₦airaland Forum

obeheeberry:
pls send me PWC past questions. Thanks
oebhohimen@yahoo.com

Pls do forward to luvility@yahoo.com

Risk may be seen by a lay man as nothing especially in Africawhere people are not enlighten about the risk inherent in our community and continent. Such risk ranges from natural disaster, epidemic and contagious diseases, drought, famine to mention but a few. Poor people in countries prone to the aforementioned tend to be hit the hardest by risks because the resources they have to manage risks are often small or non-existent. According to reports from World Developmemt Report (WDR), more people die from drought in Africa than any other natural hazard whereas virtually no one has died from drought in developed countries in the past four decades. Without improved risk management, the fight to end poverty will be even more elusive, says the WDR.Risk management is seen as a very powerful tool for development and has the potential to bring about security andfuture prosperity to people in the developing world.Disaster risk management implies addressing the underlying social, economic and environmental vulnerabilities and thereby reduce the probability of a disaster occurring. In an ideal world preventive measures would make disaster relief efforts obsolete, but realistically they complement relief efforts, minimizing disaster impacts and therefore the human and economic cost of disasters.Natural disasters are particularly challenging in the developing world where the humanitarian impact is often devastating.Disaster risk management tries to address hazard risks as an integral part of development especially in developing counties.Effective risk management approaches can not onlyprotect the poor – they can also unlock opportunities for better development outcomes. Farmers in Ghana and India for example, have rainfall insurance which has increased theirinvestments in fertilizer, seeds, and other inputs. Also during the outbreak of Ebola Fever in Africa, countries like Nigeria were able to curb the spread timely due to commitment and readiness of the government. The government and the citizens of disaster prone countries have a lot to do by building up necessary facilities and cooperating with the locals to curb the recurrence of disaster in disaster prone areas.As witnessed with the recent catastrophes in Haiti and Chile, the poorest people are often the most effected and what little they have is often lost. When 80% of your population lives below the poverty line, as is the case in Haiti, the aftermath can be crippling. While the initial press coverage is intense and people’s willingness to provide aid is plentiful, too often these countries and their people are forgotten as the excitement and newness of the catastrophe wears off. For developing countries a natural disaster can set them back years and take a long time to recover.There is need to stress the fact that emergency responses should be stoppedwhen crises occur,risk management should bemore proactive, systematic and be an integrated risk management, like it is said ‘an ounce of prevention is worth a pound of cure’. For example, in the past, in Nigeria, Lassa fever occurs yearly, and the death toll always on the high.This may be due to lack of implementation of a nationwide program to address this along with the introduction of improved forecasting capacity and a relatively simple but effective public alert system.Even when risk management is cost-effective and saves lives,individuals and societies struggle to manage risk due to obstacles and constraints such as lack of information and resources, cognitive and behavioural failures, missing markets and public goods, and unintended social and economic consequences and illiteracy. For instance, simple steps to prevent the spread of diseases, such as washing hands and wearing face masks, are effective but often not implemented. Thus, identifying risks is not enough: the trade-offs and obstacles of risk management must also be identified, prioritized and addressed through public and private action. More public enlighten is needed through means that will get to the local or poor people faster as they are more prone to disaster.Risk management requires shared action and responsibility atdifferent levels of society, from the household to the international community (WDR). While households are the primary source of support, communities can provide informal networks of insurance, and enterprises can help absorb shocks. Similarly the financial system can provide useful risk management tools, states can craft sound regulations and provide direct support, and the international community can offer expertise and pool global resources.While the state should generally strive to lessen uncertainty and reduce risks, it has been argued that it is particularly important to provide the right incentives for people and institutions to do their own planning and preparation. According toWDR Director, Norman Loayza, “To manage risks effectively, there is need to change two things in people’s mindset which are related to individual and social responsibility, that is, moving from dependency to self-reliance, and from isolation to cooperation. Providing the right incentives can contribute in both regards.”
Written by Elumah Lucas for World Bank Group
https://sites.google.com/site/elumahlucas/classroom-news?_e_pi_=7%2CPAGE_ID10%2C8112546388
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Miracle4Sure:
From ojodu berger to jkk building....Which way please

Link ursef to Yaba / Ojuelegba, n follows directions already given. cheers

shegzy2009:
please help me forward it here; olusegunisola2009@gmail.com thanks in anticipation

Pls I need it before Saturday.. luvility@yahoo.com

saw it late..I'm an expert in the use of SPSS and eView. however, subsequently we can work together.

phemmyB:
pls kindly send the questions and answers to my email too..... jossy4all007@yahoo.com

Pls I also need the past questions , my test is scheduled for 18 Jan 2016. luvility@yahoo.com

Bro, I'm a Banking and Finance graduate, NIM isn't a bad attempt, u can give a trial, but Pls consider taking CIBN, it widens ur horizon. ICAN or ACCA can be done to cos it gives u an edge over oda. Don't be discouraged.

How did u guys went with the forms, thought it's through a nominating agency

In Kogi, their certificate was issued on Monday after enof threat

After qualifying by passing the final paper of CIBN, den u become an associate i.e ACIB

juddexy2:
mine was da opposite.. All the best!

The hustle continues bro... They already sent me a panel interview invite....wat should I b expecting?? Pls those that av scaled that stage should enlighten me. and can I reschedule the appointment??

juddexy2:
I haven't heard from them.u know if anyone has been contacted?

Got a success mail this am. They zd dey will contact soon.

Have anyone got a success mail, I mean those that wrote the aptitude test on 19th of August at Dragnet in Apapa?

emmasege:
The best university in Nigeria will always alternate between OAU & UI
going by their tradition and antecedents which they still struggle to keep up till now, in spite of all odds. And I wonder why some UNILORIN folks will always compare their school with OAU, UI, UNILAG. I know UNILORIN very well & it's not by any standard in the class of OAU, UI, INILAG.

if the universities u mentioned are competiting with universities established in recent times, den it's a doom for dem..Dey should check foreign sch that was created wen UI and others were also established

Drsheddy:
Kogi State University is one of the best University in Nigeria Go and find out

funniest joke of the day

Dharniel:
sent...

Dharniel:
sent...

Hav not received any mail pls..luvility@yahoo.com
Really appreciate

Dharniel:
i've sent the ones i have, take your time with them...

Kindly send to me on luvility@yahoo.com, my test is August 19 at apapa

Contacted Nysc via twitter and dre response was dt dey wanna verify it n we should hold on

Such humans are not needed in d society, if he can do that to his wife...the same private part wey e dey put his joystick....too badt

You can't skip a question and come back, Just did mine tooo...Just get a good dictionary beside u, n someone should be checking it for u. That Verbal no easy at all

debt everywhere

I think it's GNLD, got same msg.

The Founder of Afe Babalola University, Ado-Ekiti, Chief Afe
Babalola (SAN), has said defect in the nation’s education
system is responsible for the neglect of the agricultural sector.
Babalola, who traced the decline in the Nigerian agriculture
sector to the discovery of petroleum in the 1960s, said it was
regrettable that Nigerian youths were now being trained to seek
employment opportunities in other areas apart from in the agric
sector.
The legal icon, however, noted that if well embraced, agriculture
had the potential of not only eliminating scarcity of food but
also poverty.
Babalola spoke at the opening of the Agricultural Week of the
Afe Babalola University in Ado Ekiti.
He said, “Everywhere in the world, throughout the ages, the
place and import of agriculture have always been on the front
burner of national priority. And this is not for nothing, as
agriculture does not only provide food, employment and
security, it also reduces the prevalence of poverty, promotes
self-sufficiency and reduction in crime rate.
“But our educational system, right from elementary school up to
the university level, has neglected agriculture, relying only on oil,
thereby giving birth to high rate of unemployment.”
Babalola, who made a case for youth orientation towards
agriculture, said it was also capable of reducing the rate of
restlessness and crime among the youth.
“After all, a man, who has nothing to eat or feed his family with,
may not find it difficult to lapse into petty larceny to make ends
meet. After all, a hungry man is an angry man,” he said.
He added that a positive change of attitude towards farming
would afford the citizens access to fresh food items.
He said, “Apart from according man the opportunity to eat fresh
food, agriculture allows man to stay close to nature. The
excitement that accompanies planting maize, for instance, and
seeing it germinate, tassel and eventually matures for you to
harvest is better imagined. It is always a beautiful, fulfilling and
an almost indescribable experience.”

Source: www.punchng.com/news/decline-in-education-responsible-for-neglect-of-agric-afe/:

Pls, need to know how one can apply for next year. what's the requirement.

Pls help check, Elumah Lucas

Eratosthenes:
Which way would your twin sister tell me leads to village A? Whatever the answer is, I would go through the alternative.

very correct

What's would ur sister say is d road dat lead to d village...that's d question to ask. Already done d question online..