Ayemileto:
Lol.

Go and pay your loan.

To the best of my knowledge, this loan apps won't go about tarnishing your image, even when you miss the deadline.

They will first give you a call and give you additional time to pay up.

Your reaction to that call/additional time is what will determine what next they will do.


I have a friend who told me he took loan from one of this apps (Branch specifically). After missing his deadline, they gave him a call and he told them he didn't have the money yet. Then they told him he can be paying back small small and it's not compulsory he has everything at once.

He started paying back gradually, 1k, 2k, 5h till he paid back his loan. They Never disgraced him because of his reaction.

But many Nigerians have zero intention of paying back the money they borrowed.

That's how one was asking me how he can borrow 50k or 100k from this apps. He wants to borrow a reasonable amount because he does not want to pay back.

ekene101:
I don borrow for almost all of them for play store,avoid d ones wey dey generate otp without sending otp to ur phones,they first ask for card details and ask u to pay 2-3k b4 dey give u loan,those ones na scam.. if u want to continue using ur account u used to borrow,just deactivate ur atm card and apply for a new one,they will never have access to your account because the old atm card has been deactivated.

ekene101:
Sunday school dropout..I no dey pay una loan sokoloan agent.

manlawal:
branch is one of the useless app out there , during endsars, i once took loan from them and carbon to clear some of my imported item and have been paying ahead , branch money remain 3k while carbon was 15k . branch send a reminder that i should pay, i contacted their support and told them i have cash but due to the ongoing crises i dont have anywhere to deposit the cash with me. but the lady replied me that i should find a way to deposit the money which i asked which bank is opening during the riot or what pos will risk their life ? he kept on saying i should look for family and friend that need cash. on the other hand carbon mail me that if i wouldnt be able to meet up i should let them know , fortunately i got someone to transfer to my account , i paid them and deleted their app straight even block their mail self.

ekene101:
Make una try gmoney,na new app dey give me 5k today,abeg if una get new ones make una dey update d thread.

Tonysmith4sure:
I can only vouch for Branch and Fairmoney. They don't disturb at all but you see that Solo, xcredit, gocredit and co. Fear them for ur life

ekene101:
the messaged my contacts which are fake,I ain't paying a dime..let them report me to any credit it's even better they bann my bvn from borrowing,after all borrowing no be better thing b4.

azraeljaheel:




Oh Lord this guy you be clown


Going through your post lwkmd

Especially the part of them accessing your alarm

ekene101:
Make una try gmoney,na new app dey give me 5k today,abeg if una get new ones make una dey update d thread.

Mrxawe:

9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.

Those are the ones I can remember.
Try kashkash. They give can give you 25k for a start. They gave me 9k first and when I paid, they increased it to 25 k. It's almost a month now I never pay and they're threatening me with external debt collector . Make they Sha no send armed robbers come my house abeg.

A1lite:

can you screen shot the app ??

A1lite:

can you screen shot the app ??

chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

chiboi19:
Now look at what you are saying
back �‍♂️
on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventually happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are sent note: if a client has defaulted for up to 2 weeks and not showing any sign of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

Mrxawe:

9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.

Those are the ones I can remember.
Try kashkash. They give can give you 25k for a start. They gave me 9k first and when I paid, they increased it to 25 k. It's almost a month now I never pay and they're threatening me with external debt collector . Make they Sha no send armed robbers come my house abeg.

chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

MrFollowFollow:


It's because of the activities of dishonest Nigerian borrowers and career criminals like Ekene101 that the loans are considered high risk and attract high interest rates.

chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

MrFollowFollow:


It's because of the activities of dishonest Nigerian borrowers and career criminals like Ekene101 that the loans are considered high risk and attract high interest rates.