Please, I would like anyone to explain the difference between balanced fund and equity fund.
I have some funds in balanced fund(United Capital), the fund is doing well but I'm becoming greedy

emmasoft:


In addition to @enque post. You can actually invest in MMF with any amount from 5k at anytime and withdrawal is also possible at anytime.
However, if withdrawal is made within the first 30 days you lose 20% on the accrued interest on the amount you are withdrawing.
If you are yet to open MMF account, click the first link on my signature and complete the online form. Within 24hrs your account will be opened. Otherwise just deposit the 1million in your existing MMF account and get both your accrued interest and capital at the end of the one month.

You can chat me up if you need further guidance.

Good day sir, please does mmf interest rate fluctuates?

yak:
Please, I would like anyone to explain the difference between balanced fund and equity fund.
I have some funds in balanced fund(United Capital), the fund is doing well but I'm becoming greedy

Mutual funds generally are pull of funds from individuals and corporate bodies managed by a professional called the fund manager.

There are different mutual funds which are mostly named based on the underlying asset.

Equity funds as the name implies have the underlying assets as shares of quoted companies, which means the money invested by investors who subscribed to Equity fund is solely invested in shares hence they belong to the High-risk type of mutual funds. The value fluctuates according to the prices of equities. If the stock market is doing well, the fund does the same, and vice versa.
Investors can lose their capital and gains in Equity funds. There is nothing guaranteed.

On the other hand balance funds have underlying assets divided into various instruments like equities, real estate, and money market instruments, that is how it derives the name balance. The fund managers tend to balance up the assets with different instruments with some low-risk, medium, and high-risk instruments

The reason most balance funds are doing well generally this year is that there has been a long bullish run in the equity market this year and at the same time rates are increasing because of inflation rates in the money market and fixed-income instruments.

For all investments, balance fund inclusive follow your investment objectives so that you will not be greedy or fearful.

The least risky of them all is the money market fund.

Click on the link on my signature to open money market fund, Fixed income fund or both.
They are low risk funds - capital and interest guaranteed.

elmas:


Good day sir, please does mmf interest rate fluctuates?

Yes it does because the rates are daily valued but it's not volatile ie the fluctuations in rate is not sharp it revolves round a particular figure. It's currently at the range of 8 to 12.5% in the industry.

emmasoft:


Mutual funds generally are pull of funds from individuals and corporate bodies managed by a professional called the fund manager.

There are different mutual funds which are mostly named based in the underlying asset.

Equity funds as the name implies has the underlying assets as shares of quoted companies, that means the money invested by investors who subscribed to Equity fund is solely invested in shares hence it belong to the the High risk type of mutual funds. The value fluctuates according to the prices of quities. If the stock market is doing well, the fund does the same and vice versa.
Investors can lose their capital and gains in Equity funds. There is not nothing guaranteed.

On the other hand balance funds have underlying assets divided into various instruments like equities, real estate, money market instruments, that is how it derives the name balance. The fund managers tends to balance up the assets with different instruments with some low risk, medium and high risks instruments

The reason most balance funds are doing well generally this year is because there has been a long bullish run in the equity market this year and at the same time rates sre increasing because of inflation rates in the money market and fixed income instruments.

For all investments, balance fund inclusive follow your investment objectives so that you will not be greedy or fearful.

The least risky of them all is the money market fund.

Thank you oga Emma.
Me and you still get talk but that would be on WhatsApp

emmasoft:


Thank you my Oga.
I'm sure you will get the e-account number by tomorrow.

e-account gotten. First subscription done by her and funds already credited to her MMF.

yak:
Please, I would like anyone to explain the difference between balanced fund and equity fund.
I have some funds in balanced fund(United Capital), the fund is doing well but I'm becoming greedy

Here

emmasoft:


Mutual funds generally are pull of funds from individuals and corporate bodies managed by a professional called the fund manager.

There are different mutual funds which are mostly named based in the underlying asset.

Equity funds as the name implies have the underlying assets as shares of quoted companies, which means the money invested by investors who subscribed to Equity fund is solely invested in shares hence they belong to the High-risk type of mutual funds. The value fluctuates according to the prices of equities. If the stock market is doing well, the fund does the same, and vice versa.
Investors can lose their capital and gains in Equity funds. There is nothing guaranteed.

On the other hand balance funds have underlying assets divided into various instruments like equities, real estate, and money market instruments, that is how it derives the name balance. The fund managers tend to balance up the assets with different instruments with some low-risk, medium, and high-risk instruments

The reason most balance funds are doing well generally this year is that there has been a long bullish run in the equity market this year and at the same time rates are increasing because of inflation rates in the money market and fixed-income instruments.

For all investments, balance fund inclusive follow your investment objectives so that you will not be greedy or fearful.

The least risky of them all is the money market fund.

emmasoft:


Yes it does because the rates are daily valued but it's not volatile ie the fluctuations in rate is not sharp it revolves round a particular figure. It's currently at the range of 8 to 12.5% in the industry.

Oh ok sir, it won't reduce my capital after a period of time?

elmas:


Oh ok sir, it won't reduce my capital after a period of time?

For MMF your capital is guaranteed.

emmasoft:


For MMF your capital is guaranteed.

Sir please what is the difference with treasury bills and is the interest rate at 8% per annum?

elmas:


Sir please what is the difference with treasury bills and is the interest rate at 8% per annum?

Chat me up on WhatsApp with the number on my signature

NL1960:


e-account gotten. First subscription done by her and funds already credited to her MMF.

Great! Please ask her to sign in to her account on the web portal at least once before continuing with the app.

emmasoft:


Great! Please ask her to sign in to her account on the web portal at least once before continuing with the app.

She has since done that as i took her through the process. She has even seen her 1-day interest today as the subscription was done yesterday. She don dey shout say she don hammer. She is now waiting for her stock market sales to hit her account so that she can equally move it there. At the rate she wants to go with this MMF, e be like say quantity of food go reduce for house o as she fit begin 'divert' house keeping money to MMF.

NL1960:


She has since done that as i took her through the process. She has even seen her 1-day interest today as the subscription was done yesterday. She don dey shout say she don hammer. She is now waiting for her stock market sales to hit her account so that she can equally move it there. At the rate she wants to go with this MMF, e be like say quantity of food go reduce for house o as she fit begin 'divert' house keeping money to MMF.

no be small hammer o, rate don enter 11.56%. No worri house keep money go grow like grass.
You are doing a good job of carrying her along the safe investment journey. When women sabi investment children are easily influenced positively than when it's only one of the parents is involved in investment.

NL1960:


She has since done that as i took her through the process. She has even seen her 1-day interest today as the subscription was done yesterday. She don dey shout say she don hammer. She is now waiting for her stock market sales to hit her account so that she can equally move it there. At the rate she wants to go with this MMF, e be like say quantity of food go reduce for house o as she fit begin 'divert' house keeping money to MMF.

Pls sir, allow her divert in peace.....hahahaha

emmasoft:


no be small hammer o, rate don enter 11.56%. No worri house keep money go grow like grass.
You are doing a good job of carrying her along the safe investment journey. When women sabi investment children are easily influenced positively than when it's only one of the parents is involved in investment.

The rate dey sweet my belle

emmasoft:


no be small hammer o, rate don enter 11.56%. No worri house keep money go grow like grass.
You are doing a good job of carrying her along the safe investment journey. When women sabi investment children are easily influenced positively than when it's only one of the parents is involved in investment.

For where sir?
Sfsfund is still @ 10.02
Not moving at all

emmasoft:


no be small hammer o, rate don enter 11.56%. No worri house keep money go grow like grass.
You are doing a good job of carrying her along the safe investment journey. When women sabi investment children are easily influenced positively than when it's only one of the parents is involved in investment.

For how long could this last?

ytdivine:

For how long could this last?

One may not be able to predict that. Many factors are involved paricularly economic policies of the country and other investment windows. Mainwhile enjoy it while it last because no matter how short or long, it's only those that invest in the fund that get benefits.

FuckingNaira:

For where sir?
Sfsfund is still @ 10.02
Not moving at all

Don't worry once they do their revalution of the underlying assets it will reflect. Moreeso SFS is a fixed income fund which includes bonds in their assets

emmasoft:

Don't worry once they do their revalution of the underlying assets it will reflect. Moreeso SFS is a fixed income fund which includes bonds in their assets

revaluation wey go still enter 2024 abi? ya doing weh
Me I don pause them dey flex for stanbic mmf

enque:


revaluation wey go still enter 2024 abi? ya doing weh
Me I don pause them dey flex for stanbic mmf

You Sabi the game well.

emmasoft:


You Sabi the game well.

Bros, SFS rates have finally jumped to 11%.
What a way to end the year

enque:


Bros, SFS rates have finally jumped to 11%.
What a way to end the year

Will interest be calculated backwards?.

enque:


Bros, SFS rates have finally jumped to 11%.
What a way to end the year

Revalution things.

NL1960:


Will interest be calculated backwards?.

No. it's for the current balance and any top up from the moment.

Please on the Stanbic ibtc app,there is a place that reads current returns with the amount written
What does it means

Damilola72:
Please on the Stanbic ibtc app,there is a place that reads current returns with the amount written
What does it means

That is the accrued interest for 1st of December till date. By 31st of December it will be reinvested and the circle is repeated each month.

emmasoft:

Revalution things.

Better late than never
Little drops!

enque:


Better late than never
Little drops!

Yes o. One thing with fixed income fund is that the rate fluctuations is less compare to MMF

Someone used my referral link on stanbic mutual fund to register but am not seeing it as part of my referral list. What could be the issue?

emmasoft:

Yes o. One thing with fixed income fund is that the rate fluctuations is less compare to MMF

But fixed income fund doesn't compound but MMF does, right?