fearlessfang:
SO why did you come here to ask then? Because someone else did doesn't mean you would.

You chances of visa denial is 90%, you approval rate is 10%

Sorry o mr visa officer, the person I quoted replied without being harsh, if you're frustrated go hug transformer, I just asked a simple and harmless question, you dey pour all your frustration on just a simple question.

Better still shut your mouth and ignore if you cannot control yourself.



I'm doing a research about traveling with mpower loan, someone here said I should go read transcript of previous people with same issues, denied or accepted. You just come pour out your frustration ontop something that not worth it.


Send me your account make I send you 2k to buy chilled beer 🍺 take cool off.

I come in peace ✌

Nozino:


Less than 1% actually. That was years ago. Times have changed.

Most times its not because of the loan they were denied.

The loan might add up to it but its not 100% cause of the loan, with what I've gathered.

crusader6:
Hello guys, I have gotten an offer for an exchange visitor program in a neurology laboratory in Washington University, St Louis.
And my sponsor has agreed to pay me $44000 annually. Presently my form ds 2019 is in process.
I want to know if one can live a comfortable life on about $3600 monthly salary in Missouri?

And is the financial support okay for me to get a visa without showing extra funding from my end?

St. Louis is not that expensive city to live. I think you should be fine with shared apartments on or off campus.

Are you paying for the exchange program? How much is the fees? Are you going on J-1 visa? Or F-1. J-1 is for exchange program, so I’ll guess it’s J-1.

The amount you have a proof of funds is good. I don’t think you have an issue. Make sure that sponsor is not in the US.

Mjosh1000:



Sorry o mr visa officer, the person I quoted replied without being harsh, if you're frustrated go hug transformer, I just asked a simple and harmless question, you dey pour all your frustration on just a simple question.

Better still shut your mouth and ignore if you cannot control yourself.



I'm doing a research about traveling with mpower loan, someone here said I should go read transcript of previous people with same issues, denied or accepted. You just come pour out your frustration ontop something that not worth it.


Send me your account make I send you 2k to buy chilled beer 🍺 take cool off.

I come in peace ✌

You want to send me 2k because they approve a loan for your irritant peasant self. Lol.

You’re still a little kid.

Your denial would be loud

[sub][/sub]

ijmildy:
I got accepted into Weatherhead school of management for MBA and have 34k scholarships. From my calculations I will have a deficit of 32k… do you think it’s an okay deficit for visa purposes? I can afford to pay the 32k even before an I-20 is issued but my challenge is that the visa officer might see that as a red flag (desperation). I have been advised to do study loan but I have read people are also getting rejected with that. Something else is that I was denied visa April last year to study MBA in university of New Haven and my deficit then was even 18k. Your kind advice will be appreciated as I really do not want to waste my time for another rejection.

There are schools in the U.S. you can get MBA for $14,000 for the full program and also $19,000 for the full program.

Why don’t want to go to a school you cannot afford?

fearlessfang:
You want to send me 2k because they approve a loan for your irritant peasant self. Lol.

You’re still a little kid.

Your denial would be loud

Pele o old cat, grandpa

fearlessfang:
You want to send me 2k because they approve a loan for your irritant peasant self. Lol.

You’re still a little kid.

Your denial would be loud

Add grenade to it nah.......make e Bam or Boooooommmmm

fearlessfang:
[sub][/sub] There are schools in the U.S. you can get MBA for $14,000 for the full program and also $19,000 for the full program.

Why don’t want to go to a school you cannot afford?

Hiii please can you name any school that has the MBA program for this price range you mentioned. I’m taking notes for the future. I’ve been doing some searching but the prices I’ve seen exceed this amount by double.

@localboy48

You can share your question here.

Debbieeeeeee:


Hiii please can you name any school that has the MBA program for this price range you mentioned. I’m taking notes for the future. I’ve been doing some searching but the prices I’ve seen exceed this amount by double.

These schools will require you to evaluate your transcripts.

Fitchburg state University MBA program full tuition is $13,400 or so for the full program.

University of North Alabama as well.

In addition to what others have said, make sure you find out whether your J1 visa will come with or without a two-year home requirement. If it comes with a two-year home requirement, ask your sponsor now (presumably WUSTL) if they are willing to waive this requirement when you apply for a J1 waiver (that is if that is what you want to do later) at the end of your exchange program.

crusader6:
Hello guys, I have gotten an offer for an exchange visitor program in a neurology laboratory in Washington University, St Louis.
And my sponsor has agreed to pay me $44000 annually. Presently my form ds 2019 is in process.
I want to know if one can live a comfortable life on about $3600 monthly salary in Missouri?

And is the financial support okay for me to get a visa without showing extra funding from my end?

fearlessfang:
These schools will require you to evaluate your transcripts.

Fitchburg state University MBA program full tuition is $13,400 or so for the full program.

University of North Alabama as well.

Thank you so much 🙏🏾

Mjosh1000:


If you're frustrated go hug transformer, I just asked a simple and harmless question, you dey pour all your frustration on just a simple question. Better still shut your mouth and ignore if you cannot control yourself..

fearlessfang:
You want to send me 2k because they approve a loan for your irritant peasant self. Lol.

You’re still a little kid.

Your denial would be loud

All these back-and-forth insults are unnecessary. It should be our prayer that everyone succeeds in this U.S Japa struggle. No need wishing bad on others. Just drop your advice. If the person doesn't heed to the advice and goes ahead to blow their money for visa interview, then it's their choice. I will still wish Mjosh success in his interview even with the $63k deficit (all backed by Mpower loan) and hope he somehow scales through despite the odds against him. If he fails, then he'll learn from his experience and know better to be more realistic/objective next time.

fearlessfang:
You do not have to email. Let me give you a good advise.

Go for your interview alone. When you’re in the U.S., you can book your wife’s appointment for December so it would look like she is coming to spend the Christmas with you.

You can’t be using the funding given to you as a bandwidth to extend to family. Your funding is not guaranteed as there are requirements you have to meet to keep it. Programs lose funding as well, although rarely, but it happens.

Sorry looked like I quoted the wrong person.

You can share your question here

Looks like you quoted the wrong person.. my question is kinda too specific. We don’t know who’s lurking around. Sometimes visa officers come to a forum like this for whatever reason they might have. That’s why

USAfall2024:




All these back-and-forth insults are unnecessary. It should our prayer that everyone succeeds in this U.S Japa struggle. No need wishing bad on others. Just drop your advice. If the person doesn't heed to the advice and goes ahead to blow their money for visa interview, then it's their choice. I will still wish Mjosh success in his interview even with the $63k deficit (all backed by Mpower loan) and hope he somehow scales through despite the odds against him. If he fails, then he'll learn from his experience and know better to be more realistic/objective next time.

Not everyone is going to succeed. I don’t have to pray for anyone to succeed.

Your success is determined by the efforts you put into it and not some delusional state of hope in prayers.

The embassy is tight now. To even get an appointment date is even harder than getting a visa.

Visa approval rate has dropped drastically. The onus lies on him to go and prove himself. But I am very sure he would be denied. It is not a prayer, it is a statement of fact.

Localboy48:


Looks like you quoted the wrong person.. my question is kinda too specific. We don’t know who’s lurking around. Sometimes visa officers come to a forum like this for whatever reason they might have. That’s why

No one is lurking around. Ask your questions without any PII and you’ll be fine.

JohnZak:
In addition to what others have said, make sure you find out whether your J1 visa will come with or without a two-year home requirement. If it comes with a two-year home requirement, ask your sponsor now (presumably WUSTL) if they are willing to waive this requirement when you apply for a J1 waiver (that is if that is what you want to do later) at the end of your exchange program.

Great point

Good evening All,

kudos to those who has been channeling much energy to advice everyone who is seeking guidance on this page, God will continue to light your path for directions.

My questions is Can I use investment account for 1-20 form request Instead of liquidating it to fund my account?

Secondly, if a school requested for proof of fund, will it be only Tuition fee or it is mandatory to include accommodation and other living cost?

Thirdly, if you are going with your spouse will u have to include your spouse expenses to the quotation on proof of fund or they will be the one to decide?

Thank you all once again

fearlessfang:
Not everyone is going to succeed. I don’t have to pray for anyone to succeed.

Your success is determined by the efforts you put into it and not some delusional state of hope in prayers.

The embassy is tight now. To even get an appointment date is even harder than getting a visa.

Visa approval rate has dropped drastically. The onus lies on him to go and prove himself. But I am very sure he would be denied. It is not a prayer, it is a statement of fact.

Point of View (PoV) is very key in this life. While it's advisable to have tangible scholarship and low or mid-range deficit, the honest truth is that not everyone can have this. Remember not every F-1 hopefuls had stellar Undergraduate results. Some folks don't even meet the required 3.0/4.0 CGPA (after WES evaluation) for Msc admission. Yet these persons still have the dream of one day getting a F-1 visa. They will apply to grad schools and if they are lucky, they might get admitted to MSc programs but their poor CGPA will cut them out of scholarly funding opportunities and GRA/GTA positions. Should that deter them? No!

So I can't really tell a total stranger what to do because I don't know where him/her is coming from. This might be MoshJ first admission success after many attempts hence, he wants to see it to the end. Our advice to him was for the best, but I understand the feeling of "let me just try my luck after all I have no other option." So I wish him well in his attempt. Who knows, luck might shine on him on that day and he scales through. As long as he followed through the whole admission process himself (not through rubbish agents), even if he gets denied, it won't be all bad because of the lessons learned from the experience.

Unrelated: My advice for folks with poor academic standings. Try to do WES evaluation to at least boost your GP. A WES evaluated grade on 4.00 will always look better than our 5.00 grade. Take the GRE/GMAT/TOEFL and give your best to ace them. Then leverage on your work/research experience. If your dream program is say Biotechnology, apply to Biotech firms or research institutes like IITA even if it's just an intern role. Work with their top guys and try publish at least one academic paper. If you have the funds, you can attend international academic conferences. All these will count favorably to your graduate school application and might even give you an edge over applicants with better academic records. Who knows, you might even get a fully funded PhD program with your low CGPA . The link below is one of such inspirational stories:
https://www.linkedin.com/posts/kushimo-oluwatobi_phd-graduateschool-robotics-ugcPost-7171647224756523009-2BHA

fearlessfang:
Not everyone is going to succeed. I don’t have to pray for anyone to succeed.

Your success is determined by the efforts you put into it and not some delusional state of hope in prayers.

The embassy is tight now. To even get an appointment date is even harder than getting a visa.

Visa approval rate has dropped drastically. The onus lies on him to go and prove himself. But I am very sure he would be denied. It is not a prayer, it is a statement of fact.

Thanks for your Advice, when the time comes I will share my visa approved testimony here.

And your facts will be put to shame.

Hello!

I got a full funding and GA from these schools - University of Florida and University of Maryland, now I am at a crossroad of accepting one.

Which has a lower cost of living and opportunities. BTW, I am studying MFA - Painting

Me myself I'm a factual person, I follow the rules, cross the Ts and dot the I, but saying I will be denied visa cos I'm using Mpower funding, that I won't take. You might have tried and failed, or some other people have tried and failed, saying I will fail with your fact be like you are bittered.

Give your reasons, explain why if you can, and if you can't don't, no be you create yourself, someone that have funding, have pof, have scholarships can still be denied visa, you dont know my story, you don't know me, you don't know how I've researched, compared transcripts, got one on one advise, you just jump into conclusion that I have a 90% chance of been denied cos US F1 visa is difficult, that 10% i want to take it, and I will get it with it.

Positive mindset matched with hardwork makes positive outcome.

Change your mindset sir.

You said not everyone will make it, so true, how sure are you that you are going to be part of the people that will make it, relegating others to doom.

Sir this life is not as it seems, we all are planning a better life for ourselves and our offspring.

Keep a positive mind and don't downgrade others, it didn't work for you doesn't mean it won't work for me.

I come in peace ✌

Mjosh1000:
Me myself I'm a factual person, I follow the rules, cross the Ts and dot the I, but saying I will be denied visa cos I'm using Mpower funding, that I won't take. You might have tried and failed, or some other people have tried and failed, saying I will fail with your fact be like you are bittered.

Give your reasons, explain why if you can, and if you can't don't, no be you create yourself, someone that have funding, have pof, have scholarships can still be denied visa, you dont know my story, you don't know me, you don't know how I've researched, compared transcripts, got one on one advise, you just jump into conclusion that I have a 90% chance of been denied cos US F1 visa is difficult, that 10% i want to take it, and I will get it with it.

Positive mindset matched with hardwork makes positive outcome.

Change your mindset sir.

You said not everyone will make it, so true, how sure are you that you are going to be part of the people that will make it, relegating others to doom.

Sir this life is not as it seems, we all are planning a better life for ourselves and our offspring.

Keep a positive mind and don't downgrade others, it didn't work for you doesn't mean it won't work for me.

I come in peace ✌

I guess he is just being a realist. Student visa is granted on the assumption you will return to your home country after school. If that's the true case here, how do you plan to pay off the 63k while back home in Africa after completion. Or may be use 1 year OPT work to pay it off? Submiting such huge loan sum shows an immigrant intent. You not coming back! Life is all risk but weigh your options clearly.

Mjosh1000:



Most times its not because of the loan they were denied.

The loan might add up to it but its not 100% cause of the loan, with what I've gathered.

Nowadays it is 100% due to the loan. An F1 visa is a non immigrant visa. This means that the Student is expected to return to their home country at the end of their education. $63000*1500 is 94,500,000naira. The average salary of a masters degree holder in Nigeria is less than 200k per month. How will a student with almost 100million Naira deficit convince the VO that they plan to return to Nigeria?

fearlessfang:
These schools will require you to evaluate your transcripts.

Fitchburg state University MBA program full tuition is $13,400 or so for the full program.

University of North Alabama as well.

I was about to list Fitchburg state too. I heard they also offer RA but without tuition waiver.

raddyworld:
Good evening All,

kudos to those who has been channeling much energy to advice everyone who is seeking guidance on this page, God will continue to light your path for directions.

My questions is Can I use investment account for 1-20 form request Instead of liquidating it to fund my account?

Secondly, if a school requested for proof of fund, will it be only Tuition fee or it is mandatory to include accommodation and other living cost?

Thirdly, if you are going with your spouse will u have to include your spouse expenses to the quotation on proof of fund or they will be the one to decide?

Thank you all once again

These questions are best answered by your school. Your school will have a list of acceptable POF. Your total COA will also be calculated and made known to you by your school.

Slimszy:
Hello!

I got a full funding and GA from these schools - University of Florida and University of Maryland, now I am at a crossroad of accepting one.

Which has a lower cost of living and opportunities. BTW, I am studying MFA - Painting

UF is rated higher than UMD although UMD has one of the best CS programs. You should look at where you want to live for 3years, cost of living, program fit, etc

Observer25:



I guess he is just being a realist. Student visa is granted on the assumption you will return to your home country after school. If that's the true case here, how do you plan to pay off the 63k while back home in Africa after completion. Or may be use 1 year OPT work to pay it off? Submiting such huge loan sum shows an immigrant intent. You not coming back! Life is all risk but weigh your options clearly.

The sad part is Mpower requires monthly payments while the student is still in school. Most of the students still use the same Mpower loan to pay the monthly payment. We haven’t factored in the high interest rate.

raddyworld:
Good evening All,

kudos to those who has been channeling much energy to advice everyone who is seeking guidance on this page, God will continue to light your path for directions.

My questions is Can I use investment account for 1-20 form request Instead of liquidating it to fund my account?

Secondly, if a school requested for proof of fund, will it be only Tuition fee or it is mandatory to include accommodation and other living cost?

Thirdly, if you are going with your spouse will u have to include your spouse expenses to the quotation on proof of fund or they will be the one to decide?

Thank you all once again

Hey 🤠

*** A big amen to your prayer.

1. No , you cannot use investment account statement to process your Form I 20 , and neither can you tender it to a consular on the day of your interview .

2. Generally , Real estate holdings, stocks, bonds, investments, salary verification letters, retirement funds, property, life insurance policies and unapproved loan documents etc are not accepted because they are not readily available to you, or because the value can change. Hence , USA institutions and embassies prefer only available cash as a form of financial documentation.

3. If a school in the USA requested for your POF, you are expected to display approximately 1 - year tuition , living and other expenses from $25,000 to $35,000 depending on school , and if your wife is accompanying you as a legal dependent on an F2 visa then yes , that's a double whammy, you must show that you will be able to foot her bills in the same financial statement since the school will also issue her F2 Form I-20 .

**** In your case , you should be ready to show approximately $75,000 NGN equivalent in your financial statement.

Best Wishes 🙏

Mjosh1000:



Thanks for your Advice, when the time comes I will share my visa approved testimony here.

And your facts will be put to shame.

Hey 🤠

*** Let me point out these facts in order to equip you with defensive answers on the day of your interview .


1. You can get your F1 visa with MPOWER loan but you will need to show that you will be able to pay back the loan with a job in Nigeria, and that is best done if there is a company in Nigeria which guarantees you a job after graduation.

2 . MPOWER charges high monthly interest payments which exceed 10% per year and payment must be paid while you will still be studying . The USA visa officers knows this fact.

3. They usually feels jumpy granting a visa to someone who expects to get a job in the USA after graduation to pay off his debts because that violates the rules of a non-immigrant visa.

4. Nor will they grant you a visa if it appears you will borrow money from people in the USA to pay off MPOWER, and then go home leaving behind an unpaid debt.

5. Therefore , the key is having the backing of a reputable company in Nigeria (Perhaps) to co-sign your loan with MPOWER, which will give the visa officers a kind of financial capability assurance by accepting the company as your financial guarantor .

*** Go with positive mindset and defend yourself with evidence .


Best Wishes 🙏

Greetings everyone. I am new on this platform. I got referred here by my brother who is currently in the U.S. I am a B.Sc holder in Geology. I intend to go for my Master's program if possibly after service..No insults please 🙏🙏, I really need recommendations on how to go about it.. Any advice will be very much appreciated 👍👍

Nozino:


I was about to list Fitchburg state too. I heard they also offer RA but without tuition waiver.

Yes, they do