Treasury Bills In Nigeria - Investment (2130) - Nairaland
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Fixed Deposits Or Treasury Bills, Which Is Better? / Fixed Deposit And Treasury Bill Investments From Abroad / I Need Information On Treasury Bills In Nigeria (2) (3) (4)
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| Re: Treasury Bills In Nigeria by amordi: 12:38pm On Apr 17, 2023 |
Labadi69:What did he say that warrants this. I feel he is a good man. |
| Re: Treasury Bills In Nigeria by Olaide1295: 12:50pm On Apr 17, 2023 |
Labadi69:TBH, what anyone says outside of this thread is none of my business. He should be called out and attacked on those threads, not here. We all have different backgrounds and reason differently. We cannot agree on every issue. So we focus on the ones that we can agree on here and ignore the ones we consider not palatable. My reason is because we may miss important message/knowledge if the messenger is attacked. 26 Likes |
| Re: Treasury Bills In Nigeria by Labadi69: 3:50pm On Apr 17, 2023 |
amordi: Good man you say?  Go and read his posts and see how tribalistic and hateful that animal is. That fool can kill any non Hausa person and still sleep well. May better Yamayama fall on that him bald head wherever he is  1 Like |
| Re: Treasury Bills In Nigeria by cutedharmee: 4:29pm On Apr 17, 2023 |
Ahiboilandgas....Better be mute than dispute with the ignorant. 6 Likes |
| Re: Treasury Bills In Nigeria by VeeVeeMyLuv(m): 4:53pm On Apr 17, 2023 |
Labadi69:So they are here too? I thought it was only in the offices they existed  I feel your pain bro. 5 Likes |
| Re: Treasury Bills In Nigeria by Nice2023(m): 5:26pm On Apr 17, 2023 |
amordi: I respect people irrespective of tribe but that Ahibolongas is a deadly tribal bigot. Don't be deceived by what he writes here,his hate for igbos is so deep that i wonder how he feels or sleep. Terrible fellow and he claims to be enlighten. 4 Likes 1 Share |
| Re: Treasury Bills In Nigeria by ibechris(m): 5:39pm On Apr 17, 2023 |
VeeVeeMyLuv: That guy is a tribal bigot,a terrible one and a pretender. I used to read his opinion here but i think the day he made his igbophobia comments here,was the day I lost the little respect i had for him. That guy is a coded tribalist as far as this forum is concern,I don't think he deserves any iota of respect. We will continue to call him out until we sanitise this forum of such fellow. I will take every nonsense from people,but I don't think I can withstand tribal discrimination. 3 Likes 1 Share |
| Re: Treasury Bills In Nigeria by ibechris(m): 5:42pm On Apr 17, 2023 |
Nice2023: |
| Re: Treasury Bills In Nigeria by ibechris(m): 6:46pm On Apr 17, 2023 |
ahiboilandgas: We are not talking about election. The statement u made was prior to the election and u should own up. This has nothing to do with me in person just that,u are not what u claimed to be here. A hater of other tribes and I think it is now obvious and clear to everyone that u are just a pretender saying things that aren't true. I,personally used to defend u but immediately I found u out,I knew i was defending a devil and I had to say it as it is. U are cheap bigot. 6 Likes 1 Share |
| Re: Treasury Bills In Nigeria by ibechris(m): 7:20pm On Apr 17, 2023 |
ahiboilandgas: Now,I can see your level of education. 3 Likes 1 Share |
| Re: Treasury Bills In Nigeria by Munamoqel: 7:24pm On Apr 17, 2023 |
ibechris:why not start from IPOB ESN and Labour party that where the tribal sanitation should start from 7 Likes 1 Share |
| Re: Treasury Bills In Nigeria by ibechris(m): 7:27pm On Apr 17, 2023 |
Munamoqel: He has started with his second moniker. I have personally monitored u and found u very empty. What a pity. 3 Likes 1 Share |
| Re: Treasury Bills In Nigeria by Munamoqel: 7:28pm On Apr 17, 2023 |
ibechris:but your people the IGBO attempted to install chindu as governor of Lagos against a hard working Yoruba .is that not discrimination and bigotry .the Yoruba are learning the hardway 10 Likes 1 Share |
| Re: Treasury Bills In Nigeria by AngelicBeing: 7:33pm On Apr 17, 2023 |
Hian, una don carry Tribe enter investment thread, like seriously, Chai @ Seun, moderator, Dominique, myndd44 oya, make una bring koboko to flog shege ban on those derailing this thread 1 Like |
| Re: Treasury Bills In Nigeria by ibechris(m): 7:41pm On Apr 17, 2023 |
Munamoqel: I don't do politics and I dont play politics either. I am talking about how low and tribalistic u are. That is all. 4 Likes 1 Share |
| Re: Treasury Bills In Nigeria by Dum20: 8:02pm On Apr 17, 2023 |
It seems this thread does not have a moderator. Meanwhile this is one of the best threads in Nairaland. Seun should please do something about this. 2 Likes |
| Re: Treasury Bills In Nigeria by Labadi69: 9:44pm On Apr 17, 2023 |
Munamoqel: Mods please ban this bigot for life. He’s the same as Ahib 4 Likes 1 Share |
| Re: Treasury Bills In Nigeria by Labadi69: 9:45pm On Apr 17, 2023 |
ahiboilandgas: Mods this hopeless bigot deserves a life ban 3 Likes |
| Re: Treasury Bills In Nigeria by IyaTola: 10:37pm On Apr 17, 2023 |
Dear Nairaland community, join me as I document my journey of building a world class app. I am going to give a daily update on my progress and open to constructive criticism and feedback as I work. Getting laid off from a job is never an easy experience, but it can also be an opportunity to explore new possibilities and pursue a passion. In my case, losing my job led me to start building a carpooling app that will made a difference in the lives of many people. When I was let go from my job, I was devastated. I had been working for the company for several years, and I had never thought about what I would do if I lost my job. But as the weeks went by and I struggled to find another job, I started to realize that this could be a chance to take a risk and follow my dream of launching my own product. I had always been interested in the concept of carpooling, and I saw an opportunity to create an app that would make it easier and more convenient for people to share rides. I started doing research, studying the market and the competition, and identifying the features that would make my app stand out. One of the biggest challenges I faced was funding. I had no job, limited savings and no investors, so I had to be creative in finding ways to finance my project. I started by doing freelance work to make ends meet, and I also loans. It took a lot of effort and patience, but eventually, I was able to secure enough funding to work on the app. The next challenge was building the app itself. I created a wireframe and worked with a designer to create a sleek and intuitive interface. I made sure to include all the basic features that would make the app stand out, such as the ability to; - Search for route - Create route - Book trips - Rate fellow carpoolers Once the design was complete, I began working with a team of freelance developers to build the app. We encountered several challenges along the way, such as compatibility issues and server crashes. But we persevered, I was working 15 hours daily, 7 days a week and after several weeks of hard work, we finally had a working prototype. One of the biggest lessons I learned during this journey is the importance of perseverance. There were times when I wanted to give up, but I kept pushing forward, knowing that my idea had potential. I also learned the importance of collaborating with a team of experts who can bring different skills and perspectives to the table. The app is currently on Alpha testing, if you want to get a sneak peak before the official launch date, here is the link (Please only Nigerians can test) Apple store: https://apps.apple.com/us/app/driveinhud/id6447472979?platform=iphone Android: https://play.google.com/store/apps/details?id=com.charpell.driveinhud Demo: https://www.youtube.com/watch?v=P8m4pCBNH7k |
| Re: Treasury Bills In Nigeria by IyaTola: 10:43pm On Apr 17, 2023 |
Before I begin writing my journey, I want to highlight key stages i would be discussing. The process of launching an app from idea to profitability can be challenging and complex, but it can also be highly rewarding. Here are the key stages involved in this process: Idea Generation: The first stage is to come up with an idea for your app. This could involve identifying a gap in the market, solving a problem, or creating a new product that people will love. Market Research: Once you have an idea, you need to research the market to see if it's viable. This could include analyzing competitors, identifying target customers, and assessing demand. Planning: Next, you need to plan out the details of your app, including its features, design, and development timeline. You should also consider your budget, funding options, and revenue streams. Development: The development stage involves building your app from scratch, which can take several months or even years. You'll need to hire a team of developers, designers, and testers to bring your app to life. Testing: Before you can launch your app, you need to thoroughly test it to ensure it's functional, user-friendly, and bug-free. This could involve conducting alpha and beta testing, as well as getting feedback from early users. Launch: Once your app is ready, you can launch it on the app store or other platforms. This involves marketing your app to your target audience, creating a buzz, and getting early adopters to try it out. Growth: After launch, you need to focus on growing your user base and generating revenue. This could involve optimizing your app for search engines, running paid advertising campaigns, and creating engaging content. Profitability: Finally, you need to reach profitability, which means your revenue exceeds your expenses. This could involve experimenting with different monetization models, such as in-app purchases, subscriptions, or ads. Launching an app from idea to profitability can be a long and challenging journey, but with hard work and determination, it's possible to create a successful and profitable app that improves people's lives. |
| Re: Treasury Bills In Nigeria by IyaTola: 10:43pm On Apr 17, 2023 |
The journey began with a solution that came to me during fuel scarcity, most people could not commute to work, at the same time few people were driving to work alone, and it seemed like a waste of resources and money. I saw an opportunity to create an app that would connect people who are going in the same direction, and provide a cost-effective and eco-friendly way of commuting. The idea of carpooling has been around for decades, with people looking for ways to save money on gas, reduce their carbon footprint, and alleviate traffic congestion. The concept is simple: multiple people share a ride in one vehicle, instead of each person driving their own car. Carpooling is not just good for the environment - it's also good for your wallet. By sharing the cost of gas, tolls, and parking, carpoolers can save hundreds or even thousands of naira per year. In some cases, carpooling can even be cheaper than taking public transportation. At the same time, the growing popularity of cars led to increased traffic congestion on roads and highways. As cities and suburbs expanded, more and more people were driving to work and other destinations, leading to long commute times and frustrating traffic jams. Carpooling was seen as a way to reduce the number of cars on the road, and therefore alleviate traffic congestion. Overall, the idea of carpooling is a simple but powerful one, with the potential to save money, reduce emissions, and alleviate traffic congestion. As technology continues to evolve, we can expect to see even more innovative solutions to make carpooling an even more attractive and accessible option for commuters everywhere. I will talk about how I carried out my Market research 3 Likes |
| Re: Treasury Bills In Nigeria by oluayebenz: 10:46pm On Apr 17, 2023 |
Labadi69: You deserved the ban first. Are you not the one that dragged him here? Can you pls leave our thread? We want intelligent people here abeg 14 Likes |
| Re: Treasury Bills In Nigeria by IyaTola: 10:49pm On Apr 17, 2023 |
Market Research Here is what I gathered carrying out market research before I started development: Defining the target audience: The first step in conducting market research was to define the target audience. I needed to know who i was building the app for and what their needs and preferences were. Target Audience -> Work professionals commuting to work Identifying competition: Next, I researched existing carpooling apps to understand the competition and identify any gaps in the market. I analyzed their features, pricing, and customer feedback to help us differentiate the app. Direct competitors -> GoMyWay, Jekalo, CarXie, SmartMove, Zoro Indirect competitors -> Uber, Bolt, Rida, inDriver Conducting surveys: I then conducted surveys to gather insights from potential users. I asked questions about their current commuting habits, their willingness to carpool, their preferred pricing model, and their desired features. Analyzing data: After gathering survey responses, I analyzed the data to identify trends and patterns. This helped me to understand the target audience better and refine the app features and pricing. Iterating on the app: Based on the insights we gathered from our market research, we iterated on the app design and features. We made changes to pricing, added new features, and refined the user experience. Overall, carrying out market research was a critical step in the app development process. By understanding our target audience and their needs, we were able to build an mvp that addressed their pain points and stood out from the competition. Next is Planning -> features, design, and development timeline |
| Re: Treasury Bills In Nigeria by emmanuelewumi(m): 10:49pm On Apr 17, 2023 |
I am of the opinion that what happened outside this thread should not be brought here. 22 Likes |
| Re: Treasury Bills In Nigeria by emmanuelewumi(m): 10:50pm On Apr 17, 2023 |
IyaTola: Can you create a thread for this. Thank you 16 Likes |
| Re: Treasury Bills In Nigeria by IyaTola: 10:50pm On Apr 17, 2023 |
Security in this country is a major concern security is a challenge. During my planning stage, I came up with some strategy that would be used to reduce the security risk 1 The app is only targeted at work professionals, so if you don't provide some documents and referee that shows you work for a company you won't be verified most especially your NIN (because we all have a mobile phone and it's a requirement by NCC) 2 The app has an inbuilt video calling feature that lets you interview whoever you are going to carpool with them, this gives you the chance to connect with them first 3 There is an efficient Rating and Review system of every user. What we plan to bring in the future 4 Use AI for proper documentation of every user including their history 1 Like |
| Re: Treasury Bills In Nigeria by IyaTola: 10:51pm On Apr 17, 2023 |
emmanuelewumi:Noted but your input is equally needed. |
| Re: Treasury Bills In Nigeria by emmanuelewumi(m): 10:54pm On Apr 17, 2023 |
7 Likes |
| Re: Treasury Bills In Nigeria by IyaTola: 10:56pm On Apr 17, 2023 |
emmanuelewumi:https://www.nairaland.com/7655248/diary-jobless-developer-creating-startup 4 Likes 1 Share |
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