₦airaland Forum

presiade:
And that’s the point. So, people who don’t have children will not be good people since they don’t have children to leave inheritance for. Open your mind.

You’re using the wrong premise for your argument.

megawealth01:
This statement is unnecessary

Totally unnecessary.
The people mentioned were not even known to have children.

Streetinvestor2:
All because u want to make money. You no go just get little self integrity.

New moniker loading… 😂

emmanuelewumi:
Opportunity for long term investors to buy Zichis and average down

Ol’ boy ee. See awoof 😂

ghm:
I am rebalancing my portfolio to have fewer stocks, I decided to remove some companies that are overlapped in banking and insurance sectors and keep only the leaders (e.g. GTCO, ZIB, AIICO etc.) in the sector. Which of these 11 do you advise I should keep.

1. Africa Prudential
2. ASO Savings
3. Industrial & Medical Gases
4. Legend Internet
5. Regalins
6. Royal Exchange
7. Veritas Kapital
8. Sovereign Trust
9. Fidelity Bank
10. FCMB
11. Sterling Bank

Thanks.

Why seek the dead (No. 2) among the living?

HesInMe:
Best time to buy. Just opened my first position in UBA today. Help me average down to N20.

Average up or average down?

ogawisdom:
MTN and Zenith Bank dividend alerts landed safely. Ended my day with alerts and a big smile. Nothing beats a substantial credit alert especially earned passively.

Oshiomhole wants FG to withdraw the licence of MTN BC of maltreatment and killing of Nigerians in South Africa. Hmmm

It seems the spirit of that SA girl's leg one senator allegedly massaged in a PJ is causing some flashbacks

chimex38:
Have you sold your ETI today?

Follow him at your risk oo!
Well, e no dey hide am sef

naturalflow:
In ameabo news, tony divorce wife after dna shows seven kids are not his!how will this affect uba price going forward

https://punchng.com/three-arrested-for-spreading-false-divorce-news-about-tony-elumelu/
You follow? Lol

https://www.thecable.ng/scale-to-value-access-holdings-redefines-what-growth-means/

Some damage control by the guys at Access.

SonofElElyonRet:
Nigeria’s leading payments platform, OPay Digital Services Ltd., has enlisted Wall Street heavyweights Citigroup, Deutsche Bank, and JPMorgan Chase to lead its planned initial public offering in the United States, according to people familiar with the matter.
Source: Business Day..
Disdain for NGX

And love for Forex

KarlTom:
Verify the bolded again...

Both banks stated in their notices that they’d pay dividends but with the caveat ‘subject to the approval of the central bank…’ . Technically speaking, they didn’t ‘lie’

https://www.youtube.com/watch?v=aGC1ttZUrgg?si=Zg_Jo2fkGw4ADlBO

robobo:
L

It is not even much just N10 billiion

I was thinking we will have over 1 billion shares on offer

Makeuna wake me up when the thing don reach 1 billion shares full offer

I want to do hostile take over from Tony

Ote$, is that you?

Oasisblue:
UBA on massive full offer!

Over 200m shares on offer

ProphetUtuocha:
To the wise, a buying season is unfolding!
As the fearful sell, we buy!

The first prophesy that supports JIJO

aj8:
Ding time is 9.30 am

Okay, though cardinal stone shows ‘Open’ at the moment. However, I can’t see any bids, offers or trades .

DING?

Mankind2024:
When the expectations of Peter is just a dream💔🤾

Your visuals are quite catchy

purity2all:
😃

Wahala


See the kind trauma wey I dey go through now, after now, Taiwo go want come collect 10%.

Taiwo still dey settle in sef

Agbalowomeri:
Una wey dey expect N4

The only 2 banks wey go pay dividend this year don already pay

You don forget ETI dividend?

purity2all:
😃 😀

Agba , abeg no give person heart attack this night o 😆

They already promised that they will pay in one of their public statements. The issue now is the amount.

50 kobo 😁

KarlTom:
Please, what is the next word after disappointed...

Reappointed 😬
Dem fall hand die

Agbalowomeri:
Where I go come find that 150 bayi with my 70k minimum wage

Oga Agba still dey talk about minimum wage after how many years of service

mikeapollo:
It is too early to say Access has done too many acquisitions without efficient delivery of benefits to customers. Wait until they conclude and reflect full results of the new acquisitions.
Few years ago, First Bank was stagnating around N4-N5 for almost 2 years without good dividends when they were undergoing restructuring. Wema Bank was less than N1 for some years. Both have now delivered more than 500% since then.
Access will click N40-N50 and above when they finalize everythin, very soon

Access is on full bid at N32.85 !

emmanuelewumi:
I agree with him

i.e. make that first 150 million Naira by any legit means possible

Streetinvestor2:
Something we plenty dey wait make e do #30 for long make we japa.That one no follow for bank

Oga Street, e don reach #31 ooo!

If you are invested in some insurance coys, take note:

https://www.vanguardngr.com/2026/04/recapitalisation-12-insurance-firms-in-tight-corner/

“Vanguard learnt that at the meeting, NAICOM reiterated that the July 31, 2026 deadline would not be extended.
… Omosehin also charged the firms to intensify their momentum, warning that any company that fails to comply risks deregistration by August this year.
… According to him, it goes beyond his power as insurance commissioner to extend the deadline because it was stated by the Nigeria Insurance Industry Recapitalisation Act, NIIRA 2025, and cannot be shifted by any authority except with the amendment of the law.“

HesInMe:
Since everyone here na billionaire, I declare myself trillionaire!

You may have to change your moniker to ElonIsInMe 😂

Mankind2024:
You are deceiving yourself.
First, (TRANSEXPR) was never a liquid stock in 2025. I even attempted to sell some shares at a point and found no ready buyer.

That’s why I wrote ‘highly liquid’ using quotation marks. You’ve missed the nuance there. If it were liquid it would not take over a week to trade only 1.5 million units. Mind you the price kept rising from 1.66 to 1.8 + from Jan 3. Your stockbroker na correct guy.

Mankind2024:
I bought back Transcorp Hotels with the same proceeds and even added extra units. I currently hold 107,000 units in my portfolio.
I won’t make that kind of mistake again.
I still have 100,000 units of ETI bought at below ₦5.
I also sold 75% of my NCR holdings and reinvested the proceeds into other companies.
It is your right to doubt from now toill eternity.

Mankind2024:
My Trans Nationwide Express Plc (TRANSEXPR) Story
If there is any company listed on the Nigerian Exchange (NGX) where I have done extensive reading and thorough due diligence, it is Trans Nationwide Express Plc (TRANSEXPR).
It was the very first stock I bought on 3rd January 2025 — 2 million units at ₦1.66 per share.
I invested purely based on its future potential and rumours of a possible partnership with UPS. At the time, the company was not performing spectacularly, but I noticed something important: management genuinely cared about shareholders. They never shied away from openly communicating their challenges. They also had a clear ambition to expand across all 36 states in Nigeria and eventually go international.
It was this conviction that led me to invest in TRANSEXPR.
Interestingly, I never anticipated that the company would call for a rights issue so soon — it came in November 2025, purely for expansion. The rights issue was offered at a discounted price of ₦1.05 per share when the market price was around ₦2.25 and my original cost was ₦1.66.
I initially hesitated and almost did not take up the rights. However, that inner spirit of prosperity I had prayed for would not let me miss the opportunity. One week before the offer closed, I quickly contacted Cardinal Registrars, obtained the application form, completed it, and took up my full rights entitlement. I also applied for an additional 1 million units. I am still praying the additional shares are allotted to me.
To my pleasant surprise, an unseen force of prosperity suddenly began to lift TRANSEXPR under the watchful eyes of investors. I watched in amazement as the share price rose steadily day after day.
Liquidity is ultimately a function of performance. An illiquid stock today can quickly become the toast of the market once management demonstrates genuine ambition and delivers results.
This is how real wealth is built:
No borrowing to invest
No chasing after the “next hot stock”
Discipline and patience
Saving is not an option — it is a priority. You cannot invest what you have not saved. The day saving becomes optional is the day an individual (or even a nation) begins to lay the foundation for poverty.
One of the earliest lessons I learned came from my late maternal grandmother, Iya Ijebu. She would often say in Yoruba:
“Eni ti o gbon fi ti e pamo, eni ti ko gbon fi ti e se awadanu.”
Meaning: “The wise person saves his money for tomorrow, but the unwise person spends his future today.”
I am patiently watching where TRANSEXPR is headed. The rights shares have not yet been credited to my account, but my modest initial investment of ₦3.3 million has already grown to over ₦12 million in less than 16 months. No fixed-income investment anywhere in the Nigeria can deliver such returns in that short period.
I do not day-trade or speculate. I simply believe that traders work for long-term investors. We plant the seeds, and the traders keep bidding for the fruits of our trees. They are hunters who make a kill once, while we are farmers. A hunter may kill one antelope, but the farmer who breeds cattle can turn two cows into a large herd. The antelope that is killed had the potential to produce many more offspring.
This is why I invest like a farmer — planting seeds, nurturing them with patience, and reinvesting dividends. It requires a lot of patience, a rare virtue in today’s world.

On the 3rd of January, 2025 only 769,928 units of the 'highly liquid' TRANSEXPR changed hands on the 'open' floor. And for the 6 'market days' spanning Jan 3 to Jan 10, 2025 only a total of 1,519,558 units were sold. Those 2 million units (worth N3.3m) must have been a coincidental off-market transaction for institutional investors and not lowly retail traders. We thank God for the right to speak and to doubt

Ginalex:
How I take me enabler na? na bad thing to talk wetin I like?

Thanks for enabling critical thinking