Olumain4:


For standard visit visa
You made a fatal mistake at the begining. If you earn 187pounds per month, you cant spend more than 3x of your monthly salary. So thats if a red flag.

The other one is returning back to your home country. If you are employed, you should get a 2 weeks leave letter. If you have properties, include the documents or if you have dependents..explain it in letter of support.

I glanced through your writeup, i was npt able to read the last part but i hope you have enough info now.

Edited: avoid stories during your letter of support. Just go straigh to point. Dont put what is not necessary and pla remember that the more you try to explain, the higher the probability of rejection.
So keep it short.
What you need is mpre info.

Cashmadam:


It will be difficult for you to get a UK visa. The simple truth is that you are a flight risk and the visa officer knows that. Your partner and child are UK citizens. In their opinion, once you enter UK, you will not want to leave. The best thing is for your partner to start the process of applying for you to enter UK as a partner - not on a visitor visa. Getting a UK visitor visa will be extremely difficult in your circumstances.

giselle237:
@obidikejnr na now you come.
Your partner and your daughter are both British citizens.. ah. That is also one of the hidden battles you have to fight otherwise you would keep applying for tourist visa and it would be one thing or the other + refusal.

My advice try Schenghen countries for now to demonstrate your ability to respect immigration controls by travelling and returning. Your partner and child can go there as well. You need to restrategize.
This your reapplication timing of going back now will haunt you.

crackcrack:
Sorry about the refusal.

From this response, I think I can see some of the issues with your application. You quoted a monthly income of ₦1,350,000, but you submitted a bank statement with only ₦6,000,000 in it. Even with your declared investment (₦1,800,000) and savings (£563, which is approximately ₦1,200,000), this brings the total amount of money you have available to approximately ₦9,000,000. But your budget for the trip is 4 million naira, which is almost half of your entire life savings and investment. This can be a big red flag to some ECOs.

I believe the main issue with your application is your current finances do not seem commensurate with the level of income you declared. Earning ₦1,350,000 monthly but having only ₦9,000,000 available implies that you already have a high level of expenditure, which is what I think the ECO was getting at.

With all that said, I believe you can work to reduce the amount you intend to spend on the trip. Since you have accommodation sorted, try to limit your total spend to 3 million, at the maximum. Flight alone will be half of that, but if you are only going for a week, the balance should be enough for feeding, transportation, etc.

Better still, you could wait till you have more money saved up. At your income level, it shouldn't take too long to have something like 12 million plus in the bank. That, alongside a clean account and a reduced budget, will give you a much better chance at getting the visa.

giselle237:

1. They were inclined to deny your application because the statements you made regarding your finances raised suspicions.
2. The UK authorities do not regard your proposal to spend 4 million naira on a holiday as credible, which has led to increased skepticism about your situation.
3. Your age and the financial figures you provided have further contributed to their doubts.


Moreover, having a company that has been in operation for only three years does not sufficiently demonstrate that you have strong ties to your home country. It is possible for someone in your position to travel to the UK and not return.
4 If you have been earning 1.3 million naira monthly for the past three years, it would be expected that you possess more substantial assets, properties, and investments to serve as evidence of your intent to return.
5. The 1.8 million naira in investments and 500 pounds in savings appear inadequate given the status you described.


6. Furthermore, it seems you lack a travel history, which raises additional questions. If you have significant financial resources, it is puzzling that you have not visited other countries, especially when you want them to believe you have the means to do so.


7. All of these factors cast doubt on your credibility and intentions, which likely contributed to the denial of your application.
8. I understand this may be disappointing, but I previously advised you to wait on this particular application to avoid a refusal.

In the future, considering that the 4 million naira is a substantial amount, I recommend exploring other tourist destinations to begin building a travel history.

As a single individual, it is important to establish a stronger case for your return to Nigeria, as the authorities may not fully accept the job status you portrayed as a guarantee.

Cashmadam:


Sorry about the refusal. My thoughts:

1. Your monthly salary is okay. That does not appear to be the issue
2. Your monthly expenses are high. You didn't indicate your marital status. If you are single, it is high.
3. Your investment of N1.8million is low - considering your monthly salary. Why is it so low? Same thing with your savings...
4. You did not prove your ties to Nigeria. Do you have parents you care for? Are you active in any Church. Mosque? You need to emphasise your ties to Nigeria
5. If you have accomodation, you need about 3M - 4M for a trip to the UK. Do the maths
6. I suggest you address the issues before you reapply.

Hope this helps.

Obidikejr:

Main text Below:

Charles1110:



Took approximately 9 days from the day I did my biometrics to the day I got my visa ready for collection (standard though)

And yes I got my visa decision mail from ukvi
Cheers🥂

Diqlan:
Nothing to panic about, Likely you will get a mail today or tomorrow

Charles1110:
Finally got the mail, visa successful
All thanks to God and to everyone here for their insights..
Really happy😊

Ashirioluwa:

The letter clearly stated the reason why your visa was refused. 

The main issue was your income. You planned to use almost half of your yearly income for a 5-day trip. I don't think any rational person will believe that your story.

It's not a rule, but the advice here on nairaland is that visa applicants should make sure that their trip expenses are not more than their 2 to 3 monthly salary.

Another factor is your home ties.
 

giselle237:

Do not bother with reapplying . You are not able to sponsor yourself. Your fiancée- female who is resident in another country, not UK, needs to sponsor the trip. Your account has unverified large deposits etc 4 million naira deposit in 3 months and your supposed salary is 350k with monthly expenses of 150k… so technically 200k disposable income… . The rest was explained in the refusal letter expressly.

Save your money, your fiance’s money and your strength. You will not get a UK transit visa at this time. They will not take that risk as 4 hours layover is enough for you to get to the UK border and seek entry based on asylum etc as a lot of people get to the border, tear or hide their travel documents and next thing declare that they are running away from persecution, next thing they get into camp and sneak away from there or get into the country and start enjoying benefits until their case is decided.

akintola213:
VISA ALERT!!!


Biometrics : 25th April

Collection : 9th May
6Months Visit visa approved
This is a huge one for me because my mum got denied exactly 2weeks ago because I didn’t include her bank statement coz I felt she wnt need it coz I was sponsoring her…I had to put in another application immediately even before she got her passport back and now her visa is out…she had just 200k in her acct and visa is approved,finally my mum is coming to help me take care of my new born…



Thanks to everyone on this platform ,i appreciate all the process here and I took note of them

Bybellman:
@cashmadam, I have a Bahamas tourist Visa, all paid for and my UL transit visa was denied today with this reason , travel date is sept 10th, what can I do please ? I don’t know if Canada transit can be quick or to reapply with this Uk 🤦🏾‍♂️

stanliwise:
please who can point me to list of docs I need when I get to visa office?

Cashmadam:


The documents are enough to show that you own a stake in the company. In my opinion, they are adequate for this purpose.

Obidikejr:
Beautiful people,

If I am a founding director and share holder in the company I currently work. The company is owned by I and my brother and we are both directors.

Does the CAC documentation that shows my role/ position as director, shareholder serves the purpose of employment letter?

Thank you.

CC Cashmadam

Cashmadam:


Then add the statement of account for your savings and investment accounts. It's not a big deal. Unless there is something else you are worried about

giselle237:

Kindly see the post above yours and the refusal letter. If you still insist to go ahead, then that’s on you and you should be fine with dealing with the aftermath- positive or negative.

giselle237:

They look at your debits. As a first time applicant with 0 travel history you can not write on your form monthly expenses is 200k and in actual fact by way of your account statement you are debited 1.5 million… it can not work

Cashmadam:


For your monthly spend, calculate all your expenses over 6 months and divide by 6 to get an average. Do the same thing for the inflow you get for your business.

Electorate:
These Politicians don't know they are playing with fire.

They threatened the hungry and obviously angry citizens.

They live opulent lives and rub it on the face of the masses (what an insult) and don't know one day it will backfire.

The other day a supposed elderly but idiotic Senate President publicly mocked the poor by saying they should go ahead and protest while they (the political class,) will be eating inside. The fool doesn't know when it gets hotter the angry youths will come for them and their families and there won't be a place to eat or food for them to eat again.

They also forget that the security forces they are relying on also have families at home facing the hardship, when it gets hotter the security forces too will join the protest and there won't be anywhere for them to hide.

They forget that even if they decide to run away to seek shelter anywhere in the world, they shouldn't forget that Nigerians are one of the most traveled citizens across the globe, they will be fished out and punished for the crime they committed in Nigeria.

E go soon red for corrupt politicians.

Cashmadam:


Amen.

I understand. However, why can't you use another account for your car business? If you need your salary to buy cars and sell, transfer the money from your salary account to your business account and conduct your business from that seperate account.

You should declare your daughter and her Mum. In my opinion, the impact is 50/50.

Cashmadam: