₦airaland Forum

Agbalowomeri:
Una wey dey expect N4

The only 2 banks wey go pay dividend this year don already pay

You don forget ETI dividend?

purity2all:
😃 😀

Agba , abeg no give person heart attack this night o 😆

They already promised that they will pay in one of their public statements. The issue now is the amount.

50 kobo 😁

KarlTom:
Please, what is the next word after disappointed...

Reappointed 😬
Dem fall hand die

Agbalowomeri:
Where I go come find that 150 bayi with my 70k minimum wage

Oga Agba still dey talk about minimum wage after how many years of service

mikeapollo:
It is too early to say Access has done too many acquisitions without efficient delivery of benefits to customers. Wait until they conclude and reflect full results of the new acquisitions.
Few years ago, First Bank was stagnating around N4-N5 for almost 2 years without good dividends when they were undergoing restructuring. Wema Bank was less than N1 for some years. Both have now delivered more than 500% since then.
Access will click N40-N50 and above when they finalize everythin, very soon

Access is on full bid at N32.85 !

emmanuelewumi:
I agree with him

i.e. make that first 150 million Naira by any legit means possible

Streetinvestor2:
Something we plenty dey wait make e do #30 for long make we japa.That one no follow for bank

Oga Street, e don reach #31 ooo!

If you are invested in some insurance coys, take note:

https://www.vanguardngr.com/2026/04/recapitalisation-12-insurance-firms-in-tight-corner/

“Vanguard learnt that at the meeting, NAICOM reiterated that the July 31, 2026 deadline would not be extended.
… Omosehin also charged the firms to intensify their momentum, warning that any company that fails to comply risks deregistration by August this year.
… According to him, it goes beyond his power as insurance commissioner to extend the deadline because it was stated by the Nigeria Insurance Industry Recapitalisation Act, NIIRA 2025, and cannot be shifted by any authority except with the amendment of the law.“

HesInMe:
Since everyone here na billionaire, I declare myself trillionaire!

You may have to change your moniker to ElonIsInMe 😂

Mankind2024:
You are deceiving yourself.
First, (TRANSEXPR) was never a liquid stock in 2025. I even attempted to sell some shares at a point and found no ready buyer.

That’s why I wrote ‘highly liquid’ using quotation marks. You’ve missed the nuance there. If it were liquid it would not take over a week to trade only 1.5 million units. Mind you the price kept rising from 1.66 to 1.8 + from Jan 3. Your stockbroker na correct guy.

Mankind2024:
I bought back Transcorp Hotels with the same proceeds and even added extra units. I currently hold 107,000 units in my portfolio.
I won’t make that kind of mistake again.
I still have 100,000 units of ETI bought at below ₦5.
I also sold 75% of my NCR holdings and reinvested the proceeds into other companies.
It is your right to doubt from now toill eternity.

Mankind2024:
My Trans Nationwide Express Plc (TRANSEXPR) Story
If there is any company listed on the Nigerian Exchange (NGX) where I have done extensive reading and thorough due diligence, it is Trans Nationwide Express Plc (TRANSEXPR).
It was the very first stock I bought on 3rd January 2025 — 2 million units at ₦1.66 per share.
I invested purely based on its future potential and rumours of a possible partnership with UPS. At the time, the company was not performing spectacularly, but I noticed something important: management genuinely cared about shareholders. They never shied away from openly communicating their challenges. They also had a clear ambition to expand across all 36 states in Nigeria and eventually go international.
It was this conviction that led me to invest in TRANSEXPR.
Interestingly, I never anticipated that the company would call for a rights issue so soon — it came in November 2025, purely for expansion. The rights issue was offered at a discounted price of ₦1.05 per share when the market price was around ₦2.25 and my original cost was ₦1.66.
I initially hesitated and almost did not take up the rights. However, that inner spirit of prosperity I had prayed for would not let me miss the opportunity. One week before the offer closed, I quickly contacted Cardinal Registrars, obtained the application form, completed it, and took up my full rights entitlement. I also applied for an additional 1 million units. I am still praying the additional shares are allotted to me.
To my pleasant surprise, an unseen force of prosperity suddenly began to lift TRANSEXPR under the watchful eyes of investors. I watched in amazement as the share price rose steadily day after day.
Liquidity is ultimately a function of performance. An illiquid stock today can quickly become the toast of the market once management demonstrates genuine ambition and delivers results.
This is how real wealth is built:
No borrowing to invest
No chasing after the “next hot stock”
Discipline and patience
Saving is not an option — it is a priority. You cannot invest what you have not saved. The day saving becomes optional is the day an individual (or even a nation) begins to lay the foundation for poverty.
One of the earliest lessons I learned came from my late maternal grandmother, Iya Ijebu. She would often say in Yoruba:
“Eni ti o gbon fi ti e pamo, eni ti ko gbon fi ti e se awadanu.”
Meaning: “The wise person saves his money for tomorrow, but the unwise person spends his future today.”
I am patiently watching where TRANSEXPR is headed. The rights shares have not yet been credited to my account, but my modest initial investment of ₦3.3 million has already grown to over ₦12 million in less than 16 months. No fixed-income investment anywhere in the Nigeria can deliver such returns in that short period.
I do not day-trade or speculate. I simply believe that traders work for long-term investors. We plant the seeds, and the traders keep bidding for the fruits of our trees. They are hunters who make a kill once, while we are farmers. A hunter may kill one antelope, but the farmer who breeds cattle can turn two cows into a large herd. The antelope that is killed had the potential to produce many more offspring.
This is why I invest like a farmer — planting seeds, nurturing them with patience, and reinvesting dividends. It requires a lot of patience, a rare virtue in today’s world.

On the 3rd of January, 2025 only 769,928 units of the 'highly liquid' TRANSEXPR changed hands on the 'open' floor. And for the 6 'market days' spanning Jan 3 to Jan 10, 2025 only a total of 1,519,558 units were sold. Those 2 million units (worth N3.3m) must have been a coincidental off-market transaction for institutional investors and not lowly retail traders. We thank God for the right to speak and to doubt

Ginalex:
How I take me enabler na? na bad thing to talk wetin I like?

Thanks for enabling critical thinking

...

ositadima1:
Yours is too much. Wasn’t it you who posted your Easter goat, or Sallah goat, and many other unnecessary things?

Looking for attention is fine if it’s kept in check. This is my opinion, and I’m entitled to share it.

Mankind2024:
The last time I disposed my precious Transcorp Hotel which I bought at sub N3 to N4 at the peak of covid pandemic, na so I go do research, dey follow worldwide TA, wey all of them come agreed say Transcorp Hotel done outperformed, make we bail out, Na so I go surrender my gold at N55.00, hoping to re-enter at a discount.
Na him Transcorp come raise to N100. Yes ,I made profit at the expense of transferring wealth to the buyer at gross discount.
Investment philosophy defeated. Till date, I no fit take the risk of re-boarding TRANSCOHOT.
Thank God, I re-invested all in ikeja hotel and currently returning 174%.
TA is not bad, it benefit TRADERS more.

Mankind2024:
The Quiet Triumph: How a "Boring" Investment in Transcorp Hotels Turned N325,000 into Over N17 Million or 5,130% ROI.

In the fast-paced world of stock trading, where algorithms flash across screens and traders chase the next hot tip, there exists a quieter path to wealth—one paved with patience, discipline, and unyielding grit. This is the story of one such journey, inspired by the legends of value investing and the profound insights of behavioral psychology.

Back in 2021, amid the uncertainties of a post-pandemic world, I made a simple decision: I purchased 100,000 shares of Transcorp Hotels Plc (TRANSCOHOT) at total cost of N3.25 per share. That modest investment totaled just N325,000 (Inclusive of Transaction cost) a seed planted in fertile ground.

Transcorp Hotels, the hospitality arm of the Transnational Corporation of Nigeria Plc, owns iconic properties like the Transcorp Hilton Abuja, a five-star landmark in the heart of Nigeria's capital, known for its luxurious accommodations, world-class conferencing facilities, and serene gardens.

I wasn't chasing excitement. I describe myself as a "boring" investor—one who evolves steadily, from "smart" strategies to a bridge of consistent, long-term holding. My inspiration came from the timeless wisdom of Warren Buffett and the late Charlie Munger, whose partnership at Berkshire Hathaway demonstrated that extraordinary wealth often comes from ordinary, disciplined.

Their philosophy was enriched for me by the work of Caroline Miller on behavioral psychology. She showed how human endeavors—investing included—are won not by fleeting intelligence or complex formulas, but by authentic grit: the ability to persevere through noise, volatility, and doubt.

Studies and real-world evidence back this up. "Smart" investors, armed with algorithms and quick triggers, often switch strategies at the first sign of market turbulence, eroding gains through fees, taxes, and poor timing. Boring investors, however, stay the course. They ignore the daily chatter, the trolls, the bullies urging "sell now" or "buy this hot stock." They embody patience in a volatile world.

Fast forward to today, December 24 2025. That small seed has blossomed into a giant tree. With Transcorp Hotels shares trading around N170 per share—a remarkable rise fueled by strong post-pandemic recovery, operational excellence, and expanding hospitality assets—my holding is now valued at approximately N17 million.
This isn't luck. It's the compounded magic of time, discipline, and believing in a solid company's long-term potential. In Nigeria, where many workers' lifetime pensions might not reach such figures, this growth represents financial freedom earned quietly.

Wealth building is a marathon, not a sprint. In volatile markets like the NGX, where emotions run high, the secrets remain unchanged: patience and discipline.

To new investors reading this—perhaps in forums filled with noise—stay encouraged. Ignore the detractors. Plant your seeds wisely, water them with resolve, and watch them grow into forests.

This boring path? It's the one that often leads to the most beautiful destinations.

I like the motivation but it usually sounds to good to be true when one is always successful at picking the right stocks all the time

....

Mfunkynation:
UBA .... Mbok N5

Link or source please

Olaide1295:
I'm sitting on cash not knowing what to buy in this market. I have been buying Transcorp at 48.
Anyone knows where I can put cash and earn some returns, but still flexible to take it out anytime if there is an opportunity in the market?

Bank stocks like GTCO and Zenith are quite liquid and offering some dividends at the moment. The only thing that can't be guaranteed is the value of your initial outlay (i.e. principal are you there?) when you want to use it for another opportunity.

Mfunkynation:
Damn!
No be only whisper, you KNEW it already
I am suspecting you!

You suspect him of being a great asset to NSEMPA, right?
Some of us have confirmed this since the time FMN was delisted.
Please we only like good suspicion here. T for thanks 🙂

PuristForest:
ewnation encourages a hybrid approach where a portion of your portfolio is long term (investor) and a portion is mid term (trader) , reason is simple, while investors wait years for a payoff, traders take control of their financial destiny in real-time. The idea that only investors make money is a common myth—traders are the ones who capture the market's immediate opportunities and generate consistent cash flow.


An investor might wait a year for an 20–80% return. A skilled trader aims to hit those same percentages in months or less. By reinvesting those frequent gains, the math of compounding works exponentially faster for a trader than for a "buy and hold" spectator.

Investing is a retirement game; trading is for life right now.

This is a sensible way to think about the markets and long-term investing in general, especially as the future is unpredictable (sickness, political crises, recessions, not ‘enjoying life’ while waiting to ‘hammer’, death, etc) and anyone can fall prey to Sequence (of Returns) Risk. The main caveat is that trading isn’t risk free either.

jckgroup1:
Will Europe be safe...? Aftermath of US exit from NATO if that should happen. Trump

This tweet doesn't look real oo! If it is, attach a link to it.

SohSoh:
Thank you for the insight.
1 : (PHC) Primary Healthcare Centres cylinder volume.

2 : Teaching hospital MGPS installation,

3 : The expanding private healthcare sector.

all of which IMG is uniquely positioned to serve nationwide.

True that. There’s room for more growth/demand in the 3rd leg of your 3rd pillar.

SohSoh:
DATE : 15 MARCH 2026

BUY RECOMMENDATION : INDUSTRIAL & MEDICAL GASES NIGERIA PLC.

• PILLAR 3 — HEALTHCARE MEGATREND: 13,500+ PHC upgrades mandated by the Tinubu administration create a decade-long demand pipeline for medical oxygen, MGPS installation, and gas supply that IMG is uniquely equipped to

Thank you for your detailed analysis.
This third pillar won’t make any significant difference because primary health centres (PHCs) are not designed to have hi-tech oxygen delivery systems; they could buy a few cylinders and that’s about it. It’s mainly teaching hospitals and big secondary health centres that may need such oxygen delivery systems. And not many new ones (of such hospitals) are coming on stream anytime soon.
Other pillars duly noted. Cheers.

KarlTom:
No one really needs to explain a 'cursed' stock to you...

Kai! Which kain babalawo job description be dis again? Baba, explain this cursed stock for me 😂

Itzlinda:
I wanted to take profit. They sold all. And I have input the quantity I wanted to sell.

Pele. Those mistakes can happen especially if trading on a phone. The screen is smaller and navigation is restricted. I duplicated a transaction few days back just because of such, and all I wanted to do was to take some profit.

Itzlinda:
After I don mistakenly sold my bua cement. The price just de shoot off

You mistakenly tap BUACEMENT for your app instead of BUAFOODS, abi na BETAGLASS wey you wan press?

KarlTom:
@Panadee

I think the four-letter d*ng has been added to the ban list.

Just noticed that my post was deleted. Lol. This degree of censorship is unbelievable!

KarlTom:
It's currently available!

Available on full offer; buy one get one extra!

Bagwa:
Both 😃 KM 150

Okay nah 🍾🥂

Bagwa:
Dividend annoucement soon 📌

Dividend abi bonus/scrip issue?

Mpeace:
Why is Presco and Okomu on full offer?

Because crude oil is ‘drowning’ palm oil in the international markets

Bagwa:
https://nairametrics.com/2026/03/02/opl-245-fg-splits-oil-block-for-eni-shell/

ENI Sold its 100% interest in Nigeria to Oando August 2024

Long time no see/hear Bagwa!!!