? While I added the assisted service, I noticed it was repeated twice in the breakdown in my cart which doubled the amount. No matter how I tried to remove and add it back, it came back the same way so I had to pay. Do I ask for a refund for one?
Lastly I need to submit company's statement of account and it is over 125 pages. How do I go about it?
I struggled with this as well. When I spoke to my company's travel consultant, they said to upload the invitation letter and letter of introduction from my company. So that's what I plan to do. What are your thoughts?
That's what I was told too but I intend on researching further on it. I will update you of I get anything different. By the way I was able to ammend my appointment to 4th Jan just this morning but I had to upgrade to premium lounge to get that. My husband's appointment was for 11th and I was able to ammend to 4th too but I noticed he had the option of 3rd too as well as Flexi. I guess it is because he was already on Premium.
babylawyr: I picked 11th Jan, that was the earliest date available.
I applied for a business visa, I am not going to the UK for school. Good luck.
Hello, i also applied for business visa. One of the documents I got on my checklist is for my sponsor (company) to provide evidence that they won't be in breach of government law by sponsoring me. We are not sure what kind of evidence specifically is requested here. Any thoughts?
Hi, it's very likely flexi appointment could be the reason you are not getting dates. Flexi appointment means that you can come at anytime during opening hours and they are limited slots, perhaps all the slots are taken.
Thanks. I finally got a date for 11th but I had to remove Flexi from my cart. I noticed it was the Flexi because I had same issues when I was trying to do mine on the 23rd too. I eventually got 6th for myself when I removed Flexi so I had to do same for my husband. I have a question though. Can I walk in without booking Flexi online and go pay for it onsite? Will that be allowed?
babylawyr: Anyone interested in booking Priority services... its now available in VI. For biometrics, the earliest date is 11th Jan 2023 as at this morning.
I have been on it but can't get a date. I am also trying to book a flexi appointment. Could that be the reason I am not getting a date? Please help.
Can someone help please. If I am applying for priority visa, do I pay separately for the visa application and separately for the priority fee or does the £250 cover for all. I did pay separately and I am wondering if I need to ask for a refund of the visa fee.
Please help. Is it compulsory I take the TB test if I am applying to be in the UK for just 10 days? The site says " You need the test if you are staying for more than 6 months and if you are a Nigerian.
First of all. I wouldn't advice you to come live in Barbados without PR?? That is one of the roughest play one can play with you , except you are a Caricom citizen, married to a Bajan or have a Barbados PR, dont think about staying here illegally, why?? THE CARIBBEAN countries are islands, less population unlike many part of the world e.g Barbados has a population of about 280k , which is way smaller than my local govt in alimosho, the implication is as an immigrant you will stand out, police dont go about arresting illegals etc except you break the law or your motive is clear before immigration checks you in at the airport. Barbados depend heavily on Importation , so unlike the big guns , there are very industries in Barbados, you can literally count them with you hands, since Barbados is import dependent, she relies heavily on tourism and little little agriculture, so that is enough to finance her economy and employ her citizens, non professional foreigners will have it tough, much more one without a PR. How do you intend to transit to USA from Barbados without a US visa, Barbados doesn't share land border with the United states, they are separated by the Caribbean sea,which is a very large body of water, more. Barbados is located at the far eastern part of the Caribbean, so it's highly impossible to get the America without having a visa . Barbados is expensive e.g average cost of housing (a room ) in Barbados is between $700BDS - $1200BDS (Depending on the location) with is around $350USD-$600USD , Transportation in Barbados is designed to suck your money off .. food?? Make I nor near there... why?? Cos it is designed for tourism and tourists... If you fit do German-German, u go fit still survive, somehow but you will subject yourself to tough work and will be used..lol. Getting Barbados citizenship for "Normal " folks should take 3-5years of stay in Barbados (and clearly you have to be legal).. Ire oo!!
olokings: as a follow up to putting it out there, i will give an expose' to what my profile looked like and how i packaged my application. Long Post alert.
highlights of SOP and tactics for family visa application
start with a good self-introduction: - i prepared a very detailed SOP. this was intentional because i was putting up a family application of myself and 5 accompanying family members, hence what may be usually overlooked at for single applicants / those leaving their family members behind may not necessarily apply to me given i will be subjected to even more scrutiny. I drafted my SOP with a clear table of contents, i wrote it with a title, sub-titles, and bolden+italics for points i needed to highlight of importance. i started my SOP with an introduction to myself as though a typical job interview [name, DOB, educational background, professional certification, career highlights, etc.] framework (it is an interview in a sense isn't it?) stating what my intent (to apply for a TRV [Study Permit], and my dependents' [Spousal Open Work Permit + Study Permit for kids]. I clearly mentioned the school, program, start & end dates with duration in months. (highlighted the attachment of LOA, Tuition Payment [in my case i deliberately paid full tuition because i needed to demonstrate financial stability since someone who is going with accompanying member should have that logically] with tuition payment acknowledgement from my school
To address the following: Why study in Canada? why not study in Nigeria? What are your educational goals? what will be the impact & value of the program you are going for study in your business / employment / future endeavours when you return to Nigeria? what are you job experience / skills gaps / career experience that warrants or establish the need for the study? why the specific university / college chosen? - viewed from the lense of facilities, community, infrastructure, etc. : I further went to add a sub-title where i detailed my employment / carrer profile, an opportunity which i leveraged to deliberately tie the proposed post graduate study to my career progress, highlighting the benefits, value proposition, how acquisition of this additional educational credential will place me above my peer in the office, position me for executive, leadership, and management positions, foster my private professional practice to set up consult after my career (see how i am demonstrating what i will do when i return), how credential & skills documentation a very big differentiator in my office. I specifically highlighted that i have embarked on a post secondary study during the course of my professional career (reemphasizing the value proposition) and how my employer acknowledged the additional qualification (attached the letter) and i was able to participate for further promotion few years later (attached a doc. to this effect). I intentionally mentioned my under grad project and how it positioned me to excel at this current study (further arguing why the study).
Then i moved on to sub-title, "Reason for the Study and Choice of *** school Canada". I started with stating how the program aligns with my professional aspirations, skills i will gain, and the credential will demonstrate experience i have gained in the field for the period i have worked. I stated how the program in the specific school is specially designed for reasons given in the school website, how it resonates with my personal goals. I mentioned that i have sought an unpaid study leave from my employer which was granted (doc attached), how the school is well known for excellence in that course, the community is accommodating and encourage easy transition for international students, learning is experiential, not subject to reccurent strikes and industrial action, cultism et al (see what i did there, why canada & not nigeria), how i prefer to use the opportunity to experience the canadian culture, landscape and serenity which i have researched on the net, as it is a great place for families (see what i did there again?, tactically introducing why travelling with family), mentioned passively that i looked at Europe and west africa, however, based on personal reason (some of which i had mentioned) i prefer to pursue the study in *** school, in *** province, in canada. I also mentioned how the changes ongoing in the industry here in Nigeria warrants talents to upskills and develop further in other to be resilient et al... grammar grammar grammer but you get the gist. i went on to detail the duration, course highlights and how i look forward to excelling with accelerated learning during the study to ensure that i finish with good grades, and on time in order for me and my family to return on **** date back and resume my employment and private freelance practice at home in Nigeria (see what i did there again?)
Now onto the biggest issue, to address What are your home ties? why are you travelling with the family for the study period?- viewed from the lense of Family, Economy, Financial, career prospects, etc. - i sub-titled "Reason for travel with family for study at *** school, province, *** canada: i introduced my spouse, how long we were partners (doc attached), how we are very close and depend on one another for everything (see what i did here, setting the floor why i cannot be without her), highlighted various endeavours we have embarked on together as partners, both academically, professionally, and socially. gave some reasons here and there what we have done to ensure a stable and single unit family, mentioned / introduced our kids all 4 of them, mentioned our property (just one) which we developed together (added property valuation report), and how we love our home. highlighted that we are fully commited to co-parenting, maintaining a single functional family unity for the development of the kids psychologically, emotionally, mentally, academically, etc. because young ones are super impressionable hence we cannot leave them with anyone other than ourselves to raise (see what i did there again, we must do it together & can give them to any one else, appealing to the human nature of the VO tactically). talked about the personal aspiration of my partner. specifically mentioned that i need my family to be physically present with me during the study for emotional support, will provide my partner the opportunity to further pursue her personal goals of self achievement since she will be working whether paid / unpaid to practice skills in a flexible schedule, and i will be happy enough to perform exceptional well academmically (see the idea there now?). i mentioned that i have research *** province, and looked up schools there which fit my kids' educational needs, afterwhich i contacted one and notified them of my intent (attached communique docs, kids passed term results, etc.) and they are ready to accept my kids as soon as we land.
Now, because, my third child (only) was birthed in the US, i mentioned that on *** date, i embarked on family vacation where we had our child (introduced him) in the states, and as a family tradition of witnessing all my kid's birthing, i was present with the siblings. however i highlighted that we ensured that the birthing process was self-pay and in order to ensure that we are not financially indebted to the US govt. we acquired all zero balance receipts for all aspects of the medical procedures (attached everything!!!) after which we returned to Nigeria as soon as the child was cleared for international travel (see what i did there to demonstrate authenticity of return). I further stated that, since i am the primary provider for the family, it will be counterproductive to leave them behind and be sending funds when i am a student with limited working hours myself, hence my resolve to travel with them. I also mentioned that during our stay, the whole family shall be covered by comprehensive insurance to the tune of $****** (attached each persons insure cert), hence we shall not be a burden to the canadian or provincial govt. during the **** months before we return back to nigeria (by now you are seeing the tactics).
in a sub "head proof of home ties" note the flags - i argued that i am employed with **** for *** no. of years (to demonstrate stability), stated my gross annual earnings converted in $CAD which are backed up by paystubs, mentioned the future financial prospects when i return as per promotion at my place of work, stated that my employer although granted me study without pay there is a 100% reabsorbtion rate for study leave returnees, mentioned that i still have over 20yrs of career growth ahead of me hence the motivation to return and continue to climb up the corporate leadership ladder. i also mentioned my financial indebtedness to my bank where i recieve my salaries and how i need to return and reactivate my salaries in order to close out my indebtedness and enjoy my full gratuity and pension when i eventually retire. mentioned when i can access my pension, the physical requirements to process my gratuity (mentioned the amounts), my life insurance (mentioned the amount) which can only kick in if i pass in service and how this secures my family (see the tactic there again, reiterating family commitment). mentioned our jointly built home with value in $CAD. Mentioned my aged mother, & in-laws whom i support financially from time to time whilst specifically highlighting the medical conditions that required routine check up and treatments. mentioned my freelance business practice which just kicked up and how it can grow further with adequate skills documentation, mentioned my professional certifications, small businesses that my partner runs etc.
then i wrapped up with saying how the whole duration for the post study program is one big family vacation & bonding time which will create lasting memories for the kids and my partner which is one of my personal goals after we return on **** date back to Nigeria, hence i have made $CAD****** available for the period to cover tuition and living expenses whether partner works or not (see the closing there right?)
what is your travel history (if your have)? - mention all visa denials with reasons, give one liners to the why you made those travels to demonstrate that you are mostly intentional in all of your ventures. - i talked about all the little little family trips we have taken, both intra&international, even the small ones in my community corner where we have our home (all to demonstrate that we move together and not always without - further burtressing the single family unit mindset). attached each family member travel visa history pages. i mentioned the two denials we have had specifically France in 2014, and USA in 2021 when we wanted to birth our last (4th) child [i was intentional with this because we were interview for medical tourism and denied based on eligibility not met, so if i am not upfront with this, and during info sharing, USA agency flags this, i may be seen as misrepresenting / lieing, so be tactful].
Now onto the mother of them all---- what is your proof of means of financial support (POF)? - state amounts to show tuition + living expense (for full duration of program) + miscelleanous expense + buffer + flight ticket (return). mention any and all spikes in your transactions (lump sums), mention any loan obligations shown as deductions in your accounts (you can even use them as home ties) --- I started with stating that i and my wife will be co-sponsoring this initiative and attached our ONE YEAR bank statements (MBS). stated the source of funds as salary, consulting commissions, partner's sales income, employee emoluments, and other personal excesses. Explained every LUMP SUM (excess of N1m creditted into the account, even employer payments) with verifiable evidences and refernce. Now you need to note that the whole money used for POF was credited into the account exactly 9 days before i submitted my application, and the account was less than N100K worth before then. so what did i do, i didnt pay my tuition from my account, instead i took a loan from a lender, had them pay the money into a colleagues account, and have him process Form A to pay my full tuition for me. I added the tuition receipt and included the cost in my PoF. then, i had a couple of projects i was developing for my employer which they paid to me, (altough that money was to be expended to other team beneficiary by me) i held the money for 3 weeks after applying then disbursed. by the time i disbursed, the account went back to less than N4m which i further disbursed into my crypto wallet. And yes, i used my crypto wallet value as part of my PoF. i simply screenshot my crypto portfolio, my profile page, trade history, crypto platform's email confirmation of trades, email confirmation of credit & debit alerts into & out of my personal account based on crypto trade. Then i prepared a table showing our financial plan for the *** period of stay in *** province, in canada i started with stating how much our total PoF is $CAD85,000.00 required for all 6 of us. aspects of the table includes; program tuition, one year cost of living, extra months remaining cost of living, miscellaneous, flight tickets (return). total the full expense costs. Added a line for amounts paid (tuition), and calculated the outstanding expendition. Added a line for Cash in Bank (PoF) in $CAD, and another line for guaranteed future receipts/income, and another line for fund reserves based on digital crypto wallet in $CAD. i quoted this because i didnt want it to be that we are spending the whole of our life savings on study trip. I added a remarks under the table that i converted the Naira to $CAD at CBN rate, but i converted monies in the Dorm accounts to Naira at prevailing black market rates of US$1 - N580 because using this rates will boost the monies. Then i closed up by saying that the amounts will enable my whole famliy to comfortably live in *** province even if my partner and i didnt work, considering also the fact that i have paid my full tuition (with attached receipt) for the program.
I further added a sub-title were i use bullet points to explained each lump sumps for the one year period, and clarified all my funding sources.
i added a sub-title where i listed all documents attached to the application as categorised.
then i went on to Criminality Background Check, Conclusion, and Prayer: - i stated that during the stay in canada, i and my family will be at ***** province, for ** months starting from *** data to *** date after which we will return to Nigeria on *** specific date to resume my active service with my employer while my partner will return to ***** her personal engagements.
i highlighted that i have a clean record in my home country and place of employ for *** years, and fully commit to conducting myself ethically wherever i am. i further made a commitment statement that i and my family will blah blah blah during our stay and maintain the scope limits of the visas if granted, as well maintain / adhere to any & all governing laws + regulations of canada.
signed my prayers.
PS: also included is letter of sponsorship from my partner to me stating her commitment to co-sponsor this endeavour financially during our stay in the province. i also gave her a co-sponsorship letter doing the same thing in her Letter of Purpose.
caveat: Ayam not a guru / agent / SOP writter / Review. so i will prefer any and all kweshiuns be put up here so the family can collectively attend to it.
na work i no get make me type this epistle as i dey wait make class time reach. lazy man sitdon dey look NL. lol
Travel / Re: General UK Visa Enquiries - Part 5 by lilyflow: 6:31am On Jan 11, 2023 