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See Why Loan App Operators Disgrace Most Of Their Customers - Business (9) - Nairaland

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Re: See Why Loan App Operators Disgrace Most Of Their Customers by sucreblazing(m): 7:00am On Oct 01, 2022
internationalman:


I can never be denied entry in Jesus name


Then do what's right and act justly ... this life small. You won't be deny entry by God's grace and your plans won't be in vain
Re: See Why Loan App Operators Disgrace Most Of Their Customers by naijapikin2(m): 4:42pm On Oct 01, 2022
ped007:

Can you tell that to ASUU staff?
woe to all who put all their eggs in one basket of the federal government.
Have an alternative source of income.

Whichever way you look at it, you're a slave of whoever you borrow from.
It's not easy o. But you can
Re: See Why Loan App Operators Disgrace Most Of Their Customers by Bruno531(m): 5:00pm On Oct 01, 2022
Cyntie55:
Sir, I'm a Banker. You can even see clearly from my signature.
We can't deduct customer's money for no reason. We reverse the money back to customers if transactions are not successful.
Stop looking for excuses not to pay back your debt please.
there was a baby I wanted to by airtime of 1500 from my bank account.. the number I entered was remaining one digit to complete and mistakenly sent it.. Do you know till today I didn't get refund of my money. I called my bank. They said that they can't do anything
Re: See Why Loan App Operators Disgrace Most Of Their Customers by internationalman(m): 7:44pm On Oct 01, 2022
sucreblazing:



Then do what's right and act justly ... this life small. You won't be deny entry by God's grace and your plans won't be in vain

Do you know what wrong these network providers and banks have done to me over the years. Do you know the number of failed transactions I've forgotten.

Amen to your prayers for me .
Re: See Why Loan App Operators Disgrace Most Of Their Customers by Cyntie55(f): 9:36pm On Oct 01, 2022
Bruno531:
there was a baby I wanted to by airtime of 1500 from my bank account.. the number I entered was remaining one digit to complete and mistakenly sent it.. Do you know till today I didn't get refund of my money. I called my bank. They said that they can't do anything
what bank do you operate with?
Re: See Why Loan App Operators Disgrace Most Of Their Customers by Bruno531(m): 7:41am On Oct 02, 2022
Cyntie55:
what bank do you operate with?
Firstbank
Re: See Why Loan App Operators Disgrace Most Of Their Customers by JobAndVacancies: 1:42pm On Jul 13, 2023
kay29000:


But Palm credit sends message to contacts. 100% fact.
Have they sent messages to your contacts before and you're sure it's palmcredit?
Please respond urgently cos I have an issue here
Re: See Why Loan App Operators Disgrace Most Of Their Customers by otijah(m): 4:03pm On Jul 13, 2023
obembet:
Sometimes I do wonder Some of these loan app operators send embarrassing short messages service (SMS) and WhatsApp messages to the close contacts of their loan defaulters with the intention of shaming the defaulters, tagging them with terms like ‘criminal,’ ‘fraudster,’ and ‘terrible debtor’ among others which I see as bad thing.

But I just realized that some Nigeria are just too wicked. Some ready to take loan and run away.

Is this why reason most loan merchant disgrace most of Thier customers?

Listen to this Hilarious conversation between palmcredit and debitor



https://www.youtube.com/watch?v=h9CnN8Lxyhw


Another one


https://www.youtube.com/watch?v=WFnyr3bkamI
Please I have an issue with this loan shark company
Re: See Why Loan App Operators Disgrace Most Of Their Customers by obembet(f): 4:09pm On Jul 13, 2023
otijah:
Please I have an issue with this loan shark company

What's the problem?
Re: See Why Loan App Operators Disgrace Most Of Their Customers by kay29000(m): 4:26pm On Jul 13, 2023
JobAndVacancies:
Have they sent messages to your contacts before and you're sure it's palmcredit?
Please respond urgently cos I have an issue here

Yes. Palmcredit made me cry in 2021. And I had paid some part of the debt and was communicating with them, they still went ahead to send crazy messages to my contacts.
Re: See Why Loan App Operators Disgrace Most Of Their Customers by otijah(m): 4:31pm On Jul 13, 2023
obembet:


What's the problem?
Please ignore my typing errors.
I have been borrowing from this app for sometime now until I decided to stop due to the one week duration they do give and the high interest rate during this interval

After 2days an agent of them chatted me up and told me about the increment in my loan to 50k and and extended duration of 1 month, I told him if its not what he said then I will wait he said no problem. He even said I should carry him along while doing it.

I went to the app clicked on it and saw 55k to pay 66k and after I did it I received an alert of 38k in my account instead of the 55k and a one week duration at that to pay 66k.

I chatted that agent to tell him about the outcome but he ignored me, I called him up he refused to answer, I told him I want to refund the money because I don't need it, as I did tell him initially yet he was ignoring me.

After three days I contacted another agent of theirs and told him about the incident he later gave me an account number to refund the principal, which I did immediately

Fast forward to one week later these people started threatening the hell of my life that I must pay those interest, that is non of their business. One even openly told me that they are trained to Deceive their customers and tell them lies do at to attract them.

Even till today am still receiving threatening messages from them

please I need an appropriate place to channel this. thanks

1 Like

Re: See Why Loan App Operators Disgrace Most Of Their Customers by Delightsome2023: 6:25pm On Jul 13, 2023
kay29000:


Yes. Palmcredit made me cry in 2021. And I had paid some part of the debt and was communicating with them, they still went ahead to send crazy messages to my contacts.
bro this is my situation.
I've been depressed.
So I borrowed 13k from palm credit last month to pay 18k, imagine such high interest. I was in dire need and was sure of paying back as soon as salary is being paid.
Few days after salary was paid my phone screen got crashed and I couldn't repair it, during due date of the loan their customer called me and reminded me that my loan date has expired, I narrated the issue to her that I can't login to the app cos I don't have a smartphone and no one I knew around agreed to give me their phone the moment I told them I want to repay a loan.
So the following day they texted me a message that I should pay in less than an hour or they'll reach out to all my contacts, she called and threatened. I transferred through ussd and told her to close my account immediately after paying the high interest.
Can you imagine this woman intentionally clicked on repay and reloan another 17k to my account and I instantly received another credit alert of another loan of 17k to pay 23k.
I called her back with anger but she refused picking up the call, an hour later another lady said there's nothing she can do that I should pay the money with the interest.
So I took the loan and repaired my phone's screen yesterday.
Don't know where I'll get money to pay this one back.
This is sheer wickedness.

1 Like

Re: See Why Loan App Operators Disgrace Most Of Their Customers by kay29000(m): 6:30pm On Jul 13, 2023
Delightsome2023:
bro this is my situation.
I've been depressed.
So I borrowed 13k from palm credit last month to pay 18k, imagine such high interest. I was in dire need and was sure of paying back as soon as salary is being paid.
Few days after salary was paid my phone screen got crashed and I couldn't repair it, during due date of the loan their customer called me and reminded me that my loan date has expired, I narrated the issue to her that I can't login to the app cos I don't have a smartphone and no one I knew around agreed to give me their phone the moment I told them I want to repay a loan.
So the following day they texted me a message that I should pay in less than an hour or they'll reach out to all my contacts, she called and threatened. I transferred through ussd and told her to close my account immediately after paying the high interest.
Can you imagine this woman intentionally clicked on repay and reloan another 17k to my account and I instantly received another credit alert of another loan of 17k to pay 23k.
I called her back with anger but she refused picking up the call, an hour later another lady said there's nothing she can do that I should pay the money with the interest.

So I took the loan and repaired my phone's screen yesterday.
Don't know where I'll get money to pay this one back.
This is sheer wickedness.

Whoa!

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