₦airaland Forum

opaclem:
10% Already today. KM 3 digits before pull back and FS

Omo, I saw price at 860+, few minutes later it has gone to over 900.

Grupo:
Stanbic bank doesn't charge wht on intereet.

Yes. Some banks don't charge and some do

Aradel

heavenisreal18:
I sent mail tire for the certificate but my account officer didn't send it ,one of my account officer has blocked my mail from reaching her. Her mail usually bounce back now

If you are close to the bank you can visit or mail their complaint desk

kristien4:
This certificate you're talking about, is the one they send by email okay, or its extra important to go into the bank and get a hard copy?

Once you have soft copy of the certificate, you are fine. You can print yourself instead of going to the bank

nitrogen:
That’s a nonsense yellow. Minteh already lost the ball.

Honesty. I'm just pissed.

3-1

Mbeumo a proper Baller. Nice goal

lordfalcao:
Today wey I carry Chelsea straight win.

Lol. E dey happen like atimes

heavenisreal18:
Someone asked if it was written in my certificate,but sadly GTB don't give certificate anybody using GTB who got certificate of investment.

You are suppose to request for your certificate of investment. That's the proof that you actually invested with any company

heavenisreal18:
I received upfront intresst ,GTB wasn't charging me WHT before, this is my first time experiencing this

WHT like other tax is statutory though.

You can send a message across to your account officer for more clarification though

talk2tonie:
I use GTB. I am not sure if I was charged or not. Maybe there are waiting for me at maturity, but I collected my interest upfront.

Maybe. The amount should be 10% of your interest. If it's more than that, kindly make a complaint

Risingcash94:
Since when pls? And how do we know this WHT is not being calculated on and deducted from the capital that just got credited into the account upon maturity thereby resulting in a higher withdrawal than if it was on the profit made from the investment?
Because why didn't they simply collect the WHT when the investment was made rather than waiting till maturity?

If your interest on your investment is 110,000, you will be charged 10% of that amount which is 11,000. You can check the certificate of investment sent to you when you invested and take a Good look at it.

I know for people who wait till maturity for interest, WHT is charged at maturity. For those who take their interest upfront, some charge it upfront or wait till maturity to avoid double taxation

talk2tonie:
I am hearing this for the first time. Which bank is this?

Ah your bank don't charge WHT on interest ?
You are lucky

heavenisreal18:
Good evening, pls my investment matured yesterday and I got the money credited into my account yesterday, this evening I noticed they deducted 11k from my account calling it WHT T bill,this has never happened to me before .Help me

Good Afternoon. Did you collect interest upfront and was WHT charged?
Please note that WHT on tbills was suspended some years ago and later re-introduced.
Though some people argue their banks don't charge them WHT on their interest.

It's statutory to pay 10% WHT on interest.

pafra:
.
How about bamboo, any disadvantages in using it?

I know of people who use it and they are fine with it. I have never used it before though.

Gotocourt:
I greet y'all, I want to start investing in stocks. How do I start? Should I mail the companies? Look for a stockbroker? 🙏

Greetings. You can start with any of the stockbrokers Investment One, Stanbic, Morgan capital, Codros etc. I'd suggest any of the first three. Visit their website for more information on how to register.

I can't paste links because of anti-spam bot.

enque:
Tb rates 22/10/25

Well done..

zendi:
Write pidgin properly.

Siddon look !

Lol if you mix am with English dey sweet also

megawealth01:

Over a year the small one I get no even shake body. Na sit down look mode

unite4real:
The last FGN sukuk saw subscription of over N2.2 Trillion.
There is a lot of money in circulation

True this. Even Bond for September 2025 was massively subscribed. Over a trillion.

bastardson:
Abeg guyz should I sell my Access for PZ or any other sensible stock.

This has been the most stagnant stock in my portfolio, I am tired already

Omo. Wetin transpower people go come talk na

Rejoize:
Can you please explain how I can place a bid at the primary auction.My account officer has been blocking my effort to by TB for months now. She is pitching fixed deposit to me which I'm not intrested in.
Is there any other way I can go about this.

Kindly send a mail to the bank or visit the bank branch to express your displeasure.
Another thing is to reach out to other banks you have account with. Just move your funds if it's possible for them to treat.

Against tomorrow's NTB Auction.. Place your bid with your account officer on time

Invest no matter how little you have

emmasoft:
You can also go with Stanbic, First Ally

Well done Mr Emma

Minimum Amount for most CPs are 5m. There are few that the minimum entry is 2m

GeeKudi:
Your approach screams of RED FLAG!!!

Red flags ke. Everytime I try to post about it it's either the post get hidden or I get ban.

Streetinvestor2:
Looking at ur profile.Why is it the only post that caught ur attention on the stock thread.
This place is whr we throw everything open.
What stopped u from throwing it open
And na everyone u they follow for this naira land forum..lol

Anti spam bot go hide and ban .

Put body if you dey interested make we talk outside

Streetinvestor2:
Ur juju man na local champion for my side.He needs to go to higher spiritual relm than whr I operate.
U be learner

Lol. Wetin concern juju with this one? Lol so asking you to take advantage of other fixed income instruments that gives higher returns than Tbills currently, means someone is doing juju or wants to scam you?

Streetinvestor2:
So it has ever touched #100.I didn’t even know.
I really wish it could come down to #20 now because I have matured TB Money

Then again it will be easier for tinubu to win 2027 than oando to come to #20 now...lol

While waiting, come lock it at rate higher than what inflation is doing

Next auction is Wednesday 22nd October, 2025

Kudos to the team
Special Shout out to our GK