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MrMcJay's Posts

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Politics › Re: Alausa Secretariat by MrMcJay(m): 10:51am On Jan 02, 2020
uninspired07:
Especially Lands Bureau. I hate going to that place. Everything is manual & you can hardly get a search done.

I don’t know why it is so hard to digitize the whole process
.
I don't care about what the OP said, that's his problem. But please, don't tell lies because you want to go with the flow.

Last year, I went to the Lands Bureau at different times and I got searches done in good time. The system is now digital and you search from the computers at the registry.

They may have their own shortcomings in other areas o, but for Searches at the Lands Registry, don't even try to disparage it. I've personally experienced the digitalisation of the place.
Politics › Re: Kwara Government Demolishes Saraki's Popular Family House "Ile Arugbo" by MrMcJay(m): 10:45am On Jan 02, 2020
fredoooooo:
Not Only JJ okocha matters, sebi okocha got all or some of his money back somehow.
What of those poor people that couldn't get their money, some lost their life savings . Some even die.
I'm telling you.
Instead of the wicked man to give them their money back, he went ahead to float another bank.
Politics › Re: Kwara Govt. Reacts To Saraki, Says Land Never Paid For by MrMcJay(m): 10:36am On Jan 02, 2020
The way it works is that the state government allocates land and sometimes gives reductions on allocation fees to pay. Some people having had the allocation and reduction refuse to even pay the reduced fees.

Amosun of Ogun State instituted a Judicial Commission of inquiry into Land Matters in Ogun state when he came on board and it was discovered that some people got as much as 90% discount on government land.

There is a particular church was allocated government land in Ogun state for building a University, purely private business o. They got 90% reduction and even the 10% they were to pay, they didn't pay it.
Politics › Re: Kwara Government Demolishes Saraki's Popular Family House "Ile Arugbo" by MrMcJay(m): 10:32am On Jan 02, 2020
There are many plots of land for sale in Kwara, Saraki should build another one.

I don't pity Saraki after what he did to JJ Okocha.
Politics › Re: Kayode Ogundamisi Names Goodluck Jonathan As His Man Of The Decade by MrMcJay(m): 2:50pm On Dec 31, 2019
NwaAmaikpe:
shocked
It can only get better.
NwaAmaikpe, please we need your prophecies for the New year 2020.
Politics › Re: Kabiru Adjoto Plans ‘Oshiomhole Must Go’ Protest by MrMcJay(m): 4:22pm On Dec 30, 2019
Xfemt:
I remembered how lucky igbeniedion supported oshomole to bcome governor of Edo state but at the end oshomole betrayed and stabbed the whole igbeniedion family at d back including the formal governor lucky who single handly picked oshomole despite warnings from close associate. now see wht is happening to oshomole. moral of this story is karma is a bitch. if it doesn't get u it ll get somebody in ur lineage
If Igbinedion picked Oshiomhole to become Governor of Edo state, who now picked Oserheimen Osunbor and made him Governor?

You people should fear God with these lies ó!
Romance › Re: Re: Ladies, Can You Marry A Guy That Earns N30k? by MrMcJay(m): 4:15pm On Dec 30, 2019
Someone earning 1k a month can marry na. Provided both parties love each other and want to suffer together. Some marriages bring blessing, some bring suffering. Na una sabi.
Health › Re: The Woman I Saved On Christmas Day (Graphic Photos And Videos) by MrMcJay(m): 2:38am On Dec 30, 2019
OP, well done.
I've sent a token to the GTB account.

Once I get back to Lagos, I'll try to pay a visit firstly to the hospital, and then to the Police station whose officers refused assisting this woman.

Since they aren't ready to work in Lagos, they would be transferred to Borno.
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 11:46am On Dec 26, 2019
emmanuelewumi:
Thank you very much.
Uwc sir
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 11:41am On Dec 26, 2019
meshpips:
Sir,

money has a time value.

Let's say you invested 1 million Naira 20 years ago, you certainly should not be talking about the same amount 20 years after.

If nothing else has happened, INFLATION has devalued your original invest.

So I recommend that you find the FUTURE SUM of 1 million Naira compounded yearly by the AVERAGE inflation rate over the past 20 years and kindly tell us what that amounts to.

1 million Naira twenty years ago CERTAINLY has far more purchasing power than 1 million naira twenty years after.

Please let's stop playing by old rules!
Oga, he said the dividends on the stock are more than the funds committed to investment. Dividends, which you may be aware are payable per annum.

To break it down, the money he makes as issued PROFIT EVERY YEAR on the stock is greater than the amount spent buying the stock.
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 7:34am On Dec 24, 2019
ikmontana:
pls bosses, I need ur insight..

I got out of university ard February dis year n den started a grocery store biz in my area around April wic has been successful so far cos I earn at least 3k per day of wic am open for business everyday even on Sundays.
wen I started d biz, I had some money left in m account wic I used to buy 3plots of land, currently am developing a plot of land by building a 3 bedroom flat of 2units cos I want to rent out one while I live in d other.
I started d building cos I wanted to secure d land n also because I want to leave my parents house in maybe 2-3 years time, n I don't want to leave to a place whr I will b renting, I hate wasting money.

My problem rite nw is dat, I v spent almost 800k (plus d biz start up capital) for d building project wic has made my business to b stagnant (not swindling) cos am still in stock with d major things my customers needs tho (am running d biz on d profit of 8months).

My question is, should I postpone d building project for now, n focus on d biz to mk it grow or shud I jus continue wit d building project ?

PS : started t-bills last yr February wit 2million naira but opted out dis yr after school wen I tot of a biz wit better R.O.I

Am currently a Nysc youth corp member so allawee too has been helpful.
Building a house at this point of your financial journey is an emotional investment. While buying a land is good, using your business capital to build a house is not. I guess it's because of the Nigerian thing of "I am a landlord."

Bro, go back to the drawing board. If you continue this way, the house won't be finished to taste and the business would be deprived of funds.

I suggest that you grow the business really big and use the funds to expand the business. That way, you can build several houses from the profit of your business and not your capital.
Education › Re: Can I Still Go Back And Write My Carry Over After 2 Years? by MrMcJay(m): 8:52pm On Dec 23, 2019
Jerrygotswagg:
This is Nigeria, look for 200k Naira give your course adviser .. He go give you 2:1
Jerry, I read your thread on that bar stuff.

You don start your bar? How's it going?
Car Talk › Re: Igor Moroz Destroys His Mercedes-AMG G63 SUV By Dropping It From Helicopter by MrMcJay(m): 5:18pm On Dec 23, 2019
Badooguy:
Mercedes can sue him for this.
On what grounds?
Politics › Re: Abiodun Akinlade Returns To APC by MrMcJay(m): 2:19pm On Dec 23, 2019
Lmaooooo
Kunle Amosun, cunning old fox.

Amosun tricked Akinlade to drop his House of Reps ticket under APC and go contest for Governorship under APM. Amosun was contesting for the Senate but refused decamp to APM with Akinlade.

Election came, Akinlade lost his Rep seat and lost Governorship. Amosun won his own seat under Apc.

The greatest loser of all is Akinlade.
Politics › Re: Obaseki: Oshiomhole Compiled List Of Commissioners In His Living Room In 2016 by MrMcJay(m): 7:53am On Dec 22, 2019
niaralandtopuser:
this was actually a reply to what oshomole said few days ago.
just tell us you are a fan of the wife importer
Wife what? grin grin
Politics › Re: Obaseki: Oshiomhole Compiled List Of Commissioners In His Living Room In 2016 by MrMcJay(m): 6:38am On Dec 22, 2019
The greatest asset Oshiomole has in this fight is Obaseki's leaking mouth.

Oshiomole hasn't said pim in this matter. Instead of Obaseki to shut up and play his game underground, he's making noise, exposing his game plan to his enemy.

I swear, Obaseki would be gossiping and nagging at home.
Properties › Re: Places In Lagos You Should Be Careful Of Before Buying Land by MrMcJay(m): 6:27am On Dec 22, 2019
PrecisionFx:
Less than 10 million people live in lagos
Lagos State Government: We have a population of 17.5 million,

NPC (FG) it's a lie, Lagos is 21 Million
Celebrities › Re: Prince Ned Nwoko Celebrates 59th Birthday Today Amidst Wide Global Commendation by MrMcJay(m): 4:37pm On Dec 21, 2019
Alex, it seems Honourable has renewed your allowee. For some weeks now, no news from Honourable and Regina his wife.
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 4:29pm On Dec 21, 2019
Adiwana:
You forgot no 7 which is the most important of them all. NEVER give the keys to your Keke/bus to a family member/relative even he meets all the above requirements
You don't do business with family members. You only donate to them or organise charity programmes for them. If you carry your business and put in their hands, you have become a philanthropist.

My personal rule is this: I don't involve myself in business transactions with anyone I can't get police to lock up.
Properties › Re: Places In Lagos You Should Be Careful Of Before Buying Land by MrMcJay(m): 10:19am On Dec 21, 2019
Excision in progress, hmmn.
Excision is 50-50.

If anyone offers to sell you land with the excision under processing, ask that person how many of the land they've been selling got excision after they processed it. Most have None!
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 11:29pm On Dec 20, 2019
Grupo:
You are kunleweb, the same guy that goes around nairaland looking for people to invest in your bogus businesses. I'd take anything you say with a pinch of salt.
No wonder!
In another thread, I asked people to shine their eyes before investing in online agric farms and the guy started attacking me.

He's protecting his pot of soup.
Investment › Re: Treasury Bills In Nigeria by MrMcJay(m): 11:27pm On Dec 20, 2019
Most drivers that accept vehicles or motorcycles for transportation intend cheating the owners of such vehicle or motorcycles. Their daily operations, activities and stories are geared towards achieving their ulterior motive: cheating the owner.

To reduce incidents of this happening,
1. Favour hire purchase over rentals.
2. Let the hirer pay some deposit (10%) which forms part of the hire purchase sum before you hand over the vehicle to begin work.
3. Let the hirer provide 2 guarantors, one of which must be a Civil servant.
4. Make sure you don't buy what you can't track. Install a tracker but don't tell the driver. This is hard in keke and bikes.
5. Ensure comprehensive insurance but don't tell the driver.
6. Hire only to young guys without family obligations.

If you can get someone who can fulfil the above obligations, at least your headache would reduce.

If you can't ensure you satisfy the above, use your money and buy local chicken to eat. At least, it's better you eat your money than someone else eating it.
Politics › Re: Why Did Ogboru Lose So Scandalously To Okowa? by MrMcJay(m):
@ Jobark, I decided to mention you here cos of Privacy.

I was referring to Agropartnerships. Cowpea takes longer time to mature than the time they advertised the cycle for. I decided not to put money in it cos the mathematics didn't add up. However, I invested in other cycles with them and they're my No. choice Export-focused cash crops.

The other one I referenced is.. Don't dare put your money in it.

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