₦airaland Forum

This deposits were paid in and the next thing it’s out to sort out vendors, boyfriend sends money on a regular, money from unused furniture (there was even a remark from the buyers on the statement),mutual funds interest too was credited in the same Acct, some acquaintances credit. My balance was a little over 600k because I rarely leave funds in my salary account and even the 600k was transferred from my other bank accounts, plus the bulk money didn’t come in from the deposit cos the gift existed even before huge funds started coming in

giselle237:
u were gifted the whole 4m? That’s in may 2019 and July 2019? And u applied for a visa in dece2019... hmm this screams like it was planned for this visa..
How come u have these unexplained deposits... cus now u saying u want to explain money from family and friends, money from sale of unused house hold items, huge funds from business, investment deposit tht was a gift...
Caus even after all these deposits ur main account bal as at submission was a little over 600k...seems to me the bulk of money came in from these deposits and not ur salary? that definitely raises a flag
Sorry but i have to be blunt

I applied in Jan 2020 and it wasn’t planned for a visa, it is for another purpose, it’s not even a fund I want to touch

giselle237:
u were gifted the whole 4m? That’s in may 2019 and July 2019? And u applied for a visa in dece2019... hmm this screams like it was planned for this visa..
How come u have all these unexplained deposits... cus now u saying u want to explain money from family and friends, money from sale of unused house hold items, huge funds from business, investment deposit tht was a gift...
Caus even after all these deposits ur main account bal as at submission was a little over 600k...seems to me the bulk of money came in from these deposits and not ur salary? that definitely raises a flag
Sorry but i have to be blunt

I was gifted the whole 4m but invested 3.2 in May and subsequently did another investment of 800k in July.... salary is 220k

giselle237:
@msbaileyz sorry about the refusal
.. Pls explain what exactly you mean by the stanbic funds.. u were gifted the whole 4m? That’s in may 2019 and July 2019?
How much is ur salary from ur employer?

Hello house,
I have a refusal based on paragraph(s) 4.2 of appendix V, that is the refusal was based on the inflow of funds in my personal account. The ECO stated “both bank statements consists of several unexplained deposits and transfers from unknown source.
Both accounts are Gtb savings and Stanbic mutual funds
I had submitted
* my work documents (salary reflects in my account on a monthly basis)
* my registered business name cert as I am also an entrepreneur (event planning on weekends) it was stated in my application that fees are mostly paid in my personal account.
* introduction letter and copies of clients invoices were attached (invoices funds reflect in my account statement)
* gtbank statement and ref
* Stanbic statement and ref
And other documents
The challenge here is that, from the response from the ECO, he/she is satisfied with everything but my source of funds.
1. Stanbic investment has been for over 6months (3.2m in May 2019 and 800k in July 2019)... This was a gift and I’m wondering (would it be better to add a deed of gift to back that up)?
2. Then for the huge funds from my business, would it be better to add the event planning agreement? And a letter explaining other inflow like money from family and friends, sale of unused household items and the like?
Lastly, is it advisable for me to reapply immediately? and what’s your advice about how I should go about explaining?

Good morning everyone, I have a question about travel history... In a situation where I can’t remember all refused visa dates, what do I do? Plus will I include the visas on my previous passport post ITA?

Good morning everyone, I have a question about travel history... In a situation where one can’t remember all refused visa and dates, what do one do? Plus will the person include the visas on the previous passport post ITA?

2.1m ....mileage 89k

Dupalmer:
How much and what's the mileage?

Error

verygudbadguy:
Two different interiors?

Ikoyi Lagos

jumpmasta:
Where is the Car located?

It you think so....

Dottore:
It's suspicious when people display an item publicly then request for calls or private chat before they can disclose the price.

Dottore:
It's suspicious when people display an item publicly then request for calls or private chat before they can disclose the price.

If you think so...

If you think so...

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Hello House,

There’s a question I that has been on debate, will any revoked visa (US, UK, EUROPE, SA, DUBAI etc.) affect Canada express entry application

GlitteringStar:
Can you share your profile? Age range, how many years of work experience, level of degree and IELTS scores.

29yrs, 5years working experience, LL.B and B.L ( did Wes evaluatiom) LSRW 7767

mcstan18:
I'm single. You can marry me and fulfill your Canadian dreams.

Sorry, I play too much. You needn't be confused lady, there are lots of (single) people here (like yours sincerely) who are on this journey alone. A partner can only boost your (combined) score if he:
1. Has superior and fantastic IELTS score, something like the 8,7,7,7 and above
2. Has 2 or more degrees, an MSc, a PhD and/or any other recognized professional certification like ACCA
3. Has a sibling who is a citizen or PR of Canada, and best of all
4. Has a provincial nomination or is likely to obtain one.

A combination of one or more of the above would land you safely on Canaan's side as you thought. Without them, your 391 score might get depleted sef. Somebody should kindly vet my submission

It's like starting all over again... could be frustrating

sweetrie:
You have to rewrite and aim for at least LRSW 8777

Even when I used the 8777... total CRS was 401, maybe I'm not filling it properly... I dont know

policy12:
Av u done d Ielts

Yes LRSW...7677

tobey2ng:
You have better chance as single. There must have been a mistake in your CRS filling steps. Use LRSW 8777 in that other for your IELTS result. Do this and feed us back.

I had 7677

Hello everyone, I am in a confused state at the moment. My CRS is 391, I'm single and I have noticed that almost everyone here is applying as a couple... is there another way for singles like me with low CRS?? Maybe to hook up with a single guy and apply jointly??

Lagos cleared , unregistered full option Honda accord for sale 1.6m
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This car is less than a week in nigeria, it's a super clean silver colour with clean black fabric interior, it's a buy and drive with mechanical issue atall. It's been sold directly by the owner. You can reach her on 08059640050 08098040050

Super clean lagos cleared Toyota corolla forsale at very reasonable price 2.9m ...call the owner directly 08098040050

abujaniv:
Stop yelling.

Contacting the Embassy is the appropriate step.

Please what's the possible response I might get? Can it be reversed if it was truly cancelled?

Deleted

Still available

My Toyota Matrix is clean and in perfect condition... Call 08033009509... Slightly negotiable

Super clean,full option Mazda CX-7,2007 model for sale 2.6 m Contact me on 08033009509

Still available