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Politics / Re: 2023 Presidential Election Results From Polling Units by oceanwhale4u: 8:55pm On Feb 27, 2023
KUDOS TO CHIEF OLUSEGUN OBASANJO. I LOVE YOUR SPEECH WELL SAID. I LOVE YOU.


WHO GO FIT TELL INEC SAY NIGERIANS ARE ASHAMED OF THE COMMISSION.


COMMOT THERE OBASANJO NA YOUR MATE?

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Politics / Re: 2023 Presidential Election Results From Polling Units by oceanwhale4u: 1:15pm On Feb 27, 2023
BREAKING NEWS: ANAMBRA VOTE WILL SHOCK THE WHOLE COUNTRY....WAIT AND SEE.....YOU CAN AS WELL VERIFY IT IN INEC BVAS.

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Properties / Re: Dangote Spell And Win Promo by oceanwhale4u: 7:15pm On Aug 31, 2022
Na cash and carry. We will do live video call and you can as well send your mandate or you come in person to see it face to face. Every thing is clear na your opportunity to become a millionaire.

Alphabet A or G and O is 500k each
Alphabet D or N or T or E is 100k each.
You want Letter "O" is 500 Or common letters are 100k.
Again referer percentage is 10% that's when you refer any of your friend we give you 10% of 500k.

I cannot come to NTA and stand for chikili change we no fit do dulermi 4 ibizanight club and some miscreants will say that I made my wealth through charity from Dangote Cement...

Business / Re: Dangote Spell And Win Promo by oceanwhale4u: 6:15pm On Aug 31, 2022
Chat me on 08063199654.
Cash and carry: Alphabet A or G and O is 500k each
Alphabet D or N or T or E is 100k each.
: You want Letter "O" is 500k.
: Or common letters are 100k
: Again referer percentage is 10% that's when you refer any of you friend we give you 10% of 500k.

I cannot come to NTA and stand for chikili change and some miscreants will say that I made my wealth through charity from Dangote Cement...

Business / Re: NYIF Loan Discussion Thread by oceanwhale4u: 10:50pm On May 03, 2022
When you get to the Lapo office ask them all these questions including the loan tenure and moratorium, they will provide the answers right there.
Business / Re: NYIF Loan Discussion Thread by oceanwhale4u: 1:13pm On Apr 25, 2022
Did any body visited Lapo MFB for the authenticity of the sms.? If it was really from them.

1 Like

Business / Re: NYIF Loan Discussion Thread by oceanwhale4u: 8:18am On Apr 24, 2022
LAPO microfinance bank has started sending messages to all beneficiaries of NYIF under their MFB, a friend of mine in Anambra state got his message today and he was requested to approach LAPO branch with some items for account opening for nyif loan disbursement.
Jobs/Vacancies / Re: Anambra Talent Databank: Job Advert By Soludo by oceanwhale4u: 1:50pm On Feb 16, 2022
The platform is no longer advancing to next pages
. I guess this has not be compromised
Politics / Re: Anambra Decides 2021, Update Of Election Results by oceanwhale4u: 3:22am On Nov 06, 2021
As heavy downpour graces the early hours of Today's gubernatorial elections from 2:30am.
we are going to experience a cool cloudy Election. As we Anambrarians exercise our franchise.
Meanwhile all Election officials has reported to the inec state office in Awka as at midnight 5th Nov. 2021. While some that are posted to areas like ogbaru, Ayamelum,oba ofemili and other remote places have moved to their points of assignments as at midnight of 5th November 2021.
Politics / Anambra Decides 2021, Update Of Election Results by oceanwhale4u: 3:08am On Nov 06, 2021
Verified: Polling unit results for the gub. election from the 21 L.g. a and 326 wards in Anambra state.
Business / Re: MSME Survival Fund Registration: How To Apply As Portal Opens by oceanwhale4u: 6:18pm On Dec 10, 2020
[quote author=Ceejay2016 post=96914301]


Like seriously.....
I wonder why some employers will use survival fund money tagged covid 19 support as salary for there staffs.
This simply means you dont have conscience.
Let's assume there was no such scheme by the government, wont you have paid your staffs salary.
This same staffs has been working and generating money for you, beside it was there personal bvn that was used for this registration.
If government really want this to serve as salary, they would have save themselves the stress and quietly pay into the company's account.
We all know the challenges with this covid 19, the cost of every single item has increased but no increase in salary.
And now that govt has decided to support, employers want to eat the money.
Please if you know what is good for you, kindly give your staffs there entitlement, it is there sweat and right.
Even the bible said a labourer is entitled to his wages.
Note: na staff prayers they grow company.[



The employer did well she want to outsmart her Oga. The employer has right to put anybody and he is the one (giving the power by the govt to include names of her employees which he can put anybody he deserves, so that girl is not a trustworthy person. Be careful because she can do more than this.
Business / Re: Youwin Connect Business Competition 2017 by oceanwhale4u: 7:22pm On Aug 13, 2018
LETS JOIN HANDS AND PRAY FOR A NEW NIGERIA FOR GOD AND FOR YOUTHS 2019.

let me make it more clearer to All 5,000 YouWin connect winners. As a serial entrepreneur and beneficiary of 10M YouWin 3 program, Jonathan led YouWin Program is called 'YouWin' one of the brightest idea from honorable Ma Ngozi Okonjo Iweala. Buhari led YouWin program is called YouWinconnect' as coined from Jonathan brand name, but was with different model their similarities was in human capacity training. Jonathan led government called her training 'Bootcamping', Buhari government called her training online in class training. Both programs treated the same course topics on business courses. Jonathan's program where based on seed funding grant after successfully passing through stage 1(concept idea submission),stage 2 in which physical training was carried out in the 6 geopolitical zones followed by online submission and lastly was oral physical defense( stage 3) to ensure season quality applicants were selected and also to checkmate impersonation among the winners while Buhari's YouWin connect was only stage 1 (concept idea submission)and stage 2 (online training and online submission)of which they will link the trainees to fund manager inform of equity contribution NOT GRANT or LOAN. Both the Jonathan led government and this buhari government issued the trainees business certificates after the training.
Note: Do you know that Federal Government under Jonathan administration and world bank contributed these grant provided from 2012-2014 for 3years MOU signed With swiss bank in Geneva. we, the beneficiaries having known this from onset, that was why we protested in this Buhari led Federal government to pay us the remainder money or else we shall write to World bank to withdraw all her assisted programs in Nigeria. Secondly,these Grants was kept in coffers to be distributed as the awardees achieve their business milestones. After some memos from us to World bank that Buhari govt is black mailing the objectives of the grant program which the world bank contributed 80% of the funding. The world bank wrote to this Present Government that they must release those funds or else they will stop all their programs in Nigeria,and such My honorable minister for finance Mrs kemi Adeosun has to pay us the remainder without any further argument. This is why we were paid.
sometime last year we were invited to explain how the program were run by Jonathan administration after which it was coined 'YouWinconnect'.
Do you also remember that there was Youwin4 applicants. We all know that it was a bid for Jonathan's 2nd term in office.As My hero lost the presidential election YouWin 4 became dead. YouWin 4 was not in line with MOU signed with world bank, it was for only 3 editions (Youwin1,Youwin2,Youwin3).
So Buhari led government came in, there was no good ground to meet world bank for another YouWin grant editions. but so many Nigerians was commenting positively on the laudable youth program and advised them not to scrap it so they rebranded it as YouWin connect with objective of capacity training and equity contribution by fund managers.
Thanks for your time.

1 Like

Business / Re: YouWiN Beneficiaries Protest Unpaid Grants @Finance Ministry (Pics) by oceanwhale4u: 7:16pm On Aug 13, 2018
LETS JOIN HANDS AND PRAY FOR NEW NIGERIA FOR GOD AND FOR YOUTHS 2019.

let me make it more clearer to all 5,000 winners of YouWin connect. As a serial entrepreneur and beneficiary of 10M YouWin 3 program, Jonathan led YouWin Program is called 'YouWin' one of the brightest idea from honorable Ma Ngozi Okonjo Iweala. Buhari led YouWin program is called YouWinconnect' as coined from Jonathan brand name, but was with different model their similarities was in human capacity training. Jonathan led government called her training 'Bootcamping', Buhari called her training online in class training. Both programs treated the same course topics on business courses. Jonathan's program where based on seed funding grant after successfully passing through stage 1(concept idea submission),stage 2 in which physical training was carried out in the 6 geopolitical zones followed by online submission by the trainees and lastly was oral physical defense( stage 3)in order to ensure that the right quality seasoned winners (entrepreneurs)are selected and also to checkmate impersonation among the beneficiaries while in Buhari YouWin connect was only stage 1 (concept idea submission)and stage 2 (online training and online submission) of which they will link the trainees to fund manager inform of equity contribution NOT GRANT or LOAN. Both the Jonathan led government and this buhari government issued the trainees business certificates after the training.
Note: Do you know that Federal Government under Jonathan and world bank contributed the grant provided from 2012-2014 for 3years MOU signed With swiss bank in Geneva. Secondly these funds were kept in coffers to be distributed to awardees after achieving their business milestones, we the beneficiaries having known this from onset, that was why we protested in this Buhari led Federal government to pay us the remainder money or else we shall write to World bank to withdraw all her assisted programs in Nigeria. After some memos from us to World bank that the Buhari led government is blackmailing the grant project which the world bank contributed 80% of the grant funding,the world bank wrote to this Present Government that they must release those funds or else they will stop all their programs in Nigeria,and such My honorable minister for finance Mrs kemi Adeosun has to pay us the remainder without any further argument. This is the only reason why we were paid.
sometime in last year this present Government invited most of the beneficiaries to explain how the program were run by Jonathan administration after which it was coined 'YouWinconnect'.
Do you also remember that there was Youwin4 applicants. We all know that it was a bid for Jonathan's 2nd term in office.As My hero lost the presidential election YouWin 4 became dead. YouWin 4 was not in line with MOU signed with world bank, it was for only 3 editions (Youwin1,Youwin2,Youwin3).
So Buhari led government came in, there was no good ground to meet world bank for another YouWin grant editions. but so many Nigerians was commenting positively on the laudable youth program and advised them not to scrap it so they rebranded it as YouWin connect with objective of capacity training and equity contribution by fund managers.
Thanks for your time.
Business / Re: Award Under The Growth And Employment (GEM) Project by oceanwhale4u: 2:33pm On Mar 27, 2018
hi new GEMites, is there anyone having problem to view the business plan templates,I am recently having such issues,the message reads error that I should contact the administration. I just want to know if someone's else encountered d same problem. I really don't know if its network problem or big portal site problem.
Business / Re: Award Under The Growth And Employment (GEM) Project by oceanwhale4u: 2:12pm On Mar 16, 2018
Please Glorify the Lord with me for the big portal grant,To God Be all Praises. I Pledge to Grow my proudly YouWin Funded business and and employ Nigerians for God and Country if not for this empowerments we could have been limited to monthly stipend called salary...lols...we are the Future entrepreneurs the World is waiting for.

1 Like

Business / Re: Award Under The Growth And Employment (GEM) Project by oceanwhale4u: 2:05pm On Mar 16, 2018
Congratulations all the same to nekunmsi and other successful big portal colleagues. I love your winning strengths.
I got the same mail too from GEM to submit my business plan,with link to our dash board, i applied for performance grant in October 2016 and was inducted on march 28th 2017 ($10,000-$40,000). we have 28th march 2018 as deadline for the submission. ThankGod another grant is on the way ooo to boast and stabilize my entrepreneurial dreams. Lord i Thank You
Business / Re: Youwin Connect Business Competition 2017 by oceanwhale4u: 8:00am On Mar 16, 2018
finally all the youwin connect winners in this forum can attest and confirm what I posted about the mission,aims and objectives of setting the youwin connect program basically it is for capacity building (training). but any good profit viable business plan shall be linked to fund managers.I will advise you to put up a high profit oriented d bizness plan because not all your biz plan submission will be taken by fund managers. every investors will want to invest in a profitable bizness with a short time breakeven period at most within 1-3years. Goodluck as you wait for your bizness plan templates submission in the next few week.
Business / Re: Youwin Connect Business Competition 2017 by oceanwhale4u: 4:10pm On Mar 13, 2018
In my opinion as a facilitator in the youwin connect 2017, the YouWiN Connect is deliberately not saying much about the funding aspect of the YouWiN! Connect. It is so that they can attract more Nigerians who are sincerely interested in starting or growing their businesses. this is because any such persons would also be interested in every aspect of their business and not just funding. It is also an attempt to disabuse the minds of an average Nigerian SME that funding is not the most important factor in business growth. Capacity development, which is more of what YouWiN! Connect is doing through most of its programme, is even more important than funding.
Having said these, I want to assure you that YouWiN Connect has funding SMEs as part of its core objectives. However this time, they have not called it ‘Grant’ but ‘Series Fund’.
This is how YouWiN Connect defines its Series Fund;
Source: www.youwinconnect.org.ng . it is an annual venture capital fund set up by the federal ministry of finance which will offer equity investment to early stage SMEs and starts up through qualified top fund managers. The federal ministry of finance may as well be the fund managers herself. Or can assign these responsibilities to independent fund mangers. There are both banking and non banking fund managers( banking fininacial managers includes Stanbic IBTC asset management limited,FBN capital limited,UBA asset management limited, "investment one "founded by Guaranty trust bank ,zenith capital limited and sterling asset management limited other non bank financial managers includes: Asset and resources management limited (ARSM) and chapel denham groups) so as to grow and develop the young start ups and early SMEs businesses under a co investment model.
What this implies is that the fund coming from YouWiN Connect this time is neither a grant nor a loan, but an equity investment. This is a modern international standard unique form of business financing that makes the fund provider an investor/shareholder in the business they are financing/funding.
Let me help you understand these terminologies and their implications properly as regards business financing.

The Fmf youwin connect Equity financing or co investment model of a series funding. This is a kind of business funding where a group of investors called venture capitalists groups provide funds to businesses in exchange for a specified share in your business for a specified period of time or until they decide to quit. It is just like you have a rich uncle who has been doing business over the years, and you have a business idea or a growing business that requires funds to grow. You approach your uncle to give you money to inject into your business, and he says fine, I will do that, but you will allow co-own the business with you. It is a win-win, you get the money you need and he becomes a shareholder in your business.
Venture capitalists or equity investors usually become involved in the key decision-making process of your business (not the day-to-day running of the business) as board members usually through their appointed fund managers. This is probably the best form of business financing for any truly sincere entrepreneur, because you have nothing to lose, except a 100% control of your business. Venture capital investors are usually very experienced in business and so coming into your business, they would bring their expertise and experiences and help your business to grow more than you would have done alone. Again, in the case that your business did not pick up as you both envisaged, or in the worst case scenario fail, they simply walk away and you would owe them nothing. The only bad side is that you lose some control over your business

1 Like

Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 1:32pm On May 25, 2017
Calvary Greetings to my fellow youwin 3 awardees. i feel so hurt whenever i see awardees complaining of their tranches not yet paid after their monitors has visited and endorsed thier business for the next tranche despite frequent calls to the secretariat . i remembered i recieved my third tranche almost a year ago now. My biz has expanded tripplely the capital grant.Big thanks to Youwin program. please send me pm if you are having such problem and you are tired of waiting...but be rest asssured that Youwin MUSTpay YOU,so long as you are a YouWin 3 awardee, at the appointed time even if no one assisted you.

1 Like

Business / Re: Award Under The Growth And Employment (GEM) Project by oceanwhale4u: 11:40pm On Apr 28, 2017
truly, we are innovative and business driven youths this country is waiting for. thats why if you passed thru Youwin you can stand amist in any business plan competition, so its no magic ,or political connections or smartness but its just an intellectual capabilities
Business / Re: Award Under The Growth And Employment (GEM) Project by oceanwhale4u: 11:33pm On Apr 28, 2017
So, after Youwin3 grant, and your business is doing very well to the extent you formed a close group of millionaires, I'm not expecting to see some of you guys here. It's a moral question, allow those who have not won a grant to have a chance in life.


Any way,Its a national cake & its all about having a bankable business plan.and putting it together where it is needed...sincerely speaking.....from YouWin3 awardee to Ayeen beneficiary2016 now praying to become Big grant awardee 2017. am most humbled.
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 11:03pm On Jul 01, 2016
Why is this thread becoming uninterractive day by day. Here used to be an information mouthpiece for Youwin 3awardees but its no more as it was earlier,some awardees hear news more than others but yet kept it within them its no right let's Share our joy and pains,two heads are better than One... Any I want to share with every one that today 1st July 2016 around 3:40pm I receive an alert for my 3rd tranche South east. Please Glorify the Lord with me,To God Be all Praises. I Pledge to Grow my proudly YouWin Funded business and employ Nigerians for God and Country...we are the Future entreprenuers the World is waiting for.

5 Likes

Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 10:42pm On Jun 28, 2016
TV News in Core News, Headlines on June 28, 2016 at 02:31 pm The Federal Government is set to start consultations with beneficiaries and other stakeholders on the restructuring and refocusing of the multi-billion Naira Youth Enterprise with Innovation in Nigeria (YouWin) programme with the objective of injecting new ideas for its sustainability. The Federal Ministry of Finance, which has been running the programme from inception, has scheduled the consultation for July 22, 2016 in Abuja, where representatives of the beneficiaries drawn from the six-geo-political zones and other stakeholders would chart a way forward for the programme. Under the programme which took off in 2011, a total of 18, 000 young entrepreneurs have been trained in various aspects of Small and Medium Enterprises management and business skills; and 3, 900 of them, including 1, 200 women, were each given non-repayable take-off grants for businesses of their choice ranging from N1 million up to a maximum of N10 million. The third edition of the programme, which is still running with 1,500 beneficiaries, has received the sum of N11.2 billion in funding, and so far grants totaling N7.4 billion have been disbursed to the awardees. In June 2016 alone, the sum of N1.687 billion was paid to 638 awardees. Minister of Finance, Mrs. Kemi Adeosun, says that as part of the change agenda of the current administration, the YouWin programme has to be restructured to ensure efficiency, transparency and accountability in investing the capital grants given to the beneficiaries by the Federal Government. Adeosun confirmed that all FG commitments under the YouWIN programme will be fully met, but due diligence would be carried out on every beneficiary, using tools like the Bank Verification Number (BVN), and before disbursements.
Read more to clear all doubts.

Headline: FG releases N109bn to reflate economy | The Sun News. However, on the N1.3 billion YouWIN disbursements recently carried out by the Federal ... In mid-morning trading, the index was up more than 2% at 6,113.03, while the FTSE 250 had gained 2.6%. Source: www.sunnewsonline.com/fg-releases-n109b...
Headline : FG TO RE-JIG MULTI-BILLION NAIRA YouWin PROGRAMME ... 5 hours ago ... In June 2016 alone, the sum of N1.687 billion was paid to 638 awardees. ... TERRORISM; 12:23 pm REPS MOVE TO INVESTIGATE PROPOSED AUCTIONING OF 2.6GHZ BY NCC ... Source: www.coretvnews.com/fg-to-re-jig-multi-b
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 12:50pm On Apr 12, 2016
danmike1 : 1. All legal issues with Stanbic IBTC and UBA have been resolved 2. Compilation of awardees in these banks is currently being done to effect outstanding payments 3. 3rd tranche payments are being processed. Payments should commence on/before month end April 30, 2016, depending on your bank.

Danmike1: what is the source of your information.
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 9:28am On Apr 08, 2016
Hello Awardees Everybody seems to be tired about the whole delays.,In Good faith,in my best own opinion i advise that we must not allow distractions, sentiments,delay tactics by the secretariat come to play in the disburstment of 3rd tranche .The access codes which was like ''the master key to access the Youwin funds has been secured and we all know that the youwin funds has been kept with CBN long ago before Youwin 3 was lauched in 2013.
We should not hesitate in asking the secretariat Why,When?,whatHowWhichWhere? about delays in paying our Tranches because the delays attributed to these disburstment is affecting our businesses negatively.Our economy is harsh currently and many business are liquidating...if you doubt me take survey in your own area. i love my country-Nigeria i owe her patriotism in the Mou i signed on 21/11/2014.LEt OUR VOICES BE HEARD,THE JAW DOES NOT REST UNTIL IT FINISHES ITS CONTENT ...PEACE RULES

1 Like

Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 10:44am On Apr 04, 2016
i know 3 awardees friends that were visited in South East b4 Easter break(one is located in Ebonyi,the other two are located in Anambra State). they were all doing well....only one complained they querried him of not invoicing all transactions. i believe Youwin secretariat must have completed the spot checks.Though they assurred them of paying 3rd tranche soon(no expected date )

1 Like

Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 10:35am On Apr 04, 2016
week before Easter. they were all doing well....only one complained they querried him of not invoicing all transactions. i believe Youwin secretariatmust have completed the spot checks.Though they assurred them of paying 3rd tranche soon(no expected date )
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 10:36am On Mar 31, 2016
Dear Awardees the waiting for 3rd tranche is becoming unbearable......though i am trying to uphold the objective of youwin program.....God we need your intervention especially Now that things are going astray economically because without you O'Lord we can do nothing.>>>>>>>>Pay Us 3rd tranche Now.

3 Likes

Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 12:33pm On Feb 03, 2016
YouWin what about the tranche money in the last mail.....the waiting is getting hot hurting....i recommend for the interest of the Awardees businesses...other partners.....youwin secretariat and federal Ministry of finance please let our tranches be paid this February..
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 7:46am On Jan 27, 2016
Log onto: www.benbruce.org NOT benbruce.com.
Quoted by the honorable minister for Technology 'Nigeria will be producing pencils soon. thats nice but we can produce more that pencils if our youths with innovative ideas are provided with startsup funds...' let CBN and Fed Gov. encourage youth with innate enterpreneurial ideas with seed capital and there of monitor its disbusement instead of spending money on terrorism.
Business / Re: Youwin Business Competition 2013 by oceanwhale4u: 4:29pm On Jan 26, 2016
lets pray harder that God will touch every heart behind our tranches including the APC Led Government will pay us soon.
Mr Common Sense has said it all in his documentary. read more at www.benbruce.com.
iam happy that our tweets went directly and inspired him to speak to over 170million nigerians .....and he has told the world that youths with innovative ideas should be encouraged with seed capital especially in Nigeria and that is the only true way to turn our country from consumer to producer....if not there will always be an increased unemployment,insurgencies,militancies,robberies,419ss,advance fee frauds,and even low GNP in our country's economy..switch on to silverbird channel to hear more from Mr common sense.

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