₦airaland Forum

BlueRayDick:
You can easily tell the person behind the moniker is juvenile . INEC ad-hoc staff being majorly NYSC became a ring around 2010. Prior to that period Ad-hoc staff were recruited directly by INEC staff and senior civil servants who are charged with bringing O’level holders who will go through the normal training .

I already know he’s a troll and I can see our own Darlington Okafor trying to say 80% of Nigerians are into fraud as if that makes him sleep well at night . I no too get their time today . Just ignore them.

BlueRayDick:
If that’s what fixing means to u, then that’s fine .

For those interested in what happened back then, INEC and NPC recruit AD-Hoc staff by asking senior civil servants to bring in young school leavers to submit their O’levels and face an interview panel .

Normally I don’t feed trolls and would’ve easily ignored this mention, but I just wish to set the records straight for reasonable folks who read beyond political agenda

raumdeuter:
When I was working in Lagos 15 to 20yrs ago. I lived in Egbeda and worked in VI.
From Monday to Friday I never saw my area in daylight because my alarm wakes me up by 4:15 by 4:50 I must leave my bus stop otherwise I won't get to VI before 9.

Around that time, you will have the chance of beating 6 different traffic points in Roundabout, Cement/Ikeja Along, Bank Anthony, Iyana Oworo, end of 3rd mainland/Obalende then VI traffic.

If you don't leave before 5am and you are already in Roundabout traffic be sure you are entering all those 6 traffic points at least

Work typically ends by 7pm ish but to avoid those traffic points VI to Egbeda its advisable to wait till 9:30 so I can speed through and get home by 11pm.

No time for breakfast nor dinner. Eat dinner either at Mama Kass or in traffic(bread and akara). By the time I get home at 11. I know I have 5hrs of sleep so everything to make me fall asleep as quick as possible must be done. This includes shayo, shekpe anything to ensure those mosquito buzz does not interrupt the short sleep.
These timelines now get even worse if there is Holy Ghost night or any accident or robbery on the way. Holy Ghost night 2005 was when I took Okada from VI to Mende. Okada over 3rd mainland was not a funny thing. But those that drove that day didn't leave VI standstill traffic till 3am. Traffic that came all the way from redemption camp

The only time it makes sense is when clients decide to lodge us in hotels on the Island. Which means you work till 11pm at times you even work all night especially if they have a tight deadline. If your friends get lodged you even beg him to squat with him to avoid those traffic

Saturday and Sundays when I don't work I still have to go to Iponri for ACCA lessons.

I have a friend who was transferred by his bank job to Ibadan. I will be in the office in VI before he wakes up, by the time I'm leaving office at 9:30 he's already in bed.

My options now became leaving free accommodation in Egbeda to rent in Surulere. I tried a 3 bedroom flat in James Robertson. The landlord told me 600k a year and 2 yrs needed making 1.2m

So I just made the decision at 25-26yrs doing all these wahala daily how will I make it to 50yrs without major illness.

That supposed money for rent plus savings na wetin I gather to japa.

When I started working in corporate America my house was 5mins from work so I can wake up at 8 and get to work by 8:30. Some times I even time my lunch to come home and watch Champions league matches.

raumdeuter:
One will never know. I might be ED or GM in Access Bank and I might also have been laid off in all the layoffs and Tsunamis that hit the economy , job market and not have a job now. No guarantee anywhere even when you Japa sef nothing sure

Currently in Yankee all the big techs are laying off. Microsoft 10K employees, Google 12K employees. Imagine the number of people and those who even work for companies that depend on Google/Microsoft etc

Obainojazz its this looming recession you need to factor when planning to buy a big house vs a smaller one

raumdeuter:
I am an advocate of ownership of properties. Almost every billionaire you know has real estate holdings

Just know what works for you and your investment strategy

Some like stocks, some like crypto, some like buying and selling, some like bonds, some like real estate.

It requires a lot of investment in cash time and patience but it's probably the most secure investment in my own opinion

Someone told me that

Chase Bank will never loan you money to buy any stocks not even their own shares but will loan you money to buy real estate. Meaning they will rather bet on real estate than bet on themselves

Caveat. These are my opinion and I am likely to be wrong. Also open to other people's opinions

raumdeuter:
In 3yrs time when another person ask you how you bought your own you will also say na Otem

raumdeuter:
No Buy only what you need not what you can afford(At the moment). Job losses, medical emergencies, miscellaneous expenses can show up and derail your plans

Like Roland17 said, If you cannot buy 2 houses, since you are single, If you dont mind sharing your space, you can buy like a 2 floors house and rent the bottom while you stay in the ground floor

Just always have the mindset say incase job no dey How will I have a roof and feed myself for some months

Roland17:
Yes, buying is better than renting but If you don't get anything from my posts abeg, this is very important "Make sure you have your finances in a row" before you commit to buying a home.

Have a budget and be very strict about the budget because I will assure you that every dollar added has it's implication. Ensure it is a home you can take care of even if the worst happens to you even though we pray for the best. I will encourage you to explore first time home owners grant in your country of residence. Also, determine if you want a new build or a old home, they both have their pros and cons.

When you are ready, find lenders that offer assistance (either full or portions) with closing costs, property title, anywhere or angle that can help you keep your money inside your pocket please exploit it. Also, know the tax situation for the property, depending on where the property is situated.

Roland17:
Do they offer first time home buyer programs? I imagine they are income based anyways..I’d advise you start out small, not necessarily because it’s just you but because you can build better home equity over time and choose to sell or use as rental property. Your bills including taxes and recurring expenses for a smaller home are going to help you save.

raumdeuter:
No. This is what I did or would have done f I am to start all over

Split the money into two for deposit. Buy 2 houses if you can afford it especially close to the city where the younger crowd like to live, Close enough for you to manage yourself without getting a property manager (who will take a percentage of your rent)

Manage these for the next 5yrs and when you don get 2 kids and above and need more space then move to a bigger one

iamoyindamola:
Raumdeuter you see him
He just added to my fear

larride:
Since you are still a bachelor, a 3 bedroom is a good way to start. Considering you will most likely be getting it though mortgage, I think it make sense to start from there and then when you wife up, both of you can get a bigger one.

iamoyindamola:
Obiano go Australia with otapiapia no insects or spiders can harm him

raumdeuter:
I sure say Nigeria and Africa sef get some dangerous animals sef. But see obaino. Na big titty woman dey weave web around him. Spider no reach him side

seanwilliam:
What kind of Job/ business affords you 10m monthly bro?
I’m curious

seanwilliam:
what will he do to make x5 of that if he japa go better country ? And how many years will it take to x5 10m.

I believe by better country , you mean uk, usa, Canada right?

seankafor:
Is this the lifestyle most people crave

Woke culture

https://twitter.com/instablog9ja/status/1615235465132531714?t=lFDiH6ERfle3K9fV7fOBUA&s=19[/quote]Some Emos lacking love and they mostly don’t have jobs

izzou:
[color=royalblue]So, if Atiku wins irrespective of all these, who would you say Obi's emergence affected?[/color]

Lee99:
Like the topic states, I don't know anyone there, going for a contract I got and I'll be there for 2 months, please people with knowledge of Ibadan how is the place? And how are the people? Also can one recommend any cheap hotel or guest house with their price... Somewhere short term where I can just pass the night. Please your input would be highly appreciated.thanks

bigsam75:
Between investing 10million naira in Nigeria or JAPA with 10M which one is the best?

iamoyindamola:
No be from clap dance they start
If we were also prepare for violence won't it blow out of proportion

OasisX:


Oops! Its Radioprompter. Rinse your eyeballs with hypo and check again. You may need to watch the clip too, it costs little data bro.

OGwales:
And yet, Anambra can't stand near Oyo or Ogun state, not to mention Lagos in all ramifications.

OP please allow madam Dora Rest in peace. Abeg, before you will tell us what Ojukwu also said

afrodoc2:
Low mood. Feeling sad, empty, hopeless.
Poor sleep
Social withdrawal (from both family and friends)
Loss of motivation to do anything and inability to maintain concentration
Anhedonia (inability to enjoy activities that normally give you pleasure)
Sleep disturbance
Thoughts of doom and feeling suicidal.

Many people will know if they are depressed but for some it is the people around them that first notice a difference in their behaviour.

There are diagnostic tools used in diagnosing depression depending on the individual patient.

larride:
It's not easy walai and I even have a pregnant wife.

Thank God for side gigs here and there

iamoyindamola:
Happy birthday aboki izzou
The only igbo man with Hausa history

izzou:
[color=royalblue]Make una help me thank God.

Na today dem born me.

[/color]

https://thumbs.gfycat.com/AffectionateFrighteningBull-size_restricted.gif

afrodoc2:
Please alert me for the next giveaway abeg.

Bimffo:
Old men!

I have said it, the only time you will call me to help you call someone out is when you are not guilty of the same crime.

DonJazet and Donjazet2 is as guilty as fvck of the crime he is pointing out. But he does his own stylishly way, that it won't bounce on you as a extreme hateful comment.

But it is what it is. We tend to have quarrels and misunderstanding on this sport section. If you want to carry it on your head, its your headache.

And BTW, the way the politics section is, it is different from the sport section, that is why if you want to comment in the politics section, there is a stern warning even after the set of rules.

You can't see that feature anywhere on NL except the politics section, and that should indicate one thing (unless you are dumb) The section is a fire for fire section.

And NL na just play ground. Unless we want to meet and thrash things out face to face, taking things serious on NL is a waste of time.

I only visit the frontpage, trending and my Chelsea thread.

OkpaNsukkaisBae:
Most people ke? Lol. How u take calculate am?