₦airaland Forum

HouseRavenclaw:
I’m so tired of waiting. I waited a month for my medical request. I waited 2 months for a sputum test and another 2 months for my post X-ray and report submission.

IRCC confirmed receipt of my medicals since Feb 18 and according to my GCMS notes, my case has been “ready for assessment” since Feb 22. Eligibility, criminality and everything passed since last year yet no news. Another 2 months of silence making it 7 in total. The wait is much too long.

Hello. Was your initial medical exam done on the request of IRCC or was it done upfront?

Teemenzo:
Don't slack up

I will not. Lol

Teemenzo:
Haaaaa, no oooooo. It will take more than a month ooo. Ma fo ooo. Use Anon, their notes arrive earlier than caipsnotes.

Okay, thank you for the clarification. Lol @ Ma fo ooo. I wonder what that means.

Teemenzo:
I used caipsnotes but its quite expensive. You can reach out to Anon and very affordable. Same day of application same time they deliver.

Hello Teemenzo, can you please provide more information about caipsnotes? Do you mean one can get the notes same day one applies? How much is it and what website did you use?

viviangogos:
You will be fine. POF is funds that can be readily available, they have seen that 25% clause over and over again and know it is real. As long as there are other funds you have presented that can take care of the person before the 4 months to get this one from pension, hence it should not pose any issues at all.

All the best with yours, we will rejoice with you soon.

Thanks for your reassuring words, Vivian. My faith is kindled and I look forward to a positive outcome.

aranmony:
God is good and kind, i am filled with so much joy.
Documents Submitted:
IELTS (General)
MyBankstatement (POF)
Pension statement
Reference letter from my pension manager

Please note that I did not make any deposit or pay tuition as my school did not ask me to at the time of my application.

Very much thanks to Mr. Frankrobbn1 of fandrglobal.com who handled my second application. I was refused on financial and personal assets ground for my 1st application. He repackaged my application and God made it happen.

Congratulations Aranmony.

Did you use your pension as POF or as home tie or as both POF and home tie?

viviangogos:
Hello Mindful,
Thanks alot.

I only submitted the quarterly SOA for my pension which had about 10M, then did the calculation for the 25% and stated that i would be entitled to it 4 months after I have left work and that 25% is the only part I added to my POF total. Hope you get what I mean...

It is relieving to see that 25% RSA balance is being accepted as POF. I also used it in my application but I have been doubtful about it because of the clause in the reference letter on the accessibility of the 25%. However, I have seen a couple of persons approved even with the reference letter and by God’s grace, mine will be approved also.

viviangogos:
The lord has visited me and my household with the good news of study permit approval. Join me to thank the Lord of Lords, the King of Kings, for what he has done for me, to HIM we give all the glory.

PS: it’s a long read…

APPLICATION TIMELINE

FIRST APPLICATION

School LOA received- 21st April 2021

Confirmation of online submission – 23rd April, 2021

Upfront Medicals– 21st April, 2021

Biometrics: 26th April, 2021

Medical Passed: 21st May, 2021

DELAY- June 17th 2021.

GCMS Notes requested: 23rd June 2021

GCMS Notes Received: 27th July 2021

SECOND APPLICATION:
Submitted – 4th August, 2021

Medical Request: 30th September, 2021

BVL and PPR – November 3rd, 2021.

DOCUMENTS SUBMITTED:

PROOF OF FINANCIAL MEANS SECTION:

Ticket MybankStatement Naira Account

Ticket Mybankstatement USD Bank

One year Salary Payslips

Fidelity Net Benefits SOA (Stock)

Pension statement of account

Tax Clearance Certificates

Tuition Deposits receipts- Paid 10K CAD

Congratulations Vivian!

Please, I have a couple of questions.

I see you included your pension statement as part of your POF. Did you also include the reference letter from the PFA that says you can access 25% if you have been out of work for 4 months? What percentage of your entire POF is the pension?

Sorry about your refusal, Sandra. What were the reasons for the refusal? In the retainer agreement you signed with your representative, isn’t there a clause that she will reapply for you in the event of a refusal?

Sandra734030:
I have been refused.

Queenmama03:
My people! Please I have a question about this CIBC student pay. I took the payment instruction to the bank this week but I'm yet to be debited. However I just received a notification from CIBC that I need to complete the payment by tomorrow. So I'm just wondering if I should ignore since I've already initiated the process at the bank.
I'd appreciate anyone who has an idea on how this works. I'm paying with my naira account. Thanks

Hello,

Were you successful with the Form A?

Thank you so much.

CrownTdan:
Hello,

1) a letter confirming my RSA statement of account, and my access to 25% of the funds after 4 months of disengagement from employment.

2) the 25% of the RSA was quoted as part of POF for my second year living expense.

Congratulations!!!

Please, I have a couple of questions on your POF.

1. What was the content of the reference letter from Stanbic IBTC Pension Managers Limited?
2. How come you used your RSA as POF rather than home ties since you had your first year funds covered through your savings, entrance award and student loan?

Regards

CrownTdan:
Good evening.
Here's my timeline:

First Time applicant
Program of Study: MBA
DLI: University of Toronto (Rotman School of Management)
Resumption: Fall 2021

I had my upfront medicals early January (6th I believe) while I was still gathering my other documents and funds.

Application submitted: April 8, 2021
Biometrics request: April 9, 2021
Biometrics Done: April 12th
Biometrics updated to completed: April 12th
Upfront Medicals updated to passed: April 12th (Same day)
Review of Eligibility started: April 24th
About 2-3 ghost updates in between
Requested for Notes: May 17th
Last ghost update : June 11th
BVL & PPR: June 16th

Documents Submitted:
A) Client Info Section:
I merged all the below with my LOE
1. BSc. Certificate
2. Employment Letter & Salary Increase Letter (my full time Job)
3. 3 Months Pay Stub
4. Resume
5. Reference Letter from Startup I work with Part time
6. Survey plans of Land & Land Valuation Report
7. Certificate of Incorporation and registration documents of my company (Never been used for any business transaction - I registered it in 2019 for "Just if" )
8. IELTS Result (L:9,R:8,W:7,S:8 )

B) POF Section
I merged all the below with another letter explaining my source of funds.
* - for applicant
1) Offer Letter from School with Entrance Award stated
2) Education Loan approval document
3) Invoice of Tuition Fee Deposit
4) GT Bank Statement of Account and MBS Certificate
5) PiggyVest Statement of Account
6) Reference Letter from Stanbic IBTC Pension Managers Limited
7) Statement of Retirement Savings Account with Stanbic IBTC Pension Managers Limited

* for Sponsor
8 ) Letter of Financial Support for second year
9) MybankStatement Certificate
10) Zenith Bank Statement of Account
11) First Bank Statement of Account
12) Company Certificate of Incorporation & Particulars of Directors Pages
13) Identity Card

Key things to note
- My sponsor is in no way related to me. I've been managing his business (with my company) for an upward of 2 years
- I had everything for the first year covered on my own (via my savings, entrance award and student loan)
- My sponsor only indicated willingness to support my 2nd year cost of attendance.

Thanks to all the gurus in the house. Despite being a very silent member, I really took learnings from everything being shared here, and applied where/when needed.

fejiromich:
I don’t think so... you have to make a funds transfer from your dorm account to your gic account... the dorm acc has to be in your name

Thank you

Hello Zodiacwarrior, UnknownCanadian, JustMellow and anyone familiar with GIC,

Can I fund my GIC through Form A?

Dear All,

My school charges same tuition for both local and international students and then charges international students an extra 1,000 CAD each semester, which amounts to about 6,000 CAD for the 2-year duration of the program. When stating my tuition for visa purpose, would it be just the tuition or the tuition plus the extra 6,000 CAD that I would be required to pay as an international student?

God bless anyone that answers my question.

.

Thank you so much. Really helpful piece of information.

folla:
Hi MindfulV

There was no allusion to her study permit application in the employer's reference letter. The employer's letter simply stated that the applicant was seeking to visit Canada during her leave period and that she be assisted in the process.

I hope the above satisfy your enquiry.

Congratulations to you and wifey.

Please, I am curious about the content of the reference letter from her employer. Was there any allusion to her study permit application (meaning she disclosed her intention to her employer) or the letter just introduced her as a staff seeking a temporary residence visa?

folla:
Praise God!!!!

Hi Everyone,

I have been a silent reader all along and this post is on behalf of my wife.

She applied for Canadian study visa on 18/02/2021 and since then the waiting game started. This morning, she opened her mail and coincidentally, 2 emails dropped from IRCC within the space of about 3 minutes. Could it be the good news we all have been waiting for? The emails stated that there were messages to be checked in the profile.

We summoned the courage to check her profile and lo and behold, it was an approval! Both PPR and BvL came at about the same time. We thank God Almighty for the success.

A lot happened in-between the time of the application and PPR. She had sent several webforms seeking to know status of the application. IRCC always responded with the generic emails, starting with "under active review" and then later to "in process". Yet we kept faith alive. She also had to migrate her international passport into a new one, just because her old passport would expire early next year, whereas she will be going for a 2-year program. When she obtained the new passport (this process took about 6 weeks), she notified IRCC by webform. She had to also defer her admission from Summer to Fall of 2021 and she notified IRCC by webform.

Her timeline is as follows:

- Upfront Medical: 7/12/2020 at QLife
- Applied: 18/02/2021
- Biometrics Request: 19/02/2021
- Biometrics done: 24/02/2021
- Medical Updated to Passed: 26/02/2021
-PPR and BvL: 3/06/2021

Her supporting documents are as follows:

Academic qualifications:

1) Offer and Letter of Admission for MSc Program at TRU, Canada.
2) Transcripts for 1st degree in Nigeria
3) Transcripts for 2nd degree in Nigeria
4) IELTS Result
5) WAEC Result
6) 6-page SOP
7) Certificate of Being on Dean's Honour's Rolls at undergraduate level

Employment:

1) Offer of Employment Letter. She works in a bank.
2) Reference Letter from Employer
3) Employment ID Card
4) Payslips for 6 months
5) Resume

Financial qualifications:

1) MyBank Statement from her for 1 year
2) MyBank Statement from husband for 1 year
3) Affidavit of Sponsorship from husband
4) Notarised Letter of Sponsorship from husband
5) Statement of Account of her Retirement Savings Account (RSA)
6) Funding Letter from her supervisors, to the tune of CA$20,000.00
7) Evidence of payment for a semester (CA$6,000)

Home Ties:

1) Birth Certificates of husband and the children;
2) Marriage Certificate
3) Business Name Registration Certificate of Husband's firm
4) Husband’s Offer of Employment Letter
5) Birth Certificates of my parents;
6) Offer of Employment Letter from Employer;
7) Statement of Account of Contributory Pension;
Statement of Account of Life Insurance Policy;
9) Land Purchase Agreement in respect of a plot of land;
10) Land Purchase Agreement in respect of plots of land;
11) Land Purchase Agreement in respect of plots of land;
12) Vehicle particulars of a car.
13) Membership Certificate of CIPM
14) Membership Certificate of Institute of Chartered Economists of Nigeria.

Other Documents:

1) Completed and signed IMM1294E and IMM5645E forms.
2) Police Character Certificate
3) Data page of International Passport
4) Passport photograph
5) Birth Certificate
6) NYSC Certificate

She is 39 years old and has 3 kids between 6-10. She was very anxious because of her age and also because she is seeking for a 2nd masters program. We weren't sure what IRCC would say to these.

The kids did not apply with her. They will apply for study permits as soon as her PP is stamped. I hope I am not leaving out any important info.

Nairaland has been a blessing to me and my family. Many thanks for the selfless service rendered by all the gurus on this thread. These efforts will return to you in blessings. I wish all study visa hopefuls, success. We shall all be congratulated at the end. The journey was tortuous, but she could not have given up. Please don't give up!

I do hope that this post has given fresh hope to someone on the journey. That is the essence.

With God all things are possible!!!

shupy:
You'll need to provide proof that your husband is well established. I've gone through your previous posts, your source of fund is basically your salary. If your employer is able to state that you'll still be on the payroll while studying in Canada, that will go a long way, but that also depends on the program you're going for and what is written in your sop.

Thanks for your response. It is quite a tough one as I will not want to let my employer know about my plans of leaving for school. I will see how I can work around it.

Intrepid01:
Yes, pls attach his statement and in your explanation of how you'll pay, make sure you show evidence of the points you are making. Although you should note frm experience the more the documents submitted for review, the longer the eligibility review takes. Goodluck to us all

Thank you for your response.

shupy:
30k CAD (inclusive of tuition fee) is enough for a self sponsored applicant going for a 1 year program. If you're going for 2 years program, funds available must cover the entire 2 years duration. I'm estimating a little above 55k cad for you, or you provide a convincing explanation in regards to where the fund for your second year will come from. This is just an opinion.

Does providing a convincing explanation (without showing proof) on how I expect to raise the tuition for the second year suffice? I am self-sponsored, I present my bank statement showing 30k CAD to cover my first year tuition and living expense and then say my husband will support my second year tuition, do I need to attach his bank statement?

Hello,

Please, what is a reasonable NGN to CAD exchange rate to use? I got 311 from OANDA. Hope that is fine?

Lovesarrow:
Hey MindfulV
How do i relate marketing in a bank(account officer) to global business management with a non related undergrad

Hello Lovesarrow,

I am of the opinion that management courses like GBM are quite easy to justify, however, kindly supply the following information let me see if there are points I can put forward.

1. What’s your undergraduate degree?

2. How many years banking experience?

3. Are you doing specialized marketing or just branch marketing?

4. What school’s GBM are you going for?

Lovesarrow:
Hey MindfulV
How do i relate marketing in a bank(account officer) to global business management with a non related undergrad

Hello Lovesarrow,

I am of the opinion that management courses like GBM are quite easy to justify, however, kindly supply the following information let me see if there are points I can put forward.

1. What’s your undergraduate degree?

2. How many years banking experience?

3. Are you doing specialized marketing or just branch marketing?

4. What school’s GBM are you going for?

ucystan:
You are too much pls can I contact you, to help me with my SOP please. Please

Yes, you may.

Tbabz01:
I just sent you a mail bro

Okay, I will check. I know I received a number of emails. Meanwhile, I am not a bro, I am a sis�

Hello Nairalanders,

I am self-sponsored and the source of my funds is salaries and allowances from my employer. I plan to apply in about two months when my accumulated salaries and allowances would be adding up to 10m. I plan to use my salary account with a 6-month history showing how the money was accumulated. I will submit my application the next day after the last salary that makes the funds up to 10m comes in. Is there a problem with this? Do I need to wait for the 10m to sit in my account for some additional months before applying?

Thanks in advance.

pushy8:
Thank you for your kind response.
I work in the services aspect; Customer service, Financial unit(Cash, Funds transfer etc) and i presently head a branch. I have little or no experience in marketing.

If I were in your shoes, I will hinge my study purpose on the fact that diversifying the economy through agriculture is a top priority for Nigeria right now. I will go on to state that agricultural lending by commercial banks has remained really low (state the statistics, I think it is about 2%). The reason is largely due to the lack of understanding of agricultural risk by Nigerian bankers. I will then go on to show how increased lending will boost agriculture which will in turn increase the sector’s contribution to GDP, reduce unemployment and ultimately move Nigeria from a monolithic economy to a diversified economy.

Now, the question will be what your personal persuasion is. If you were working in marketing or in the agriculture desk in your bank, it would be easier to establish this. You would probably state that you have worked on some loan requests from some agribusiness customers and you gained so much satisfaction from serving this particular set of customers compared to customers from other sectors. You could also add that that there are certain agribusiness customers you have lost because you were unable to meet their loan requests due to your limited understanding of their business. To wrap it up, you could state that you are interested in pursuing a Masters in Agriculture because your background is agriculture, you work on agriculture-related transactions as a commercial banker and you are therefore interested in further building your competence in this area as it has huge potential in your country.

My two cents.

pushy8:
Hello Everyone.
Good morning.
Just a quick one. I have a degree in Agriculture and a MBA. But i have worked in a bank for almost 15 years. I already applied to schools for a Masters in Agriculture but i feel like i am making a mistake. Do i also apply for courses based on my work experience? Which would increase by chances of having a positive visa outcome?

Thank you.

Hello Pushy8,

While a banking/finance-related program would make your visa application stronger, you could also make a case for a Masters in Agriculture. Please let me know what specific banking experience you have, i.e marketing, funds transfer, etc. This will help shape my advice to you.

shupy:
It is not necessarily a requirement to provide prove of funding for second year. However, VO tend to have concerns for self sponsored applicant. You should make reference to your salary entitlement in your SOP and attach the letter from your organisation in your prove of funds. Don't make it seem as if the salary will be the sole source of your fund for the second year. Just make a reference to it without mentioning second year.

Thanks for your response.

MindfulV:
Hello Gurus of Nairaland.

I have a question about proof of funds for the second year of study. Do I have to attach any form of documentation to backup my claim about how I will be funding my second year tuition and living expense?

Say I am entitled to a certain percentage of my salary while away on study leave and I want to reference this as my POF for my second year tuition, do I have to attach a letter from my organization stating this?

Please, what are the options for second/subsequent year POF?

Please guys, I would appreciate answers to my question. Thank you in advance.

Hello Gurus of Nairaland.

I have a question about proof of funds for the second year of study. Do I have to attach any form of documentation to backup my claim about how I will be funding my second year tuition and living expense?

Say I am entitled to a certain percentage of my salary while away on study leave and I want to reference this as my POF for my second year tuition, do I have to attach a letter from my organization stating this?

Please, what are the options for second/subsequent year POF?