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Honda Civic

2003 model

Manual Transmission ( Clutch disc and plate replaced recently so it's easy to drive. Soft pedals )

Ice cold AC

Mileage: 130,000

Neat Body. Sprayed recently

All documents Complete.

Location: Yaba

Price: Now 500,000 ( negotiable )

Unable to upload pictures..

Pictures available on WhatsApp: 08028052100 . Feel free to call too

I Need sure games for today.. from 1.5 odds and above..

Most often, many small businesses may require extra funding or capital in terms of business loans to expand or keep the business going.

When all other means of raising fund for your business has been exhausted, the best alternative is to consider getting a business loan.

But many small business owners view the lending process as complicated and frustrating especially when approaching Banks for such finance.

With the rise of many players in the Nigeria’s #FINTECH industry, there are few online lending platforms that help business owners with quick loans for their business.

In this post, we listed some online lending platforms in Nigeria for quick access to business loans.

1. LYDIA.CO

Lidya is an online platform that provides businesses access to finance. The platform offers small and medium-sized businesses unsecured loans of between $500 and $15,000.

According to the founders, “Lidya uses technology and algorithms to assess the risk before granting the loans, it allows them to offer financial products to these customers at a low cost.”


2. KIAKIA.CO

KiaKia is a digital money lender for Nigerian businesses. KiaKia utilises psychometry, big-data, machine learning and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to provide direct and peered personal and business loans to millions of individuals and SMEs without credit information.

The name KiaKia was derived from a Nigerian language which means “Fast Fast”. According to them, the solution is very simple and fast, but highly effective and efficient.

3. GROFIN

GroFin provides Small and Medium Enterprise (SME) finance/business loans across Africa & the Middle East. If you have investible numbers and you looking to expand your business, then GroFin is your best short.

With GroFin, businesses can access business loans between US$100,000 and US$1.5 million. If you think your business ticks the required checklist, then you can submit your online application here.

4. ONE-FI

Formerly known as One Credit, OneFi is a credit facility company that offers short-term consumer loans to credit-worthy individuals with limited access to finance.

One-Fi loan repayment cycle is typically between 3 – 6 months, with loan amounts up to N200,000 or more.

5. C24

C24 Limited is a microfinance institution that was established with the sole mission to create an avenue for people to actualize opportunities around them, by helping them access cash loans when they need it.

C24 understands the need for quick cash loans and the necessity of quicker loan processing time. Their online loan process has been optimised to help applicants avoid the stress associated with other loan companies.

6. QUICKCHECK

QuickCheck is a modern lending platform for individuals and small businesses. QuickCheck uses mobile technology to enable individuals and small businesses gain access to financial credit.

According to the platform, users can access quick and hassle free loans of up to 30,000 Naira or more without any collateral for a duration of either 15 or 30 days.

7. PAYLATER

Paylater is an easy and entirely online lending platform that provides short-term loans to individuals and small businesses in Nigeria to help cover unexpected expenses or urgent cash needs.

With Paylater, you can access up to 1,000,000 Naira loan with no collateral. Once your application is approved, funds are typically received within 1 – 3 business days. Making on-time repayments can grant you access to higher credit limits for your next loan.

8. AELLA-CREDIT

Aella Credit is building platforms that make it easier for individuals in Africa to gain access to financing. Mainly focused on employee lending and empowerment, the company has affiliated with three main credit bureau agencies in Nigeria to provide quick and affordable loans with no paperwork to its customers.

Aella Credit uses a proprietary credit scoring algorithm to determine the credit worthiness of its users. The algorithm, which was built after the team gathered over five years of market data and analysis, processes an applicant’s eligibility for a loan by considering social and demographic factors as well as their debt to income ratio.

9. ZEDVANCE

Zedvance is a consumer finance company committed to providing consumer credit to individuals. You can borrow up to 3 Million Naira in less than 24 hours.

The company specifically provide loans to salary earners but if you are a salary with a side business, you can pick up the deal to finance your business use.


10. SMEDAN

Last on the list is SMEDAN, a government-backed initiative to offers quick and easy business loans to Nigerian SME’s businesses in need of financing. The core mission of the organisation is to promote entrepreneurship among Nigerians and also provide capital to start the business.

Aside funding, SMEDAN also provide business owners with hands-on training and support to help them run their business. If you would like to apply, check out the website.

Final Thoughts

While most of these platforms claim to offer quick loans without any collateral, it is advisable to carefully study their Terms & Conditions (T&C) before throwing in an application.

Another factor to consider is the interest rate and payback period.

As a business, you will not want to go in for loans with very short payback period except you very sure you will earn back the money in no-time.

Personal experience: I obtained a loan from Pay later some time ago and it's really fast and convenient.

Wish you luck.

Thank you for the calls. Making good progress
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There are three programmes under the Lagos State Loan scheme.

Micro-enterprise Start-up which offers up to N250,000 loan at an interest rate of 5 percent per annum for up to one year.

Micro-enterprise loan, similar to the start-up programme, but offers loan amount up to N500,000 at the same rate and tenor.

SME loan programme offering between N500,000 and N5 million for a period of up to 3 years at an interest rate of 5 percent per annum.

The three programmes have different requirements for beneficiaries to qualify. The requirements are quite straight forward and no need for any form of collateral.

Now my questions.

1. Are they still giving out loans?

2. If yes, how long does it take. From application to disbursement?

If you are a beneficiary or you have current information, kindly share.

Thanks

Registered already...

forreelinc:
eh? my motor wey them thief from me at gunpoint in badagry

Receive Sense....

ogunvic41:
UBER-average rating of your last 500 trips, a single poor rating(1) will drop ur rating drastically. Most riders on UBER rate low because they aren't happy with UBER and the drivers in Lagos the are embittered,harsh and see drivers as potential rude guys...
TAXIFY- average rating of ur last 40 trips... Riders are friendly, recently TAXIFY drivers have been cool and arrive ASAP, the drivers can tolerate because no cancellation fee....riders are very happy and calm.
HOW TO IMPROVE YOUR RATINGS
1. Call riders before they call u and address them politely and professionally
2. Announce your arrival and greet them with a friendly smile..
3.Male riders are easy to please but female riders are devils so act carefully they complain about everything and willing to rate u low because most of them know the implications so play smart. Be jovial with the female riders, they like friendly conversation especially the ones that sit beside u
4.Your car must be neat, A/c must be super cold
5.Have aux cable and extra charger, ask them if they need either of it
6.offer mints or gums... They love orbit
7. Take riders preferred route or drive thru shorter routes to avoid traffic... Riders want to get to destination asap
8. Give free WiFi
9. Drive carefully, professionally and drive fast
10.Don't argue with riders
11.apologize when they complain about anything
12.your dressing is important... DRESS WELL. Ladies like guys that dress well...
13.Engage them in friendly conversation...
DRIVE SMART...
LETS KEEP LAGOS MOVING...
WE ARE PROFESSIONAL DRIVERS...
WE ARE DAILY INCOME EARNERS...
WE ARE DIFFERENT...
CALL ME FOR MORE INFO-08032800453
GOOD MORNING

Good.

But free WiFi hard small o. For dis Buhari administration

Thank you for your patronage. Service still available.

Available....

TheTrueApostle:
1M, cash at hand...

Chai... . No comment

Xone3:
I will buy 3 sewing machine and use the remaining to buy fabrics. Ready to wear production on point.

I just sent you a PM. Let's talk business

blackylola:
any vehicle that can't make *3 of the fuel money is not okay

True talk. This is an ideal benchmark.

My Honda Civic 03 model. With 3k fuel = 10-12k

Bro to be honest this car will be a hard sell @ 630k. It's a Honda Baby boy oooo

Kindly stoop to conquer

izaray:
Ahh!! Am glad you did Like how much will the corolla car cost me pls . Am seriously trying to put on a little investment, so i dnt depend on only my salary income tnks....Good morning!

Toyota Corolla ideal for Uber. 2003- 2006 model.

Price range for Naija used. 1.2 - 1.4M

For Tokunbo. From 1.8 - 2.2M

Im into transportation and I have a car on Uber as well. There are other cheaper and reliable cars apart from the Corolla.

Potential earnings 35k weekly.

Wish you luck

Service available....

Manual or Automatic??

630k

Making progress. Thank you. Service still available

Interesting.....

It works....

Nice

08028052100

Thumbs up....

Thanks for the calls. Service still available....

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