₦airaland Forum

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Jubal01:
UBA is truly bleeped! Their USSD has been down for more than a year now in yola. I couldnt recharge for a long time or even transfer. Very useless ahswear! I HATE UBA!

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teamoneline:
But Africans why are we not the ones producing these things?

Because govt is busy focusing on wrong things like pursuing Sunday igboho and Nnamdi Kanu instead of focusing on health and security.

Officialgarri:
No. Not same oil.

First, Dubai is 3 times older than Nigeria
Second, Dubai's population is not even up to the population of Delta state alone

Yes you are very correct. Always looking for excuse to fail just like your master dullard

Buhari is busy chasing Nnamdi Kanu and Sunday igboho. When serious leaders are advancing their countries. Not to talk of vaccine production. I shake my head for aboki, cattle rearer.

Pls.what is the cost of clearing Acura MDX 2013? Thanks

Government built on lies, deceit and tyranny. Never again

ade101:
I can see guys are exploring alternatives now that tb rates are not attractive. I can't thank God enough for making me take the courage to diversify into real estate. I keep asking people the average rental returns from building house, trying to compare with my stable and guaranteed investments (I do tb and Stanbic Money Market) but I could not get an actual value. Many variables involved yet I didn't give up, started meeting people, engineers, real estate agents, and eventually, I realized there's nothing to be scared of... I emptied my money market, buy land for ajah, get seriously involved to minimise cost.

Bought land at lakowe, Ajah for 3m half plot
Built 8 units of room and parlour self contain (4 on the ground floor and 4 at the top)

Total spent about 13m

In total spent about 17-19m

Started renting out and within 5 months, all units has been occupied @ 350k annual fee (agreement and commission took the first payment to 450k)

Total return from rental first year: 3.6m (450 X

Expected annual returns onward : 2.8m


In percentage :

First year : 20 percent return on investment

Expected annual return onward: 15.5 percent


There was a time I got this value from tb (2016 - 2018), money market has always been around 13 percent at peak for me.

I'm just glad I now have a stable return of over 15 percent without worrying about rates dropping...


To blow your mind : I have just been introduced to developer style of real estate... I have already signed a property self.. Cost of buying land and building from ground up (foundation construction) is off... Based on the site engineers quotation, with 6m, we should finish the renovation work and paint the building. Family one off payment was 1.5m so in all, about 8m should finish everything. They are leasing the building to me for 12 years and annual returns expected is about 3.2m.. That's over 35 percent return annually.

I don't think I will ever go back from real estate...

That's my personal experience, so if anyone is looking for alternative, do your findings on real estate. And be careful, don't cut cost, always go through a reputable lawyer, they are not that expensive, street is hard even the lawyers fees are now negotiable lol... All the best.

Please share details of architect you used for the plan as some of us are interested in doing similar project.

mctfopt:
Please when you do tag me. So we can separate the chaff from the wheat. I love a good user review, it beats any ad made by any company

All of them are not reliable. They say one thing and to deliver na war. Better ship through post

obamma:
In my case, investment one customer care sent me redemption form which i filled , then scanned it and sent back to them. they reverted acknowledged and that it will take 3 working days.

But this is exactly one week, with multiple calls to customer care uptil this morning am yet to receive my funds.

May be is the Managing director i need to call.

Finally, after making multiple calls to customer care again this morning, the investment one team continue to promise and fail. Until I fired an email to their Managing director asking him to intervene. and I started receiving calls from their staff that were quite since past 1 week.

After sending email to their MD ,i got credited with my all my Funds in less than 1 hr.

I will calculate all and revert if their 7.5% interest is correct or not.

mikol:
Please what's the procedure to liquidate ones fund? I saw something like security question , security answer and upload signature. Is that all I need to do or something else?

In my case, investment one customer care sent me redemption form which i filled , then scanned it and sent back to them. they reverted acknowledged and that it will take 3 working days.

But this is exactly one week, with multiple calls to customer care uptil this morning am yet to receive my funds.

May be is the Managing director i need to call.

ernie4life:
Your assertions may be true but definitely should not apply to VGIF because unlike Money market funds that runs a 3 months cycle, VGIF runs a 6 months cycle, so last quarter should not affect the returns display on your dash board but lets wait till he is paid, however Investment one is a big firm, i know this is just an operational issue and rare.

I have not been paid and tomorrow will make it one week I filled redemption form and sent to them which they acknowledged.

Dsticks47:
Good Morning Sir.
I can understand how you feel sir and we are very sorry for the delay.

Be rest assured your fund will be credited into your account accordingly.

Right now myself and Emmasoft don’t know your full name.

If you can kindly avail us your full name so we can do more from our end. ( you can forward to Emmasoft)

Also I will advice you put a call through to your account officer.

VGIF IS STILL 7.5% sir.

This is laughable. Emmasoft doesn't know my full name again because I want to withdraw my funds.but he knew my name when I was depositing. Ok

I have been making calls to customer care since yesterday and no reasonable response. Only Careless responses that yield nothing.

freeman67:
I will not say there are misleading people. I will say they are doing a very good PR/marketing job for their organisation but their organisation is not always acting along.

Of the 4 Mutual Funds (StanbicIBTC, United Capital, Investment-One and FBNQUEST; ) I have dealt with; Investment one had the worst withdrawal process. My Vantage Dollar Fund Investment with them back then for 9 months yeilded nothing as returns.

A marketer can only market. The bulk is on the operations, values and ethics of the company.

Spot on. I have made countless calls to customer care , they keep promising and tossing me around.

It's very sad.

ernie4life:
I don't believe VGIF is the best, it may be among the top yielding mutual funds but surely not the highest.

This guy is right. I have tested and seen it's not what it seems like

Dsticks47:
You are right sir.
VGIF is one of the best as we also have other products which gives a better ROI a good example is the high yield note.

Correction Well Taken sir.

You & emmasoft are misleading people here. To liquidate my fund your company said 3 working days. I have filled redemption form since last week Wednesday, today is Tuesday almost one week yet no response from anyone in your office. I contacted emmasoft but he is non chalant

The worst is the 7.5% they are promising which am not sure it is true as my online account is showing different thing. But will confirm this after full liquidation

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seanfer:
the bolded... I think there is no excuse that his apprentice made mistake. He collected the charged fee and also bought a part 2 times the price and it was fixed wrongly.. What if the Car got burnt that night or help didn't come the OP's way and something else happened to him... I think some Mechanics come here to claim they're the best but when you give them the job they prove they're just internet mechanics... How can you loose a fuel pipe and did not fix it back well.
I went to Gazzuzz's workshop to install O2 spacer and i was surprised when he went under the Car to fix the spacer himself even when there are 3 of this workers there not that he didn't trust their capabilities but first Impression matters alot when you are dealing with a new client.

Thank you. All man beware of internet mechanics

Severely abused car indeed.

Since the correction of the fuel pipe by my original mechanic, everything has been running well, till yesterday I discovered the oil leakage from engine cover area.and you were last to touch it.

If anyone has severely abused my car , it is you.

I am bitter because in this hard times , I have been spending money to replace or correct what you did wrong.

Now I will spend another 22k to more to buy Mobil 1 again.

If my car is severely abused, do you think I will be buying 22k Mobil 1 oil where there are cheap 4k oil everywhere.

I don't allow anyhow mechanic touch my car.

As a matter of fact I have been using only one mechanic since I bought this car 4 years back.

I only tried you because I was away outside the country and when I returned my mechanic was fully booked and so I searched here and saw you.

The problem with you is you outsource someone's car to numerous mechanics in your mechanic yard.

And all of them will be doing different different things without coordination and hence errors everywhere.

autologic:
I will respond appropriately after getting all the record of facts and figure of what actually transpire cos our normal process don't allow a customer with severely abused car to take their car In a jiffy while work is ongoing without signing an undertaking . If you should bring an abused cars that has passed Tru several hands , your car should be ready to spend some times with us for proper assessment and quality check before releasing you car to u to avoid a ugly situation like cos we are not magician and we are more concerned with your safety than anything .i will rather not take your car if u are the impatient type of customer .

DGD1:
So disheartening to hear you had to pass through this.

I(some other members here) will like to know if you actually contacted autologic and told him all you were passing through after a visit to him.

If you did, what was his response?

I did not call him again because i don't want him to touch my car again. For me , calling him to complain will be waste of time.

Am only stating it here so that others will learn and be careful.

Towards the end of last year, I felt my car Camry 2007 was consuming more fuel than normal.

I came here and searched and found Autologic as the supposed solution.

I met up with him, he diagnosed my car ,did fuel pump test and found nothing.

The following day I was driving on third mainland bridge at night 11pm , my car for the first time since driving it for the past 4 years stopped at the middle of the bridge in thick of night.

Very strange, I quickly came out and looked under saw fuel gushing away. How manage?

Car couldn't start again and luckily I saw a towing truck that charged me 25k which I gladly paid and was towed to my house.

The next morning, I called my original mechanic and he came and immediately discovered that the pipe sending fuel to engine was not properly connected after fuel test by Autologic and so on high speed the pipe disconnected and fuel poured away which can easily set a car on fire.

Uptil today am still suffering the effects of Autologic diagnosis, that same day of diagnosis, the seal ontop my engine was leaking oil and his team bought another one for 5k more than double the normal amount which i just realized today because the same seal they replaced in December has leaked away all my mobil1 22k original oil.

My original mechanic came today to resolve the seal leak and when he brought it it out we saw that the seal was not properly fitted before tightening the cover by Autologic back in December last year. It was twisted somewhere and so oil leak continued.

Autologic also charged me 7,500 for seeing nothing after diagnosis which I paid.

I am only writing this as a very dissapointed and dissatisfied customer of Autologic.

And I advise others to always stick with a mechanic they know with credible track records and avoid internet self acclaimed mechanics like Autologic.

He who has ears let him hear.

Where do you work?

Bros you have come again.

Where do you work that you are giving us advise?

If all these your advice has helped you. Show us evidence, apart from charging people to do CV for them