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Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) - Business (10) - Nairaland

Nairaland Forum / Nairaland / General / Business / Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) (97985 Views)

Sokoloan Set To Shutdown, After Paying ₦10 Million NITDA Fine / Stay Away From Lcredit, They Are Worst Than Sokoloan / How I Got Badly Disgraced By Sokoloan (2) (3) (4)

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Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Darkmode64: 4:44pm On Jun 18, 2021
Ayemileto:
Lol.

Go and pay your loan.

To the best of my knowledge, this loan apps won't go about tarnishing your image, even when you miss the deadline.

They will first give you a call and give you additional time to pay up.

Your reaction to that call/additional time is what will determine what next they will do.


I have a friend who told me he took loan from one of this apps (Branch specifically). After missing his deadline, they gave him a call and he told them he didn't have the money yet. Then they told him he can be paying back small small and it's not compulsory he has everything at once.

He started paying back gradually, 1k, 2k, 5h till he paid back his loan. They Never disgraced him because of his reaction.


But many Nigerians have zero intention of paying back the money they borrowed.

That's how one was asking me how he can borrow 50k or 100k from this apps. He wants to borrow a reasonable amount because he does not want to pay back.
It wasn't because of his reaction. Branch supports instalment payment of loans that most apps don't. Palmcredit would never allow you pay in installments.
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Igbojihadist: 6:04pm On Jun 18, 2021
ekene101:
I don borrow for almost all of them for play store,avoid d ones wey dey generate otp without sending otp to ur phones,they first ask for card details and ask u to pay 2-3k b4 dey give u loan,those ones na scam.. if u want to continue using ur account u used to borrow,just deactivate ur atm card and apply for a new one,they will never have access to your account because the old atm card has been deactivated.
nwanne tinyerem ekwenti whatsapp gi ebea kanyi kpaa
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Igbojihadist: 6:07pm On Jun 18, 2021
ekene101:
Sunday school dropout..I no dey pay una loan sokoloan agent.
bro bike tinyerem number gi na ebea
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by vikgreen01(m): 7:15pm On Jun 18, 2021
manlawal:
branch is one of the useless app out there , during endsars, i once took loan from them and carbon to clear some of my imported item and have been paying ahead , branch money remain 3k while carbon was 15k . branch send a reminder that i should pay, i contacted their support and told them i have cash but due to the ongoing crises i dont have anywhere to deposit the cash with me. but the lady replied me that i should find a way to deposit the money which i asked which bank is opening during the riot or what pos will risk their life ? he kept on saying i should look for family and friend that need cash. on the other hand carbon mail me that if i wouldnt be able to meet up i should let them know , fortunately i got someone to transfer to my account , i paid them and deleted their app straight even block their mail self.


Your comment really got me
I have even seen people here defending fair money. I once borrowed from fair money 5k and I paid the the principal money even bfr the due date, unfortunately I was left with the interest of 1k Nd things really didn’t go as calculated as at that time. On the due date I got a call from a lousy lady asking me to pay before the day run out I told her I can’t that she should should gimme 3days upfront that my salary was delayed but she started speaking so loud to me Nd I attacked her that does she knows I have paid the principal amount she said she know and has she check my transactions or history details to know I’m no debtor then I asked her why is she howling at me then she said she can only gimme till tomorrow Nd that’s the only option she’s gonna give me I said fine then she said our conversations has been recorded that I should keep to it... bottom line I paid the money toward the evening then I deleted their app.. Another app is palm credit, the only duration on their app is 15days Nd not more than that. They av been calling me now to borrow money from them I don’t even pick their call again na person dem go defame them Dey look for.. stupid set of people... u just have to afford borrowing from these clowns
I think Only carbon has been a good app lately but I haven’t have any loggerheads with them Mayb due to I’m paying before my due dates!!!!...

Those people advising u borrow from plenty loan apps una criminal oooo grin
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 7:42pm On Jun 18, 2021
Make una try gmoney,na new app dey give me 5k today,abeg if una get new ones make una dey update d thread.

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by fineberry(m): 8:29pm On Jun 18, 2021
Ist every app you install and ist every online offer jump on. Me too I've also mess up in this kind scheme jare......chatmogul...mehn that flatform is just a mirage.
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Mrxawe: 10:02pm On Jun 18, 2021
ekene101:
Make una try gmoney,na new app dey give me 5k today,abeg if una get new ones make una dey update d thread.
9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.

Those are the ones I can remember.
Try kashkash. They give can give you 25k for a start. They gave me 9k first and when I paid, they increased it to 25 k. It's almost a month now I never pay and they're threatening me with external debt collector grin. Make they Sha no send armed robbers come my house abeg.

4 Likes 1 Share

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Tonysmith4sure(m): 11:14am On Jun 20, 2021
I can only vouch for Branch and Fairmoney. They don't disturb at all but you see that Solo, xcredit, gocredit and co. Fear them for ur life
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Dogasas: 12:27pm On Jun 20, 2021
Tonysmith4sure:
I can only vouch for Branch and Fairmoney. They don't disturb at all but you see that Solo, xcredit, gocredit and co. Fear them for ur life
You see, most of this apps always move on after a while and Mark it as bad debt. They'll stop disturbing you but you see that xcredit ehn those mad people no dey give up easily. Even after 4 months they will keep calling and texting you.

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Nobody: 6:01pm On Jun 20, 2021
ekene101:
the messaged my contacts which are fake,I ain't paying a dime..let them report me to any credit it's even better they bann my bvn from borrowing,after all borrowing no be better thing b4.



Oh Lord this guy you be clown


Going through your post lwkmd

Especially the part of them accessing your alarm
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 9:57am On Jun 21, 2021
azraeljaheel:




Oh Lord this guy you be clown


Going through your post lwkmd

Especially the part of them accessing your alarm
I just tire bros
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by SenecaTheYonger: 10:18am On Jun 21, 2021
I hate debtors so much. Pay your damn loan. I bet collecting the money gave you an orgasm but now you can’t repay.

3 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by A1lite: 2:19pm On Jun 21, 2021
ekene101:
Make una try gmoney,na new app dey give me 5k today,abeg if una get new ones make una dey update d thread.
can you screen shot the app ??
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by A1lite: 2:23pm On Jun 21, 2021
Mrxawe:

9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.

Those are the ones I can remember.
Try kashkash. They give can give you 25k for a start. They gave me 9k first and when I paid, they increased it to 25 k. It's almost a month now I never pay and they're threatening me with external debt collector grin. Make they Sha no send armed robbers come my house abeg.
lipsrsealed
Kashkash debut me #50 twice, without giving me shishi

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by chiboi19(m): 5:38pm On Jun 21, 2021
When they call this soldiers or other clients they themself threaten the customer care in charge of their loan that they won’t pay and will say to them that there’s nothing they can be do because of their position as military personnels or normal clients will tell the collector to do his/ her worse that he or she won’t pay
Then the collector is forced to take measures to get back the loan as his/her own job is A-stake for not retrieving back the loan.
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 5:51pm On Jun 21, 2021
A1lite:

can you screen shot the app ??
credit-ng.geniumcredit. com
Use that link to download the app
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by chiboi19(m): 4:39am On Jun 22, 2021
Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan apps when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back �‍♂️
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventually happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are sent note: if a client has defaulted for up to 2 weeks and not showing any sign of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by chiboi19(m): 4:40am On Jun 22, 2021
A1lite:

can you screen shot the app ??
Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.
Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 9:54am On Jun 22, 2021
chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.
carry ur analysis dey go,why would someone go ahead to send deformatory texts to someone's contact for just one day default,why not give grace period,even if you manage to pay half on d expiry date and promise to pay d rest d next day,dey will collect d half and still went ahead to send d text,they won't even text same people back when u finish paying to clear ur name. So if na u,will u pay back after embarrassment.dey should go ahead and collect d money from d contacts dey texted. You can chose to pay back 10naira every year to paylater if that's what u can afford and dey will never bother you with even a text not to talk of calls or texting your contacts. Once u start texting my contacts,I ain't paying,carry police and lawyer with over 100k because of 8k wey I dey owe u and wen we reach station I go say na 20naira per month I go dey pay till I pay finish. Nonsense..

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by Howyeh(f): 2:03pm On Jun 22, 2021
chiboi19:
Now look at what you are saying
back �‍♂️
on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventually happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are sent note: if a client has defaulted for up to 2 weeks and not showing any sign of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.
Good day.
Am glad to know you have once worked as a loan analyst befr.
Pls, what probably could be the cause of des ppl sending msgs to one's contact claiming the person in question borrowed and has defaulted in paying.
Loan apps I haven't even ever heard of...
Am actually planning to get their customer care contact online to know why displaying such madness!
But, what cud have gone wrong?
Sim hack or what
Cos I just don't undstd o!
So annoying!!!

3 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by samsam2019: 2:27pm On Jun 22, 2021
Mrxawe:

9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.

Those are the ones I can remember.
Try kashkash. They give can give you 25k for a start. They gave me 9k first and when I paid, they increased it to 25 k. It's almost a month now I never pay and they're threatening me with external debt collector grin. Make they Sha no send armed robbers come my house abeg.
I love this site. You guys are funny grin

3 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by s2a2a: 1:48am On Jun 23, 2021
These guy's invention is evil. They are deceptive and non-considerate. Even Google is not helping matter. They don't sensor these guys enough.


Nigerian quick loan apps: digging deep shows most of them are not mandated to prove they are traceable with no address, website and they don't reply to calls, emails and WhatsApp messages.

Their loan is offered for extremely short terms (7 - 14 days) to be repaid with very high interest/platform fees. They don't offer higher loan for their customers to use for businesses as they promise.


In fact no matter how loyal you are to them they can reduce your total finance within few minutes. For instance after repaying a loan with say 37000 they offer 18500 instead of amount greater than 37000 as a new loan no matter your loyalty.


This drag people into more problems/debts. They pretend to solve problems by offering loans for people to do business but rather they snuff life out of their customers with hard conditions around the loan.

Okash, Easycredit, Kashkash, nkash, 9credit, fastmoney, Nownowcash, 9credit, 9jacash, lcredit, fastcash, nairahere, nairaland, lcash, icash, cashlion, nairaplus, kashkash, creditpal, gotcash, getcash, gocash, sokoloan, palmcredit, xcrosscash, newcredit, quickcredit, xcredit.etc are example apps.




Nigerian government does not sanction them. Interest/platform fee should be moderate and no problem adding penalty charge for late repayment.


But for platform fee/interest to be throat cutting is a wicked act that needs quick attention.

4 Likes 2 Shares

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by s2a2a: 1:50am On Jun 23, 2021
Use the following link to report them to Google. With report from more Nigerians Google will act like they did in India



https://support.google.com/googleplay/android-developer/contact/takedown

2 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by miccoy(m): 7:20am On Jun 23, 2021
Honestly, something needs to be done concerning these loan apps.

I just read the report on India case. A 23 year old guy committed suicide due to the embarrassment and defamatory messages sent to the guy's contacts. This is against Google playstore rules and CBN's policies on loans.

They need to be taken down. They damages outweighs the benefits. If they can't follow laid down rules.

Someone should compile comprehensive list of the bad ones amongst them. Lets start reporting on playstore and subsequently, send emails to CBN and consumer protection agencies.

2 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by MrFollowFollow(m): 2:43pm On Jun 23, 2021
chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.

It's because of the activities of dishonest Nigerian borrowers and career criminals like Ekene101 that the loans are considered high risk and attract high interest rates.

2 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by KingOKON: 2:55pm On Jun 23, 2021
MrFollowFollow:


It's because of the activities of dishonest Nigerian borrowers and career criminals like Ekene101 that the loans are considered high risk and attract high interest rates.


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

4 Likes 1 Share

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by KingOKON: 2:56pm On Jun 23, 2021
chiboi19:

Now look at what you are saying
Nigerians are the problem
You wanna take money from loan apps and you don’t wanna payback
Later you’ll go about saying bad stuffs about the loan app when originally majority of people taking thus loan are already debtors on various loan platforms that don’t want to pay back
It’s saddens me that people( Nigerians ) are wicked with thoughts of bringing down this loans apps, have you thought of how many people will be unemployed if for any reason the government takes them down because of your own selfish interest or your inability to pay back a loan you wanna put the blame on the the loan app.
I have worked as a loan analysts, when this people wanna take this loan they’ll be so humble and I will go as far as telling them “please if you can’t pay back on the due date avoid taking this loan to avoid unnecessary embarrassment and they’ll be like it’s nothing I’ll pay but then eventuality happens but it is not our own fault to take just pay your loan as stated in the loan terms and conditions.
Defamatory messages are likely sent note: if a particular client has defaulted for up to 2 weeks and not showing any signs of paying back, not taking calls, drops the call whenever he or she hears the company’s name when they call him/her
This loan apps are not the problem but jobless young people who steal money from them are the problem.



All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

2 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by MrFollowFollow(m): 3:03pm On Jun 23, 2021
KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN

I can't speak for all of them but I know the one I have worked for has all the relevant licences.

But let's even assume that a loan company does not have lending licence will you then decide not to repay your loan because of that. That's similar to saying you will not repay a loan your friend gave you simply because he does not have a banking licence!

1 Like

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 3:07pm On Jun 23, 2021
KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN
ask the goat sokoloan agent.

7 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 3:08pm On Jun 23, 2021
KingOKON:


All these Sokos and others are they abiding with the CBN regulations in terms of interest and duration period
* Are they truly registered with CBN
sokoloan agent sending people to early grave,we will kick u out of business. Monkey

4 Likes

Re: Sokoloan Are Very Nasty Set Of People, The Government Should Take Action (photo) by ekene101: 3:10pm On Jun 23, 2021
MrFollowFollow:


It's because of the activities of dishonest Nigerian borrowers and career criminals like Ekene101 that the loans are considered high risk and attract high interest rates.
bladddy fhool I have collected from all your soko owned app and I ain't paying a dime. We will frustrate ur business just as u frustrate people's life,if u can still add to d one I borrowed so I can buy beer and pepper soup as weather cold so, e go make sense.

6 Likes 1 Share

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