ozycy:

I was charged a total of #915 for using my access bank visa card on BOA ATM. I had to email excess bank and they said the extra $3 is "acquirer fee". I shaa know the Atm asked me to accept $3 charge before I could withdraw wch I accepted. Anyway, ain't using the card again as I was only testing the card for the first tym

acquirer fee.... Mscheew... Ridiculous charges... So annoying

olokings:
U see exactly what I am saying....?!
The charges you runaway from with naija banks exchange rate and surcharges u pay with amelican minimum balance n hidden surcharges as well.
These feefoo know how to rip u n kip u smiling at the same time ..lol...

lol.... So is the only way out to carry cash around?

olokings:
U see exactly what I am saying....?!
The charges you runaway from with naija banks exchange rate and surcharges u pay with amelican minimum balance n hidden surcharges as well.
These feefoo know how to rip u n kip u smiling at the same time ..lol...

Yes oo me I'd rather swipe GT card ( which is now the cheapest @220.4) or pay cash, wen I don collect $@199.5, why will I want to withdraw $ at 220 plus charges lol

EllaLeesa:
My people

I greet o... All the hospitals in New Jersey are so expensive , Jacklenst we thank God for you please send details of accommodation in UMMC Batavia and details of the agent you used for Baby's passport this wan tanko no dey pick phone , I am so nervous and pray everything goes smoothly ...I hope to leave first week of December or last week November . Firstmum we thank God for you , Nerfi and all the safe deliveries n latest mummies in town congrats to you all. Our God is great.

If you are going to new jersey then try st mary or st barnabas hospital very affordable

Aswear d meth weh u smoke na quantum dynamics dem use calculate am.
.lol

firsttymum:
Oya na... On Monday when u go Abeg update us.


Looks like ur wife and olokings wife might put to bed around the same period.
To think the kpekusing was mayb d same day sef....
Lmfao... Hahhhahhahhahhhahhaha.

Plus I get to comman eat pepper soup

delvy:
WDear wisemen and women, i got a b1/b2 visa in may and went to the usa on vacation for 2 months. In my lastweek of vacation I discovered i was pregnant and immediately used that opportunity to register with a doctor in Nj and had my first appointment, also part paid the fees. Im due in April 2016 and would like to know if it's necessary to notify the embassy of change of intent for my return trip to usa in may and which cheap hospitals can be recommended in newjersey. I already have reciepts of payment from my doctors office and next scheduled appointment letter for january next year. Also must one buy a return ticket for childbirth trips.? Should i declare that i have already registered and attended doctors appointments in the usa already? Thanks

My dear wise ones i still seek your opinion on the questions asked earlier biko

Dust ur naija card. ..
Mk d bank chop ur moni tk pay ur sisters n brothers salary. .lol

firsttymum:
lol.... So is the only way out to carry cash around?

delvy:



My dear wise ones i still seek your opinion on the questions asked earlier biko

My thot, you have your visa already, you have correspondences and receipts of part payment, that should suffice for POE, somebody just mentioned some 'affordable' hospitals in NJ like 2 posts before this, (St marys and St Barnabas I think)
Return ticket is a must if u don't have residency permit
Gurus I try?

olokings:
Dust ur naija card. ..
Mk d bank chop ur moni tk pay ur sisters n brothers salary. .lol

The Naija banks that'll then limit how much of my own money u can spend per day...??

olokings:
Aswear d meth weh u smoke na quantum dynamics dem use calculate am.
.lol

agreed.., the amelica air come join put sef...

you usually pay $500 for doctor Glenn as deposit before they send you their acceptance letter. they will later deduct it from your final balance as it is part of the doctor's fee you are supposed to pay. I am wondering why theirs no much talk about northwest houston medical center. The quotation from them is very fair from my calculation. Congrats firstymum and everyother person with great POE stories.

Peaceful2016:
Hello everyone,
For those who used Dr Glenn Morgan, did you have to pay an initial deposit?
In a previous email, they requested for my medical records which i sent. Then i just got an email to call their office to make an initial deposit so that i could get the acceptance letter. Kindly advise

olokings:
Aswear d meth weh u smoke na quantum dynamics dem use calculate am.
.lol

Hahahhahahaah I'm high on water melon mehn..... Lmfao

shawlar:


The Naija banks that'll then limit how much of my own money u can spend per day...??



agreed.., the amelica air come join put sef...

Borof u wont accept the glaring truth.. #picksrace

bigfido:
you usually pay $500 for doctor Glenn as deposit before they send you their acceptance letter. they will later deduct it from your final balance as it is part of the doctor's fee you are supposed to pay. I am wondering why theirs no much talk about northwest houston medical center. The quotation from them is very fair from my calculation. Congrats firstymum and everyother person with great POE stories.

Thanks dear... People talk about it o... Just the not so transparent pediatricians bill dassall

what's their prediac bills like? i am looking for my Chase documents to send to you. might be of help. their savings account makes all the sense. you don't also have to deal with the 1500 with their checking account every month unlike BOA.

firsttymum:
Thanks dear... People talk about it o... Just the not so transparent pediatricians bill dassall

Do you know how much banks charge to send money to foreign accounts? Do they use cbn rates or the ridiculous 220bucks per dollar rates to do this?

olokings:
Dust ur naija card. ..
Mk d bank chop ur moni tk pay ur sisters n brothers salary. .lol

Firstymum found it. Pm me so I could send it to you.

olokings:
@Nas-a-Diva congrats on ur successful birthing...
Wishing u quick recovery and all the kool perks that comes with even higher levels of motherhood.
Best wishes ur precious one.

Thank you Oga. My regards to Iyawo.

feddy27:


Congrats dearie! God be praised!

Gracias.

firsttymum:
Yeepee congratulations dear.... Good news o

Thanks dear. Still wondering why naija scan kept saying baby girl.
For BOA account, ask them for SAFE BALANCE ACCOUNT. I ve had mine for years now and never had issues with minimum balance or monthly charge.

[quote author=zoemummy post=38363468]

Big congratulations & hugs @nasadiva. We welcome the Prince & thank God for a healthy mum and baby. Wishing you swift recovery and strengthening. Enjoy your bundle of joy.

Thank you my dear. We are doing great.

Tobermom:

Congratulations! May God continue to watch over him. And may we all share goodnews too

Thank you. We will hear your good news and more soonest.

oyibo4real:



@Nasadiva, Congratulations on ur bundle of Joy, he's already a blessing 2 ur family n 2 d world at large.

Thank you and God bless.

bisilola:


@Nasadiva,congrats....God keep you and baby by his grace.

Thank you and Amen.

Hello mamas (and papas). Newbie here (although ive gone through both threads already so I almost feel like a veteran). Im due with my second in dec and the 2 birth centers I planned to use are now fully booked and have even jacked up their prices (I suspect you guys, cause they said they had an influx from nigeria).
Im a water birth mama so birth center is compulsory. Thinking of porting to Arizona (they have a couple of midwife groups that my former midwives highly recommend). Hubby is however afraid and thinks we should settle for home birth instead of going to a strange land. Please those that used MIHS, what was arizona like in terms of safety, ease of transport, shopping, things to do etc. Also are there any areas to avoid. Heard that mesa was a bit ghetto.
Thanks for your help and sorry for the long post.

delvy:



My dear wise ones i still seek your opinion on the questions asked earlier biko

My thot, you have your visa already, you have correspondences and receipts of part payment, that should suffice for POE, somebody just mentioned some 'affordable' hospitals in NJ like 2 posts before this, (St marys and St Barnabas I think)
Return ticket is a must if u don't have residency permit
Gurus I try? grin
Very well said,just to add to it. Just to be on the safe side you can also email the embassy telling them that you were issued a b1/b2 visa and you have used it for vacation but now want to use it for birthing, I'm sure you will get the generic reply.
Just like was mentioned above,return ticket is a must if you carry a 9ja kpali

EllaLeesa:
Jacklenst please I will really appreciate a PM from you on my inquiries . I tried sending a mail to you but am not sure if it got to you successfully . Thank God for nairaland, Justwise you're too much too!

Must be a very good weekend then ....but thanks

Boss,
I stand corrected but I think that ban may not be applicable to everything ooh...
I have swiped my Stanbic card for transactions worth over $500.00 at a tyme.
I swiped it for car rental, and was still able to make purchases at the local groceries place all in a day...
@firsty is #high lets poke at her tinker with her BOP n make her blow a cap...

shawlar:


The Naija banks that'll then limit how much of my own money u can spend per day...??



agreed.., the amelica air come join put sef...

Nope!... I don't have a clue.
I'm just saying since we most usually take PTA for our trips (given d thought that PTA taken is not for miscellaneous) lil purchases can be done with naija cards while large amount denting can be directed to cash or otherwise...
It's all about perspective though..

bigfido:
Do you know how much banks charge to send money to foreign accounts? Do they use cbn rates or the ridiculous 220bucks per dollar rates to do this?

Don't understand, but will attempt to answer using different scenarios.

If the transaction is eligible (e.g school fees, medicals e.t.c) for which you are able to provide your bank with appropriate documentation - they will credit the service provider directly, the rate used for that is the CBN official rate which is usually lower than PTA and MasterCard rates.

If the transaction is ineligible or no documentation, you cannot buy dollars at all officially and cannot do a transfer even if you source the dollars from parallel market. The recent CBN circular prohibits making wire transfer from cash deposits to domicilliary accounts.

If you receive inflows or export proceeds, you cannot just transfer, CBN regulates what such inflow can be applied to.

bigfido:
Do you know how much banks charge to send money to foreign accounts? Do they use cbn rates or the ridiculous 220bucks per dollar rates to do this?

mulberry:
Just like I promised I used the west Houston birthing center and paid $3214, my tests from Nigeria was used. Scan was inclusive in d cost as Holly conducted 3 scans. I used a Jewish doctor for circumcision and paid $400 cos he came to my house but he normally charge $300, if u go to his place of practice. Had one pediatric visit plus one immunization which I paid $147. We had to go to d local government office to get an expedited bc as far one day was meant to be posted was delayed a bit cos of d mistake in d name from d birthing center. Hubby
was not comfortable sending baby's blue passport for visa so we got a letter from d Nigerian embassy in the form of an emergency certificate. We left for Nigeria exactly 4weeks after birth.

Please can you post contact details of west houston birthing center.
Thanks.

bigfido:
what's their prediac bills like? i am looking for my Chase documents to send to you. might be of help. their savings account makes all the sense. you don't also have to deal with the 1500 with their checking account every month unlike BOA.

1k and above... That's not what's annoying... It's not worth it that's what's annoying. And why won't it b included in d package? Why wait till after one has paid bills before sending the pedo bill?

bigfido:
Firstymum found it. Pm me so I could send it to you.

done did it