₦airaland Forum

DAramis:
Bro,
How can someone apply to work in Germany either as a part time job ( during summer break) or full time (after studies).?

I am not in Germany yet but wont mind the information as planning ahead is important in every step of a man towards actualizing his goal.

Your question is actually not clear. You mean how to apply for a job while studying and after studies??

Billic:
She ugly from childhood.

You no just get sense at all.

delana:
Running a private practice while working with public service isn't a crime but diverting patients to your own clinic is the crime. In the sane clime which you wrote up there like uk, doctors in the public service ie NHS are also allowed to run private practice since they work max of 56 hours/week , same thing is also obtainable in Australia.
Secondly , a doctor can't use his license to run a pharmacy , only a pharmacist can , so he has to employ one or at worse , collaborate with one.

Lastly I will like to see that doctor teaching zoology , I hope he isnt a medical microbiologist because sometimes the contents of these two programs can overlap making you believe the doctor is teaching zoology

Yeah, that's my point. Many a times, Doctors here in Nigeria divert patients to their private clinics. And of course i rightly said, Doctors don't have the right to own and run a pharmacy, but here in Nigeria all of them do that.

For the last point, i know a medical doctor employed in the zoology department in one of the top Universities in Nigeria.

Only in nigeria:

Will you see Medical doctors have and run pharmacies in their hospitals.

Most medical doctors who work in government establishments still have their private hospitals, and they divert patients to their hospitals and charge them high.

Some medical doctors teach courses irrelevant to what they studied. How can a medical doctor be employed to teach in zoology department.

In a sane country,
A medical doctor only works with human health.

Medical doctors don't own and operate pharmacies

Medical doctors who are employed at government establishments, do not tun their own private hospitals.

Psychodavidovic:
My sister has done, and has been doing business with them 1 year+ , so far it has been good.

Don't wanna say much before someone calls me a "marketer".

ajeleomo:
Bros you still dont get it
It is safer and profitable to buy higher than MMF interest rate to avoid the IF scenario as you cant predict the future rate

You could be right.. emphasis on "could". Because you cant predict the daily price of MMF except you are a wizard.

ajeleomo:
Bros are you indicating MMF will not rise? What if you buy TB @13% for 182 days like u said and after 30 days MMF have risen to 13.5% and fluctuates around above 13% for the rest of the tenor, Will you call your TB trade a good deal?
This is the reason TB fixed rate MUST significantly be highly than MMF as their is tendency for MMF to rise

What if not?
The bolded makes my statement clear that it's not a yardstick to measure outcome of a TB deal.

irookie:
Personally when I'm buying TB, its min of 182 days and the rate must be higher that what MMF offer. So my entry rate for 182 days TB is usually higher that of the MMF, if not I still keep my funds in MMF.

Yes, I'm not saying this is not possible.. All I'm saying is it is possible buy TB at a lower rate that MMF and still make more profit at the end. Thus price of MMF at the start is not a clear yardstick to actually confirm the out come of a TB deal

ajeleomo:
so one should accept 10% or even 11%? what will be your best rate entry?

You can have 13.5% for MMF today and 13% for TB. And tomorrow it may become 12.5 MMF, the next day 12%.
Which is now better?

ajeleomo:
Good morning All, Also lets be mindful of the deals you get on TB, Always ensure the interest is more than that of MMF no matter the tenor else it is not a good deal

This is not a good yardstick to measure since MMF prices varies daily whereas, the price you entered at the onset of a TB is what you will get until the end of it.

Yem0350:
Yes. I know you can withdraw from tbills but it will definitely affect your interest rate (in total) bcoz you will sell at discount. For MMF, nothing like that. That was the point i was trying to make.

Yes..correct

Yem0350:
Yes. Very correct. What happen if you are in urgent need of 500k?
The most important thing to be noted before going into tbills is that you won't need full or part of the money before expiration of the tenure. When it is needed, the benefit of MMF comes in. That is the only clause. Apart from this, tbills is better considering investing the upfront interest in MMF

This is not entirely correct. You can withdraw from Tbills before maturity, but you will lose part of your Capital depending in the rate at that moment.

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Did you smoke weed?

Olohunjedalo:
Treasury Bills is more capital guaranteed than MMF. https://www.nairaland.com/878880/treasury-bills-nigeria

This is total falacy, Sir. Both are capital guranteed. There's nothing like more guranteed

adedayo77:
Please what is the meaning of TB?

Treasury bills
or
Tuberculosis

But, I'm sure for this thread, it's Treasury bills

NobodyKnows:
What doesn’t bring Biafra into it?
Done be stupid please .

You are a small boy. And your type is not supposed to be in this thread. You are just insulting everyone like a toddler throwing tantrums.

Can someone answer this please
Thanks

naijaobi:
Hi everyone,
Is the recent increase for top up by stanbic mmf also applicable to those that opened account via mobile app?

Hi everyone,
Is the recent increase for top up by stanbic mmf also applicable to those that opened account via mobile app?

eezeribe:
The increase in online top up has been effective for a while now, and we updated that on page 96 of this thread.

eezeribe,
Is this option available for those that opened their account via the app?

valentinenwoko:
i want to invest a million in treasury bills for 365 days tenor, pls what is the current rate

Ask your bank sir.

lgboks:
For some one new to all this, would you guys suggest investmentone vgif or standbic mmf. Also, if am investing 100,000k, what's the expected interest in a month and 3 months? Guys help for the newbie

Just like you said, for someone new to this, it will do you good if you take time to at least read the first 20 and last 20 pages if this thread.

cooldudeng:
The rates are rather low

Stanbic is doing 11.35% on 204 days

I just helped him calculate the interest based on the rate he was given.

Olowogbogboro17:
GTBANK RATE TODAY IS

92 DAYS 10%

182 DAYS 10.2%

Please, whats your advice if am investing 1m on either one?

92 days 10%= 25,205 naira interest

182 days 10.2% = 50,860 naira interest.

Both interests are exclusive of bank charges

Nnamz:
Now I am confused. I thought the minimum bid in the primary market was 50M

Hope you've seen why you should keep quiet and stop saying what you are not sure of..

nevilbot:
Please what is the interest rate on the stanbic mmf. I am thinking of doing it but i need to know the interest rates on or returns. Thanks, i be jjc

Bode,
Interest rate is not static.. you can see daily interest rate from your account when you log in.

umulobi:
Yes,Stanbic Ibtc MMF recently upgraded their maximum top up to N5m via quickteller.

But I'm not sure its applicable to those who opened their account via mobile app.

Desanta:
Yes.

Thank you

Hello everyone.
Please quick question.
Do I need to have an account with say stanbic for example to purchase TB from them?

Thanks.

LOOL. ..

Look at the rates I got from Diamond Bank
TENOR MATURITY RATE
41 DAYS 14-Jun-18 6.00%
90 DAYS 2-Aug-18 6.75%
181 DAYS 1-Nov-18 6.85%
230 DAYS 20-Dec-18 7.00%

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spenca:
and i meant what i said

I've never invested in TB before.
You mean if I have a bank account I can invest without visiting the bank?

spenca:
yes,

If you have a house you trade with already

Lol.. I meant TB..