₦airaland Forum

"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

I operate a savings account and I have held up to 6m on it so what you talking about

Philipgarza31:
I operate a savings account and I have held up to 6m on it so what you talking about

Exactly.
Those illiterates feel savings accounts means broke & current means rich. Very disgusting.

I want to know if the question is mandatory.

Meaningless thread created by verywickedewu.

The pos will ask same questions the ATM will ask and if you don't answer correctly the transaction will be declined.
I think its only Gtb ATM that does not ask savings or current. Some pos machines also don't ask but majority Of The common pos machines will ask and you have to answer correctly if you need money from that account. The pos attendant is only asking so as not to guess like the men may be doing.

skj1377:
The pos will ask same questions the ATM will ask and if you don't answer correctly the transaction will be declined.
I think its only Gtb ATM that does not ask savings or current. Some pos machines also don't ask but majority Of The common pos machines will ask and you have to answer correctly if you need money from that account. The pos attendant is only asking so as not to guess like the men may be doing.

Ok. Thanks for clearing that up.

skj1377:
The pos will ask same questions the ATM will ask and if you don't answer correctly the transaction will be declined.
I think its only Gtb ATM that does not ask savings or current. Some pos machines also don't ask but majority Of The common pos machines will ask and you have to answer correctly if you need money from that account. The pos attendant is only asking so as not to guess like the men may be doing.

Is there option for Savings or Current while using POS machine?

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

Some POS machines require the type of bank account to be entered once you insert your ATM, if wrong type of account is entered, the transaction gets declined. Eg Opay POS requests for it.

Zonefree:
Is there option for Savings or Current while using POS machine?

Yes, there is for some POS machines.

VeryWickedGoat:
Exactly.
Those illiterates feel savings accounts means broke & current means rich. Very disgusting.

I want to know if the question is mandatory.

Well, if you are going into your savings, then you are broke atm?! No?

One card may have both savings and current account activated on it. You may have money in both accounts. As such if you want to withdraw you will be asked to specify in which Of The account you want to be debited . Like in my case I have savings and current in a Sterling and Gtb ATM cards. To be on the safe side Accounts that have huge inflows are enabled for internet banking only no card attached to such accounts. The question is valid by pos operator in most cases

Zonefree:
Is there option for Savings or Current while using POS machine?

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

She is not profiling you. If she tries to effect a transaction without choosing the type of account (savings/current), the Pos machine will not accept the transaction.

Their new question nah"u need old or new naira note...
i nearly slap one of them dis mrn...

Illegal1:
Their new question nah"u need old or new naira note...

i nearly slap one of them dis mrn...

Which kain dirty question be that?

you for give am slap

See how you disgrace your self by asking stupid question.

You keep embarrassing yourself with this dump thread

Even here in South Africa..
When I swap... the machine ask if it's savings or cheque.
Na normal thing.

You're aware that an ATM card can hold 2 or more different accounts?

Educate yourself before making a fool of yourself.

This op nah better illiterate ooo

Zonefree:
Is there option for Savings or Current while using POS machine?

Yes there is

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

Go to an ATM to make a withdrawal, if you operate a Savings account, select Current account lets see if it'll pay you

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

Their question is valid

If your card is linked to your savings and you inform them otherwise, your card won't spit out any money. It's vice versa as well

Then why not say current and see what happens. Lol.

Why all these bruised egos over nothing??

Nigerians

When operating a Pos, if u select a savings account when your account is actually current, it won't work.

Because the current status won't be associated with your ATM

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

you go sch at all....na the machine dey ask savings or current not the operator. Wetin concern Dem if u dey operate current or savings. Most pos machines will ask the type account. U dey rate the POS operator networth to be N50, na u get checking profile issue or probably inferiority complex

Meaningless leitmotif founded by verywickedewu

It's not their fault. It happens in ATM, too. Even in shopping malls, they normally ask.

ruggedtimi:
you go sch at all....na the machine dey ask savings or current not the operator. Wetin concern Dem if u dey operate current or savings. Most pos machines will ask the type account. U dey rate the POS operator networth to be N50, na u get checking profile issue or probably inferiority complex

Oga nor vex.
No be everybody don operate plenty POS umbrella like you.

Call it debit card.

ATM card sounds old.

How about POS card?

Lol

I call mine debit card.

I don't even understand this question. It's important they ask the account you're using

VeryWickedGoat:
"Savings or Current?"

Does this really matter to my transaction or is it just a ploy to get to profile me? Because there's nothing that Nigerians don't use to form standard. Imagine a N50k networth POS girl sef follow dey profile pesin. 😁

And I noticed its always the female ones that ask this seemingly dumb question too. I hardly get it from males.

So is it really necessary or is it another way to judge people way better than them? I want to know so I can ignore that question henceforth.

Thanks.

During transaction, the terminal often ask if the account is savings or current. Since majority operates a savings account, most pos attendants wouldn't ask. But in a situation where it's a current account and the attendant selected savings, the transaction wouldn't go. No one is profiling you.