I discussed this cement stock in Feb, 4, 2018 on my blog ( http://nigerianstockstobuy.com/best-performing-stocks-nigerian-today/ ) and right now it's been confirmed as the best performing stock in Nigerian stock market - see details on Nairametrics - https://nairametrics.com/ccnn-overtakes-unity-bank-as-best-performing-stock-year-to-date/

Learn how I picked stocks like this here - http://nigerianstockstobuy.com/product/pick-gaining-stocks/

You would have to go Slot or buy from Jumia

You bought second hand, so it can't like a new phone

Gionee Phones Below 40,000, 30,000 & 20,000 Naira - Buy Latest Gionee Smartphones At Cheapest - Specs and Their Prices on Jumia Nigeria

One feature we love about Gionee smartphones is the long-lasting battery function that helps you stay longer without bothering about the nearest place to charge your smartphones.

This post contains some of my recommended Gionee smartphones selling below 40,000 Naira and their specifications. Feel free to compare their features, including battery life.


View More Gionee Browsing Smartphones Here

1. Gionee P8M

Key Features
Battery: Non-removable Li-Polymer 4000 mAh
Display: 5.0-inch
SIM Type: Dual Micro SIM (dual stand-by)
OS: Android 7 Nougat + Amigo 4.0
Storage: 8GB ROM, 1GB RAM
Camera: Rear-5mp, Front-2mp

2. Gionee X1S

5.2 Inch 2.5D IPS Corning Gorilla Glass 3 Screen
MTK6737T 1.5GHz Quad Core
3GB RAM + 32GB ROM
13 MP Back Camera + 16 MP Front Camera with Selfie Flash
Android 7.0 System
4000mAh Battery

3. Gionee P5 Mini

Key Features
Display: 4.5-inch FWVGA screen
Memory: 8GB ROM, 1GB RAM (expandable with microSD up to 32GB)
Processor: Mediatek MT6580, Quad-core 1.3GHz
OS: Android OS,v5.1 (Lollipop)
Camera: 5MP Back Camera, 2MP Front Camera
Dual SIM (Micro-SIM, dual stand-by)

4. GIonee P8W

Key Features
Display: 5.0-inch HD IPS (720 x 1280)
Processor: MediaTek MT6735M Quad-core 1.3 GHz
Memory: 1GB RAM, 16GB ROM, 128GB SD card Slot
Operating System: Amigo 3.5 based on Android 6.0 Marshmallow
Camera: (Main) 8MP Dual; (Front) 5MP
Battery: 2300 mAh Li-Po

View More Gionee Browsing Smartphones Here

How To Make Money In Stock Market Without Trading Stocks Yourself - For those who are looking for an easier way to grow their wealth.

Click here http://nigerianstockstobuy.com/make-money-nigerian-stock-exchange-market/

How To Make Money From Nigerian Stock Exchange Without Trading Shares Yourself - Let Professional Mutual Funds Pick Top Performing Stocks, Invest for You While Your Get Returns.

After the 2008 global market crash that led to massive stock sell-off, sending the NSE index to an all-time low, interest in the Nigerian stock exchange market seems to be gathering momentum again as the local bourse. The equities market posted one of the best impressive performance of 42% in 2017; thanks to the reserved bullish trend in the oil market and innovative investors' and exporters' window introduced by the CBN to help make forex available at a market-determined rate without intervention.

This return which was far better than -16.1%, -17.4% and -6.2% in 2014, 2015 and 2016 respectively, was driven by Dangote Sugar Refinery (227%), International Breweries (195%), and Fidelity bank (193%). Other notable stocks that contributed to this positive close were Fidson, Stanbic IBTC, First Bank, UBA, NASCON and Nestle.

Since this news broke out early this year, I have been receiving several emails from my blog visitors and messages from retail traders on the best stocks to buy.  The interesting discoveries in these messages emails were that these senders weren't experienced in stock market trading; no prior knowledge of the stock market investment or technical analysis of stocks, yet, they just wanted a simple and low-risk guide to taking their share of the potential wealth-creating opportunities in the stock market.



This is not even a local trend, foreign investors have are also keying into the trend.

Investors' participation, at both local and foreign level, in the NSE market is now higher than it was last year.  While foreign portfolio investment is up by 59% to N132bn (against N82bn in February 2017), local investors have expanded their money flows by 51.48% to N140bn (against N128bn) (Source).

This actually shows that local investors invested more money than foreign investors.


A summary of the transaction flows from foreign and local investors. You will notice the spike from N83.22bn to N132bn; a lot of hot money is currently flowing to the financial market right now. Besides, as of 2018 YTD, local investors currently hold 56.56% of the market transaction while 43.44% is from foreign investors.

What did you see from this analysis? interest in the local stock market is at all-time high right now but what percentage of this traders are experienced and professionals traders? I can confidently say that only a few are actually making the real money.

As a smart beginner who isn't a genius in the stock market but would like to invest in stocks, here is what you should do: instead of using trial and errors to pick stocks and lose money, isn't it smarter to look for professionals that have a track record of positive returns in the stock market.

A brief look at mutual funds and their performance:

Mutual funds are professionally managed investment funds that pool money from investors to buy securities. While some funds are sector-focused, others are diversified. Your focus here is to look at equity funds; mutual funds that invested in listed securities for medium to long-term capital appreciation.

In Nigeria, we have a lot of professionally managed mutual funds that are creating more wealth for their retail clients. Why not find one,  let them manage your money for you while you focus on other businesses?

Click here for full details on how to make money from Nigerian stocks without trading yourself

1. Lose extra pounds and watch your waistline: Blood pressure often increases as weight increases. Weight loss is one of the most effective lifestyle changes for controlling blood pressure. Men are at risk if their waist measurement is greater than 40 inches (102 centimetres). Women are at risk if their waist measurement is greater than 35 inches (89 centimetres).

2. Exercise regularly: Regular physical activity – such as 150 minutes a week, or about 30 minutes most days of the week, can lower your blood pressure by about 5 to 8 mm Hg if you have high blood pressure.

3. Eat a healthy diet: Eating a diet rich in whole grains, fruits vegetables, and low-fat dairy products and skimp on saturated fat and cholesterol can lower your blood pressure by up to 11 mm Hg.

4. Reduce sodium in your diet: Even a small reduction of the sodium in your diet can improve your heart health and reduce blood pressure by about 5 to 6 mm Hg
Limit the amount of alcohol you drink: Alcohol can be both good and bad for your health. By drinking alcohol in moderation, you can potentially lower your blood pressure by about 4 mm Hg.

5. Quit smoking: Each cigarette you smoke increases your blood pressure for many minutes after you finish. Stopping smoking helps your blood pressure return to normal.

6. Reduce your stress: Chronic stress may contribute to high blood pressure. Occasional stress also can contribute to high blood pressure if you react to stress by eating unhealthy food, alcohol, or smoking.

7. Monitor your blood pressure at home and see your doctor regularly.

8. Get support, either from family and friends, or consider joining a support

Source NaijaFoodTherapy.com

Gbengazzee:
Thanks Ogedanny for this thread.

I once opened an account with choicetrade 5 years though I didnt fund it. They have been around for years now offering brokerage services to non USA residents or other nationals. Other brokerage I know of is suretrader, I think they offered margin trading.

On stock trading, having a brokerage is not an issue, the main thing is being able to pick a winning stocks. So Ogedanny how do you become of help in this matter.

Following you.

Hello Bro,

Thanks so much, that I will be sharing on my blog. I just want as many followers to open an account and have access to the US market

adomuwiner:
On which platforms

I have shared a link to open an account already

You open an account with a stockbroker online, verify your identity and get your trading account number.

Find more details on how to open an account here - http://nigerianstockstobuy.com/best-stockbroker-non-us-residents-trade-shares/

Feel free to ask me questions if you encounter any challenge

Here is how you can open a US stockbrokerage account and trade US stocks as a Nigerian - http://nigerianstockstobuy.com/best-stockbroker-non-us-residents-trade-shares/

I created this thread to answer your question and help you trade American stocks online as a Nigerian - Feel free to share your opinion, let's take advantage of the bigger opportunities in the American stock market.

What do you think?

Follow my blog - Watch FREE Video on How to Pick US Stocks.

or join our community of private investors looking to earn up to 35% p. a from the US stock market -

NEM insurance is currently hot - http://nigerianstockstobuy.com/top-gaining-insurance-stocks-nigerian-stock-market/

Learn how to pick stocks using Quarterly results - http://nigerianstockstobuy.com/how-to-pick-great-nigerian-stocks-to-buy/

sellydion:


Dear play with facts and figures. How much is the Listing price of Caverton?

State clearly the moats of caverton that make it better than others. For your info, most airline companies that are

even international runs are doing badly not to talk 4 year affairs with Shell, Total or Mobil.

Dear, I know this industry for the past 22 years.

If all you said are true, why is the stock performing well? The truth is this, every stock has a key driver, know when to load or dump. It's a circle

sellydion:

If I may say, these companies will be the last I will put my monies:
1. Japaul
2. CI leasing
3. Caverton.


or any logistic support companies serving OIC. All is a matter of time. OIC companies are very notorious in

negatively affect these business. The level of risk is just alarming. Lose of contract is the beginning of their down fall.

You just have to keep your ears on ground at all times to manage risk. It is a shaky industry at the beck and call of OIC. You no what

contracts are in Nigeria? The moment you can not play with the power that Be, you become a gonner.

I exempt Caverton pls.

See the 2 insurance stocks to watch this week - http://nigerianstockstobuy.com/top-gaining-insurance-stocks-nigerian-stock-market/

Blogging
Affiliate marketing
Domain Parking
Internet Forum
Online Store

An analysis of Univer lever Q1 2018 result - http://nigerianstockstobuy.com/unilever-first-quarter-result-key-ratio-analysis/

Here is why you should buy the Zenith bank stock - http://nigerianstockstobuy.com/zenith-bank-first-quarter-financial-result/

Yesterday, GTBank released its first-quarter result for 2018 which showed its interest income dropped by 3.95% to N80.77bn (N84bn in 2017) and a slight increase in net income by 7.7% to N44.67bn up from N41bn reported in 2Q1, 017. This compares to the 50.6% growth in interest income recorded last year when the yield on TB surged to an all-time high of 22%.

The result isn't a surprise as the federal government looks to cut domestic borrowing on the back of a lower cost on foreign borrowing, a decision that isn't unconnected to the massive drop in interest on fixed income securities to less than 13%.

While this fall is expected to pose a great threat on bank's profitability in 2018, Zenith bank is showing no sign of slowing down as the bank's recent first quarter result, released today, showed impressive performance on key figures.

Here is a link to Zenith bank's Q1, 2018 result.


As culled from Proshareng.com

This afternoon, Zenith Bank (Zenith) published its Q1 2018 results. PBT of N54bn grew 22%  y/y and puts the bank on track to meeting its full year target of N210bn in our view. Revenue growth was mixed: funding income grew 36% y/y while non-interest income fell -10% y/y. Notwithstanding, total revenues grew by a healthy 22% y/y and helped to offset a 33% y/y rise in opex. A -42% y/y reduction in loan loss provisions also helped. PAT grew faster than PBT (by 33% y/y) because of a helping hand from other comprehensive income (N4.8bn), thanks mainly to fx translation gains.

The bank’s earnings were close to our forecasts. We are surprised at the revenue split, however. The q/q changes are material: 70% in magnitude for both. We suspect some reclassification is at play here. As such, we choose not to place too much emphasis on the separate revenue lines, but the total revenue instead which was in line with our forecast. Q1 results are not audited. As such, we also would not make too much of the differences between the opex and provisions figures compared with ours for now.

On the balance sheet, a -16% q/q decline in the loan book is a major surprise. Zenith’s loan book has now declined, consistently, from a peak of N2.3trn in Q1 2017 as non-interest income and govt securities have been preferred to lending. The bank guides to loan growth of 10% for the full year. With govt yields continuing to trend down, loan growth will have to pick up substantially over the coming quarters.

On the back of these results, we would not expect a significant change to consensus estimates (FY2018 PBT of N199bn). We expect the market’s reaction to be muted. We continue to believe that the bank can meet its FY PBT guidance of 2018 of N210bn. Our estimates are under review. We rate Zenith shares Outperform. 

Let's also look at the key ratios I use to analyse banking stocks:

Return on equity increased from 5% in Q1, 2017 to 6% in 2018.
Return on asset increased from 0.7% to 0.8%
Net interest margin also grew to 4.2%, up from 2.4% in Q1, 2017.
Efficiency ratio also improved to 35%,  from 38% in Q1, 2017, despite an increase in operating expenses, the bank is able to increase operating efficiency.
Impairment charge also reduced significantly to N4.8bn, from N7.8bn, 38% reduction
EPS also grew significantly by 26% to N1.5, from N1.19.

This is a great result that should drive the bank's share to the upside as investors look forward to the second quarter result.

Source: http://nigerianstockstobuy.com/zenith-bank-first-quarter-financial-result/

Zenith bank release Q1 2018 result - here are key takeaways - http://nigerianstockstobuy.com/zenith-bank-first-quarter-financial-result/#more-578

go and wear it na

Trendy Ankara Bum Short Styles for Singles Ladies Only! Download Latest Ankara Bum Short and Top Styles.

View more latest styles here

[img]https://3.bp..com/-MRNl0mLax2s/WtBWHYMfPOI/AAAAAAAASTI/AcgTp6RhpxIDecJdPnFUn2Yh0YzNo8BrwCLcBGAs/s640/Trendy%2BAnkara%2BBum%2BShort%2BYou%2BCan%2BRock.jpg[/img]

[img]https://2.bp..com/-XEc3iTwvyAY/WtBWaeQmMcI/AAAAAAAASTM/beLwpsRd6FAVPWOg8FcoTzfTI84L3wNhgCLcBGAs/s640/Trendy%2BAnkara%2BBum%2BShort%2BYou%2BCan%2BRock.jpg[/img]

[img]https://2.bp..com/-KmvG5FMw9hI/WtBWftdZP-I/AAAAAAAASTQ/3uNLgOq3QcAzMF4EvECxH_da9gQwTPqeQCLcBGAs/s640/Trendy%2BAnkara%2BBum%2BShort%2BYou%2BCan%2BRock.jpg[/img]

[img]https://3.bp..com/-1GhS2sQ0khw/WtBW_LqzreI/AAAAAAAASTc/X169I7flkEArEb6vTB9SfWM06uFJXBIgwCLcBGAs/s640/Trendy%2BAnkara%2BBum%2BShort%2BYou%2BCan%2BRock.jpg[/img]

[img]https://2.bp..com/-8hOVZfT-j9w/WtBXKbi-7TI/AAAAAAAASTk/r5xiO8VkZmY4CVqawS7x_ZVCHPHwv4lzwCLcBGAs/s640/Trendy%2BAnkara%2BBum%2BShort%2BYou%2BCan%2BRock.jpg[/img]

View more bum short styles here

Best Financial Ratios to Compare & Analyze Retail Companies in the Nigerian Stock Market - Learn the Most Important Ratio Investors Use to Pick Stocks.

Stock market investing isn't a process of jumping at any company's shares because you love the brand or are personally attached to the company's chief executive or even have a relative working in such company but one that requires a careful analysis of the financial position of a company with the aim of ascertaining its future growth potential. This is generally done by looking at the company's statement of income or profit or loss, understanding its strength via the statement of financial position and cash position on the statement of cash flow.

The truth about analysing a company's financial strength is that you don't have to be a financial guru, professional analysis or an experienced stockbroker, all you need to know and understand are few numbers that intuitively revealed the past performance and where the company is headed.

Personally, I work with few reliable financial ratios before taking investment decisions. In using these ratios, do not randomly pick a stock and then subject it to these ratios, go to the post, where I shared profitable strategies to selecting best-performing stocks to screen out top stocks in the strongest sectors.

One great reason you shouldn't ignore financial ratios when investing is that when you have several stocks to buy, it helps you to easily compare and pick the best companies with attractive growth potentials.

I have already discussed the application of these financial ratios using Transcorp and Dangote financial statement as at 31st, Dec 2017, click here

Now, let's talk about these financial ratios as it relates to growth, opportunities and share price forecast.

1. Growth
When analyzing or comparing two companies, the first major area to look at is how fast each of the stocks is growing. Here, I look at financial ratios like market share ratio, the cost to sales ratio, gross profit margin, interest coverage, and net profit margin.

Market Share

The market share ratio of a company lets you see what percentage of the customer market the company currently occupies? a company may earn N6bn from the sale of its product in a current year against N5bn the previous year, representing 20% increase and at the same time lose its market share to competitors. How do you calculate the market share of a company? Divide the company's sales by the sales of all the companies in the industry.

Full info here - http://nigerianstockstobuy.com/best-financial-ratios-to-compare-analyze-retail-companies/