₦airaland Forum

This trend is getting frustrating as hell. I saw a lot of posts, and to be honest, I was hoping to see new trends and hoping for new directions. Maybe people would find where to throw my change in the downward trend to elevate, and some people rightfully are complaining about fund managers and losing money you willingly gave them to make decisions with, and you have the right to complain and explain your issues, but don't go hoping to limit the type of response you get in return because you willingly gave them your money to gamble and take risks with, and if you don't like the result, what can sideliners do other than either support you and explain how it works in case you missed it or clown you? If you feel insulted afterwards, welcome to being alive. I don't suddenly understand how feeling insulted directly or indirectly became the end of the world. That means you can change things and make better decisions and do better right now, and that's GROWTH.

The market is bull and bear, up and down, losing and gaining, highs and lows. Why was it recommended to use MMF if you don't like rollercoasters, or better still, if you feel smarter than the asset managers, why aren't you managing your money and taking mine and giving me those outstanding results that don't dip? If you feel you are being sidelined and stylishly robbed, file a complaint with the SEC and other relevant bodies, and if you feel they don't work well due to corruption and the like, get Bamboo and do the US market.

There is an abundance of solutions to be had now compared to ten years ago, and being alive comes with insults. If I were chatting with Dangote about my Kobo Kobo portfolio, he would feel insulted, and if he made a remark about my portfolio size, I would feel insulted. Dangote would move on with his day; I might not and rethink the strategy to invest better or increase my investment. In the end, YOU take what you get and WORK on being BETTER; that's LIFE, and if you don't like direct and indirect insults, don't post comments and get open to responses that come your way.

Even with this post, I go collect, and I will collect gracefully and try to take the wisdom and do better. That's living, and can we get back to it, Abi? What has whining and complaining about a response done to improve our lives?

PS: Please insult me as much as you can, take shots, and do what you have to do if you feel slighted in any way, and don't have limits because I will take it as best as I can and hopefully improve.

Emzedz:
I'm suspecting that many nnpc personnel n top govt officials has shares in that dangote refinery.
They just dey benefit frm all these price fluctuations

They definitely do that’s why he progressed this far, I recall a story when the federal govt asked cement companies to come for a meeting, Dangote was the only one sitting where govt officials were meant to seat according to what I heard. The other company ceos sat together. He is heavily leveraged by the govt and political systems

Emzedz:
Nnpc wan increase their stakes in dangote refinery now that they're mega.. gosh they were offered 20% buh d useless pple took only abt 7%..
Wat a shame on them.

Who knows how much those stocks will be generating for them by now.

Good for us more stock for retail investors, NNPC made the most money last year than a lot of the major companies in Nigeria combined and had too many expenses that crashed the profit they made. I am waiting for Dangote to list and I will crash in heavily and get as much as I can.

Zedcrest no dey gree o where dem dey see the money

CSblackpink:
Made $612.80 from Koru's cousin this week.

My Oga which cousin is this, make I begin advice my younger brother wey dey outside to buy these things so. 612 na salary o

talk2bola21:
Zedcrest no wan gree o. 104% ytd. Long may it continue 😀

Old news

Dramadiddy:
No way, what is zed doing? I still had a gain!

he shock you

LoriHamo:
I just went to check now....

I was reading through the stocks thread this weekend and they crying because of UBA dividend.....I knew UBA will receive wotowoto....

But.... investors choose to extend the beating to everywhere

Omo no wonder it’s dropped 10% already haba 25 kobo ke

LoriHamo:
Really?

How soon?

You get crystal ball?

I take God beg you for this kind negative news as we want to conclude this April with a bang

Na wao ....

A dip is for loading up o, if my April this market is still doing this number then it’s not slowing down in the second quarter the way I see it maybe at the end of second quarter

Zedcrest has beaten CSOF of 100m minimum deposit, omo Zedcrest no wan gree again.

Zedcrest is going crazy

welzyj2:
@Beeron this Fidelity will see another jump today oo

I wished I loaded up to 50k units oo at that 19n. My fear was it might still crash at 19

Today the shares will experience all time high- my prediction

Looking to hold till 26/30n or if they declare good dividend will hold to qualify

I have been eyeing fidelity since February, o have tried buying at limit for 18 naira but maybe na cus I dey use Zedcrest to buy that why I never got it, and now he don go up like mad.make I use CS take buy stock maybe I will get better limit offers, I learnt I shouldn’t by at market price hope that advice is sound abi na me dey do myself.

Beeron:
This is the reason I publish content on YouTube to figure out which season or regime the market is operating.

I am actively following it back to back

Beeron:
I will treat both questions as one as my answer will address both.

ASI is at all time high, unless you are looking to swing trade short term for quick profit, it's really not a good idea to buy at all time high whether the stock is a value stock or not, it will seem like you catching a falling knife because when the bull run cools down to find new support. You will temporarily lose some money and have to wait for another bull run to recover from your initial loss before you begin to see profit.

Which leads me to the next answer, stocks falls and rise due to technical and fundamentals factors. We don't have to wait 2 quarters to predict this, that's why we track ASI weekly to know the mood of the market. The market mood can change quickly so if you looking to invest long term. Wait for this bull run to be over and take position in your choice of value stocks. Election or no election, the stock market will still behave in a zig zag pattern because that's how money is being made in the market.

I guess my next issue is identifying when a bear run has gone into full gear and get into value stock.

CSblackpink:
When Yakubu comes, Aradel will be the first to bleed, and MTN will follow as well. These two stocks are the most volatile in NGX.

I have always wanted to invest in MTN but it’s volatile nature as well as my understanding it wasn’t investing to build in Nigeria made me stay away from it but it seems they are looking towards investing in Nigeria now.

Beeron:
Dividend season, Strong Q1 Earnings after recapitalization, the money upstream oils sector are making due to Iran war, like Aradel, those money are actually passing through the banks, lastly, Nigeria stocks market being included in the FTSE Russell is encouraging foreign investors to invest here in Nigeria so their money and other factors listed are driving up the ASI.

Oh understood, it becomes clearer that there is a lot of foreign cash headed towards the stock market as well as increased retail investment from Gen Z and millennials as it’s getting harder to run business and they are seeing where to invest.

I have two questions, are the current stock prices especially the high ones truly justified at the current values and secondly do you see a drop in stock prices especially the stocks with strong fundamentals in the next two quarters as we come up to elections? Thanks

This is directed at any other person that has input, I am expecting some funds from a sale of some items and wondering when to get into strong fundamental stocks for long term retirement sake looking at 10 years minimum. Note I am looking to get these value stocks at a good bargain or low equity price position.

Beeron:
You correct, my firstholdco just added extra 2%.

Is it the end of the year financial results that’s making banks boom right now. They are all green from last week and only a few have reports out.

Stanbic IBtC

B: YTD Performance as at 10 April: Equity Fund 31.60%, Ethical Fund 36.20%; Money Market Fund effective yield 15.27%.

GT Bank rates

Kindly see below rates for our Mutual Funds as of today – 15th April 2026 for your consideration.

Fund Name
Return (gross) p.a.
Risk Level
Money Market Fund
18.96%
Conservative
Fund 724
17.06%
Conservative
Fixed Income Fund
11.04%
Moderate
Balanced Fund
26.13%
Moderate
Equity Income Fund
28.11%
Aggressive
Dollar Fund
5.63%
Moderate

CSblackpink:
Not sure about Nigeria, but over here, I have to pay 30% tax on my dividends. My bank will file it for me and reinvest the rest in my shares.

Check with Nigeria, I know deadline for lagos is 21st April, before you want renew passport and they require it. Self assessment stuff

CSblackpink:
I sent you an email; I need some exchange rate clarification.

Quick question do you guys have to pay taxes or file taxes in Nigeria for income made in Nigeria?

CSblackpink:
Am back, ooooooooo.

Omo welcome o, me sef don leave this place and never update my investment as expenses won’t stop choking man pikin.

Where equityFM go now? This place don dey dull,no updates, nothing. Omo dem don kill this room sha.

Zedcrest:
Hi Uberchic1

We have followed your objective posts on Nairaland about our equity fund and value your perspective on areas the product can serve you and the community better. We would like to connect with you directly to discuss your views further, including areas you feel we could improve.

You can reach us via ask@zedcrestwealth.com

Ewwweeeleke

Iamblessed8888:
Hey Bro EquityM, you good? Dont let that nitwit get to you. Please come back

Omo person wey dey ginger this forum, na wa o. make he come back jare

Jesusmylord:
I got credited around 5.00pm yesterday. I had emailed them earlier that morning, following up on a redemption processing timeline email received two weeks ago. Although they claim a 24-48 working hours processing window, here’s what actually happened:

- It took 8 days from the email confirming redemption processing timeline before my account was debited.
- Then another 6 days before my bank account was credited.
- In total, the process spanned almost the entire month of March.

This is based on my personal experience; yours may vary. Overall, their service was extremely slow and unprofessional.

I hope you documented this entire issue and process and file issues with the relevant regulatory bodies, they can just do what they like and nothing happens except its within the terms and conditions you agrreed to.

welzyj2:
Learning and readjusting. I was on 30+ ROI last week but ended the week 25% as at today

I feel the war has its impact, also the bull season is easing. Companies with strong fundamentals are the best bet for investors till another big bull season starts again

Silver is actually a better option and very stable investment. Many people don't pay attention to silver due to it being seen in the public as the junior to Gold and diamonds

Italians trade silver more. I follow some jewelers on IG. Small thing you hear 'mazalitto'😂😂

I don dey sing mazalito for sleep becuase of those business men and them gamble lmao dangeroud gaming. Mazal

EquityM:
For the time being, NGX appears to be sluggish; however, atomic money will enter the market in May as the T-1 transition allows investors to quickly buy, liquidate, and reinvest. May God bless all of us.

Quick question: Do you have any idea if the limit of a swing will change going forward? Right now a daily swing can only be maxed at 10%. Any idea if it's increased or decreased?

I think at this point a lot more ETFs are bound to be implemented by capital houses to maximize the rate of swing, and the rate at which funds will be transferred in and out should increase. Well, the good and bad of volatility are coming to be experienced by everyone in the market as it would soak up so much money from surrounding investment options as they lose viability due to the current economic trends in Nigeria.

My outlook is big cap firms, especially the banks, communication, and infrastructure sectors, are about to blow up, and there will be a larger separation from the big vs. small, with no more medium caps. in those sectors, but in relation to other sectors, time will tell, as I can't conclude on those yet, but the food and FMCG will make huge profits in the coming years as the struggle for food security is about to blow up.

I hope this rant is suitable for this forum; this is my comfort zone right now. So please excuse me if I rambled away from MMF and equities.

Seems like it’s green today. A lot of stocks gained.

michael132:
I think its time from me to start thinking of how to move from stanbic ...

You go come leave am for who, bros abegi make we maintain there together na. Haba

Creditalerts:
🤣🤣🤣scammee


You badt guy 🤣🤣🤣

No be person wet get money dem dey scam, oya na make we roll na.

Creditalerts:
jesu ovie 🤣🤣🤣 anybody that call u run o,I don't contact anybody here and never you give out your personal sensitive information to anyone, if you need my assistance ask me here I will help I repeat I don't contact people.my mobile number is unknown beware of scammers

Make them contact me o, my number dey signature. Make we scam ourselves