₦airaland Forum

candyshore:
no big deal about kissin in d mornin b4 brushin, doesnt count for me anyway i can kiss my hubby anytime of d day even in d mornin anyway i vent taken note of any smell so i dont care.

I loff u jare,u r a true candy

jamace:
I no dey for any long distance relationship o. I no dey buy/keep my monkey on a tree. The monkey go disappear, one time.

u r just funny

Me i love distance relationship.Distance is nvr a problem to me and i dont think it will be as long as the love for her is there.

well to me it doesnt matter.Early in d morning wen d feelings arise,we find ourselves in d middle of the act(kissing and , ) .at that junction nothing matters my brother

whose turn is it this week to get his/her own F-1 US visa, _waiting
NEXT==>>>

MUZBO:
Poetic justice if you ask me. Well done Chelsea. Even a quartet substitution couldn't stop you.

Abi oooo e remain small sef ferguson wan enter field come play

Please house. who knows abt the UNISA program distance learning online

A-town:
Unless you are filing for an intended immigrant or your fiancee, a call to the embassy "carries" no water.
It is left for your cousin to prove to them that he'll return to Nigeria. Mentioning that all your Dad's kids are in the states may not help his case. So i would stay mum on that unless asked by the consular.
Just follow all the steps people have been suggesting out here.

Just so you know, the embassy officials are aware that Nigerians use uncles and aunts that are citizens abroad as sponsors just to get the visa.
Do you guys have the same last name.
The thing you still have to figure out is "Why your uncle, his dad, wants to sponsor him" The embassy would want to know that. They would also want to know what he has in Nigeria that will make him come back.

All these points that i am raising should normally not be an issue but they have to "sit" on it otherwise everyone would be granted a visa.
If you apply from a developed nation, you could even use your enemy as your sponsor and they'd probably issue the visa.

The deciding factor people ignore is "Have you proved to the consulate that you will return. What do you have in Nigeria that will make you return"
Between you and the consular, he/she knows you won't return "immediately after your studies (99.99999% of Nigerians don't return). Don't ask me how i know.
How you prove to the consular that you will return is up to you.

TheSeeker this will be relevant to u in my own opinion

A-town:
Men i don't know what to say again. It keeps going downwards. Undergrad? Is your friend under 23yrs of age?
I won't lie to you it doesn't look too good.
One thing i'd like to emphasize is that although funds matter, it is really not a big issue. There have been cases of people with less than 900,000 in their accounts but with enough proof that they have sources of income to supplement it. i.e well run account blah blah blah.
Even if his uncle has 9 billion naira in his account, the counsular wants to know why that person has chosen to sponsor you and not the person's child. It's left for you to figure out how you can prove it.

Funny thing is that your guy may go to the embassy and they may not even query him. We're just trying to knock out all the possibilities here.

In case you are not aware, the success rate for undergraduates is way lower than those going for graduate studies.
Main reason : 60% of potential undergrad applicants are above the age of 24yrs.
Although it has happened, i am yet to hear of a 16-17yr old whose sponsors are the parents that has been denied a student visa for undergrad.

@A-town, age doesnt matter if u can sweet talk them into seeing things from ur angle.A friend of mine(very close) just got his and will be leaving this coming wednesday to Arizona.he was born 1982.I think ur parlance will talk more abt ur intentions to the states.Above all.Na GOD
MyWord u have .I have spoken

hmmmmmm, i am speechless

@poster, perhaps the babes u met.

hackingisfun:
boy u're in BIG trouble

Honestly!!

Ben20001:
mere imaginations.

na too much nigeria films(home video)

kayode O:
Bravo onovo`we just hope this will not end up on pages of newspaper` [color=#990000][/color]

i laugh

ThoniaSlim:
Seen this before. . .

Thoooooonnniiiaaaasliiimmm this ur mouth

TheSeeker:
I've been trying to message you but got no response. My YIM ends with ****424

WATS URS?

TheSeeker:
What exactly do I tell him to do with the bank guys? Have an account statement with such balance as his sponsor? In Nigeria, is it possible that you change the name on your account at some point? If he runs it with the bank guys, won't the difference in the last name call for some kind of disbelief from the consular, if getting a bank account statement in someone else's name is what you meant?

Lets talk on yahoo, meet me on val2rhyme@yahoo.com we can talk better

TheSeeker:
Ok, if an account in his father's name is worth $10,000.00, can he combine a statement of account worth $20,000.00 from another sponsor of different last name with his and still stand a good chance? BTW, how do you mean runs am? Do you mean in terms of having a deal with the back to backdate the time the account was opened? Or . . . ?

Runs am withsome bank guyz .To dat ur question,i no knw oo but embassy hardly believes pple presenting sponsor's documents.But mum or dad's,u r safe.

gbemxy:
@ Nethacker

I'm going for another BSc
I have did TOEFL last weekend. I'm still looking for two more schools. wichita state uni require a $7000 deposit before the issuance of 1-20.

y not choose northern arizona university or oklahoma state university or SUNYInstitue of technology newyork?
must u stay in Texas?Enter first then u go apply for a change of school, u no be efiwe ni?if u sabi book well make i no talk, lets hook up on YIM and chat, val2rhyme@yahoo.com

TheSeeker:
Yes, $3000 per semester not per month. So you're saying, the last name on the account statement must correspond with his -- I get that. Should the bank statement necessarily demonstrate a steady flow of cash monthly? Or should it matter more that it'd have a specific and reasonable amount of cash?

On a second thought, I'm thinking, if he opens another account in his father's name and puts all the money in there and have a total of between #1.2M to #1.5M, does he stand a good chance? Will it not bother them that the account is somewhat new?

Don't 4get that the account must have been operated for at least 6mth unless him wan runs am(it gells most times sha).for studies,believe me , u stand a good chance if u have like #6MM . 1.5M is just like $10,000, think abt it

gbemxy:
@ A-Town

I actually wanted to study Electrical Engineering in the first place which has been my dream course. Because if you know much about UNILORIN, it's rare to get the course you really wanted.
I have already applied to University of Texas at El Paso ( cos i have a cousin there), North Kentucky University and Wichita state university. I have already done SAT with a good score.
I really don't know how to send my transcripts to these evaluation bodies.
Meanwhile, Wichita did not request neither an affidavit of support nor a bank statement from international applicants. Besides that, i think the school has a problem with Nigerian Applicants. I hope there is no going to be a problem at last.
But i still need 2more schools( good standard especially in Engineering, not too expensive and closeness to Texas)

@^, my guy we r in the same train.I applied to Northern Arizona University-Electrical engineering too.Did you take the toefl test?r u going as a freshman or transfer applicant or master's?Apply for ur transcripts in school,make copies and get it certified by the dean of engineering.Send to them and wait for response.well in my own case,fotocopies were accepted from me since they recognise YabaTech and I have been talking to and chatting with my own admission counsellor who is guiding me through the steps

TheSeeker:
Thanks a lot. I'm actually asking for a very close friend. He's got about #1.2M in his account, and still has a business that can fetch him between #100K-#200K monthly. However, I don't think he has any sponsor. But if it's mandatory he provides a sponsor, will it make any difference if his last name is different from the sponsor's? The school he's attending is about $3,000 per semester. @Nethacker & all, what's your view on this?

hmmmm if I hear u right ,did u just say $3,000/mth   which school and wat level? Well if sponsor's name differs from his,that's no.1 red-flag.If he can prove to the consular officer beyond reasonable doubts that his business is legitimate and its returns will be sufficient enough for him to support himself in US,the consular MIGHT consider granting visa but if there are no substantial documents to back up such claims, well at dat junction,only the DIVINE intervention of His Royal Majesty can get da visa out.

@TheSeeker
It depends on your package. If you r the only sponsoring urself they WILL ask for your source of funding,the kind of job u do and that will determine hw reasonable she might be.If for instance your annual income is $25k and after all expenses u r left with one third of it as ur savings,certainly one third of ur annual income is not upto the annual tuition+fees of average yanky schools.
Alternatively,u can present a sponsor's statement alongside urs to prove to them that u will be supporting urself and so will ur sponsor's.I guess others in the house will have something to contribute. That's my own 5cents.My word u have, I have spoken

dreamz701:
aint against anybody, made it all my life against all odds so am used to it

Ok Guys!!!! we r good to go right ? so--->>>
Next T3st1m0ny Pl3as3

and u dreamz701? where's urs

dreamz701:
sorry misquoted u, its all for da best and all we wanna hear is testimonies, no heartbreaks, it aint no small money to dat stage, sorry once again,

Myguy,Love is all we need one luv.we all meet in Yanky.MrCrackles pardon him and let's embrace peace after all nothing dey.
So let's be in harmony.To you dreamz701 let's be careful in our choice of words cos Three things in life that, once gone, never come back -
Time,Words,Opportunity

Where's ur support?

dreamz701:
well dis is one of the reasons i have not been posting on ere, there are haters who pretend to be happy with one's progress, i thought this was a thread for oneness and encourage each other, wonder y dis 2 idiots just feel like wishing someone bad, get dis nethacker or wat da F u call urself, its already been done, u just an hater, asshole, catch me if u can, slicker dan ur average, learn to boost morale not down it, suck my privates lil bitch!

My guy i won't wish u bad.It's not wat u think u only misconstrued my statement probably because i did nt accompany that "Hmmmmmm" with this emocticon (which means surprised).I don't even know u then y on earth will i wish u bad.We r all here to share experiences not plot d downfall of ourselves like dangote and otedola  . the "Hmmmmmmm" means that I acknowledged wat happened @ d embassy as a miracle cos on a normal day u would hv been turned back completely without ur SEVIS receipt.The second statement is just to tell those that will come here and drop discouraging words like "u wont be given" or "u would be denied" to back off.All we want here is seek advice,prepare prayerfully and in d end come with Good testimony  . MrCrackles,Over 2u
My Word u have.I have Spoken 

dreamz701:
Nice Topic, i have been following this thread for long but even though i have never replied, i dont miss a day wihout reading what you guys write ere. I already have my admission from Indiana University of Pennsylvania, not after long weeks of gettin their i-20 though, My cuzin in Chicago helped me pay my SEVIS fee on the 30th of JUly and i had already booked my appointment for 3rd of August ere in Abuja, that day was just a miracle for me, anybody who appeared at Abuja embassy can testify to that white guy on counter 6, it was just a miracle how i escaped him, I still keep thanking GOD for dat, cos he was meant to interview but i still dont know what took him off his seat and someone else counter 9 had to call me to interview me, the normal shaking was there but i had to adjust myself fast, he asked for my i-20, asked why i chose the school, wat i have been doin since 2002 that i finished my o level, asked of what my dad does and again asked why i chose the school. he didnt even ask for my SAT. When he asked for my SEVIS receipt, i told him it was still under processin and he checked, he now gave me a letter that i can come back any tuesday or thursday 7:30am when the receipt is ready, Am already thanking God cos i know i have scaled through, My friend went through same stage b4 he got his, they didnt even ask any question when he went back to show the SEVIS receipt, they just gave him the green ticket to go pick up his visa in wuse II, Am sure mine wont be different, cos Yankee is all am thinkin and talkin bout now lol, This topic has really helped me and given me lots of confidence b4 my interview, Thanks to every contributor, Will surely come back again to share my good news when i finally have the Visa on my passport, Am very very very hopefully and prayerful, Wish everyone all da best, Long Live Nigeria, Long Live United States Of America, My dream land,

Hmmmmm, NEXT
Pls note,if u hv been refused don't bother coming here oo abeg.

We r H.A.P.P.Y. HAPPY.Pls my peeps for spring semester 2010,start ur process from now cos there is no time.Anyway i hv started mine sha.will be sending my docs this week

Africa’s first bank to be listed on the London Stock Exchange, Guaranty Trust Bank plc, has achieved another feat yet again with its recent recognition by the pre-eminent international finance magazine, Euromoney.

The bank was named as the “Best Bank in Nigeria” at the 2009 Euromoney Awards for Excellence Dinner in London recently. Guaranty Trust Bank’s Deputy Managing Director, Segun Agbaje received the award in London on behalf of the Bank.

In recognizing GTB for the award of “Best Bank in Nigeria”, Euromoney highlighted its leadership in the financial sector saying, “Guaranty Trust was one of the first banks to institute International Financial Reporting Standards (IFRS), a move that has been followed by others.”

Euromoney was also particularly impressed with GTB’s expansion into the unbanked market making it less reliant on a narrow base of customers in the major cities. It noted that GTB has been good at expanding retail lending to those without official banking relationships and is beginning to distribute advances and take deposits through mobile banks in rural areas.

This feat is yet another attestation to Guaranty Trust Bank’s growing profile on the African Continent and the commitment of all members of the GTB team to ensuring that the Bank’s core values of integrity, professionalism and superior service delivery are maintained at all times.

The bank’s ever growing achievements over the years serve to enhance the its reputation as one of Nigeria's most profitable and fastest growing banks and, reinforces the AA- (double A minus) by Fitch; and BB- (double B minus) by Standard & Poor's - the best ratings assigned by the two international rating agencies to any Nigerian or West African-based bank. Remarkably, the Standard & Poor's rating is the same as Nigeria’s sovereign rating.

In terms of bottom line performance GTB has led the way with a “34% increase in net profits for the awarding period among Nigerian banks”. Furthermore, Euromoney noted the more sustainable nature of the banks earnings profile, “GTB was one of the best at avoiding margin lending in the industry and has increased its liquidity position exceptionally well”. Total assets and contingents for the bank during the period also rose by over 37%.

Other winners included HSBC wining the “Global Best Bank” award, and Credit Suisse scooping “Global Best Investment Bank”.

Guaranty Trust Bank currently has five banking subsidiaries established outside of Nigeria - Guaranty Trust Bank (Gambia) Ltd, Guaranty Trust Bank (Sierra Leone) Ltd, Guaranty Trust Bank (Ghana) Ltd, Guaranty Trust Bank (Liberia) Ltd and Guaranty Trust Bank (United Kingdom) Ltd.

The Bank services its customers from 154 branches in Nigeria, as well as other branches of its subsidiaries throughout the region. It also has five non banking subsidiaries namely; Guaranty Trust Assurance Plc, which provides insurance services in Nigeria; GTB Registrars Limited, a securities registrar; GTHomes Limited, which provides mortgage services; GTB Asset Management Limited, which provides asset management and other investment services and GTB Finance B.V., a finance subsidiary located in The Netherlands.


For Infos,goto http://www.thetimesofnigeria.com/TON/Article.aspx?id=1981
@House.ur opinion

A-town:
P.S
Summer in houston is like fireeeeeeeeeeee. If you have a car and you don't have "oye" you will roast oo

@^ :O even in yanky too na waooo

Chique63:
U have a point but u av to consider d fact dat in so many arenas,naija no rily get mouth.nyweiz 4 d latest gist on university rankings check out unilorin's website 4 various links and u'll see dat evan in Africa,we're one of d best, as in we get mouth!its a good start and i think i lyk it

In west africa or Africa as a whole? Oga no deceive urself.Best schools in Africa are in South Africa. check out this www.webometrics.info for more infos. Nigerian universities no dey top 7000 in d world so ?

gbemxy:
I got thru wit ma Sec educatn in 2002,after that i studied Agriculture in University of Ilorin in contrast to my dream course which is ENGINEERING.i 've just finished NYSC last month. I did SAT in Jan with the score of 1997 and i just did TOEFL last weekend,i ave done CCNA as well.
I am thinking of starting all over again in courses that are relevant to my dream career,and the best i think i could do is to start over again in U.S,Y'know.am just 23,i need u guys advice on the choice of school in U.S (I'm actually considering Texas) and my preparation as regard that and the clues to the interview,and am planning towards Fall 2010.I need your frank advice

@^ gbemxy.My candid advice to you is that if u have d opportunity to start all over again,pls do.Thats wat i plan to do cos i had to abandon my HND to pursue studying abroad.Let me ask you one question:Can u gain employment in Oil coys with ur 9ja cert.?can u work anywhere else in any part of the world with that CERTIFICATE?U r only or will only be limited to working in this country.On the other hand,picture urself as a University of Texas graduate-getting offers from facebook,sunsystems,cisco,microsoft,chevron etc.- how will u feel knowing dat u can present ur certificate anywhere in d world.If na me be u,I go start ooooooo after all my elder brother did so n he told me he's not regretting.
My word,I have spoken