₦airaland Forum

Welcome, Guest: Register • Login • With Google • Trending • Recent • New

Stats: 3,344,162 members, 8,510,465 topics. Date: Friday, 30 October 2026 at 12:42 PM

Toggle theme

Malali's Posts

Nairaland Forum › Malali's Profile › Malali's Posts

1 2 3 4 5 6 7 8 9 10 11 12 (of 197 pages)

Politics › Re: FG Cancels $717 Million World Bank Power Loan Amid Blackouts by malali: 10:43am On May 26
No matter how long this administration takes.

This government will be answerable for these loans.

People will go to court and stand in front of Nigerians and explain how the monies were spent.

This is not the Nigeria of before, people have lost lives due to lack of basic amenities and insecurity

Yet, everyday we hear about loans in billions of dollars.

Loans that Nigerians will have to pay back with our commonwealth.
Politics › Re: Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 10:39am On May 26
Lithiumite:
Whats wrong with building road from sokoto to badagry? America that is owing $34tr,whats their debt being used for,wage war on Iran i guess undecided
Why is loans the only thing you want to compare with America ?
Can you compare the free education till university for all citizens and resident ?
Can you compare the medicaid and medicare for all citizens after 65 years old ?
Can you compare a functional hospital in every 20 mile radius in the whole country ?
Can you compare over 100 years of no power failure ?

Everytime we mention these horrendous loans this administration is collecting you start mentioning America. You think Nigerians are ignorant ?
Politics › Re: Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 10:32am On May 26
Flangelo12:
Get some education, boy.


No, emergency care is not free in the United States. While hospitals are legally required to stabilize you in a life-threatening situation regardless of your ability to pay, you will be billed for the services afterward.

Key Facts About Emergency Care:Federal Law (EMTALA):
Under the Emergency Medical Treatment and Labor Act, U.S. hospitals must evaluate and stabilize you during an emergency, even if you are uninsured or cannot pay.

The Billing Reality: Once you are stabilized, you will receive a bill for the care, tests, and hospitalization. Out-of-pocket costs can be extremely high without insurance.

Ambulance Rides: Ambulance services are separate from hospital bills and are frequently costly.
You are welcome, I am always happy to educate your type.
Politics › Re: Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 9:13am On May 26
Flangelo12:
Us does not have free emergency healthcare
Let me educate you. Go and read up on EMTALA.
Its a constitutional right of anyone in the USA, whether immigrant,citizen or illegal alien to get free and immediate healthcare at the point of need.
Please do your research, its embarrassing when you say things you are not well versed on with so much confidence.
Business › Re: S&P: Dangote Refinery, Export Growth Driving Nigeria’s Economic Resurgence by malali: 5:27am On May 26
IPO are private investors cashing out.

Make sure you are aware that it could drop 50% a short while after IPO and stay there for years.

The Iran war could end 2-3 months after the Dangote Refinery IPO and all the high prices will come down overnight.

Warren Buffet never bought an IPO in his life.....he is 90 years old. He allows the company to run, he then goes through their books, how much are they really making after all expenditures.

Make sure you fully understand this before you purchase the shares. IPO's are not for beginners.
Politics › Re: Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 5:06am On May 26
HacheNoire:
Just $67.8bn.
The whole of Africa’s debt is not even up to half of what the US pays as interest in a year.

US has free education till college
US has free emergency healthcare for all
US has free medicare and medicaid for all above 65years old
US Social security for all citizens upon due retirement
US has a world class defense budget with bases strategically located all over the world
US has infrastructures, health,airports,space programs
US has no starving citizens
US has a functional power grid, with zero power failure in decades
US has and maintains a diversified economy.
Politics › Re: Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 2:20am On May 26
Flangelo12:
68 Billion, and people want to cry.
Mtcheew.
Personal debt in UK is £1.9 trillion.
Personal Debt is

* mortgages (largest component)
* credit cards
* car finance
* student loans
* personal loans

They are all backed by collateral assets:
* houses
* pensions
* income streams
* regulated lending contracts

Nigerian loans are used to buy bulletproof cars for president, governors and build roads from Sokoto to badagry.
Politics › Five African Countries Top World Bank Borrowers, Owing $67.8 Billion by malali(op): 2:08am On May 26
Five African countries rank among the world’s top 10 borrowers from the World Bank’s concessional lending arm, collectively accounting for $67.8 billion in outstanding debt, according to new data on global exposure patterns.

Five African countries are among the world's top 10 borrowers from the World Bank’s concessional lending arm (IDA), together owing $67.8 billion.
IDA provides low-interest or interest-free loans and grants to the poorest countries for development projects like infrastructure, health, and education.
Nigeria, Ethiopia, Tanzania, Kenya, and Ghana are Africa's top IDA borrowers, with Nigeria alone owing $18.5 billion.
African countries account for nearly a third of the total exposure among the top 10 IDA borrowers, reflecting both their growth potential and reliance on concessional finance.

African economies continue to feature prominently in the World Bank’s concessional lending architecture, with new data on International Development Association (IDA) exposure highlighting both their financing dependence and their centrality in global development flows.

The International Development Association (IDA) is the World Bank’s arm that provides low-interest or interest-free loans and grants to the world’s poorest countries.

Its goal is to help these economies fund essential development projects such as infrastructure, health, education, and poverty reduction programs, using long repayment periods and highly concessional terms to ease debt pressure.

According to the IDA's Quarterly Financial Statements dated March 31, 2026 (Unaudited), outstanding exposure under the World Bank’s concessional lending arm reached $230.8 billion across the top 10 borrowing countries, with lending heavily concentrated in a narrow set of emerging and developing economies.

African borrowers feature prominently in this mix, with five countries alone accounting for 29.4% ($67.8 billion) of the top-10 total—representing nearly half of that group’s combined exposure and about one-third of the overall concessional loan book.

Africa’s presence is particularly notable, with five countries which include Nigeria,
Ethiopia, Tanzania, Kenya, and Ghana, ranking among the top 10 global borrowers.

Nigeria leads the continent with $18.5 billion in outstanding IDA exposure, reflecting its persistent infrastructure financing needs and demographic pressures.

Ethiopia follows closely at $14.4 billion, continuing to rely heavily on concessional funding amid ongoing macroeconomic adjustments.

Tanzania and Kenya remain significant borrowers at $14.3 billion and $13.2 billion respectively, while Ghana rounds out Africa’s representation with $7.4 billion.

Taken together, these five African economies account for nearly a third of total exposure among the top 10 borrowers, reinforcing the continent’s dual role as both a high-growth frontier and a major recipient of development finance.

The broader ranking is led by Bangladesh and Pakistan, while India, Vietnam, and Ukraine also feature prominently, reflecting a geographically diverse but highly concentrated lending portfolio.

The concentration of lending within a handful of countries highlights both opportunity and vulnerability in the global development finance system,
where large borrowers shape portfolio risk while also anchoring long-term infrastructure and social investment pipelines.
Source: https://africa.businessinsider.com/local/markets/five-african-countries-feature-in-global-top-10-world-bank-borrowers-collectively/99f6fb3

Business › Re: Experts Say Nigeria’s Next Billion Dollar Revolution May Come From Healthcare by malali:
Solution to Nigeria's healthcare is a very easy fix.
Politics › Re: Tinubu Is A Complete Failure: FG Is Deep In Debt - OBJ (Video) by malali: 8:21am On May 14
Nigerians are suffering and in dire need of well paying jobs, Tinubu is building roads from Sokoto to Badagry.

Economically non viable projects with borrowed loans.

He is insulating himself by asking all the governors to do consensus selection of candidates and promise all the opposition bribe positions in boards and parastatal in the future, that way he can silence state level opposition around the whole country.

Nigeria has borrowed close to a 100 billion dollars in 3 years.No subsidies,oil prices well over budget expectations

While Buhari only borrowed 30 billion dollars 8 years, with covid,poor oil revenue,paying petrol and forex subsidy.
Business › Re: Lagos Govt. Seals Dominion Pizza Over Illegal Discharge Of Untreated Sewage by malali: 8:21pm On May 12
All commercial stores should have a contract with waste management companies.

All estates should have waste management contractors, in their service charge. The local government/Councillor/ward should supervise and enforce adherence.


Keep trying many different tactics, eventually one will work. There are more civilised countries with higher waste products,yet disposal is not a problem.
Health › Re: My Son Has A Rash On His Body And It Has Refused To Clear Out (Picture) by malali: 7:19am On May 11
Its looks like some form of allergic dermatoses

The distribution is whats surprising me, what does he wear or carry that surrounds that circular region of his arm ?

I dont think its fungal, he is young and If he is not immunocompromised, there shouldn't be a fungal dermatoses that impressive on it.

My guess is allergy. You have to find the allergen. It might be bathing soap ? clothes washing soap ? body cream ? There is something touching his skin , the skin doesn't like.


Stop applying any medicinal cream, Just use ordinary baby soap, change the current soap, look for a hypoallergenic soap (A lot of baby soaps are hypoallergenic). Dont use medicated soap, just plain soap.

Then cover it with Vaseline, just plain Vaseline. (If its itchy add 1% hydrocortisone cream,just a pinch to Vaseline).It will go slowly, don't scrape it or peel it, it will make it worse.

Also try and find the allergic substance.
Politics › Re: Nigerian Government Issues Fresh Fuel Import Licenses To Petrol Marketers by malali: 11:21am On May 10
I warned there would be monopolistic tendencies if 1 single individual(Dangote) was allowed to control the energy (Petrol) of a country the size of Nigeria.

There is nowhere in the world this is done.

Issue import licenses to multiple fuel importers, enforce strict guardrails.

Anybody violates any of these guardrails retrieve the license and give it to someone else.

By the time we show violators will be dealt with, we will get fuel at cheapest prices due to healthy competition.
Politics › Re: Defections Hit Apc, Pdp As Lawmakers, Politicians Join Adc, Ndc by malali: 8:25am On May 08
Defections are picking up speed, while some states quietly stall on announcing “consensus candidates” even though decisions are already largely made at the top.

The delay is keeping aspirants in limbo, but the message is clear: those planning to switch camps should move early, before party structures fully lock in their candidates.

Timing, not just ambition, is becoming the deciding factor.
Politics › Re: Senate Rescinds Tenure Restriction For Presiding Officers by malali:
What was illegal under military rule is quietly being normalized again under civilian packaging.

“Consensus” now means a few party insiders and governors deciding for millions of citizens.

“Zoning” Once a party arrangement , is increasingly treated like a constitutional entitlement, where competence becomes secondary to “our turn,” even when governance fails.

And a creeping "one-party dominance", fueled by defections, state influence, and political patronage, weakens the very essence of democracy: credible opposition and accountability.


Put together, it starts looking less like healthy democracy and more like a polished civilian version of the old military era , where leaders were selected, power rotated by elite agreement, and dissenting voices were politically isolated.

Different uniforms. Similar instincts.
That’s why many Nigerians feel echoes of the Abacha/IBB era beneath today’s democratic branding.
Politics › Re: Emeka Ihedioha To Remain In ADC After Obi's Move To NDC by malali: 10:18pm On May 06
Peter Obi runs from tough situation.
If he can not face party tribulations and crisis, how does he intend to handle Nigeria,? Because Nigeria wahala pass ADC problems oooo.
He can only operate in an air-conditioned kitchen. Hot kitchens are not for him.
He has never gone through primary,
APGA gave him free Governorship ticket,
Atiku gave him free VP ticket,
Labour gave free Presidential ticket.
He can not be part of Primary election, reason why he left PDP, reason why he left ADC for another free ticket in NDC.

Peter Obi should just form the free ticket,no primaries Party

Foreign Affairs › Re: Nigerian Arrested By ICE Agents In America- Defended By Mob Action (Photos). by malali(op): 8:30am On May 04
MarketDispatch:
Agbado , Ewa , Garri is waiting for him....if he has good friends, they can help him ship all his owned movable property to Nigeria otherwise it is gone.
You mean like his Sofa and mattress ?
Foreign Affairs › Re: Nigerian Arrested By ICE Agents In America- Defended By Mob Action (Photos). by malali(op):
Its time to fix Nigeria.

Vote wisely and protect your votes.


For those of you that need evidence, Handcuffed on the curb, not even a stretcher in sight, just asphalt and silence. Stripped of dignity before judgment.... Just laid on the ground like a wild animal or road kill.

JAPA wont solve your problems.


Video: https://www.instagram.com/reel/DX8BDpDF0X-/?utm_source=ig_web_copy_link&igsh=NTc4MTIwNjQ2YQ==
Foreign Affairs › Nigerian Arrested By ICE Agents In America- Defended By Mob Action (Photos). by malali(op): 4:43am On May 04
NYC hospital mob was defending illegal migrant with alleged violent, drug past

The anti-ICE mob violently protesting outside a Brooklyn hospital Saturday was rallying in defense of an illegal migrant previously arrested for assault and drug possession, officials told The Post on Sunday.

Chidozie Wilson Okeke of Nigeria entered the US on a tourist visa Aug. 27, 2023, and was supposed to pack up and go back home Feb. 26, 2024 — but instead illegally stayed, a rep for the US Department of Homeland Security told The Post.

Okeke, who was arrested at some point for assault and criminal drug possession, landed on the radar of Immigration and Customs Enforcement officers, who tracked him down Saturday.

“During his arrest, Okeke refused to comply with officers’ lawful commands to exit the vehicle and weaponized his vehicle to attempt to hit ICE officers,” the DHS representative said. “Okeke became physically combative, attempting to punch and elbow ICE officers.

“Our officers followed their training and used the minimum amount of force necessary to make the arrest.”

Okeke claimed he needed medical attention, so the agents brought him to Wyckoff Heights Medical Center in Bushwick to be checked out, DHS said.

There, the illegal migrant refused to comply with staff, “throwing himself to the floor and screaming,” the agency said. He was eventually medically cleared to leave the hospital.

Anti-ICE protesters meanwhile somehow got wind that Okeke was in ICE custody at the hospital, with a mob of about 200 showing up there to try to stop the agents from leaving with Okeke.

The NYPD was called to the scene shortly before 10:30 p.m. to restore order and found the rowdy crowd blocking hospital exits and wreaking havoc in the neighborhood — prompting caught-on-video clashes between the cops and the crowd.

Police arrested nine demonstrators as ICE struggled to get Okeke into an SUV and whisk him off.


“The protesters damaged several ICE vehicles and assaulted ICE officers, resulting in minor injuries to the officers,” the DHS representative said. “Assaulting law enforcement is a felony and crime.”

The protesters arrested included out-of-state agitators from as far off as Wisconsin and New Hampshire.

The mob finally dispersed around 2:45 a.m. Sunday after Okeke was taken away.

“If the NYPD wasn’t there to keep the peace, God knows what these ICE agents would have done,” a law-enforcement source said Sunday.
Source: https://nypost.com/2026/05/03/us-news/nyc-hospital-mob-was-defending-illegal-migrant-with-alleged-violent-drug-past/

Politics › Re: The Issue With Peter Obi - David Hundeyin by malali: 7:32pm On May 03
No primaries,
No party structure,
No politician loyal base,
Just endless online rhetoric.

Peter Obi, just wants automatic ticket.

If you form a political party inside your kitchen today, Peter Obi will join that party as long as you guarantee him the Presidential Ticket.

Politics › Re: Peter Obi & Kwankwaso Arrive NDC National Secretariat (video) by malali: 7:28pm On May 03
Peter Obi, the man who wants to be president without building any party or doing primaries

Politics › Re: Lagos 2027: I Will Serve Lagosians With Integrity And A Clear Sense Of Purpose by malali: 8:04am On Apr 28
I don’t have a stake in any candidate, but the road to 2027 already feels tilted before a single ballot is cast.

There’s a growing sense that Nigeria’s political space is narrowing into a de facto one-party ecosystem. The rise of “consensus candidates,” layered on top of zoning, risks sidelining voter choice in favor of internal arrangements. When outcomes appear pre-negotiated, public trust in the process inevitably erodes.

This is a sharp contrast to the expectations many Nigerians had during the return to civilian rule under Olusegun Obasanjo in 1999, when competitive democracy, not managed succession, was the promise.


Equally important is the economic conversation. Concerns about debt accumulation, fiscal transparency, and how public resources are deployed deserve open, fact-based scrutiny. These issues affect every Nigerian and should be debated without fear or partisanship.

Ultimately, democracy only works when it remains genuinely competitive, transparent, and accountable to the people, not just in theory, but in practice.
Politics › CBN Spends $7.5 Billion To Defend Nigerian Naira In 2025 by malali(op): 5:55am On Apr 12
The naira gained 7.14% in 12 months with $7.53 billion in cumulative forex market intervention in 2025. The amount deployed to defend the local currency outpaced the year-on-year increase in the gross external reserves balance.

Nigeria’s gross external reserves balance surged by $4.618 billion amidst the latest round of Eurobonds inflows, remittances and surge in crude oil output.

MarketForces Africa reported that the first half of 2025 saw a significant outflows from Nigerian financial market due to U.S tariff surge which triggered a move to safe haven.


The Central Bank of Nigeria (CBN) stepped up FX interventions which costs about $5 billion to fund foreign portfolio investors that sought exit from the local market.

At the official window, the naira closed at N1435.75 per dollar, recording 7.14% year on year gain with the authority’s aggressive support. A slew of analysts anticipated that the official rate will close the year at N1450, and at the extreme, spot rate was anticipated to close at N1500.

Nigeria recorded an overall Balance of Payments (BOP) surplus of $4.60 billion in the third quarter of 2025, marking a turnaround from the deficit position in the preceding quarter, according to data released by the CBN.

The improvement was supported by a sustained current account surplus of $3.42 billion, supported by stronger trade performance, resilient remittance inflows, increased financial flows, and continued accretion to external reserves.

The CBN reported that the goods account remained in surplus at $4.94 billion, reflecting higher export earnings during the period.

Crude oil exports rose to $8.45 billion, while exports of refined petroleum products increased by 44 per cent to $2.29 billion, indicating further progress in domestic refining capacity and Nigeria’s gradual transition from a net importer to a net exporter of refined petroleum products.Market Forces Africa premium

Total goods exports stood at $15.24 billion, while imports of refined petroleum products declined by 12.7 per cent, resulting in an improved trade balance.

Workers’ remittances also remained strong, with the secondary income account recording a surplus of $5.50 billion, including $5.24 billion in remittance inflows from Nigerians in the diaspora.

Developments in the financial account further supported the overall BOP outcome, with Nigeria posting a net lending position of $0.32 billion.

Foreign direct investment inflows rose to $0.72 billion, while portfolio investment inflows remained robust at $2.51 billion, reflecting improved investor sentiment and continued non-resident participation in domestic financial instruments.

The country’s external reserves increased to $42.77 billion at end-September 2025, up from $37.81 billion at end-June, thereby strengthening Nigeria’s external buffers.

According to the CBN, the Q3 2025 BOP outcome underscores strengthening external sector fundamentals, firmer investor confidence, and the continued impact of reforms in the foreign exchange market, monetary policy implementation, and the domestic energy sector. Foreign Currency Inflow into Nigerian Market Sinks by 95%


Source: https://dmarketforces.com/cbn-spends-7-5-billion-to-defend-nigerian-naira-in-2025

Politics › Re: Tinubu Appoints GTB Co-Founder Adeola To Lead Petroleum Sector Reform Taskforce by malali:
Good appointment. I have a lot of respect for this gentleman.


My Alma mater always delivers.
Sports › Re: Bahrain And Saudi Arabia Grands Prix To Be Cancelled by malali: 8:13pm On Mar 13
I was at the Bahrain grand prix last year..........it sucks they cancelled this year.

I already bought my tickets.

Music/Radio › Re: Davido Lost 2026 Grammys To Tyla by malali:
Davido Is the Atiku of Grammys.

I think he is slowly going past his prime. If he is not in a collabo with someone else, he cant make a hit song.

Omah lay was his Peter Obi and they still didnt win. You think he can win it alone ?
Foreign Affairs › Re: Spain To Grant Legal Status To Half A Million Undocumented Migrants by malali: 6:26pm On Feb 01
member13:
If time on the land is the only metric, then every border in the world is 'illegitimate' because someone was always there before. But history isn't just a waiting game; it’s about who establishes the lasting institutions, the cities, and the laws that define a civilization. We call it 'America' because of the civilization that was established 400 years ago. To say those who have been here for 20 generations are 'immigrants' because of what happened 10,000 years ago makes the word 'immigrant' meaningless. At some point, a people becomes indigenous to the culture they actually created.

And I believe that you are wrong about the origins of the word "American." The consensus among historians is that "America" is a Latinized version of the Italian explorer Amerigo Vespucci's first name. In 1507, German cartographer Martin Waldseemüller created a map and chose to name the new landmass in honor of Vespucci, who was the first to realize it was a separate continent and not the eastern coast of Asia.
https://en.wikipedia.org/wiki/Amerigo_Vespucci
The fact that one civilization built durable laws and cities on top of another people doesn’t erase how it got that land. If “time on the land” is a weak metric, then “we built good institutions after conquering you” is even weaker as a moral claim. Conquest doesn’t magically turn into consent just because it lasts 400 years.

We call it “America” because a particular state project won, renamed the place, and wrote the laws, not because the prior nations stopped existing or lost their history. Indigenous status isn’t about who’s been here long enough to feel at home; it’s about whose political community was dispossessed and subordinated to another’s.

If we start saying that any group that successfully overwrites another’s culture becomes “indigenous” to what they created, then we’re just rewarding power and erasure. A just society can acknowledge that people born here today are not “immigrants,” while still recognizing that indigenous nations have distinct rights because their sovereignty was taken, not simply out‑voted by time.
Food › Re: Emotional Video Of Children Seeking Food At Event Gets People Talking (Photos/Vi by malali: 10:15pm On Jan 30
Tinubu administration is working

Yahya Bello
Godwin Emelefiele
Diezani
Malami

The monies these 4 people stole and amassed, will educate every Nigerian Child that is out of school, from nursery till they finish university.

Till we are ready to make life very difficult for looters. Nigeria will never move forward. There is not enough deterrence , even for the current looters....who are looting as we speak right now.
Foreign Affairs › Re: Spain To Grant Legal Status To Half A Million Undocumented Migrants by malali: 8:03pm On Jan 30
member13:
Sir, I disagree. I have friends who have been here for over 20 generations. They are no longer immigrants. They are deep in the soil. Their ancestors built the whole city they reside in (in the south) and they have history for centuries. They are the real Americans. No one was called an American before the Europeans got here. They were just tribal folks who hadn't established any sort of country here. Can you deport these so-called "immigrants"? Absolutely not, for they belong here. It is not semantics at all.
You’re mixing up having a modern country with actually belonging to a land. People don’t need a European-style nation with flags and borders to be real or legitimate. Before Europeans arrived, Native people already had their own lands, leaders, rules, trade, alliances, and wars. That’s a society. Calling them “just tribes” uses European standards to dismiss cultures that already worked on their own terms.

And if being somewhere a long time is what makes someone truly belong, then Native people,who lived here for thousands of years,have a stronger claim than anyone whose family arrived a few hundred years ago. The word “American” comes from the land, not from Europe. Europeans didn’t create belonging here; they took over a place that already had people. You can’t change the definition after you arrive and use it to exclude those who were already there.
Foreign Affairs › Re: Taliban Legalises Slavery In New Penal Code;Creates Immunity For Islamic Clerics by malali: 7:10pm On Jan 29
@Seun

Once again using his forum to allow open bashing of muslims and islam.

Thread said Taliban, and all of a sudden every commenter is saying muslims.

Knowing fully well, there are people with cultural beliefs, that have nothing to do with islam but they happen to be muslims.

Not necessarily all Talibans are even muslims.

These dog whistle Islamphobia threads should stop in 2026.
Foreign Affairs › Re: Spain To Grant Legal Status To Half A Million Undocumented Migrants by malali: 7:06pm On Jan 29
member13:
Though I understand your point, it is has a slight error, since his father was not an immigrant. His father was born in New York to immigrant German parents. His mother, who was born in Scotland, was an immigrant. Anyone born in America is not an immigrant.

Semantics.....George Orwell laws.
First amongst equals.

If you are not a native red Indian in America. You are an immigrant.

1 2 3 4 5 6 7 8 9 10 11 12 (of 197 pages)