hustla:


What rate are you looking at?

700

WhiteWolfe:


700

For what, $ or £ .....

Is it for yam, rice, beans or dodo..........

DeeOneBangin:



No be every post dem dey reply, you just open mouth waaaaaaaaaa!!!

By the way, egbon Lexusgs430 thanks once again. That blue light card dey help me gan!!! I once read your post on it some months back. IPTV sef dey do wonders. Na you biko

Lexus is for quality and durability..........

Abeg, somebody should help answer my question and leave racisim aside for now..abeg ooo

santos247:
Hello guys,
I just registered with Mashmallow insurance with my Nigerian Drivers license. I indicated that I have driven for 4 years and no claims before coming to the UK. Now the vehicle insurance is requesting for a "Proof of your No claims discount". How do I go about this?
Your kind advice is needed. Thanks

Lexusgs430:



Lexus is for quality and durability..........

I still believe in German sha

santos247:
Abeg, somebody should help answer my question and leave racisim aside for now..abeg ooo

The answer is simple na, you don’t have NCD. Las las your insurance go shoot up and after one year you can start claiming NCD if you no get any claims.

WhiteWolfe:


700

Omo, you no nice Sha
Even Lemonade dey do 803 as of this evening

Hello People, what a job Yall have done here. It feels so good to read about everyone's experiences. I will be very happy to get your inputs in my situation.

This November, I'll be getting married to my fiance who's a nurse in the Uk, and hopefully join her by January. We want to have just the traditional and court wedding at this time. We'd like the court wedding to take place in Asaba, but I saw on the ministry of interior's website that only marriages conducted at the Federal Marriage Registries are recognized and legal.

Asaba doesn't have a Federal Marriage Registry, does this mean that if I have my wedding in Asaba, the UK embassy will not recognize our marriage as legal?

I saw there's an option to get married at a local marriage registry and afterwards, request for a federal marriage certificate via the online portal. I would like to know if anyone has ever done this and how fast is the process of getting the certificate as I wouldn't want unnecessary delays.

Finally, I would like to know what would be considered a strong proof of relationship by the UK Embassy, or would federal marriage certificate and pictures suffice?

Thank you all very much for your kind replies.

DeeOneBangin:


I still believe in German sha

Ever wondered why the older the German vehicle, the lower the price (in comparison)............

frankadrian:
Hello People, what a job Yall have done here. It feels so good to read about everyone's experiences. I will be very happy to get your inputs in my situation.

This November, I'll be getting married to my fiance who's a nurse in the Uk, and hopefully join her by January. We want to have just the traditional and court wedding at this time. We'd like the court wedding to take place in Asaba, but I saw on the ministry of interior's website that only marriages conducted at the Federal Marriage Registries are recognized and legal.

Asaba doesn't have a Federal Marriage Registry, does this mean that if I have my wedding in Asaba, the UK embassy will not recognize our marriage as legal?

I saw there's an option to get married at a local marriage registry and afterwards, request for a federal marriage certificate via the online portal. I would like to know if anyone has ever done this and how fast is the process of getting the certificate as I wouldn't want unnecessary delays.

Finally, I would like to know what would be considered a strong proof of relationship by the UK Embassy, or would federal marriage certificate and pictures suffice?

Thank you all very much for your kind replies.

Court wedding is the same as registry wedding (or am I misunderstanding you).......

Evidence of financial support, pictures, evidence of communication, pictures, flight tickets, hotel bills etc etc etc ..........

santos247:
Abeg, somebody should help answer my question and leave racisim aside for now..abeg ooo

Send an email to your insurance company in Nigeria, to send evidence of your NCD ..........

Abi nah area boys organise you, ₦5K third party fire and theft policy............

Lexusgs430:


Court wedding is the same as registry wedding (or am I misunderstanding you).......

Evidence of financial support, pictures, evidence of communication, pictures, flight tickets, hotel bills etc etc etc ..........

1. Yes, they are one and the same thing.

2. Evidence of financial support: I guess she's the one to provide evidence of financial support as the visa holder, right?

No hotel bills and flight tickets as she stays in my house whenever she visits and we haven't taken a trip outside Nigeria together before.

Basically, what I can prove is communication records, marriage and financial support. Will these suffice?

wallg123:

At least you’ve made us know your emptiness tonight. You guys need self love so you don’t end up depressed.
[b]What is there to understand [/b]is that rubbish you write above?

You have developed thick skin for the unusual just to fit in(self love)
I totally understand, because

proverb 22-27
You cannot separate dolt from their inanity , even though you grind them like grain with mortar and pestle.

Understanding is far from you

justwise:


Give us an example

I know You ve lived here long enough to grab what I’m saying.

Is there anyone living in Chippenham Wiltshire or is there anyone that knows a fellow nigerian living there abi na only me Waka come?

perigosa:
Hello house is there any one currently in the UK at the moment ??

I don’t think anyone is in the UK @ the moment but you can ask your questions or make suggestions or observations.
Should we find anyone who’s there, he or she can then attend to your concerns.

Lordfiido:

L4 is also good. I stay there
You can send a pm. I will connect you to an agent or just check nowrooms Liverpool. The paperwork isn’t that tedious

I only responded to a post, I’m not in Liverpool neither am I house hunting.

Lexusgs430:


Not yet, we are all still awaiting our visa decisions .......

Baba @ Lexus430 are you sure you ve even applied for your visa at all ?

level10:



I know You ve lived here long enough to grab what I’m saying.

I don't, please give example to support your claim.

Viruses:


No. Russia has taken everybody.

This should qualify as the funniest question of the year on this forum, if there are categories for such others

>:

justwise:


I don't, please give example to support your claim.

He can’t substantiate his claims that’s why he’s been dodging the question.

kode12:
Does anyone know where an few people can just buy a full cow and have it butchered and split?

Why not search online for slaughter house or fish n meat market in your area? You are sure to find where they sell directly to the public after slaughtering.
Most of these street side fast food stores operated by SouthEast Asians - Chinese, Vietnamese, Koreans etc and Arabs buy from such places in bulk

frankadrian:
Hello People, what a job Yall have done here. It feels so good to read about everyone's experiences. I will be very happy to get your inputs in my situation.

This November, I'll be getting married to my fiance who's a nurse in the Uk, and hopefully join her by January. We want to have just the traditional and court wedding at this time. We'd like the court wedding to take place in Asaba, but I saw on the ministry of interior's website that only marriages conducted at the Federal Marriage Registries are recognized and legal.

Asaba doesn't have a Federal Marriage Registry, does this mean that if I have my wedding in Asaba, the UK embassy will not recognize our marriage as legal?

I saw there's an option to get married at a local marriage registry and afterwards, request for a federal marriage certificate via the online portal. I would like to know if anyone has ever done this and how fast is the process of getting the certificate as I wouldn't want unnecessary delays.

Finally, I would like to know what would be considered a strong proof of relationship by the UK Embassy, or would federal marriage certificate and pictures suffice?

Thank you all very much for your kind replies.

Doesn't have to be federal.... any court marriage in asaba is enough. ...when applying the marriage certificate and some pictures should be sufficient

Lexusgs430 Ticha and other OGs

I have one question

If I buy a house in the UK and then I want to move to another country, can I rent out the house and keep collecting rent on it while I'm away?
Do I have to pay any additional tariff just so I can turn it to a property I want to let?

This is assuming I do not have a British passport yet but I still pay mortgage on it

frankadrian:


1. Yes, they are one and the same thing.

2. Evidence of financial support: I guess she's the one to provide evidence of financial support as the visa holder, right?

No hotel bills and flight tickets as she stays in my house whenever she visits and we haven't taken a trip outside Nigeria together before.

Basically, what I can prove is communication records, marriage and financial support. Will these suffice?

Is she from Edo .......

justwise:


I don't, please give example to support your claim.

When I got to Liverpool,I lived between Zimbabwe family and a Brit single mom of 3kids.
Her kid play the roughest I’ve seen.One time the little boy had his lip almost cut off when he fell.Ambulance/police arrived and boy got admitted for a week and came back home.Mom swears at them and cussing their dad’s publicly.Infact she was delusional.

The Zimbabwe guy was a normal black guy,minding his business but the day one of the kids unfortunately rolled down the stairs,there where no physical injuries .He personally took the child to GP for checks
That was the beginning of problems.2sec they involved safe guarding and police,the zim guy flared up,because he felt it wasn’t that serious.2sec they changed it to angry black man.
Long story short ,they took his 2 kids and he had to battle for months to get em back.

ihutuluv:
Good day my ancestors, thank you for always being there for us newbies. Please I am seriously in need of accommodation in Cardiff precisely a two bed. Any help towards getting this will be appreciated. All what I am seeing online have been taken and the ones that have not been taken are requesting for guarantor. Lexgus430 and others please help me put mouth. Thank you

Forget about all these highbrow online letting agents for now.
If you have young child(ren), visit local letting agents’ offices with them and get talking with their staff about your ordeal.
They like children a lot and use that to Roy
You can be sure that Someone in that office might pity your condition and offer your family , for the sake of your young child(ren), a nice letting offer by relaxing all stringent conditions
The idea is to work on their psychology

hustla:
Lexusgs430 Ticha and other OGs

I have one question

If I buy a house in the UK and then I want to move to another country, can I rent out the house and keep collecting rent on it while I'm away?
Do I have to pay any additional tariff just so I can turn it to a property I want to let?

This is assuming I do not have a British passport yet but I still pay mortgage on it

Yes, you can let the property out ........... But you need to speak with your lender, to possibly switch your mortgage (buy2let) + update your property insurance policy .......

hustla:
Lexusgs430 Ticha and other OGs

I have one question

If I buy a house in the UK and then I want to move to another country, can I rent out the house and keep collecting rent on it while I'm away?
Do I have to pay any additional tariff just so I can turn it to a property I want to let?

This is assuming I do not have a British passport yet but I still pay mortgage on it

You can do one of 3 things -

1. Apply for consent to let (it's basically a variation to your mortgage conditions) - quick, cheap and usually not refused. Depending on the mortgage provider, it's usually issued for a year and then you have to keep re-applying till them tire and boot you off to a BTL mortgage. I know that Natwest will issue a CTL for the length of your fixed period and as long as you don't take on additional borrowing can remain on CTL for years. Application is usually #100.

2. Change to a BTL mortgage - usually means a full mortgage application, higher rates etc. Plus crucially, you'll need at leas a 25% deposit so if you bought with a 10% deposit and the house hasn't increased in value, you'll need to top that up to access a BTL mortgage.

3. You can take a lodger - of course this means keeping at least a room to yourself. The main benefit of this is that you most likely will fall under the rent a room scheme which means you can earn upto #7500 tax free every year. However, you need to make sure you actually use and access that room once in a while. Lodgers also have very little and minimal tenancy rights - ie you can give them 24/ 48 hours notice to leave (most people have 7 days in the lodgers agreement), change the locks with minimal notice.

One trap to look out for is selective licensing. All landlords in Wales and Scotland have to be registered and pay licensing fees annually. There are hefty fines if you don't register.

Remember as well that for a full tenancy, the tenancy can only be ended by the tenant or the courts.

All initial ASTs have to be a min of 6 months, you must lodge the deposit within 30 days, you must seek and receive the tenant's permission before entering the home even for repairs etc (right to quiet enjoyment), you must provide the prescribed information documents, you must complete an EICR, provide a gas safety certificate, make sure there are carbon monoxide and smoke alarms on each floor or by any fuel source and of course, pay Oga Charlie his cut.

If you're overseas, you are also expected to register with HMRC as a non resident landlord (to be honest many don't!) and the tenants are expected to withhold a percentage of the rent and remit to HMRC (again many don't)

Even if you use an agent, the final buck lies with you so expect to manage that agent as well.

PS - although insurance is not compulsory as a landlord, it is very very prudent to take one that also covers loss of rent and legal cover. If you even have to evict a tenant, those 2 policies come into their own

Hello guys! Are you a female relocating to the UK, Coventry to be precise in the last week of October and you need temporary accommodation to stay for a month, while you search for a permanent one?
An en-suite double-room room is available to rent for 1 month from the last week in October, for anyone coming to Coventry city . It's about 10mins walk from the city centre and Coventry University in a serene location and close to the bus-stop.
Ideal for students at Coventry University, University of Warwick or if you just got a job in Coventry.
If this suits your purpose and you are interested, do send me a message.

santos247:
Abeg, somebody should help answer my question and leave racisim aside for now..abeg ooo

comparethemarket dot com
You have array of insurance coys to choose from who wont stress you for proof of NCD.

Better still, if you must go with marshmallows, provide your 9ja insurance papers as proofs

frankadrian:
Hello People, what a job Yall have done here. It feels so good to read about everyone's experiences. I will be very happy to get your inputs in my situation.

This November, I'll be getting married to my fiance who's a nurse in the Uk, and hopefully join her by January. We want to have just the traditional and court wedding at this time. We'd like the court wedding to take place in Asaba, but I saw on the ministry of interior's website that only marriages conducted at the Federal Marriage Registries are recognized and legal.

Asaba doesn't have a Federal Marriage Registry, does this mean that if I have my wedding in Asaba, the UK embassy will not recognize our marriage as legal?

I saw there's an option to get married at a local marriage registry and afterwards, request for a federal marriage certificate via the online portal. I would like to know if anyone has ever done this and how fast is the process of getting the certificate as I wouldn't want unnecessary delays.

Finally, I would like to know what would be considered a strong proof of relationship by the UK Embassy, or would federal marriage certificate and pictures suffice?

Thank you all very much for your kind replies.

Here, the institution of marriage has been simplified and continues to be simplified.
Live-in lovers that we deride in Nigeria, is actually rated here.

You really don’t need a marriage certificate if you can prove a SUBSISTING relationship with your partner (which can be male or female)
The key word is in capital letters.

With or without a marriage certificate, provide
- clear picture evidence of chats between you both spanning a considerable period of time
- clear picture evidence of digital images taken together (no mind my grammar na photo I dey talk about)
- clear picture evidence of receipts, invoices, etc paid for together and bearing both names
- clear picture evidence of anything and everything that binds both of you together
- clear picture evidence of you guys’ social media posts, notifications, images, etc together

NOTE : UKVI doesn’t discriminate marriage certificate, just keep the keyword to heart when gathering evidences by ensuring recent ones are also included.
From now till Jan ‘23, intentionally start doing shits together and keep records

Though, the final decision on what constitutes evidence of civil union is a prerogative of the ECO; if however, ECO isn’t satisfied with what you provided, he or she may ask for more proofs.