₦airaland Forum

If everyone knew these facts we’d have less headaches and scam fears. Nice one OctaFX

Point 1 �. I like that this article is real and still relative. Good one

You know what I learnt from this whole forex thing ?read to be informed ! Read read and read. And yeah, ask questions too! Did I leave anything out�

Forex really is the future and the earlier people get educated and join the band wagon the better! Imagine a whole 41.9% of respondents on the survey has fallen prey to fraudsters! Good to see OctaFX doing the lord's work with their church mind

Noted for when I withdraw my savings from FairSave. That’s even if I don’t withdraw tonight cos now I want chicken, and yes I can withdraw my savings whenever I want from my FairSave account.

This is a very unfortunate event, I’m sure she had plans for the money. She should try saving with more reliable platforms, FairSave is one of them.

Not nice, but I doubt if there’s going to be a refund. Thank God I didn’t think of going sha, my money is chilling in my FairSave account.

I’m using fair money to avoid problems like this sha. 1million in this economy? I’m sure my money is safe with fairmoney and my savings with fairsave.

Ehen Apple Macbook for real? Lemme go and download oya odds. This Xend finance make sense o

temiregiddy:
VALENTINE GIVEAWAY ALERT �!!

Xend Finance - Africa's First Crypto Bank, is an app that allows users save in dollars and earn up to 15% annual interest in their savings. This Valentine's, Xend Finance is spreading the love with "The Month of Love Giveaway Challenge".

DOWNLOAD THE APP HERE: https://xend.finance/mobileapp.html

They will be giving out up to $2000 and an Apple M1 Macbook, to amazing users this season.

HOW TO WIN:

1. Download the Xend Finance App from Google Play Store and App Store
2. Register and Create an account
2. Create a Fixed Savings Plan
3. Top up your fixed savings plan with a minimum of $5 (N3000) daily.
4. AND STAND A CHANCE TO WIN AN APPLE MACBOOK OR BE PART OF THE 20 PEOPLE TO WIN $2000

Start saving now till February 28th, 2022.

DOWNLOAD THE APP HERE: https://xend.finance/mobileapp.html

#SaveYourSavings #CryptoBankForEveryone #ValentinesGiveaway #XendFinance

Does the Xend Finance App offer referral bonuses to its users?
Of course! Users can earn up to $3 from a single referral. All they have to do is send their referral code to a friend and if a friend registers with that referral code, both parties get bonuses. Some youths have taken this to be a little business and they are actually giving us a run for our money which proves that its highly rewarding.


Why do you advice people to use the Xend Finance App?
Like I always tell people around me, inflation is silently eating up your money. Save wisely with the Xend Finance App so your money does not lose its value even when the value of your local currency falls.

Savings are more consistency than volume.
Your first salary in 2022 is coming this next week and you need to start consistently saving in dollars.

It’s time to make the smart financial decision that will keep you smiling all year round.

Make your first dollar savings of the year with Xend Finance! SAVE NOW

Xend Finance announced a partnership with Tidal Finance to support Tidal Finance’s launch with up to $1 million USD in coverage for their protocol’s safety.

In case of a payout event, the coverage amount will be directly paid to the Xend Finance team to facilitate a speed recovery of their users’ funds.

The current coverage plan covers Xend Finance’s smart contract vulnerabilities that are deployed on the Ethereum network, Binance Smart Chain and Polygon including Esusu Savings, Cooperative savings and Personal saving strategies. Malicious attacks and economic exploits resulting in Xend Finance users’ asset loss would qualify for a valid claim. Any valid payout amount will be directly paid to the Xend Finance team to recover Xend Finance users’ loss. For more general coverage policy wording, please refer to Tidal’s gitbook cover policy section.

�By having Xend Finance in the mutual cover pool, reserve providers on the Tidal platform could receive earnings, specifically through two ways:

Earning cover premium directly from Xend’s cover plan
TIDAL token rewards through the Cover Mining Program

What is Tidal Finance?
Tidal Finance is the first multi-chain flexible insurance platform, working directly with companies, and the first insurance solution to launch on Polygon. The flexible insurance model allows companies to adjust their premiums on a weekly basis based on fluctuating TVLs (Total Value Locked) and evolving investment strategies. Users can buy and cover insurance purchasers and receive the highest APYs in the industry. Tidal Finance is also the first DeFi insurance provider to offer gas-free transactions for cover providers and buyers.

What is Xend Finance?
Xend Finance provides the tools and platform for a decentralized financial credit union, regardless of geographic location and home country currency. Members can earn multiple levels of interest on their savings by seamlessly exchanging their crypto or fiat currency to stable cryptocurrencies and staking — the process of locking up crypto assets to earn yields — on lending platforms so members can earn compound interest on their money. The Xend Finance platform is the world’s first decentralized finance (DeFi) credit union.

Committed to solving currency devaluation and inflation, Xend Finance, a fast-growing startup that uses decentralized finance (DeFi), has launched the first global cryptocurrency banking app out of Africa.

The blockchain-based application allows users to save in stable currencies in order to hedge against inflation and devaluation.

The launch of the Xend Finance app officially shows how blockchain technology can be applied in the changing banking environment with continuous migration from traditional banking to digital banking.

According to the company, it is bringing a whole new terrain with crypto banking.

“The absolutely interesting part about this is that it solves a real and experienced problem for the people.

“Looking at the economic climate of Nigeria, we have experienced a massive rise in inflation. This means that the value of the Naira has reduced drastically in this free-fall economy that we have been plunged into.

“Given this reality, the Xend Finance app could not have come at a better time,” the startup noted.

What does the Xend Finance Crypto Banking App do?

Simply put, the Xend Finance app helps users save in dollars and earn up to 15 per cent annual compounding interest.

With this crypto banking app, users can convert their local currency (Naira) to dollars (BUSD) and save.
The app provides two savings plans – Fixed and Flexible Savings.

Fixed Savings:

With the fixed savings plan, users can lock their savings for a period of time and earn up to 15 per cent compounding interest on their savings. During the duration of the fixed savings, users cannot withdraw from this plan until the maturity date. Fixed savings users also earn additional XEND tokens, which is crypto coin traded on major crypto exchanges.

Flexible Savings:

On the flexible savings plan, users can save on this plan and earn daily interests. The flexible savings plan allows users to be able to withdraw at any time. These withdrawals do not affect the interest earned on the savings plan.

Xend Finance works by signing up, funding the wallet and commencing saving immediately.

Xend Finance also gives a $2 referral bonus when new users sign up using your referral code/link. The person that is referred is also not left out, as they get $1 to start your saving experience.

To get started, simply go to your Apple App Store or Google PlayStore to download the app.

Click here to download on iOS – https://apps.apple.com/us/app/xend-finance/id1587050825

Click here to download on Andriod – https://play.google.com/store/apps/details?id=com.xendmobile

Wow from Binance and Google mad o!!

bigboychukstar:
Don't be dumb. It is a savings platform. It is not trading and it is secure. Their funding is from Binance and Google.

Yeah I have heard about the Xend finance app. e make sense. Person no fit dey save in naira for 2022 o! and what I like the most is that all savings are verifiable on the blockchain.
They also have insurance coverage, so no stories. I like that Kudos

OP this your gist is sweet o, but i have one question sha. What is the ROI if i invest on the app?

Lol the same fair money I have been using since without any stress. If you want to advertise do so but don’t assasinate other loan platforms.

Bakerdav:
don't ever use fairmoney they will not encourage u for there loan repayment, with there high interest ,the interest is mad and there is still late payment charge's every day for late payment

The minimum for me was 25,000 and I didn’t pay any interest because I paid back the loan within 15 days

JOemmy:
What amount is their minimum loans and what are the terms?

In my opinion fair money is the best. I heard carbon is good too sha but I have not used it before

FBIBOT:
Lies..... Abeg gettat

Branch is the best and most professional digital loan provider in Nigeria

Only one loan platform I can recommend for you.
1. FairMoney
2. FairMoney
3. FairMoney

Please use my referral code MAAA05 ejor

Comrade increase the volume for people at the back. let them know that fair money na the baba

temiregiddy:
You’re still collecting collateral nah. People like fair money give fast loan without collateral

The first mistake is that you gave these people audience. If you had used credible platforms that have CBN approval, you for no get this kind issue. Try Fairmoney or even Carbon next time she

riverbird:
Please someone give me ideas on what to do, xcredit has been calling me and I have been pleading with them to exercise little patience but the guy no even wan hear my own and he has giving me one hour to pay up or I won't like his next line of action, and not like I have not paid some of the money o but still he keeps threatening me. Please I need ideas from people that have gone through this.

FairMoney is the best boss, next time you go open your eyes follow who know road. FairMoney all the way

Don't generalize bro, not all of them are evil. Fairmoney is one of the leading loan apps out there at the moment, I have used it more than enough times to know that they are not evil. Nigerians just need to wake up and start avoiding stupid loan sharks that blackmail people

chaseblack:
Although I agree that an agreement is an agreement but I think loan apps are taking advantage of Nigerians.

The interest rate these apps fix on loans are absurd and sometimes I don't blame people for default.

What is more annoying is that when you apply to invest in that same company ,they offer peanuts as interests.

For instance, one loan app has an overinflated interest rate of 30% for borrowers but if you are an investor, you will be offered a paltry rate of 1.5-3 %. That's criminal!

To make it clearer, if you borrow 20000 you'll be required to pay back #28,000 - #30,000, which means an interest of #8000-#10000 for just 30 days.

But personal findings reveal that if you try to invest #20,000 in that same loan app, you will get an interest of just #150 - #250 after a month.

This is absurd, I have tried investing #40000 in these loan apps several times and all I received was #150 after 40 days. Just imagine!

I tried another one by investing #60000 for 80 days and all I got was a paltry sum of #2300 .

And the last term time I checked the loan app, you will be required to pay #4500 on a loan of #15000 after just 30 days.

That is greediness and the government needs to look into this and find a way to regulate the interest of online loan lenders.

Failure to do these will continue to increase the no of loan defaulters as these loan interest are outrageous.

You sef see am, today like this I still enjoy that no interest rate. FairMoney way everyday

greychris:
Broo FairMoney borrow me money no collect interest because i quick pay my loan back. I happy die!

I heard they are launching soon

MrJames007:
When are they launching it?

They have the best customer care service no lies

Impregnablefolk:
I hope this FairMoney agents will be fair enough 2 dia customers!

I'm going to be the first to download once they launch on the Apple Store

I totally agree with you on this, I have used FairMoney a couple of times and I have never been debt shamed

wordapostle:
Yours was that you have not paid, mine was I paid and they said they didn't receive it an d went ahead to send such message to my contacts after I had sent them screenshot of payment and bank statement too.

After 2 days they confirmed to have received it that day I sent it and apologized, I said they should resend message of apology and correction to same contact they sent previous one they blocked me and stopped picking my calls.

If you leave
Carbon
Fairmoney
Branch
And few others any other online app is scam with close to 35% interest rate within 7 to 14 days. Check any online loan app that does not support other services fear them.

Try FairMoney, i got a loan within few mins

FIFApresident1:
I've read lots of nasty reviews about Sokoloan, so this morning they sent an unsolicited message.

On the other hand, man needs money....

Should I take the Loan?