₦airaland Forum

adg98:
Just discovered about 15 loan apps is owned by the same loan shark company, these guys are evil with high interest rate, they drive their victims into debt.
If you're currently owing any loan app and they are defaming/harassing you, just turn a deaf ear to them with time they we get tired. Or you can use the hint op gave to take loans from new ones and pay off your old debt.

adg98:
That's why you should use the method op drop, if they don't have your contacts they can online disturb with phone calls and texts
Pay whenever you have the money

MichaelSokoto:
Fairmoney and their team are just too good abeg!

God!

Fairmoney has simply come to take Nigerians out of d poverty bracket str8 up to prosperity!

kk22olainc:
How?

Akintunde112:
Na Mumu dey pay back I won't pay them,they can't even reach out on me because have already blocked all numbers except only the number in my contact that would be able to call me,I be criminal God forgive me ooo na this country hard that push me to this

Dchinonso:
Bornbiafra please I need your help, I disabled all the access on my iPhone but DAILYLOAN is still messaging my contacts on WhatsApp and also calling them.🤦‍♂️
What did I not do right?

layi:
But the problem is the name blacklist on CRC Credit Bureau Limited. Real bad thing

obsventures:
I'm owing over 12apps and I'm not proud of it at all. I really wish to pay them back but there's no money to do so. I will just follow the steps to buy more time and avoid their embarrassment but I will certainly pay them back because it's their business money. My conscience won't allow me cheat them for helping me when I needed help

obsventures:
I'm owing over 12apps and I'm not proud of it at all. I really wish to pay them back but there's no money to do so. I will just follow the steps to buy more time and avoid their embarrassment but I will certainly pay them back because it's their business money. My conscience won't allow me cheat them for helping me when I needed help

Akintunde112:
You are giving more time to get money so you will pay back Lol you are wasting your time,they will add interest x2 of the money you borrowed you sef you will see it by your self

Champagnes09:
No loan app is too big to be dealt with.... As for me I will keep scamming loan apps till they rest .... Below are my victims... Naira9ja, Easement, Quickcheck, Oxloan, Lucky loan, And a lots more..... their money sweet die

Icent99:
Abeg any update on new loan apps, i need to collect money. I've run out of loan apps

Bornbiafra:
Special information for people who want to get their own pound of flesh from these loan Apps.
I have been getting many DMs. In a day I get nothing less than 15requests to teach how to make loan Apps not to access your contacts.
I decided to make it open like this, knowing fully well that more than 25% of members here are loan shark agents but there's nothing they can do.

They're ITI BORIBOs, they're stark iliter.ates... there's no way Chinese people can employ intelligent people to do loan shark funds recovery jobs. You can see the kind of English they type. Most of them are school dropouts.

So back to the main issue. These steps I'm teaching/showing you now have worked for these Apps: 9Credit, NCash, CashLion, TrueNaira, KashKash,Oxloan, Icredit, Sparkle Naira, Okash, Easycredit, LCredit, Naira9ja and Cashmall. Other Apps no gree give our team members money. And atleast we've owed this apps more than 25days and more without defamation. They only send WhatsApp messages. Most of them are tired already.

1. Long press on App Icon.
2. Go to App information (i)
3. Clear Cache and Mobile Data.
4. Deny all access there.
5. Off Background mobile Data sharing
6. Now Force Stop
7. Uninstall!!!

*****Do this for all Apps
8. Go to your Facebook.
9. Go to settings.
10. Scroll down to offline activities.
11. Off everything offable there.(you will see those loan apps there, they always go there and hack it and get more contact details.)
12. Off that offline activities even for future purposes.
13. Deny Facebook, Instagram and other Apps from reaching your contacts or phone.
******
14. Go to Settings on your Android phone
15. Go to Accounts.
16. Click on all the Gmail accounts on your phone.
17. Stop synchronization of anything there.
18. Click on the mail address.
19. You will see many options like sharing of people's details and contacts to third party apps... Stop everything!!!.
20. Save your new settings.
******

21. Go to Chrome browser on your phone.
22. Type www.googlecontacts.com.
23. You will see all the contacts you saved in your Google accounts.
24. Select all and click export as vcf.
25. Save the vcf file in a safe folder and lock with password
26. Delete all contacts.
27. Go to phone menu.
28. Click on contacts icon. Delete all contacts both on Sim and phone.
29. Some contacts will say cannot delete because it's saved as admin or so.
30. Enter the phone contact icon. Click on Sim and select those contacts. They will delete.
31. Download contacts by Google on Playstore to recheck and confirm.
***Check Trash too and delete!!!!
********

32. Go to your call logs (incoming,missed and outgoing calls) delete everything.
33. Go to sms and delete everything.
34. Then start adding fake numbers as much as possible.
35. Save as mother, father, sister, brother, neighbor, Pastor etc.
36. Save plenty like 500-2500.
37. Dail some and also send some messages.

******

38. Then download all apps back. Both once you are owing already ... grant them access.
39. Even if they're very strong to have some contacts already. This one's will confuse them.
40. You can download new apps and take fresh loans.
41. After taking just repeat steps 1-7.
*******

42. You can give them your ATM pin and details. But make sure that you have less than N500 in that account.
43. After taking the loan... Just disable the card from online transactions.
44. No App or anybody can take your money from your bank with only your BVN.
45. *They need your card details* to take money and not account number or BVN.
********

46. After using the fake contact details and you want to return your phone to normal.
47. Repeat stages 21-30.
48. Save that vcf file as fake contacts and save in save folder and lock with password.
49. Then import back your new contacts after you must've completed stages 1- 7.
50. You're good to go!

Go flex your money!!!!

Loan Sharks must fall!!!

FYI: If you know you have your peace of mind after defamation and you're leaving vengeance for god, please just remain like that and just be helping us to flag them on play stores.

Note that: Agents will come under this post to cry and will try to convince you not to take your own revenge and Chinese national cake.
Anyone talking bad about this post is a loan agent.

Note also that you don't need to be afraid were making it open like this. If they device another means we must find solutions. Trust me.

For this it works 100% even for those that have taken already and it's getting due, just do it earlier.

I hope the hundreds of people in my DMs will see this. I'm sorry, been super busy work, today I'm back home early and decided to7 do this since it's tested and confirmed for more than 1month now.

GOOD LUCK!!!!!!!

Guysebastian:
Which loan app as of today wey person fit collect loan ? Most loan apps no dey give me again

Bornbiafra:
Special information for people who want to get their own pound of flesh from these loan Apps.
I have been getting many DMs. In a day I get nothing less than 15requests to teach how to make loan Apps not to access your contacts.
I decided to make it open like this, knowing fully well that more than 25% of members here are loan shark agents but there's nothing they can do.

They're ITI BORIBOs, they're stark iliter.ates... there's no way Chinese people can employ intelligent people to do loan shark funds recovery jobs. You can see the kind of English they type. Most of them are school dropouts.

So back to the main issue. These steps I'm teaching/showing you now have worked for these Apps: 9Credit, NCash, CashLion, TrueNaira, KashKash,Oxloan, Icredit, Sparkle Naira, Okash, Easycredit, LCredit, Naira9ja and Cashmall. Other Apps no gree give our team members money. And atleast we've owed this apps more than 25days and more without defamation. They only send WhatsApp messages. Most of them are tired already.

1. Long press on App Icon.
2. Go to App information (i)
3. Clear Cache and Mobile Data.
4. Deny all access there.
5. Off Background mobile Data sharing
6. Now Force Stop
7. Uninstall!!!

*****Do this for all Apps
8. Go to your Facebook.
9. Go to settings.
10. Scroll down to offline activities.
11. Off everything offable there.(you will see those loan apps there, they always go there and hack it and get more contact details.)
12. Off that offline activities even for future purposes.
13. Deny Facebook, Instagram and other Apps from reaching your contacts or phone.
******
14. Go to Settings on your Android phone
15. Go to Accounts.
16. Click on all the Gmail accounts on your phone.
17. Stop synchronization of anything there.
18. Click on the mail address.
19. You will see many options like sharing of people's details and contacts to third party apps... Stop everything!!!.
20. Save your new settings.
******

21. Go to Chrome browser on your phone.
22. Type www.googlecontacts.com.
23. You will see all the contacts you saved in your Google accounts.
24. Select all and click export as vcf.
25. Save the vcf file in a safe folder and lock with password
26. Delete all contacts.
27. Go to phone menu.
28. Click on contacts icon. Delete all contacts both on Sim and phone.
29. Some contacts will say cannot delete because it's saved as admin or so.
30. Enter the phone contact icon. Click on Sim and select those contacts. They will delete.
31. Download contacts by Google on Playstore to recheck and confirm.
***Check Trash too and delete!!!!
********

32. Go to your call logs (incoming,missed and outgoing calls) delete everything.
33. Go to sms and delete everything.
34. Then start adding fake numbers as much as possible.
35. Save as mother, father, sister, brother, neighbor, Pastor etc.
36. Save plenty like 500-2500.
37. Dail some and also send some messages.

******

38. Then download all apps back. Both once you are owing already ... grant them access.
39. Even if they're very strong to have some contacts already. This one's will confuse them.
40. You can download new apps and take fresh loans.
41. After taking just repeat steps 1-7.
*******

42. You can give them your ATM pin and details. But make sure that you have less than N500 in that account.
43. After taking the loan... Just disable the card from online transactions.
44. No App or anybody can take your money from your bank with only your BVN.
45. *They need your card details* to take money and not account number or BVN.
********

46. After using the fake contact details and you want to return your phone to normal.
47. Repeat stages 21-30.
48. Save that vcf file as fake contacts and save in save folder and lock with password.
49. Then import back your new contacts after you must've completed stages 1- 7.
50. You're good to go!

Go flex your money!!!!

Loan Sharks must fall!!!

FYI: If you know you have your peace of mind after defamation and you're leaving vengeance for god, please just remain like that and just be helping us to flag them on play stores.

Note that: Agents will come under this post to cry and will try to convince you not to take your own revenge and Chinese national cake.
Anyone talking bad about this post is a loan agent.

Note also that you don't need to be afraid were making it open like this. If they device another means we must find solutions. Trust me.

For this it works 100% even for those that have taken already and it's getting due, just do it earlier.

I hope the hundreds of people in my DMs will see this. I'm sorry, been super busy work, today I'm back home early and decided to7 do this since it's tested and confirmed for more than 1month now.

GOOD LUCK!!!!!!!

Intellab:
Nigerians and scams. I will never hire or work with a Nigerian. Always want to scam.

ausproxi:
They already have your contacts. If you have the money just pay them back and if you don't then forget about them, if they like let them call the whole Nigeria on your case, nothing go still happen
If I be u I won't bother paying back again since they have already defame you, I will take that as a repayment for the loan.
You can't defame me and expect me to pay back, never!

emusmithyy:
I had been a faithful borrower, had a clean 1 year record.

If I met this thread before January, I for no take from A to pay B. I borrowed unnecessarily to pay back, almost had an heart attack. But sometime around April, when I saw ahead that like 6 loans were going to expire May 6th or so...All huge huge money... inspiration entered me, DELETE all your contacts. They won't access any of those numbers of people you revere. I did. One week to their incessant call, another voice said, "move that MAIN SIM to a smaller torchlight phone and leave it on silence forever. Don't delete their apps, when money comes, Pay. " THAT WAS ALL TO MAINTAIN my sanity and suicidal thoughts.

Omo, na so I free o...This OP is badder sha...40 loan apps, we aren't upto that sha.

But we go pay soon.

Akintunde112:
You are still Newbie

Reanzi:
Please for the lucky loan, did you originally apply/register with your real contact?