Have you taken your time to study the traffic patterns from Ajah axis to VI in the morning on weekdays and vice versa in the evenings? I guess your mind is more fixated in residing in Lekki Ajah axis. Why can't you try Lagos Island, Ebutte Meta, and Yaba? The traffic congestion to VI is less than Ajah axis and accommodation cost is a bit less. Get a place of your own first which is accessible to your workplace, then village project can continue gradually

Saviourplease:
Good evening house.

I am in a dilemma and I need advice on what to do.

A bit of background about myself: I am a 29 years only child from a very poor background. I work for an IT firm which i joined in 2019 as a graduate trainee.

My total income is around 490k (400k from main job, 90k from a writing side gig).


My challenge:
Recently, My host have told me to look for my accommodation and I have been searching for houses. Unfortunately, the places closer to my places of work is expensive.

I work in VI and the cheapest mini flat I have seen in close vicinity is 1.2M at Ajah.

I also have have a building project I am undertaking in the village that is at roofing stage and my parents have been pressuring me to settle down as the only child.

My dilemma is this, If i go for the house at Ajah, it will eat a bulk of my savings, thereby making it impossible for me to complete the building project or even start the process of settling down.

If I go for a cheaper but farer location, I will be spending more time in traffic.

Please, how do I manage this?

How did you get the writing gig. Pls I’m in need of a job

12inchess:
Tell me you're Ibo without telling me you're Ibo should be name of this thread. You're making money in Lagos and diverting it all to your village in Anambra. My advice for you is to relocate to Anambra so every money you wake up and take a bus to your job in V.I to make your monthly 490k. This is why Ronu people will never give many of you guys upper hand in Lagos. Nonsense and ingredients.

Lol, you are funny 😂
But you are right.
Some people like OP are truly senseless

You can negotiate with your host to start paying him rent, at least that will buy you time to make proper plan.

Saviourplease:
Good evening house.

I am in a dilemma and I need advice on what to do.

A bit of background about myself: I am a 29 years only child from a very poor background. I work for an IT firm which i joined in 2019 as a graduate trainee.

My total income is around 490k (400k from main job, 90k from a writing side gig).

My challenge:
Recently, My host have told me to look for my accommodation and I have been searching for houses. Unfortunately, the places closer to my places of work is expensive.

I work in VI and the cheapest mini flat I have seen in close vicinity is 1.2M at Ajah.

I also have have a building project I am undertaking in the village that is at roofing stage and my parents have been pressuring me to settle down as the only child.

My dilemma is this, If i go for the house at Ajah, it will eat a bulk of my savings, thereby making it impossible for me to complete the building project or even start the process of settling down.

If I go for a cheaper but farer location, I will be spending more time in traffic.

Please, how do I manage this?

Send me a message, a relative is moving out of a small sef con in Ajah and still has rent till march. U can pay him for 5-6months 130k while u use that time to look for a better place if u don't want to renew. I think renewal is 250k if the landlord does not increase. The guy is a banker n got transferred to warri recently

Does your “host” know how much you earn?
How close are you too this “host”?
During your 4year “sojourn”with him,na sojourn oo,make you dey person house for 4 years..
did you contribute anything at all to the house upkeep,rent,utilities et al?
I go fit advise when you answer these questions.

I know someone working in VI

And stay in

Ikorodu

And goes home

Everyday

OGA rest with your lie Muhammad story.

Try to look for somewhere nice and cheaper,you can also ask people around the area to avoid entering into a place that is not comfortable

Good evening house.

I am in a dilemma and I need advice on what to do.

A bit of background about myself: I am a 29 years only child from a very poor background. I work for an IT firm which i joined in 2019 as a graduate trainee.

My total income is around 490k (400k from main job, 90k from a writing side gig).

My challenge:
Recently, My host have told me to look for my accommodation and I have been searching for houses. Unfortunately, the places closer to my places of work is expensive.

I work in VI and the cheapest mini flat I have seen in close vicinity is 1.2M at Ajah.

I also have have a building project I am undertaking in the village that is at roofing stage and my parents have been pressuring me to settle down as the only child.

My dilemma is this, If i go for the house at Ajah, it will eat a bulk of my savings, thereby making it impossible for me to complete the building project or even start the process of settling down.

If I go for a cheaper but farer location, I will be spending more time in traffic.

Please, how do I manage this?







Go to Abijo,Awoyaya,Ekputu,or Lakwe

Check Abijo,Awoyaya,Lakwe
Good evening house.

I am in a dilemma and I need advice on what to do.

A bit of background about myself: I am a 29 years only child from a very poor background. I work for an IT firm which i joined in 2019 as a graduate trainee.

My total income is around 490k (400k from main job, 90k from a writing side gig).

My challenge:
Recently, My host have told me to look for my accommodation and I have been searching for houses. Unfortunately, the places closer to my places of work is expensive.

I work in VI and the cheapest mini flat I have seen in close vicinity is 1.2M at Ajah.

I also have have a building project I am undertaking in the village that is at roofing stage and my parents have been pressuring me to settle down as the only child.

My dilemma is this, If i go for the house at Ajah, it will eat a bulk of my savings, thereby making it impossible for me to complete the building project or even start the process of settling down.

If I go for a cheaper but farer location, I will be spending more time in traffic.

Please, how do I manage this?

jahsharon:
E no concern us. After completing the building in your village, pack and start living there in your village, and be coming to Ajah in Lagos every morning.

Parents born one pikin, Dem come dey pressurize the pikin to marry and born grandchildren for them, selfish people respectfully, I no dey disrespect Elders as a Yoruba Demon wey I be.

It is not like that sha. There is no house in the village for them and they are aging. The house is a necessity, not a luxury or ego project

Berankis:
Find house for Oworo, Bariga, Shomolu na. Very easy, like.... 500 - 750 you go get house

Thank you for the input.

My fear is that the "saving" I will make from renting far from VI may end up in transport fees or drugs

FreeStuffsNG:
Building project in the village while squatting in Lagos? Smh

It is not like that sha. There is no house in the village for them and they are aging. The house is a necessity, not a luxury or an ego project

Lightway:


This is why they say you should first buy a car before you build a house

How will a car help me now?

Shoodboi:
You're squatting and yet building a house in your village. What does that tell you about yourself?

What's even the point of building in a village? You plan to rent it out or what? Why not build in an area/city where you can get payments in the form of rent and then use that fund to maintain your accommodation in Lagos?

490k is a lot of money. Do yourself a lot of good and rent an apartment in Ajah since its closer to work and you won't need to deal with the 3rd mainland traffic.

It is not like that sha. There is no house in the village for them and they are aging. The house is a necessity, not a luxury or ego project

InvertedHammer:


/
You live and work in Lagos.
The first thing that occured to you is to build a house in the village where you don't live. If your parents are near homeless, you should have built a small affordable 2-bedroom bungalow for them.

I think you got your priorities wrong. It seems your plan is that your employer would let you live rent free in Lagos forever and that formed the center point of your financial decisions.

If you keep entangling your financial decisions with your parent's emotional blackmail, you will probably end up in the village driving Keke. By the way, your job can go anytime as well and it may take awhile to get another one. I hope you have backup funds in case of the unknown.

/

It is not like that sha. There is no house in the village for them and they are aging. The house is a necessity, not a luxury or ego project

MrDoGood:


You host has really tried. They actually want you to take responsibility of your living expenses. This will put you in the pathway to becoming a family man.

Get a house in surulere because it's less expensive and close to the VI. You should save and complete your house. Let nobody rush you into marriage. Else, you will rush out

They have tried. Thanks for the input

MrMcJay:
I will be very tough on you. Make of my post what you will.

29-Year old man without a rented apartment but building a house in the village. You don't even have shame. Parasitism has limited your ability to think. Almost 30 and you are squatting about like a vagabond.

Money you're supposed to use to take certifications, trainings, be more productive and better your life, you are using to pile concrete blocks in the village. Imagine if Coscharis used his initial profits to build houses in the village.

Google what they call "dead capital'.

A lot of people would have gone far in life but they have planted their seed on wrong grounds. That is what you are senselessly doing.

Thank you bro.

It is not like I love staying here but it is circumstantial. My parents have no good roof over their head and I reasoned that the compromise I can make for them is staying longer here while i save to give me a shelter.

cmikel:




YOU WERE STAYING IN SOMELSE ACCOMODATION, SAVING YOUR OWN MONEY AND DEFINALTELY CARRING WOMEN TO HIS HOUSE LATELY, THAT WAS WHY HE ASKED YOU TO MOVE OUT BUT YOU WILL NOT SAY THAT SIDE OF THE STORY....


WEL MY ADVISE IS THAT YOU PROPOSE TO YOUR CURRENT ACCOMODANT THAT YOU WANT TO PAY 50% OF THE HOUSE RENT FOR THE NEXT ONE YEAR. THEN BEFORE EXPIRATION YOU CAN LOOK FOR HOSUE AND MOVE OUT .

HE MAY NOT AGGREE DEPENDS BC PPL LIKE YOU MAY OVERTHROUGH THE MAN FROM HIS HOME.

It is not like that, I also help out with house chores and contributes between 20-50k monthly

davidadenrele:
Hello,

Sorry you are seriously under pressure, however you've go to take things easy if you asked me your salary is a good one what you need now is the accommodation closest to your office, have you tried Adekunle and Yaba environments, if you asked me Ajah is a no!!no!! Ajah traffic and Agungi Lekki road can be very unpredictable coupled with all this flooding in that environs i lived in Ajah before and i can tell you for free Ajah is not the best option for you now, you don't need to rent a 2 bed apartment it's only you naa bros, except you insist on 2 bed room apartment may be because you are settling down, trust me you will get something reasonable in Adekunle, Yaba, Onike area this area are the closest to VI, Dolphin Estate or Ikoyi would have been a good option as well but am not sure you will be able to afford it.

Dedicate a time, one or two weekends you will get something okay within Adekunle, Yaba and Onike as per the building project in the village you've tried sort yourself out first don't go and die before your time, due to pressure to please family members you will be surprised they will roof that same house you are worried about if your enemy die today, Mobadh that we all are mourning today who are those enjoying all what the poor guy laboured for? borrow yourself sense,your peace of mind comes first before anyone!! my 2cent piece of advice.

Thank you Dave!

I have the same fear about Ajah.

How about Ikota? Do you think it is okay?

I want to avoid 3 mainland bridge traffic and wahala

theyre more decent places on the island thats closer to vi than ajah na

Sirchiboy:
..
How did you get the job brother?

Through NYSC

Frezhkid10:

Oga set your priorities right..
How can you be building a house in the village and squatting with someone in Lagos??..
You no like enjoyment
Building a house where you probably not going to spend 1month in a year in??..
The person wey house you try die!!..get your ass out of that house and go and rent an apartment!!!..
Pause the building for a while

Thanks

It is not like that sha. There is no house in the village for them and they are aging. The house is a necessity, not a luxury or ego project

Dyfynezz12:
U dey another person house,dey bulid ur own 4 village nd i sure say u no dey contribute for rent,wehdone.

I do contribute sIr. I put in between 20-50k monthly plus my time I spend in chores

udeh3:
It depends on how you view it...

If you work in VI, you can get a decent apartment, like 2bedroom in Surulere for like 800/850k which is less than 20% of your annual income. 20/25% of your annual income should be for shelter according to UNICEF. You can also get that around Yanuworu or Estate which isn't too far from VI in all sincerity when compared to Ajah. The price from Ajah to VI is almost 1k if not more now. But from Yanuworu or Surulere, you'll spend less.

As for the building, brother, be calming down. Settle your rent issues, then, settle down. Dem nor dey finish house once if the money never dey. You can always finish d house.

At 29yrs, if you settle down, it's not bad. After renting your house, furnishing it will take some time. Furnish your rented apartment and settle down. Don't just marry a liability.

The house in the village is a project you alone should determine when to finish it. Don't allow your parents to put you under pressure. As a young man, settle down first after renting and furnishing your apartment.
Note: Don't rush into a relationship if you are not into one yet

Much love from here
Peace!

Thank you for the advice.

Looks like I have to make a choice between Ajah/Ikota axis on the Island and Surulere/Yaba on the mainland.

Ijaycool:
@Saviourplease you are an academic writer? Reach out to me

No, I mostly write blogs but I am a fast learner, I am ready to explore if you give me a chance.

77up:
You have been getting that kind of good pay since 2019 and you are still squirting wow.

Oga pause the building project and sort yourself out on that accommodation issue first.

Your host really tried, I give it to him🙌

Nope. I started with 40k in 2019. Got to 400k in March this year.

seunadealn:
Have you taken your time to study the traffic patterns from Ajah axis to VI in the morning on weekdays and vice versa in the evenings? I guess your mind is more fixated in residing in Lekki Ajah axis. Why can't you try Lagos Island, Ebutte Meta, and Yaba? The traffic congestion to VI is less than Ajah axis and accommodation cost is a bit less. Get a place of your own first which is accessible to your workplace, then village project can continue gradually

Thanks. I will explore these axis too

Saviourplease:


I do contribute sIr. I put in between 20-50k monthly plus my time I spend in chores

Ok, better

Saviourplease:
Good evening house.

I am in a dilemma and I need advice on what to do.

A bit of background about myself: I am a 29 years only child from a very poor background. I work for an IT firm which i joined in 2019 as a graduate trainee.

My total income is around 490k (400k from main job, 90k from a writing side gig).

My challenge:
Recently, My host have told me to look for my accommodation and I have been searching for houses. Unfortunately, the places closer to my places of work is expensive.

I work in VI and the cheapest mini flat I have seen in close vicinity is 1.2M at Ajah.

I also have have a building project I am undertaking in the village that is at roofing stage and my parents have been pressuring me to settle down as the only child.

My dilemma is this, If i go for the house at Ajah, it will eat a bulk of my savings, thereby making it impossible for me to complete the building project or even start the process of settling down.

If I go for a cheaper but farer location, I will be spending more time in traffic.

Please, how do I manage this?

I don’t know about Nigeria, but where am from, some wealthy people rent out their guest houses or what they call servants and quarters( don’t like that word). You can check online, hire a realtor or ask the watchmen in that area you are looking to rent. As for pressure to marry, do it when ready, though you sound financially stable.

There's no difference between Ikota and Ajah aside that one is nearer to road junction than the other, except your mind is made up, you can't eat your cake and have it, its either you face Ajah and bear the consequence or you stayed in Ikoyi or VI and pay so much, have you discuss with your babe what's her response? if am in your shoes my best option left if i want to avoid 3rd mainland bridge wahala would be either Iponri, and Alaka estate close areas to costain bridge and marina.

Remember you have a budget before you start been selective what matters now is which road network is closer and which area wil help with your budget.

Saviourplease:


Thank you Dave!

I have the same fear about Ajah.

How about Ikota? Do you think it is okay?

I want to avoid 3 mainland bridge traffic and wahala

Talking from experience. Living in a poor neighborhood makes you poorer if you are not very careful. Rent the expensive house close to your work, do not go for shared apartment. Forget building in the village for now, it's wasted investment you may regret in future. By the time you will like to relocate to village in 30 years time you won't like the house. And immediately you complete the village house billing will be coming from extended family members because it's assumed you are a millionaire or you are doing well. Use any extra money you make to upgrade your skill or invest elsewhere in Lagos while maintaining your steady source of income (Job).. Thank you.