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Business / Re: CBN Needs To Print 2,000 And 5,000 Naira Notes (opinion) by PGON(m): 8:14pm On Aug 06
The value of the highest denomination of Naira compared to other African currencies is among the lowest (if not the lowest) when we also compare the current value of USD.

Example: Ghana have 50cedis and as of 2019 100 and 200cedis was introduced.
200 cedis is N9,577
Business / Re: CBN Needs To Print 2,000 And 5,000 Naira Notes (opinion) by PGON(m): 8:00pm On Aug 06
checkmatez:
instead they should make banks to should stop looking for #65 after 3 withdrawal and increase the #10k limit with each ATM transaction to #20k or more

The idea of increasing maximum amount per withdrawal transaction at the ATM and reducing ATM charges will help.
At the moment, ATM withdrawal of N10,000 attracts charge of N35 and some banks set maximum withdrawal per ATM transaction at N10,000.
Business / CBN Needs To Print 2,000 And 5,000 Naira Notes (opinion) by PGON(m): 12:30pm On Aug 06
Going by the current value of naira to dollar, I think Central Bank of Nigeria (CBN) needs to update currency denominations and include N2,000 and N5,000 bank notes.
I visit the ATM multiple times in a month these days and the queue is usually longer compared to earlier this year.
Also most people tend to make multiple withdraws before they can get the actual amount they want to withdraw.

I know some people may suggest using digital payment methods but the level of penetration of digital payments in local markets is still very low.

My reasons.
1) To reduce queue at ATM machines.
2) When $1,000 was valued at N160,000 the highest denomination of Naira bank note is N1,000. As of today 6th August, 2022 the value of $1,000 in the black market is 710,000 but the highest denomination of Naira bank note is still N1,000.
3) Inflation rate is very high and it is getting higher by the day, and people tend to carry more cash into the market.
4) 5 and 10 Naira notes are almost useless. What can one buy with 5 and 10Naira notes at the market, CBN can discontinue printing of 5 and 10 Naira notes and introduce 2,000 and 5,000 Naira notes.
5) If Naira becomes 1Naira to 1$ CBN can withdraw N1,000, N2,000 and N5,000 after all United States of America did discontinue and withdraw $500 and $1,000 from circulation in 1969.
6) Induce economic growth.

1 Like

Science/Technology / Re: Migrating To Solar Energy And Choosing Right Inverter/battery Brand by PGON(m): 10:01am On Jul 02
Any one here.
If your home is powered by solar energy, you can contribute to help others who are planning to migrate to solar.
The high cost of gas is effecting cost of running a home or business.
Solar seems to be a better alternative.
Science/Technology / Migrating To Solar Energy And Choosing Right Inverter/battery Brand by PGON(m): 10:49pm On Jun 30
There are many inverter and solar battery brands out there, making it difficult to make right choice when one decides to go for "solar power". These brands spec and features are almost the same.
Some inverter brands
Felicity Solar
Luminous
Famicare
Bluegate
Mercury
Hydra
Mitrodet
Afriipower
Growatt
Sukam
Multipower
Prag
Iwin
Yohako
And many more

We also have many batter brands

Bluegate
GBM
Afriipower
Quanta
Luminous
Suc-cam
Amaron
Forgo
NPP
Genus
Ipower
Microtek
smarteen
Iwin
Upsen
Addo
Capital
Tata
Gacia
Ritar VRLA



The price of these battery range from 95k to 190k.

If you have used any of these battery/inverter, you can share your positive/negative review, so that other buyers can make informed decision.

You can also let us know the brand you are using if it is not listed above.

1 Like 1 Share

Nairaland / General / Re: How Can I Stop Being Soft Hearted As A Guy by PGON(m): 2:55pm On Apr 14
You gain a lot by being kind to people.
Kind people are always favoured beyond the physical realm.
You need to know when people needs genuine help and provide the help you can.
Giving alms (money/valuables) is a sign you have power over money.
it is a sign of wealth.

3 Likes

Webmasters / Re: Flutterwave Payment Solutions And Bills Payment Services by PGON(m): 10:11am On May 14, 2021
Many payment options offered by flutterwave

Webmasters / Re: Flutterwave Payment Solutions And Bills Payment Services by PGON(m): 9:22am On May 11, 2021
Admin bill payment: You can pay bills for offline customers

Webmasters / Re: Flutterwave Payment Solutions And Bills Payment Services by PGON(m): 9:51am On May 10, 2021
Digital POS
This feature enables you to send payment link to a customer, when the customer completes the payment, the payment information will be sent back to the website and the order will be processed.

If you provide digital services, or you are a freelancer, this is an easy way to bill your clients from within your WordPress Blog/Website Admin.

Whatsapp clients, Twitter clients, Facebook clients, Instagram clients can pay you through the link. You do not need to share bank account each time you want to collect payment. Complete the digital POS form and the payment link will be automatically emailed to your customer.

Webmasters / Flutterwave Payment Solutions And Bills Payment Services by PGON(m): 9:50am On May 10, 2021
Make Money by selling digital services, Airtime, cableTV, Data bundles, Tolls, Internet subscriptions, Power and Electricity through your existing wordpress website/blog or create a new website and start selling digital services.

Flutterwave payment solutions supports 12 payment methods and provides mobile money payments across 37 countries around Africa, Europe, and USA. This payment solution includes payment for digital services like Airtime, cableTV, Data bundles, Tolls, Internet subscriptions, Power and Electricity.

Flutterwave Bills Payment
Sell digital services like Airtime, Data, DSTV subscription in 6 countries + All countries in Africa and make 3% per transaction for Airtime and N30 for DSTV subscriptions/bills payments. Once you enable this feature in the plugin configuration page, your users will be able to pay bills through your website/blog. You will also need to fund your Flutterwave wallet for the bill payment to be fully automated.

Demo here : https://flutterwave.lightcodes.net/

Info here: https://codecanyon.net/item/flutterwave-payment-solutions-and-bills-payment-services/32007148

https://www.youtube.com/watch?v=PoHdfQhpwkk

Career / What Do You Do For A Living? Photos by PGON(m): 11:08am On Feb 18, 2021
In Nigeria today, almost every young and successful male citizen is considered a Yahoo boy. The media and law enforcement agencies are not helping matters as they kept promoting contents that related to fraud/Yahoo.
The fact remains that Nigeria has an estimated population of about two hundred million (200,000,000) people. The likely number of citizens involved in fraud or other illegal businesses may be less than 4% (excluding politician, they are thieves by default). If you compare this statistics with the statistics obtained from China or United States of America, you will know that fraud in Nigeria is overhyped.

Overhyping of fraud does not reduce fraud instead it encourages it. The young generation thinks Quick wealth/Money Ritual /Fraud/Yahoo is something special and craves to join the clique…

It is important to let the media know that we do variety of things to make wealth… not just fraud…
Spread positive message: What do you do for a living?
I’m a freelance Web Developer

Politics / Re: Femi Gbajabiamila On Death Caused By His Security Convoy by PGON(m): 7:16am On Nov 20, 2020
Fired into the air.
Programming / Re: [Advice] For New Programmers, what server-Side Programming Language Is The Best? by PGON(m): 7:57am On Oct 08, 2019
Learn PHP first,
1) Many CMS runs on PHP, you can contribute to development of some of these CMS for a fee. Adding extra feature by use of modules and plugins...etc and count your money as you go.
2) It is easier to get freelance jobs.
3) Very easy to get help. PHP community is very large, probably the largest community in web development. Likely there is already a library for what you want to do... And it makes you learn and work faster...
4) Easy startup kit. You can download xampp and start developing immediately... And very easy to deploy....almost all server on the internet can run PHP without issues...

4 Likes 1 Share

Politics / Re: President Buhari Leaves For Japan With Governors Of Kwara, Borno & Lagos States by PGON(m): 9:42pm On Aug 25, 2019
Not good for him...
The flags are colored..
And the feelings are not right...
Webmasters / Re: Bulk SMS Old, New And Intending Owners by PGON(m): 3:42pm On Dec 04, 2017
SMSPress is ready for Christmas and New year SMS

Start your sms business today with SMSpress 2.1

New features added in 2.1

Added paystack payment gateway
Added IpayAfrica payment gateway
Added Optional Restricted Sender Name
Added Optional API for Balance Check & SMS
Refactored and Optimized Account recharge page and payment gateways
Added Send as SMS, which allows registered users to send wordpress post as sms



Click on wordpress post and send the post as sms

Web Market / Re: SMS Hub Of Wordpress, Sell, Share & Send SMS by PGON(m): 3:41pm On Dec 04, 2017
SMSPress is ready for Christmas and New year SMS sales

Start your sms business today with SMSpress 2.1

New features added in 2.1

Added paystack payment gateway
Added IpayAfrica payment gateway
Added Optional Restricted Sender Name
Added Optional API for Balance Check & SMS
Refactored and Optimized Account recharge page and payment gateways
Added Send as SMS, which allows registered users to send wordpress post as sms



Click on wordpress post and send the post as sms

Car Talk / Re: Drive A Toyota??? Ask Me Anything by PGON(m): 6:06pm On May 09, 2017
liquidcrystal73:




Hooo my God !! What has A/C fan got to do with a CEL? Kazeems never fail to represent!
Run from that mecho . . . he is only clearing the CEL without working on the issues.
And what type of ATF did you put? Abro ??
Get somebody else to scan the vehicle and paste codes here




ATF : Toyota Type IV


I will do another auto-scan

Your help is appreciated
Car Talk / Re: Drive A Toyota??? Ask Me Anything by PGON(m): 9:37am On May 09, 2017
Thanks for your service.

I drive Toyota Camry (Big Daddy).

The check engine light came on two weeks ago.
The mechanic checked it (auto scanned) and said it is plug.

After few touchs, all was good.

Last week the light came on again,
Did another auto scan from another mechanic,
The guy said transmission fluid is burnt/dry.
I bought new transmission fluid, changed the old one.

All was good, the light disappeared.

This morning again, the light came up.

Please can you give me more insight on what could be the issue.

Note: The car drives ok. Engine sound is ok.

One of the mechanic advised that i should allow him make the AC fan permanently on.
Education / Quotable Quotes By Paragon by PGON(m): 4:43pm On Apr 23, 2017
I find happiness in being a watcher of the horizon.

In deep console, you can hear voices.

Think Deeper: Illumination is key


My quotable quotes and wise saying....

The quotes and thoughts below were refined from two 60 leaves notebook.


The more obedient we are to the rule that guides the universe, the more secure we are.
Nature created days (day & night), it is the duty of man to spice it up.

We talk about mystery in life but we create more sometimes without our knowledge of it.

Human sense cannot provide a scale for judging excellence / perfection.
Knowledge of life is required for life to taste good.

Take care of physical events that are within your control and leave the rest.

Everything that exists in life is spiritual.
Decision is the unit of every development.


Good things doesn’t last they say, God is the highest Good, yet he lives and reigns forever.
One reason behind out mistake is our inability to think, thinking is creation.
Patience adds beauty to our taste.


More as we create through imagination, we realize that reality has units.
Called to do one thing but in different ways.
Feel is normal & common but control is particular
Beauty comes in different shapes all made possible by the father.
I believe that destiny exists and also in the rewrite of destiny.
Rules create boundaries and time separates events.
Do not in total depend on humanly effort to change things but call upon the father.
The world is a free market, traders converge to advertise and sell but selling does not depend on the rate of advertisement and struggle in all the goods.
It’s not those that rule the world that control the event on day to day record of life.
We see but we are blind, we make decision but there is nothing to decide, we choose but there is no choice, do you believe in pre-destination.


We have been given the chance to change the shape of the universe; we are filler for all the holes and knots to all the bolts that keep the engine working.
Looking into our life, examining the gift we have and making use of it.



Webmasters / Re: Voguepay/cashenvoy For Prestashop ? by PGON(m): 9:29am On May 10, 2016
Voguepay have prestashop module, check their website and download a copy.

I have developed voguepay and Gtpay module.

i also have "prepaid refill code" module i developed recently. It works like a normal recharge card we have here in Nigeria. Your store users will purchase recharge cards from outlets and use it to refill their account. it can also be used as gift.
Demo link: available.
Webmasters / Re: Freelance Job Opportunities Insight by PGON(m): 9:16am On May 10, 2016
moststylish:
how do i create free gigs

You need to state that in your Gig description.

Let clients know that you offer free services.
Webmasters / Freelance Job Opportunities Insight by PGON(m): 7:27am On May 10, 2016
My Fiverr account is one year today (10th May, 2016). I decided to make this post to encourage those seeking for jobs in Nigeria to have a rethink; maybe freelance is the best option.
Nigeria has unemployment and underemployment problems. It is unfortunate that the government does not see this as a very critical issue.
There are so many graduates, out there doing nothing, not because they don’t have talent that can fetch them enough money but because they don’t know how to apply their talent to make a good living.
The internet has globalized job opportunities. You don’t have to wait for Government or other private companies within Nigeria to create jobs. Optimize your talent and look for jobs globally via the internet.
There are millions of opportunities when you look outside the boarders of this country (Via the internet).
The fortunate reality is that Nigerians are very talented. Politics may have done some damages on the education system and other factors but the core reality is that Nigerians are so gifted; they thrive in all conditions.

It is true that there are lots of Nigerians already earning thousands of Dollars online legitimately via freelance and other sources.
My Starter Fiverr statistics below:

Total Earning for the period of one year is $4,560.
At exchange rate of N250 by dollar.
Total = N 1,140,000.
Some Nigerians are making about $1000 – $3000 /monthly or more.
Lets break it down to monthly earning.
Average monthly Fiverr earning = N95,000.
The truth is that about 50% of Nigerian civil servant do not earn up to N95,000 monthly.
N95, 000 monthly may be so little to you but it is very good start for some.

What do I need to start freelance.

You need a laptop that is connected to the internet and time.
How do I start.

Register at any of the freelance website.
Fiverr.com
You can Google and read reviews about other freelance sites, I use Fiverr at the moment.
Which service should I offer?

Anything you can do very well, it is not about the course you studied in school, it is about what you can do with the knowledge you have.
Go through Fiverr home page, view the Gigs offered by other seller, you may be inspired by what people offer as service.
How much should I charge?
Fiverr allows a minimum of 5$ per Gig. You set the maximum based on the required service. My average charge per Order is $173. It is true that at the very beginning I charged $5 and $10 for few orders before adding more $$$ based on the nature of the task.

Web Market / Re: SMS Hub Of Wordpress, Sell, Share & Send SMS by PGON(m): 10:32am On May 09, 2016
SMSPress 1.6 is superb,
Same price more power.
Webmasters / Re: Bulk SMS Old, New And Intending Owners by PGON(m): 6:13am On Apr 19, 2016
SMSPRESS version 1.6 is super packed with features. SMSPress now includes its own user manager addon.
Take your SMS business to the next level.
Webmasters / Re: I Need An MLM Site by PGON(m): 2:32pm On Apr 11, 2016
alaroyeibadan:
Nobody here can design a professional MLM site for u here in Nigeria, all we can do is to recode readymade script..

I have design many mlm site for my client, but all I do is to recode script to suit my client taste..

Don't waste your money on dose pple with sweet mouth

U can add me on whatsapp: 08143157732

You don't have to generalize just b/cos you "recode script".

I have completed 2 MLM sites, build totally from scratch.

Contact:
mr[]mrparagon.me
Celebrities / Re: Yemi Alade Stuns In Fringe Crop Top, Reveals Qualities Of Her Ideal Man by PGON(m): 8:10am On Feb 06, 2016
When you see a job advert, you have all the requirements, but can't just apply cos there is no application form,.

Sigh..

2 Likes 1 Share

Webmasters / Re: ATM Withdrawal, US Dollars To Nigerian Naira Is Still At N185 Per Dollar. by PGON(m): 11:02pm On Feb 03, 2016
So they have been doing this to their customers! Chei.

My pain, is that i called their customer care before the transaction.
Adverts / Re: freelance by PGON(m): 10:53pm On Feb 03, 2016
Another transaction completed gracefully.

Thanks Meetmal03

1 Like

Webmasters / Re: ATM Withdrawal, US Dollars To Nigerian Naira Is Still At N185 Per Dollar. by PGON(m): 5:49pm On Feb 03, 2016
skyhighweb:
so if am only withdrawing money they charge 185? for example withdrawing via atm master card oversea, shey.

Dollar mastercard ATM Withdrawal rate is 185 Naira per dollar (N185 = $1).

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