MissEfe:

You get mind oh...
Like for how long has you loan been overdue?
All my eyes are swollen from crying but God will take control... I'm having issues at my work place, my business got destroyed with flood.. and plenty loan apps all in my neck... But I will pass this phase... Let me know how you did URS at least it will push me forward

KashApp:
StarryV for President....

StarryV:
President of gini? Loan? Haha God forbid

President of Nigeria ni oo cos I never believe anyone will even think of paying them after sending messages to your contacts. If you pay, they will think it works for them and keep doing it - don't forget that not everybody can handle such.

StarryV:
You can send me a mail. We could chat.
My story is kinda long. Please stop crying o. Gone are the days I got myself unnecessarily depressed because of these people. Give sleep to ya eyes o. Worrying has never solved any problem. It won't bring any solution.
You can dm me

MissEfe:

You get mind oh...
Like for how long has you loan been overdue?
All my eyes are swollen from crying but God will take control... I'm having issues at my work place, my business got destroyed with flood.. and plenty loan apps all in my neck... But I will pass this phase... Let me know how you did URS at least it will push me forward

KashApp:
make I DM too?

KashApp:
Calm down...I know a millionaire from my town who was a successful businessman. He died in his mid 40s. When he died, some banks called his wife that her late husband was owing them. Long story short, the family sold many things (his properties) to settle the banks. Right now, his wife relocated to the UK with their 2 kids. This is not a nollywood film but reality.

Stop crying and fix your job and see how you can bring your business back to life and forget those loan apps. Someone borrow you 5k to pay 8k back after 7days...what name do you give such loan app? If e sure for them, let them find you come house na. Apart from those reasonable ones like Branch, don't give yourself unnecessary headache.

Find a comedy film or go to YouTube and watch some funny comedy shows...trust me, you will be back to life.

So you think na only you dey owe dem? Hundreds of Nigerians are owing them so out of this number, na only you den go find come house?

Dem get luck for denying me sha. E be like say dem dey read mind.

mansoor093:
Pls do branch, carbon and allea too do call peoples contact?

KashApp:
They don't but please, try and pay them cos they are God fearing....and their loan term is 1month with nice interest.

mansoor093:


I will, I just want to confirm before I grant them access to my contact

KashApp:
The loan apps too are worst. My cousin just told me this morning that she tried to pay one of the apps when she had money but it was not successful. She tried many times not until someone told her that the app did that so they can add some few due amounts. And second one, she didn't complete nor submitted the form but she woke up to alert on her phone and when she logged in, she already saw repayment amount with large interest. That one is Ajeloan. She didn't even put her card o.

KashApp:
Calm down...I know a millionaire from my town who was a successful businessman. He died in his mid 40s. When he died, some banks called his wife that her late husband was owing them. Long story short, the family sold many things (his properties) to settle the banks. Right now, his wife relocated to the UK with their 2 kids. This is not a nollywood film but reality.

Stop crying and fix your job and see how you can bring your business back to life and forget those loan apps. Someone borrow you 5k to pay 8k back after 7days...what name do you give such loan app? If e sure for them, let them find you come house na. Apart from those reasonable ones like Branch, don't give yourself unnecessary headache.

Find a comedy film or go to YouTube and watch some funny comedy shows...trust me, you will be back to life.

So you think na only you dey owe dem? Hundreds of Nigerians are owing them so out of this number, na only you den go find come house?

Dem get luck for denying me sha. E be like say dem dey read mind.

StarryV:
You can send me a mail. We could chat.
My story is kinda long. Please stop crying o. Gone are the days I got myself unnecessarily depressed because of these people. Give sleep to ya eyes o. Worrying has never solved any problem. It won't bring any solution.
You can dm me

MissEfe:


I just sent a dm now pls reply

mansoor093:
Do fairmoney too calls someone's contact?

MissEfe:

Thanks dear...
I can't remember when I really laugh but I'll do as you've said... Thanks

KashApp:
what's up sis!!! How have u been? Hope you're able to clear some/all the loans now?

proff010:
I borrowed 50k from one of them about 2 years ago, I used my wife phone to borrow another 50k from same app about 2 years still never pay them.
Nigeria self dey owe world bank I won't kill myself. When I get I will pay.

Johnames:
how many apps are you owing?

MissEfe:

I've not been able to pay anyone yet oh..
Those people wahala too much

KashApp:
lols* it is well

MissEfe:

Thanks Jare...
How far with your own

KashApp:
My own no too much cos they didn't approve me but the ones that approved me, I've settle them [base on their integrity]. The last one was Carrotpay on my iPhone so I intend paying it next week though it expires upper week.

StarryV:
My dear. We're pushing them gradually o. Have paid soko people except one. And they have messaged my contacts already. So I'll jump to the patient ones. I'll settle them before I come back to the impatient ones . The pressure don calm down small

MissEfe:

Kudus to u dear...
Very soon I'll share my repayment testimony

KashApp:
Amen but if money no dey, no fear o. Eat better food and sleep well... God will perfect it.

Maxfrancis:
. Tell her not to be afraid..

The only loan apps that can actually make you regret not paying your loan by reporting your bvn to the credit bureau and blacklisting your account are...
Carbon.....fairmoney....branch....palmpay..
Apart this ones I know off...
The rest are all owned by greedy china organizations in nigeria... TRUST they can't do anything apart from embarrassing you.. Yes they will really embarrasse you to the point you Will get frustrated (but if you are someone who doesn't give a f##k ) you will definitely overcome....

those china organizations are not registered by the credit bureau in nigeria...

Credit score...most of them will tell you they Will check your credit score,to determine the amount of loan you can be given..
They only check your messages, specifically your bank details to see if you are credit worthy... that's what they (but if you really want to know your credit score, kindly download the carbon application,there in the app you can check your actual credit score)

tell your cousin to open a can of beer (life, preferably)sit back and relax... All they will do is to embarrass her and report her to there other loan apps......yes china organization can own up to 5,7,10 loan apps.

But NEXT time try dey pay up ooo, cause they are actually helping most people tho... at least no one is being forced to collect loan from them.so try to dey payback...

samuel051:
See learners..I dey owe over 39+ and I am still applying for more..those guys almost cost me my job and I vowed to use them as my sub money and pepper soup and 33 every evening, depending if I get..I don't even know how many I dey owe.9ja cash stole from my account when I was still naive.. this thing will soon come to an end like mmm,better borrow as much as you can before it folds up.

nedekid:

Last last, all that money, you go pay am with interest. Na just matter of time. We nigerians de think say we smart.
My bro for UK, when him and his friends arrived there, they used his block of flat address to receive credit card goods, saying is was a multiple flat building and so the particular apartment could not be identified.
10 years later when they had all stabilized in UK and family men/ upstanding citizens my bro received bill of 14k pounds.