₦airaland Forum

Madam, did you try to resolve this issue via all their e-channels before bringing your personal matter to disturb us on Nairaland?

I am sure they sent you an SMS or email to change the pick up branch to whichever Branch was closest to you. You could have done that and save us the stress of having to read your long epistle.

Abeg request for your card to be transferred via their internet banking and save us the drama. Next time bring more pressing matters to this forum and not something this frivolous.

Babygiwa:
So last week, I noticed that the expiry date of my Guaranty Trust Bank (GTB) ATM Card is 09/18 meaning it will expire September (this month) so I went over to their branch at Oke-Ileowo/Kuto in Abeokuta hoping to get a new one or place an order for a new one so as not to be blind-sighted.

I was on the queue when one of their staff asked me what I needed, I explained to her and she told me that I can’t place an order for a new one until the old one expired or at least until the middle of September and in any case, I will receive an alert from the bank telling me it has been renewed and then I can order for it so I left thinking it was all good.

Fast forward to earlier this week, I got an alert from GTBank telling me that my ATM has been automatically renewed and I should come over to their Oregun branch to pick it up. Note that I have never been to that branch as I opened the account on the road via a marketer and later took my personal documents to another branch to regularize my documentation for the account.

So I went there this morning to get the shock of my life. I was on the queue once again waiting for my turn when a young man apparently a staff since he was wearing a GTBank shirt and had an ID card with the name OLALEKAN. He asked what I wanted and I told him and he said, they have stopped transfer of ATM cards and I will have to cancel the one that was renewed and order for a new one there which will mean I will have to be charged twice.

I stayed on the queue hoping the lady in charge will have better news. It got to my turn only for her (TITILOPE) to tell me the same thing that it is not the bank’s fault but I will have to pay for a new one and then she flippantly added that “Or you can pick up the other one when next you go to Lagos”

Now people, help me out here oo why should I have to pay for an ATM card twice or why can’t I request that my new ATM card be delivered to the branch close to me like sane banks like First, Zenith, Diamond etc? Hmmmm. Maybe this is why some people call them GBT Bank saying this is why they are declaring profits upandan

I disagree with No. 7. I'll tell you for free. Next of kin cannot access your Bank account. Only your registered benefactors with the Bank can. The NOKs are only called upon when the Bank cannot reach the account holder.

Secondly, the next of kin should not be a minor. There is nothing wrong in using your parents as NOK. How does anyone reach a child of 5 years without a phone number or an idea of a real life emergency?

Your Next of Kin should be someone who you are totally convinced can take up responsibility when called upon.

I am an afonja but I visit Abakaliki very often. These pictures only show Abakaliki, Ogoja Road, Presco junction and the likes.

While these is worth commending, I think capacity building should be what Dave Umahi should focus on now. Abakaliki is now a beautiful city no doubt, however, let him focus on the people of Ebonyi state now.

No be beautification alone we go chop.

nurey:
my brother inlaw has used his 6 years plus an 06 the ball joint issue is caused buying fake parts and managing car with bad maintenance

That's the gospel right there. Poor maintenance and procrastination causes the ball joint issue.

jesse8048:
Hmm, traveling by water is for the strong hearted. Most people plying that route don't even care for life jacket.

Trust me, they care but when the desired is not available and they have to get to their communities, they are left with no choice. Some passengers have to buy their own life jacket which costs close to N9,000.

I have been on such ride, and the boat isn't like the one in the picture, its a typical canoe with a car engine. Strong tides can capsize the canoe.

Another side to this is that the community chiefs have deprived/scared away investors who might want to invest in commercializing that route.

It's freaking slow.

EgunMogaji:
I've seen and read about the first picture on many other forums, kind of old news already.

I'm still not convinced that the rims shattered as alleged. It is my opinion, and of others that I trust their automotive opinions, that this was an after effect of a crash. Not the cause.

That being said, "good rims bend, bad rims break".

I was approached by an offline potential client who wanted tires/rim. I quoted N700,000 and I promptly never heard back from him

If you value your life, just stay with your existing factory rims. The factory did extensive testing on them and they are safe. Nothing good comes cheap.

700k for what? How much are the tyres? Are the rims encrusted with diamonds?

MrJames007:
True. But some rides can't shift from park to neutral if the engine isn't running tho. Most drivers are fond of shifting the gear to park instead of neutral while in a hold up, you know.

I disagree. There's a little slot besides the gear. Once you get the lid off and insert the car key inside the slot, you would be able to change the gear without the car being on.

I use neutral everyday esp in traffic. The journey between D and P is too far. I just place it in Neutral and apply my handbrakes.

MD45:
You just snap picture of box abi. Open the bad engine and snap the picture

Murano wey be problematic car already con get bad engine.

Rhozabeth:
Bro, the moment u change the engine oil of a tokunbo car, the probability that the check engine light will permanently come on is almost 100%! You will of course do well by scanning the engine! Won't require much stress to interprete the codes! Buy I will also advise the the buyer runs one the scanner is showing too many issues to deal with!

I don't agree with you. I bought a Toks 2007 Honda Accord 2 years ago and up till now, the engine check light has only come on once (while I was driving from PH to Lagos) which I fixed with my car scanner. I also helped my neighbour fix his O2 sensor issue last year and he has changed his engine oil and no check light has returned since then.

It is just a matter of the owner wanting a clean dashboard. I hate that light with a passion.

uvalued:
Sure but I think buying from bankers who mostly use it to transport themselves to office will be good start and some women who treat their cars like babes to their chest

Women? Hahaha. Women that dont know how to check if the engine oil is low or the water level in the radiator. Once a woman's car breaks down, her husband must come and carry that car.

The car in the video has the engine check light on. The presenter didn't talk about that. For me, that's a deal breaker. Though, I'll go with my car scanner but nah.. I no get strength for those error codes.

UC browser is useless. I can't view threads with pictures on nairaland with it. So annoying

Nigerians don't bother about engine check light. They would tell you it's normal. I don't just get it. It's better to nip the problem in the bud than let it escalate and spend more. A stitch in time.

fratermathy:
And we are still waiting to see the forced immunisation from the photo. Who is being forced in the photo? From what I see, parents are bringing their children VOLUNTARILY. A school was not invaded for forceful immunisation to take place.

That's not the point here. Some mod said we should show him a picture of the military conducting a medical outreach, hence the reason for the post.

fratermathy:
Is this a school? Where are the school uniforms? Why are the parents there? Was it not supposed to be a forceful affair?

This looks like a military setup (I can see ONLY one camouflaged personnel even) where immunisation is going on VOLUNTARILY!

Why not click on the link. It would answer all the questions you raised here

Mynd44:
Please show a pictute of a Soldier carrying out any medical outreach in a school and I will send you 100k.

Please I am waiting

Please see attached and also see link to verify. The outreach was done in the community and children were attended to.

http://www.army.mil.ng/6-division-medical-outreach-a-success-story/

ayogabriel:
So, I am currently on a 2 weeks leave. A friend is to bring is car from lagos to ph. Staying at home for a week is getting boring, so I offer to help him bring the car from lagos to ph on Sunday. I ll be leaving ph tomorrow before the sanitation. God is Good motors is my best shot. Op, I ll borrow your thread if you dont mind. Tempted to go to a car park to pick someone coming to ph on Sunday, October 1st. So he or she can take pics and share with you guys.

Please feel free to share.

[quote author=snipesdam post=60827732][/quote]How much do the headlamps (Honda Accord 07) go for?

tosyne2much:
I have also seen a case when a woman in my street broke a dish (plate) on the husband's head during a quarrel and the man was rushed to the hospital. The funniest was that this woman was not remorseful at all as she kept saying she would do more than that

You can imagine. Some feminist would still blame the man. Y did he bend his head? Why didn't he run? Why didn't he eat fufu when growing so that ordinary plate wouldn't be able to break his head? I thought he was a man?

Women are always quick to cry victim.

People saying no matter what a woman does, a man should never hit her have not met mad women.
I've seen a neighbour's wife bring out a kitchen knife after having verbal insults with the husband, and it seemed as though the husband was winning the verbal fight. She brought out the knife to stab the man. Should the man remain calm and keep running to avoid being stabbed? Or beat the devil out of that woman?

Never judge a domestic violence case without hearing from the two parties or experiencing it forehand.

How did you activate the QR code to view on your phone? I need to know so I can prevent my babe from doing same. I await your response.

captainking:
u can use viecar.. Or... Elm.. Pics to follow.. They both work great.. That's what I use.. Need one??

Yes. This is what I use. I got the same one for my neighbor.

I wonder why some folks here are saying Engine Check Light is a normal thing. Once that light comes on my dashboard, it must leave the same day.
Don't you people love a clean dashboard?

seunpinky:
@magicfingers009 @gazzuzz PLS can u recommend a good Bluetooth car scanner to b used On a corolla 2003 model (for personal use)
thanks

Vieca is what I use. Got it from a guy here. Can't remember his moniker. I'll modify this post as soon as I get his moniker.

timifakay:
Nice narrative...
When I saw Tuesday and Choba I started to pity you...
How much banana and groundnuts did you eat in that traffic?

Ha-ha. I also pitied myself. I couldn't go back, I couldn't​go forward. I just dey look the River the analyse wetin no concern me

GAZZUZZ:
before I hit the road, I get plenty tithe, and offering.....

Never come before the men in black, with empty hands.

Exactly my strategy. I had 10 notes of N200. Once the officers stop me and ask for "pure water", I dash them and the seemed quite grateful.

GAZZUZZ:
with the stories I hear from P.H, I don't see me driving in that direction any time soon

Nice one. magicfingers009safe journey on your way back.

Oga Gazzuzz, I was the one who called you that I came to Lagos with my Car and you advised me on what shocks to buy at Ladipo. I also got very nice Tokunbo Michellin Tyres. They could pass for new. Thanks for your help.

freshvine:
For emphasis, it is Mbiama, not Ubiama.

I can't travel alone on a long distance. I usually go to a loading garage and pick a company going my direction.

Thank you for the correction and by the way, I have never seen a lady drive on the highway. You must be one of the few ones.

bravolad:
Wow! Glued to this story till I finished it. It's fun driving a long distance.

Kudos bruh.

Thanks bro

I wish I had taken pictures on this journey, but it was my first time traveling such a long distance (about 626KM) and I wasn't familiar with the route, so I could not afford to lose concentration at any point. The farthest I had travelled was from Port Harcourt to Ikot Ekpene and back. So this was big.

Vehicle: Honda Accord 2007 (iVtec)

Companion: Google Maps on a Samsung Galaxy A5 Phone

The Day before the Journey (Monday)
I took my car for general servicing, changed the engine oil (Toyota Synthetic 5w-20) and oil filter. Bought the oil from a nairalander. Checked the brakes. Then took the car for wheel balancing and alignment. By the time I was done, it was already past 7pm.
Later in the evening, went to withdraw some cash and filled up my tank (the cost was around N8,300) and bought some naija mix tapes to keep me company.

The D- Day (Tuesday)
I did the routine checks on the car around 5:30am. I was set to leave at 6am. However, I had to look for a vulcanizer to gauge my tyres. One of the cons of living in PH, business owners seldom come early. I later found one at about 6:30am. Told him to gauge all tyres to 35psi. I didn't trust the tyres and I had plans of purchasing tyres at Ladipo.

I turned on the navigation on Google Map enroute lagos. "You should reach your destination by 2:45pm. You are on the fastest route despite the usual traffic" She said. I wasn't bothered. All that was on my mind was to reach my destination safe and sound.

When I got to choba, the host community to the University of Port Harcourt, I remember that there used to be a very busy market day at Bayelsa. I wasn't sure if it was a Tuesday or Wednesday. I hoped it was a wednesday. Saw a lot of commuters flagging me because I was the only one in the car. Inasmuch as I wanted company, I have heard a lot of stories and cannot afford to be unwise.
"The Lord be with you all" I said in my mind.

Mbiama
I got to Mbiama, the boundary village between Ahoada and Bayelsa and met the dreaded traffic. I saw some convoys pass, so my hopes were high that the road would be cleared and we would leave in good time. I was wrong. The new mixtape I bought the previous day played from Track 1 to Track 32 more than 5 times and I had not moved an inch from where i did my first mark time. There was no network on my phone, so I had to recline my seat and enjoy the music.
After 2 and a half hours, we were able to get pass the village.

My maximum speed was pegged at 120Km/H because I wasn't familiar with that road and we had to join One-way at some point on the East West Road. The road was very smooth with few vehicles on the road.

I drove pass Patani and Ughelli and admired the adventure of seeing new cities, while my eyes were always checking Google Maps ensuring it was still online. Though the usual "Head Straight for 150KM" voice from the lady inside Google maps made me rest assured that I hadn't gone off-track.

Warri
The tricky part of the journey. Though my neighbor had explained how I would navigate the city with some landmarks, but it seems as though those landmarks disappeared when I got there.
Again, I heard the Google Map lady's voice "Take the first exit at the roundabout" I was almost confused. If she had said turn right, it would have been easier. I trusted my instincts and turned right, waiting for her to reprimand me. Then I heard "Head north for 800M". Phew, it was a sign of relief. I later learnt what she meant about exiting the roundabouts.

Sapele
One heavy rain began to fall and the road was heavily flooded. I couldn't see far so I had to put on my caution light so cars behind would be on alert and reduced my speed to about 40Km/H.
The rain lasted for over 30 minutes and I began to question why I had to do a road trip instead of the usual flight down to Lagos. By the time I got to Benin By Pass, the rain had stopped.

Benin ByPass.
Immediately I got on the bridge, the engine check light came on. WHAT! What kinda devil wants to ruin my journey. My car started jerking when i try to accelerate beyond 100km/h. So i had to stay at 100Km/h. I was getting worried as I stopped enjoying the music blasting from the speakers.
I noticed some guy on the road, flagging me, trying to bring to my attention that something was wrong with my car in front. I ignored. Less than 20 seconds later, another guy was flagging me to point to the same side of my car. I was tempted to pull over especially when the engine check light came on and I wasn't enjoying the car's performance.
Apparently, the driver behind me noticed I wanted to pull over. He quickly overtook me and waved that I should not stop but keep coming.
Immediately, it dawned on me. I remember what my neighbor told me that some criminals would flag you down giving you signs that you have a flat or something. Only for them to rob you afterwards.

Phew, thank God.

All these while, I hadn't taken any break.

Okada
When i got to okada, i decided to park at the junction. It looked very safe. Moreover, I did my youth service in Edo state and Okada was where our NYSC camp was.
After I pulled over, I called bae. Her heart was in her mouth all through. She was excited to hear my voice. I didn't tell her about the error code, because I knew she would have panicked. Then I brought out my bluetooth Car Scanner I bought from a nairalander here. Plugged it, connected it to my Phone and scanned for the error. It brought out an error code "P2647 - Left rocket Arm actuator.." bla bla bla. I didn't have the luxury of time to read about the error. I just flashed the error code away; looked for a coded place to take a pee because I was really pressed and zoomed off.. I began to head for Ore. Till date that error hasn't resurfaced.

Ore
Got to Ore at some minutes before 12. I decided to take a 20 minute break. Got out of the car and my right leg felt partially paralyzed. I started seeing all the "God is Good", "PMT", "Young Shall Grow" drivers as superheroes. Is this what they pass through every other day?
I walked up to one driver and asked him for the NNPC mega station at Ore. He pointed across. I left to buy some oranges for Mama and took another 20 minutes nap in the car.
As I was about to proceed, I changed the CD to Flavour's album "Thankful". In my opinion, best ever travel companion. By the way, I don't understand Igbo but I learnt the lyrics and sang along.

I bumped my head and sang along throughout my journey as other drivers smiled at the way I was dancing and driving. The guy music too sweet.

Bought N3,000 fuel at Ore. Though my tank was barely below half tank by then, but I didn't want stories that touches the heart. I cannot come and be stranded on this journey.
ZOOM.. Heading for Ijebu Ode.

Ijebu Ode
That road is terrible. God will judge some people specially because of that road. I was surprised to see a very gigantic pothole in the middle of a very smooth path of the road. The pothole is large enough to swallow your tyre. After manoeuvring, I saw a peugout who was unfortunate to get it rare leg pulled out as a result of entering that pothole. After seeing that, I reduced my speed to 80Km/H allowing for some overzealous drivers to test their luck or experience with the road. The road got very rough at some point that you would have to keep swerving to avoid major potholes.

Meanwhile, madam Google Map was with me all through and Flavour kept on entertaining me with mad jams.

The road was a bit better when we got to Sagamu. Then the Ibadan Expressway is amazing. Wow! That road is so wide and smooth. Got to Ojota and there i decided to disobey google map. I thought I knew Lagos better than Google Map. I later found out I was a novice.
I got into Lagos at about some minutes after 4pm.

It was an eventful journey.

LEARNING POINTS
1. Never eat too much before embarking on a journey. It is better to snack on biscuits or fruits, something light in Falz's voice. Though I didn't feel hungry maybe cause of the excitement.
2. Always ensure you have enough water inside your windshield washer reservoir. Trust me, you would need to clean your windshield every now and then.
3. Be extremely certain that the vehicle in front of you is aware that you intend to overtake as this is most times the cause of accidents on the highway.
4. Be sure you would be in front of the vehicle you are overtaking before the oncoming vehicle gets close (especially when overtaking on One-Way)
5. Be courteous to police officers on the highway. Being rude would only make them waste your time. Also note that the more the checkpoints, the fewer the robbery incidents on that road.
6. Ensure you have the basic car kits in the case of any emergency.
7. Do not engage in a car race with another car. It could be tempting but it really isn't worth it.
8. Google maps is amazing. Even when you miss a turn, it would help you get back on track! The kinda teacher that does not scream at you for doing the wrong thing, but encourages you to get it right.
9. Never go to or through Bayelsa on a Tuesday. Except you want to buy farm produce. If not, you might dislike the journey.

My next Trip would definitely be with a lot of pictures and maybe a video.

A man who you would think his wife is the deputy governor. There's no billboard where u wud see the picture of the deputy governor. Such a shame

This is the daftest post today. If I explain why it is daft, I probably would become stupid too.

Franco93:
SHINA PETERS VS JIM OVIA

In 1990, Shina Peters built a house with N20 million naira; the same year Jim Ovia started Zenith Bank with the same amount.

Today, you and I don't have a room in Shina's house but I have an account in Jim's bank and probably you do too.

Shina's house was built in Iju Lagos and remains there till date.
Jim's bank started in a corner and now has over 500 branches in Nigeria, and many international branches.

Millions upon millions transact business in Jim's bank daily.
Shina's house is becoming dilapidated...in 2015, he SPENT more money to renovate the house and bought a Nissan Pathfinder with N10 million...additional liability, while in the same 2015, Jim's bank MADE a profit of N105.7 billion.

Today, Zenith Bank is the largest bank in Nigeria, while Shina Peter might be ashamed to live in his house now.

This is the difference between Assets and Liability. If you buy a car for N20 million today, in 20 years time, you will be ashamed to drive it. On the other hand, if you invest that same amount in a lucrative business or in an asset, It may be worth billions in 20 years. ( Jim Ovia is now worth $980 million dollars, with the official dollar rate of N320, that means he is worth N313 BILLION NAIRA because of an investment of N20 million).

Spend the little money you have today wisely. Some people driving expensive cars today, are not aware that they are driving their future and the future of their children. Some people carrying iphone7 today, may not be aware that they are carrying their future.

When you are young, don't spend money. Invest it.
Every penny in your hand is like a seed, you can decide to eat it, or sow it. When you sow it, it will bear much more seeds later in future.

Let's be wise.