₦airaland Forum

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

poiZon:
So what happened to KYC forms and every other docs needed to open an account?
The issue is if these guys are insiders in the bank, then they will never try to trace the account these transfers entered.
Imagine reporting a case of theft to someone who committed the crime, and u want him to help u investigate...
U go wait taya.


My mum fell victim of these guys, 250k was swept out of the account, first bank. She reported it the next day, they traced the funds and said the guys used it to buy crypto... Shebi crypto don crash... My mama still dey.

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

enambobo:
Around this time last year I lost 250k to scammers. I just laughed it off cos I know he will pay dearly. I wrote a petition against him to EFCC. Just a few days ago I saw the bastard's photo as most wanted in the EFCC radar. Good will always prevail over evil. The wicked shall know no peace.

oazeez1991:
It's just a pitiable situation 4 d woman, I wish such atrocity could be undo, but unfortunately, it would tk luck and bank cooperation 2 help her case.

As per ur No. 1 question, may God help us all, especially in this country as we are all vulnerable consciously or unconsciously, as long as we av our info or deals with internet or belong 2 any social media network, our info isn't safe. D only set of people dat r safe 2 sm level of extent r dose dat r completely offline nd has notin 2 do with online transactions or banking, dose set occupy d minority nd r mostly dose 4rm old generation.

We just need 2 be fraud conscious nd not be greedy. We need 2 tk it up as duty 2 shield ourselves.

xpressionx:
All these fraudsters will meet their Waterloo soon

pocohantas:
1) From bankers. Most tellers that handle your day to day transactions are contract staff. Sadly they are the least paid too. So they have made peace with the fact that they are not recognized and have no hope climbing up. As such they do any quick runs to get by.

2) From useless children. You will be shocked that at least 50% of fraudulent withdrawals on accounts of elderly people are carried out by/in connivance with their kids or caregivers.



As long as it moves from one account to the other, it can easily be recovered or at least traced to someone who knows someone.

The process is to cry abi report like she just did. A lot would be dependent on the cooperation of the beneficiary’s bank. Cases are always easier to treat if it is within same bank.



The second you admit you gave out your sensitive details, you take the blame off the bank. Not like bankers do not know that customers compromise their details in such cases, but then, you admitting it makes it a whole lot easier for them to commot head.

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

sheanzy:
oga which crypto crash.. crypto wey Dy make me 500$ average per week

U Dy with ur Brain so.. common get out na ur generation na Im crash idiot

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

Bornsinner7:
Honestly it's painful to lose what you have worked for to this scammers...

Nigerian banking system is just useless and weak.. they only know how to recover loans and overdraft..

In the real sense it should be traceable and recoverable.. they have the receipt of the transaction on their system.. the account the money went into.. what is stopping them from producing the profile of the account and the police tracking the owner of that account...

You go there.. they begin to tell you bring this bring that

computersoft:
Bro did u write through a lawyer or by yourself. lnlighten me because am facing the same situation right now.

cremedelacreme:
It is a pity that the old woman fell for these scammers, considering her age, she might not be up to date with technology and happenings. A friend was scammed of over 500K about 3 months ago, I was disappointed in him because I never expected an educated person with an M.Sc to fall for such cheap scam. As for recovery, it is on 'best effort basis'. The bank would try their best but 99% of the time, the scammers must have wiped the whole funds in the receiving account and abandoned the account.

Paperbag:
Very true ,

But i stopped having pity for anyone being scammed in nigeria again ,

Having noticed that most of this victim know and encourage their own kids ,brothers ,cousin who are scammers too ...

We get happy and feel nonchalant when people we know cashout from scam but cry blood when we become victims ..

Vasgas:
Same thing happened to me the day I opened a unity bank account. I received a call saying the want to do verification that I should call the OTP.

My question is how do the know that I open an account?

ceaser:
It's quite simple to handle these guys. There are some red flags to look out for:

1. They are not well cultured in spoken English. Most times you will catch them with some odd local accent tainting their spoken English. They may also have grammatical errors.

2. They come with suggestions that make you get agitated or excited. Things like "your ATM card is bla bla bla", "there is a covid allowance to be paid into your account", your account is to be blocked and we need to prevent that", etc.

3. Before, they will need most of your account information, but nowadays, they have become sophisticated enough to have your account info (account number, name and ATM details) ahead. So all they need is an OTP that will be sent into your phone for them to complete the transaction over there at their own side. They disguise the request in several ways. One of such ways is that they tell you that a code to unblock your account will soon be forwarded to your number and you will need to call the code for 'em. Then they call you back to retrieve the code.

4. In some instances where they may not have your account number ahead but need it to continue with the process, they will request that you call out your account number. If you are on GTB (which they know) and you decide to call out an account number that starts with "200", they will stop you in your tracks and insist that you are calling out a wrong account number which is actually true. Most GTB accounts start with "00".

Do not honour any calls claiming to be from your bank. The best you can do is pick the call and waste the caller's time and credit. Use them to catch fún.

If your bank ever call you or send you an email to correct certain things, it will not be to ask for your details. At best, it is to ask you to call their customer care line or to visit one of their branches.

The only ways my money can be moved by these guys is if my phone is stolen which makes them to have access to my banking SIM card, account information, account balance and banking email. Any other format aside that na just waste of time.

Meanwhile for guys stealing from other people's sweat, here is a short clip from Barrister Mike feat. Kanayo. O. Kanayo to serve as a lesson.

https://www.facebook.com/100044427579764/posts/402284504595799/?app=fbl

pocohantas:
1) From bankers. Most tellers that handle your day to day transactions are contract staff. Sadly they are the least paid too. So they have made peace with the fact that they are not recognized hiand have no hope climbing up. As such they do any quick runs to get by. Not forgetting marketers, they could be a handful too.

2) From useless children. You will be shocked that at least 50% of fraudulent withdrawals on accounts of elderly people are carried out by/in connivance with their kids or caregivers.



As long as it moves from one account to the other, it can easily be recovered or at least traced to someone who knows someone.

The process is to cry abi report like she just did. A lot would be dependent on the cooperation of the beneficiary’s bank. Cases are always easier to treat if it is within same bank.



The second you admit you gave out your sensitive details, you take the blame off the bank. Not like bankers do not know that customers compromise their details in such cases, but then, you admitting it makes it a whole lot easier for them to commot head.

lajid:
Hello everyone, so it happened that my Dad made some withdrawals at the ATM, on the last withdrawal the ATM did not dispense.l and he was debited.

Followed him to the bank to complain so the amount will be reversed.

Upon our arrival, we met a woman crying profusely. She was restless, saw three bankers on one computer trying to figure things out and another consoling her.

So it happened that she was scammed of N300,000. She said she received a call from someone who claimed to be the bank manager who asked her to provide some of her private information which she did.

Man, I felt bad for her. I was really angry inside, I hope this scammers meet their Waterloo.

So I’ve got some questions regarding this:

1) how do these scammers get the phone number and account details of people to the extent of calling them and requesting personal information.

2) can the money be recovered, if yes what process does one need to follow. This is to educate people

On a final note, please and please, don’t give your personal information to anyone who claims to be from a certain bank. Always go the bank!

femarse:
You sound so certain that you know what you are saying but the sad part is until you get to another man's farm , you might be deluded to think your father's farm is the biggest

if you don't have a banker friend try making one ...they graduated from the same school as you do , they are not ghost , they are physical and live in the neighborhood...

4) about bankers pay....if it so much pain you, you can generously help them and add to their pay ,

Majority of those people are prolly better than you

SimplyFacts:
I don't want to believe you all left with another person's money.

Ayomivic:
Sorry to say. On my own opinion, I think the banks are helping in the spread of this yahoo yahoo of a thing. The banks are encouraging fraudsters to say the fact. I have been thinking of this for many days. How can someone presents himself as a banker in your bank to defraud one of your customer his or her hard earned and you know the account you pay to, the photograph of the person that received the money at other end in your system, his address, all the information you needed to apprehend the criminal but all you can say to the victims is sorry. That is pure wickedness on the part of banks and that was the reason these fraudsters are continue to multiply in numbers.

A criminal should be treated as criminal. If he knows he is the owner of the money that enter his account that has evidence of the sender,let him be simmons by police to defend his money and if he has nothing to defend himself ,let him face the wort of the law.

If one or two people had been arrested and the money is recover to the right source. Believe me no body would claimed to be yahoo boy in this country

But in Nigeria ,the banks are protecting the fraudster and not the genuine clients

The banks should be the one that would make sure the fraudster is apprehend to protect their business. Today many people are scared of putting money in banks ,we put money in bank because we believe our money is saved there but not the banks of today. Your money is open to fraudster if it is in bank.

May be if many people refused to use bank again ,banks would realized that the fraudster is after them not only the customers

femarse:
I get your premise while it's looks right , it's wonderfully wrong , when the first generation scammer came out , the transfer the proceed to their account and 90% of them were caught ...so what happened? They got smart and stop getting cash from you, what did they do? They either move your money to opay if they successfully log into your bank app or buy stuff online if it was card fraud

...mostly it's card fraud, if they buy things with card , charge back takes 180days , by then , you would have forgotten about the transaction, if they transfer to opay ...it's gone for life , opay does not have the requisite Data to track anybody, and sometimes they transfer to post agent and get cash , that way , the money is gone forever, you will only put the innocent pos agent in trouble..for the online thingy when card is used , mostly the merchant will not want to release fund as they have parted with good

Your wrong premises is the reason why u have not seen any not able arrest and prosecution because there are many loop holes that this money got taken without a physical identity ....also NCC is the number one culprit ...How we are unable to identify the owner of the phone number used for the call still baffled me

pocohantas:
Thanks for the advice, Sir. Will do.

lajid:
Why do I think you just said this to get him off your back?

executive12:
Even if your phone is stolen, if you locked your SIM, they cannot access your money.