₦airaland Forum

We can come together to form oil servicing company. We need vibrant and serious guyz to fall in for the partnership stuff. If you are interested, email your name, skills acquired and year of experience, mobile number to naijalite@gmail.com

Golden Penny Sugar is in the market now. Remember that Nigeria spend up to N38 Billion to import sugar. This is another way to tap from the wealth of sugar business. Golden Penny Sugar goes for N7200 per bag (50kg) and the company pay you back N200 rebate/incentive on each bag of sugar you buy.
Note: The customer have to buy a minimum of 600 bags (a truck) in a month for him/her to qualify for the N200 rebate/incentive the company will pay on each bag of sugar bought.

@Johnsilver19. I'll advice you to be a sub-distributor. What location/city are you? I can hook you up with a distributor from your location or city.
@buruike. Yes you can be a sub-distributor. What is your location?
They're other products like spag, macaroni, twister, eliche, mario cheese ball, noodles, semovita, golden vita (whole wheat).
@xsey. Golden Penny is in Apapa. Check the bag of semovita for the address. For wheat offals, we don't open account for new customers (distributors/dealers) anymore cos the demand is more than the supply, we gat to stop in order to satisfy existing customers but you can call me on this number to see what i can do for you 07056892666 (available from 8am - 5pm).
@makbis. It doesn't take much to be a distributor of semovita and spag. What is your budget and where is your potential market ?
@All. Sorry for the late reply cos am writing my professionals exam. Also, please don't drop me your email. Ask anything you want to know on the forum let us others to get inform cos even though a poster don't have the money now, the scope of how to do it will be there.

@prologue. The following are the rebate that the coy pay customers on each flour they buy. Volume discount, cash discount, wheat offal discount, special wheat offal discount, special city discount, quarterly rebate (every 3 month), annual rebate (once in a year). The rebate being paid by the coy depend on customer city, so it varies.
@ Johnsilver19. 2 million as capital start up for flour distributor is too small but you can be a sub-distributor with it so forget about the loan stuff. I won't advise you to go for loan cos "na interest go pocket your profit at the end of the day"

@justayo. The minimum bags of flour in a truck is 600 bags which is 30 tons. 600 bags (a truck) of prime flour is N4,140,000 while 600 bags of confectionery flour is N3,960,000. You can buy both flour as mix up in a truck (600 bags).
@jonsilver19. Golden Penny don't sell pounded yam flour. The said 2 flours can be use for bread, cakes, snacks and other confectionery products. We also have soft biscuit flour for making biscuit, noodles flour for making noodles, whole wheat flour for making chocolate biscuit and wafers.

@Johnsilver19 and @justayo. Yes, cash at hand and if you can get credit facility (loan) from a bank, you let me know when you get it but i won't advice you to go for credit facility.
We have 2 types of flour . Prime flour and Confectionery flour. Prime flour goes for N6900 and confectionery flour goes for N6600 but mind you, company can review the price at any time.
The minimum you can start with is 300 - 600 bags but a customer must buy 600 bags minimum (a truck) in a month in order to qualify for monthly rebate the company will pay the customer.
The company pays rebate on each bag of flour bought by the customer. The rebate is monetary and will only be deposited in customer account which he/she can top up money and buy goods from the company with (so not as cash in hand/cheque).

@Johnsilver19. It depend on you budget, quantity you want to buy and your potential market. Let me know your budget. Also, why dropping me your email? ask me anything you want to know on the forum so that others too will benefit.

Flour business is very lucrative. You'll surely reap the reward of your investment when you invest in any Fast Moving Consumable Goods products. I work with Golden Penny as Customer Support Officer (Flour Sales). You can ask me anything about flour market/any Golden Penny products.

I was on the run from muson centre when i saw the fire. The building was heavily razed with fire. It was so sad that no quick response from the fire service and even our fire service men lack the facilities to control that kind of fire cos it started from the topmost floor of the building. May God replace in good for the victims and make them to bear the loss. Please, Safety first in all we do. No Safety! No Work!! No Safety! No business!!

The ninth of Dhul-Hijjah -
It's a great day of Arafat. Allah swore by the day of Arafat, which points to its greatness. Allah said: "And [by] the promised Day. And [by] the witness and what is witnessed". (The Holy Quran, Surah 85. "The Mansions Of The Stars, Constellations", verses 2-3) The Messenger of Allah (peace and blessings be upon him) said:
"The promised day is the Day of Resurrection, the witnessed day is the Day of Arafat, and the witnessing day is Friday". (Narrated by al-Tirmidhi and classed as saheeh by al-Albani)
On the day of Arafat Allah frees His servants from hell and forgive them their sins.
It was narrated that Aisha (may Allah be pleased with her) said: The Messenger of Allah (peace and blessings of Allaah be upon him) said:
"There is no day on which Allah ransoms more of His slaves from the Fire than the day of ‘Arafah. He draws close then He boasts about them before the angels and says, ‘What do these people want?'" (Narrated by Muslim 1348)
It was also narrated from Anas that the Prophet (peace and blessings be upon him) said on the day of Arafat: "'O Bilal! Ask the people to be quiet and listen to me.' Bilal stood up and asked the people to be quiet and listen to the Prophet (peace be upon him). When the people were quiet, the Prophet (peace be upon him) said: O People!
A little while ago Gabriel (peace be upon him) came to me. Gave me salutations from Allah, and informed me that Allah has forgiven those who spend the Day at Arafat, and those who stop at Mash'ar al-Haram, and that He has guaranteed their debts!'.At this 'Umar bin al-Khattab stood up and asked, 'O Allah's Messenger, is this for us only?' The Prophet (peace be upon him) said, "This is for you, and for all those who will come after you until the Day of Judgment'".
(Ibn al-Mubarak. Hadith authentic. See Saheeh al-Targib 2 / 33)
The best supplication (du'a) - is a supplication on the day of Arafat. Reported from Abdullah ibn Amr that the Messenger of Allah (peace and
blessings be upon him) said: "The best supplication is that of the Day of Arafat, and the best thing that I and other Prophets before me said, is: La ilaha illa allahu wahdahu la
sharika lah, lahu al-mulku wa lahu al-hamdu wa huwa `ala kulli shai'in qadeer (There is no god but Allah alone. He has no partners. To Him belong the sovereignty and all praise. He has power over all things)". (Al-Tirmidhi)
Hafiz Ibn Abdul-Barr said: "The indication in this hadith that supplicating on the Day of Arafat is better than supplicating on other days. And in this hadith there is also an indication that all the supplications or most of them on the Day of Arafat are answered. And also in this hadith indicated that the best remembrance of
Allah is saying "la ilaha illa-Allah". (See al-Tamhid 6/41-42). Imam al-Baji said: "The best of supplication is on the day of Arafat mean the dhikr with the greatest blessing, the greatest reward and that which is most likely to be
answered. It may be interpreted as referring to pilgrims only, because the meaning of supplication on the day of Arafat is very true in their case, and applies especially to them. But if the day of Arafat is regarded in general terms, it is described as such because of the pilgrims being there. And Allah knows best". (See Sharh al-Muwatta 1/358).
It is proven that some of the salaf regarded "al-ta'reef" as permissible, which means gathering in the mosques to offer du'aa' (supplication) and remember Allah (dhikr) on the day of Arafat.
***
What are the virtues of the Day of Arafat?
Praise be to Allah.
1. It is the day on which the religion was perfected and Allah's Favour was completed.
In Al-Saheehayn it was reported from ‘Umar ibn al-Khattaab (may Allah be pleased with him) that a Jewish man said to him, "O Ameer al-Mu'mineen, there is an ayah in your Book which you recite; if it had come to us Jews, we would have taken that day as an ‘Eid (festival)." ‘Umar said, "Which ayah?" He said: "This day I have perfected your religion for you, completed My
favour upon you, and have chosen for you Islam as your religion." [The Holy Quran, Surah 5."The Table Spread", verse 3]. ‘
Umar said, "We know on which day and in which place that was revealed to the Prophet (peace and blessings of Allah be upon him). It was when he was standing in Arafat on a Friday."
2. It is a day of Eid for the people who are in that place.
The Prophet (peace and blessings of Allah be upon him) said: "Yawm Arafat (the day of Arafat), Yawm al-Nahr (the Day of Sacrifice) and
Ayyaam al-Tashreeq (the 3 days following Yawm al-Nahr) are Eid (festival) for us, the people of Islam. These are days of eating and drinking".
This was narrated by the authors of al-Sunan.
It was reported that ‘Umar ibn al-Khattaab said:
"It - i.e., the ayah ‘This day I have perfected...' was revealed on a Friday, the Day of Arafat, both of which - praise be to Allah - are Eids for us."
3. It is a day by which Allah swore an oath.
The Almighty cannot swear by anything except that which is mighty. Yawm Arafat is the "witnessed day" mentioned in the ayah (interpretation of the meaning): "By the witnessing day [Friday] and by the witnessed day [the Day of Arafat]."
(The Holy Quran, Surah 85. "The Mansions Of The Stars, Constellations", verse 3)
It was reported from Abu Hurayrah (may Allah be pleased with him) that the Prophet (peace and blessings of Allah be upon him) said: "The promised day is the Day of Resurrection, the witnessed day is the Day of Arafat, and the witnessing day is Friday".
(Narrated by al-Tirmidhi and classed as saheeh by al-Albani).
It is the "odd" [i.e., odd-numbered, Witr] by which Allah swore in the ayah
(interpretation of the meaning):
"And by the even and the odd". (The Holy Quran, Surah 89. "The Dawn, Daybreak", verse 3)
Ibn ‘Abbaas said: "The even is the Day of al-Adhaa [i.e., 10th Dhoo'l-Hijjah] and the odd is
the Day of Arafat [i.e., 9th Dhoo'l-Hijjah] This is also the view of ‘Ikrimah and al-Dahhaak".
4. Fasting on this day is an expiation for two years.
It was reported from Abu Qutaadah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings of Allah be upon him) was asked about fasting on the Day of Arafat. He said, "It expiates for the sins of the
previous year and of the coming year." Narrated by Muslim.
This (fasting) is mustahabb for those who are not on Hajj. In the case of the one who is on Hajj, it is not Sunnah for him to fast on the Day of Arafat, because the Prophet (peace and blessings of Allah be upon him) did not fast
on this day in Arafat. It was narrated that he forbade fasting on the Day of Arafat in Arafat.
5. It is the day on which Allah took the covenant from the progeny of Adam.
It was reported that Ibn ‘Abbaas (may Allah be pleased with him) said: The Messenger of Allah (peace and blessings of Allah be upon him) said:
"Allah took the covenant from the loins of Adam in Na'maan, i.e., Arafat.
He brought forth from his loins all his offspring and spread them before Him, then He addressed them, and said: ‘Am I not your Lord? They said,
‘Yes, we testify,' let you should say on the Day of Resurrection: ‘Verily, we have been unaware of this.' Or lest you should say: ‘It was only our fathers aforetime who took others as partners in worship along with Allah, and we were (merely their) descendants after them; will You then destroy us because of the deeds of men who practiced Al-Baatil (i.e., polytheism and
committing crimes and sins, invoking and worshipping others besides Allah)?'" [The Holy Quran, Surah 7. "The Heights", verses 172-173]
(Narrated by Ahmad and classed as saheeh by al-Albaani.
And there is no greater day than this and no greater covenant than this).
6. It is the day of forgiveness of sins, freedom from the Fire and pride in the people who are there:
In Saheeh Muslim it was narrated from ‘Aa'ishah (may Allah be pleased with her) that the Prophet (peace and blessings of Allah be upon him) said:
"There is no day on which Allah frees more people from the Fire than the Day of Arafat. He comes close and expresses His pride to the angels, saying, ‘What do these people want?'"
It was reported from Ibn ‘Umar that the Prophet (peace and blessings of Allah be upon him) said:
"Allah expresses His pride to His angels at the time of ‘Ishaa' on the Day of Arafat, about the people of Arafat. He says, ‘Look at My slaves who have come unkempt and dusty.'"
(Narrated by Ahmad and classed as saheeh by al-Albaani).
And Allah knows best.

The ninth of Dhul-Hijjah -
It's a great day of Arafat. Allah swore by the day of Arafat, which points to its greatness. Allah said: "And [by] the promised Day. And [by] the witness and what is witnessed". (The Holy Quran, Surah 85. "The Mansions Of The Stars, Constellations", verses 2-3) The Messenger of Allah (peace and blessings be upon him) said:
"The promised day is the Day of Resurrection, the witnessed day is the Day of Arafat, and the witnessing day is Friday". (Narrated by al-Tirmidhi and classed as saheeh by al-Albani)
On the day of Arafat Allah frees His servants from hell and forgive them their sins.
It was narrated that Aisha (may Allah be pleased with her) said: The Messenger of Allah (peace and blessings of Allaah be upon him) said:
"There is no day on which Allah ransoms more of His slaves from the Fire than the day of ‘Arafah. He draws close then He boasts about them before the angels and says, ‘What do these people want?'" (Narrated by Muslim 1348)
It was also narrated from Anas that the Prophet (peace and blessings be upon him) said on the day of Arafat: "'O Bilal! Ask the people to be quiet and listen to me.' Bilal stood up and asked the people to be quiet and listen to the Prophet (peace be upon him). When the people were quiet, the Prophet (peace be upon him) said: O People!
A little while ago Gabriel (peace be upon him) came to me. Gave me salutations from Allah, and informed me that Allah has forgiven those who spend the Day at Arafat, and those who stop at Mash'ar al-Haram, and that He has guaranteed their debts!'.At this 'Umar bin al-Khattab stood up and asked, 'O Allah's Messenger, is this for us only?' The Prophet (peace be upon him) said, "This is for you, and for all those who will come after you until the Day of Judgment'".
(Ibn al-Mubarak. Hadith authentic. See Saheeh al-Targib 2 / 33)
The best supplication (du'a) - is a supplication on the day of Arafat. Reported from Abdullah ibn Amr that the Messenger of Allah (peace and
blessings be upon him) said: "The best supplication is that of the Day of Arafat, and the best thing that I and other Prophets before me said, is: La ilaha illa allahu wahdahu la
sharika lah, lahu al-mulku wa lahu al-hamdu wa huwa `ala kulli shai'in qadeer (There is no god but Allah alone. He has no partners. To Him belong the sovereignty and all praise. He has power over all things)". (Al-Tirmidhi)
Hafiz Ibn Abdul-Barr said: "The indication in this hadith that supplicating on the Day of Arafat is better than supplicating on other days. And in this hadith there is also an indication that all the supplications or most of them on the Day of Arafat are answered. And also in this hadith indicated that the best remembrance of
Allah is saying "la ilaha illa-Allah". (See al-Tamhid 6/41-42). Imam al-Baji said: "The best of supplication is on the day of Arafat mean the dhikr with the greatest blessing, the greatest reward and that which is most likely to be
answered. It may be interpreted as referring to pilgrims only, because the meaning of supplication on the day of Arafat is very true in their case, and applies especially to them. But if the day of Arafat is regarded in general terms, it is described as such because of the pilgrims being there. And Allah knows best". (See Sharh al-Muwatta 1/358).
It is proven that some of the salaf regarded "al-ta'reef" as permissible, which means gathering in the mosques to offer du'aa' (supplication) and remember Allah (dhikr) on the day of Arafat.
***
What are the virtues of the Day of Arafat?
Praise be to Allah.
1. It is the day on which the religion was perfected and Allah's Favour was completed.
In Al-Saheehayn it was reported from ‘Umar ibn al-Khattaab (may Allah be pleased with him) that a Jewish man said to him, "O Ameer al-Mu'mineen, there is an ayah in your Book which you recite; if it had come to us Jews, we would have taken that day as an ‘Eid (festival)." ‘Umar said, "Which ayah?" He said: "This day I have perfected your religion for you, completed My
favour upon you, and have chosen for you Islam as your religion." [The Holy Quran, Surah 5."The Table Spread", verse 3]. ‘
Umar said, "We know on which day and in which place that was revealed to the Prophet (peace and blessings of Allah be upon him). It was when he was standing in Arafat on a Friday."
2. It is a day of Eid for the people who are in that place.
The Prophet (peace and blessings of Allah be upon him) said: "Yawm Arafat (the day of Arafat), Yawm al-Nahr (the Day of Sacrifice) and
Ayyaam al-Tashreeq (the 3 days following Yawm al-Nahr) are Eid (festival) for us, the people of Islam. These are days of eating and drinking".
This was narrated by the authors of al-Sunan.
It was reported that ‘Umar ibn al-Khattaab said:
"It - i.e., the ayah ‘This day I have perfected...' was revealed on a Friday, the Day of Arafat, both of which - praise be to Allah - are Eids for us."
3. It is a day by which Allah swore an oath.
The Almighty cannot swear by anything except that which is mighty. Yawm Arafat is the "witnessed day" mentioned in the ayah (interpretation of the meaning): "By the witnessing day [Friday] and by the witnessed day [the Day of Arafat]."
(The Holy Quran, Surah 85. "The Mansions Of The Stars, Constellations", verse 3)
It was reported from Abu Hurayrah (may Allah be pleased with him) that the Prophet (peace and blessings of Allah be upon him) said: "The promised day is the Day of Resurrection, the witnessed day is the Day of Arafat, and the witnessing day is Friday".
(Narrated by al-Tirmidhi and classed as saheeh by al-Albani).
It is the "odd" [i.e., odd-numbered, Witr] by which Allah swore in the ayah
(interpretation of the meaning):
"And by the even and the odd". (The Holy Quran, Surah 89. "The Dawn, Daybreak", verse 3)
Ibn ‘Abbaas said: "The even is the Day of al-Adhaa [i.e., 10th Dhoo'l-Hijjah] and the odd is
the Day of Arafat [i.e., 9th Dhoo'l-Hijjah] This is also the view of ‘Ikrimah and al-Dahhaak".
4. Fasting on this day is an expiation for two years.
It was reported from Abu Qutaadah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings of Allah be upon him) was asked about fasting on the Day of Arafat. He said, "It expiates for the sins of the
previous year and of the coming year." Narrated by Muslim.
This (fasting) is mustahabb for those who are not on Hajj. In the case of the one who is on Hajj, it is not Sunnah for him to fast on the Day of Arafat, because the Prophet (peace and blessings of Allah be upon him) did not fast
on this day in Arafat. It was narrated that he forbade fasting on the Day of Arafat in Arafat.
5. It is the day on which Allah took the covenant from the progeny of Adam.
It was reported that Ibn ‘Abbaas (may Allah be pleased with him) said: The Messenger of Allah (peace and blessings of Allah be upon him) said:
"Allah took the covenant from the loins of Adam in Na'maan, i.e., Arafat.
He brought forth from his loins all his offspring and spread them before Him, then He addressed them, and said: ‘Am I not your Lord? They said,
‘Yes, we testify,' let you should say on the Day of Resurrection: ‘Verily, we have been unaware of this.' Or lest you should say: ‘It was only our fathers aforetime who took others as partners in worship along with Allah, and we were (merely their) descendants after them; will You then destroy us because of the deeds of men who practiced Al-Baatil (i.e., polytheism and
committing crimes and sins, invoking and worshipping others besides Allah)?'" [The Holy Quran, Surah 7. "The Heights", verses 172-173]
(Narrated by Ahmad and classed as saheeh by al-Albaani.
And there is no greater day than this and no greater covenant than this).
6. It is the day of forgiveness of sins, freedom from the Fire and pride in the people who are there:
In Saheeh Muslim it was narrated from ‘Aa'ishah (may Allah be pleased with her) that the Prophet (peace and blessings of Allah be upon him) said:
"There is no day on which Allah frees more people from the Fire than the Day of Arafat. He comes close and expresses His pride to the angels, saying, ‘What do these people want?'"
It was reported from Ibn ‘Umar that the Prophet (peace and blessings of Allah be upon him) said:
"Allah expresses His pride to His angels at the time of ‘Ishaa' on the Day of Arafat, about the people of Arafat. He says, ‘Look at My slaves who have come unkempt and dusty.'"
(Narrated by Ahmad and classed as saheeh by al-Albaani).
And Allah knows best.

It's is a big shame on Ojukwu's family. Go back to history, read through warlords and heroes that have fought for this nation, mute and reason for a while, then compare them and see. Let me mention but a few warlords and heroes like Sir. Ahmadu Bello (The Sardauna). He was one of the frontier and hero that lead Nigeria to independence. He was the 1st Nigerian to make speech after Independence. Did you hear anything after his death from his family. What of the likes of Ladoke Akintola, Tafawa Balewa, Nnamdi Azikwe and co's. Did you hear anything after their death. I hope they'll let Ojukwu to sleep well in his grave.

@Rooneyboy. I reside at mile 2 estate which is a neighbourhood to festac in lagos. I'll be glad if you can take me along to see where i can chip in. Contact me via muhdt02@yahoo.com or 08037992338

We deal with different kind of products and
services. We currently have OEM, Kingston and
Micro SD (Memory Card). We sale in bulk or retail package. Our products are upgraded ones with high quality and cheapest price. We have 1GB, 2GB, 4GB, 8GB, 16GB and 32GB memory cards.
For more enquiry, you can reach us on
08037992338, 08059275687.

We deal with different kind of products and services. We currently have OEM, Kingston and Micro SD (Memory Card). We sale in bulk or retail package. Our products are upgraded ones with high quality and cheapest price. We have 1GB, 2GB, 4GB, 8GB, 16GB and 32GB memory cards.
For more enquiry, you can reach us on 08037992338, 08059275687.

@all. Romania inclusion to be part of the schengen countries is not yet approve and there's strong indication that it will be included before ending of the year. Secondly, students are allowed to work for 20 hours per week during academic session and 40 hours per week during break/holiday. @justwise, thanks for the correction. I D̶̲̥̅̊ε̲̣̣̣̥γ̲̣̣̥ fell sleep wen i first post yesterday night.

Romania is a EU country and also a schengen country. Universities education in romania is well recognised in any part of the world. Most of the programmes are taught in romania language while only few programmes are taught in english language. International student can work for 25 hours per week and can also work full time during holiday. A student can use the exchange programme to complete his/her degree in another country. Their admission is centralised which is monitored by the ministry of education, youth and sport. To apply for admission in romania, you need your waec/neco transcript and bachelor's degree transript (for post graduate) which have to be authenticated by fed minstry of education, abuja and fed ministry of foreign affairs, abuja and then to be legalised at the romania embassy in abuja. Most of the in'tl student study romania language for a year prior before they start their studies. The tuition fee for a year language course is €1800

I don't know when we'll have free and fair election in this country. All the so call proffessors that chair inec did not worth it. Starting from maurice iwu, attahiru jega and all others profs. They suppose to be in research centres not in political system.

Leave for wetin. E be like say dis kassim don snuff weed. Vote and stay to protect your vote. Inshort, stay there till the vote end and counted. OshoBaba...in god we trust, in u will be the winner

Please, someone in edo state should raise alarm about this rigging process that is about to go on. Free and fair election must reign.

08037992338

I have National Diploma in science laboratory technology and also have Intermediate certificate of The National Association of British and Irish Millers Flour Milling Examination with 3 yrs working experience in flour milling and 1 yr experience in food production. I'm also a member of International Association of Operative Millers. Am i eligible to apply for the australia immigration skilled programme? Pls house, do help with reply. See you all the top.

I have an offer of work in papua new guinea. Is papua new guinea a visa free country to australia.

How will someone make his money in the business. I'm also interested, please need more explanation.

@kayalla, can u tell me how to apply for dubai working visa or residence permit

Please how did you apply and get kuwait temporary resident permit. Please share your experience.

The plane crashed around 3:45pm. This is due to negligence and inability of the airline operators to buy quality and new air plane but rather saving cost with human lives. The same Dana Air was reported with emergency landing on the 11th of may, 2012, and just few weeks after (today) it get crashed,. Did NCAA queried Dana Air for emergency landing on 11th of may, 2012? Did Dana Air make appropriate maintenance and predictive maintenance to their airlines? A lot need to be ask about because we can't continue folding our hands and some folks making millions without saving their customers lives. I was on an Aero airline plane bound lagos to abuja few weeks ago, the plane was shaking and vibrating on its runaway as if we were on lagos - ibadan expressway potholes. A lot need to be done in the aviation sector rather than wasting billions of naira on few kilometres runaway. May their soul rest in perfect peace.

if you need kilishi/dry meat. you can now get it in lagos easily. just call o8o59275687 or 08037992338

Hello,
How are you and how is your project work. I have been following all the post on the thread and i'll be glad to let you know that God have come to answer your prayer.
I run an NGO called "ProjectAid Foundation", we cater for the less previledge, orphans and give voice to the voiceless.
Am really touched by your situation and the foundation is ready to stand by you.
Can you please contact me and detail me on the matter.
Thanks

ProjectAid Foundation
08037992338
muhdt02@yahoo.com

Please do BHC has the right to ask for your account balance or can only confirm if you're a customer with bank. Also do they verify your passport picture of account with the bank? Please how does it work?

@worry246
What will be your advice for me. Should i look for someone that can back me up with bank statement and add it with supporting letter and document that the sponsor is my guardian.
What did you think please.