₦airaland Forum

Wizard999:
ok, it's enough now. !

temitope06:
All this bickering and time wasting arguments, blind patriotism, lies and deceits, y'all fail to notice that the op is only moving back because he has issues with his US status and doesn't have a choice for now. You think if he has his green card he would ever consider relocating permanently to Nigeria?

Ugosample:
This one is a big fool o
Americans suffering more than Nigerians?
This guy is deranged; D

BluFlyBoy:
Greetings my fellow Nigerians. I'm facing the prospect of coming back to Nigeria after 8 years in the USA. I finished my post-graduate degree and I'm coming back with a Bsc, MBA and 2 years of work experience in the telecoms industry. I want to know from my people back home, how is the general national feeling, how they enjoy their lifestyle/quality of life and the hard-truths of what I'll be facing coming back as I've been so far removed from the national consciousness because I've been in the USA for almost a decade. I feel passion about my country and people but I need to know what too expect. So my people are you happy with life back home?

ibedun:
See story!

You will end up in Libya if care is not taken.

LordAdam16:
They don't deal with it. They accept it as facts of life. Not as anomalies but part of what it means to be Nigerian. The Nigerian psyche is damaged beyond repair and it is heavily contagious. Which is why no matter how long you stay outside the shores where things are much better, the moment you land in MMIA, your brain resets to survival mode. Like you just ported back in time to the Jurassic period where every living thing is out to maim you.

And the sick thing is that most can't even imagine it being better. Sure they see the better infrastructure and hear of better pay, but they could never fathom what it is like to live in a society where things work better than they do in Nigeria.

-Lord

LordAdam16:
For factory job.

Which is embarrassingly low because in China, with all the population and cheap labor, factory jobs are over $1000/mo.

You make valid points, but I could slam you for the same reasons you're slamming others.

NIGERIA is a sh*thole. That is a fact.

That you're able to make it. Or that less than 10% make a decent salary does not make it any less than a sh*thole.

Most people are not living in Nigeria, they're surviving.

There's a reason why America is called the land of opportunity and the West welcome immigrants (well, until recently); while here in Nigeria we emphasize on connections. Whoever has connections in any part of the globe will get better opportunities. Simple as!

However, the average person would not always have these connections. That's why people go to school (or some higher learning institution) to get vital skills and improve themselves so they can get jobs based on merit and are able to live comfortably.

Trust me, if you can make $6000 annually in Nigeria, you can make $60k annually in the West. You say you do freelancing and you think that's some big deal.

Well, let's see. In the West, one could buy a new laptop with a credit card, or pay in installments. Get grandfathered in for cheap with 4G internet (not mobile broadband) or go to a coffee shop and use WiFi for free. Electricity is cheap and constant. Rent is the only big issue, but you can stay with a roommate or go live downtown. And here's the important fact, rather than rely solely on platforms that could axe your account anytime, you actually have the leverage of contacting local businesses and entrepreneurs locally for better paying gigs.

So, you see. If you can hustle hard to make it in Nigeria as a freelancer, it wouldn't even be a struggle for you in the West. And if all else fails, there's always the option to flip burgers at McDonalds or sell popcorn at Target for $11/hour. And have a second and even third job to boost your finance.

Can someone make it in Nigeria? Yes. But let's not mislead people to believe it'll only require the same effort it'd take to make it outside the shores. It'd take considerably more. Unless, you're deeply connected or extremely lucky. To be absolutely clear, that's not how things should be. Running a business in Nigeria is insane.

And here's the most important factor I've not seen mentioned in this thread, life in Nigeria. I hate it. I can't even bring myself to read some stories on NL anymore. I don't keep up with the #EndSARS campaign on Twitter because the stories shared by fellow Nigerians make me sick. Literally. And to know nothing will be done about it just makes me more bitter.

This is a country where the Airforce killed innocent refugees apparently by mistake and nothing happened. Nothing came out of the investigation and nobody is bothered. Nobody out of almost 200m people is bothered. Every week women are raped, farmers are killed in my home state by certain untouchable people and it doesn't even make the news. Even if it does, we are all content with displaying momentary sadness on social media, and practically 60 seconds later we don't give a sh*t. No protest.

People die and live like dogs and no one gives a sh*t. Not even the deeply religious people.

It's like we've become conditioned to barbarism, we think this is all life can offer, and the only thing that matters to us is the size of our bank accounts. Because deep down we all know it's the only thing stopping us from being bundled accidentally into a prison and left to rot for a fabricated crime. Or to protect yourself from criminals. Or to give yourself a semblance of a normal life and numb yourself to the harsh truth that is the Nigerian way of life.

I don't think you've ever sat down and thought about how many people go missing in Nigeria daily. The skulls being sold for 2k, who were those people? Someone earlier today was drawing attention to the fact that her brother had been missing for 7 years after been taken by SARS. That could be you. Taken, killed, dumped in a bush or in a river. EOD. Case closed. No missing person's report. If there is, it's just another file or name. The killers will be out the next day scouting for their next victim. At the end of the month, they're paid by a government that claims to serve you. Unless you are connected to a top politician or a top businessman or clergy or let's just say a high ranking member of the society.

I honestly cannot respect anyone who looks at this Nigeria, where laws aren't worth sh*t, and says it's a good place to live in because some happen to have more money and live in gated communities in Lekki or Asokoro or in high-brow neighborhoods. It feels like it's a living hazard to stay in Nigeria as an average Nigerian.

Making more money doesn't make your life better. It just allows you to game a system rigged to cater to the highest bidder to the detriment of the average Joe and Jane. And you don't mind and you don't care. Because you know it's either you or them.

I know for most Nigerians, none of this matters. You could care less if Dangote's trailer mows down everyone in your street, as long as you're the only one who makes it out alive. It'd make for a good testimony on Sunday. Every other person be damned. No one would call for the Dangote driver to be prosecuted or even follow it up. No one would call for stricter implementation of speed limits. You wouldn't. We'd just go ahead hoping we keep cheating death and unfortunate situations until our luck runs out.

Such that the same issues that killed our fathers are the same issues killing our children. No improvements.

And you think that's living the good life? With your 400 f*cking dollars. You think it's worth it to expose yourself to the dangers and stress of living in this bloody country for how much? I mean you've practically priced your quality of life. And I've not even started talking about healthcare, government accountability, lifestyle compatibility and the likes.

It's a long read, and I salute your patriotism, but it is seriously misplaced.

-Lord

abbij:
Hello Bluflyboy.

My husband and I were in your situation roughly 2 years ago..He is Nigerian with a complicated Status in the US, I am British/Nigeria with no complicated status, 4 kids with American and British status. Because of the hubby facing removals from the USA, we had the option of him either returning to Nigeria and me filing for the UK Sposal paperwork for him and we can all go to the UK or we all should go to Nigeria. We decided to move to Nigeria instead...the kids get to be close to family and lear the culture....

Saved roughly about $75k, Paid off our 2 cars, Rented a house in Abuja for 2 years, paid children school fees also for 2 years., Shipped the 2 cars to Nigeria, I found a Country Manager Job in Nigeria etc...Hubby will find an IT contract when we arrive..etc

Then Dec 31st 2014 we made our move feeling preapred etc. I dont really want to into all numerous challanges we had including insecurity, bad health care, being stolen from , hubby kidnapped by SARs, I can go on....But just to let you know within 2 years, considering we are relatively very low key people our $75k dwindled down as after first 6 months, the company i worked for stopped paying salaries. Hubby had a very difficult time finding a paid employment and decided to start his own IT firm..which we did but got stolen from most of the time by employees.

This forced the very difficult decision to abandon Nigeria again this time for the UK where I and the kids are citizens and filed Spousal Visa for hubby. So we finally moved back in to the UK this summer with all things now going well, looking back at the Nigeria experience without being negative, It was one of the worst decisions we made...unless you are willing to abandon your ethics and join the status quo...you are in for a very rough time.

it is also quite expensive to maintain a decent lifestyle in Nigeria as a family as well. So your $30k will not go as far as you think...so my suggestion is to put Nigeria on a back burner for now and think of other scenarios that might work better for you but if Nigeria is only the option,then my friend, you need to have a plan and strategise and knowing all your strategies might not work but be willing to tough the ride...I dont care what all your friends say, when the rubber hits the road as we say..you will find yourself alone very quickly.

Good luck.

olujastro:
Took a long time to read through.

Like you, I'm planning my return to Nigeria in a little over a year from now. However, your N10m is not sufficient to feel financially safe in Nigeria. Especially because it's filled with lots of dishonest people who will always look for how to cheat you when you are trying to set up or run a business there.
All those you find here insulting the country and the government are people most of whom cheat others or cut corners regularly, but all they see as the problem is "our leaders".
Your plan should be to have at least N50m. You mustn't run a physical business to be rich. That's where Nigeria and it's people will drain your soul. Learn to be a good investor. Learn to have your money work for you always.
Hard work doesn't pay much, smart work does.

Lamexx:
Sorry to disappoint you. I am not talking from stereotype. I don't do statistics because I know about authors biases with respect to statistical models. I hate to say this but I am actually on ground here. Like I said, the system makes you lazy. I had a roomie who is struggling to pay his fees but yet riding a Honda HRV all on credit. He simply works for 10 hrs per week and flex the remaining week. The credit card system makes you spend money you don't have and that is why I said, if you smart in America, you should not have any problem. I currently have a credit card with about $3,000 limit but I don't spend up to $500 on it because I don't want to get a bad credit score which most people tend to ignore. The moment you have a bad credit score, you start realizing how difficult the system can be. Credit card, baby mamas (child support) and jail time are the biggest drainpipe the system uses to keep people in bondage. Avoid them and you will be fine.

LordAdam16:
For factory job.

Which is embarrassingly low because in China, with all the population and cheap labor, factory jobs are over $1000/mo.

You make valid points, but I could slam you for the same reasons you're slamming others.

NIGERIA is a sh*thole. That is a fact.

That you're able to make it. Or that less than 10% make a decent salary does not make it any less than a sh*thole.

Most people are not living in Nigeria, they're surviving.

There's a reason why America is called the land of opportunity and the West welcome immigrants (well, until recently); while here in Nigeria we emphasize on connections. Whoever has connections in any part of the globe will get better opportunities. Simple as!

However, the average person would not always have these connections. That's why people go to school (or some higher learning institution) to get vital skills and improve themselves so they can get jobs based on merit and are able to live comfortably.

Trust me, if you can make $6000 annually in Nigeria, you can make $60k annually in the West. You say you do freelancing and you think that's some big deal.

Well, let's see. In the West, one could buy a new laptop with a credit card, or pay in installments. Get grandfathered in for cheap with 4G internet (not mobile broadband) or go to a coffee shop and use WiFi for free. Electricity is cheap and constant. Rent is the only big issue, but you can stay with a roommate or go live downtown. And here's the important fact, rather than rely solely on platforms that could axe your account anytime, you actually have the leverage of contacting local businesses and entrepreneurs locally for better paying gigs.

So, you see. If you can hustle hard to make it in Nigeria as a freelancer, it wouldn't even be a struggle for you in the West. And if all else fails, there's always the option to flip burgers at McDonalds or sell popcorn at Target for $11/hour. And have a second and even third job to boost your finance.

Can someone make it in Nigeria? Yes. But let's not mislead people to believe it'll only require the same effort it'd take to make it outside the shores. It'd take considerably more. Unless, you're deeply connected or extremely lucky. To be absolutely clear, that's not how things should be. Running a business in Nigeria is insane.

And here's the most important factor I've not seen mentioned in this thread, life in Nigeria. I hate it. I can't even bring myself to read some stories on NL anymore. I don't keep up with the #EndSARS campaign on Twitter because the stories shared by fellow Nigerians make me sick. Literally. And to know nothing will be done about it just makes me more bitter.

This is a country where the Airforce killed innocent refugees apparently by mistake and nothing happened. Nothing came out of the investigation and nobody is bothered. Nobody out of almost 200m people is bothered. Every week women are raped, farmers are killed in my home state by certain untouchable people and it doesn't even make the news. Even if it does, we are all content with displaying momentary sadness on social media, and practically 60 seconds later we don't give a sh*t. No protest.

People die and live like dogs and no one gives a sh*t. Not even the deeply religious people.

It's like we've become conditioned to barbarism, we think this is all life can offer, and the only thing that matters to us is the size of our bank accounts. Because deep down we all know it's the only thing stopping us from being bundled accidentally into a prison and left to rot for a fabricated crime. Or to protect yourself from criminals. Or to give yourself a semblance of a normal life and numb yourself to the harsh truth that is the Nigerian way of life.

I don't think you've ever sat down and thought about how many people go missing in Nigeria daily. The skulls being sold for 2k, who were those people? Someone earlier today was drawing attention to the fact that her brother had been missing for 7 years after been taken by SARS. That could be you. Taken, killed, dumped in a bush or in a river. EOD. Case closed. No missing person's report. If there is, it's just another file or name. The killers will be out the next day scouting for their next victim. At the end of the month, they're paid by a government that claims to serve you. Unless you are connected to a top politician or a top businessman or clergy or let's just say a high ranking member of the society.

I honestly cannot respect anyone who looks at this Nigeria, where laws aren't worth sh*t, and says it's a good place to live in because some happen to have more money and live in gated communities in Lekki or Asokoro or in high-brow neighborhoods. It feels like it's a living hazard to stay in Nigeria as an average Nigerian.

Making more money doesn't make your life better. It just allows you to game a system rigged to cater to the highest bidder to the detriment of the average Joe and Jane. And you don't mind and you don't care. Because you know it's either you or them.

I know for most Nigerians, none of this matters. You could care less if Dangote's trailer mows down everyone in your street, as long as you're the only one who makes it out alive. It'd make for a good testimony on Sunday. Every other person be damned. No one would call for the Dangote driver to be prosecuted or even follow it up. No one would call for stricter implementation of speed limits. You wouldn't. We'd just go ahead hoping we keep cheating death and unfortunate situations until our luck runs out.

Such that the same issues that killed our fathers are the same issues killing our children. No improvements.

And you think that's living the good life? With your 400 f*cking dollars. You think it's worth it to expose yourself to the dangers and stress of living in this bloody country for how much? I mean you've practically priced your quality of life. And I've not even started talking about healthcare, government accountability, lifestyle compatibility and the likes.

It's a long read, and I salute your patriotism, but it is seriously misplaced.

-Lord

Pidgin2:
I've never read anything to negative except on Nairaland, from someone in diaspora. Yuy are a dahe lord. What even gives you the impetus to call yourself "Lord"?

You have written nothing but online negative news. My friend, you can't live abroad and rely on bloggers to fill you in about Nigeria. Srr you trying to say that there's absolutely nothing negative about America? I know someone, a graduate flipping burgers at Mac Donalds today, is that what a graduate should be doing, her hands got roasted recently and you call that an option

Why deceive people here? If such a person earns $11/hr, won't he pay tax, bills and such, can someone survive conveniently on that with a family to feed?

You mention so many negative stuffs in your post, is it that you can't even find positives about Nigeria? Since your mind is filled with negativity, let me enlighten you a bit:

In Nigeria, people can lease land for as little as N50K per plot for farming. If you go to the hinter lands, land is surplus, what is needed is man power. Such places are not stressful to live in, they are relatively quiet and peaceful, with good texture land for farming

Recently there has been increased govt grants, tax waivers, and other incentives to encourage farming especially in rural areas where land is surplus

Access to credit, microfinance banks are ready and willing to provide loans particularly to those willing to establish small scale businesses

The land mass of Nigeria is large enough to accomodate our growing population, unfortunately people have abandoned traditional means of livelihoods of our grand parents for modern day slavery. Fish and livestock farming are very lucrative and cost effective especially when done in rural areas, traditional arts and crafts can be a good money spinner if only people are ready to look inwards, tourism too especially if social media is censored (more positive news as opposed to negatives,most countries do this)

With abundant mineral resources even mining these minerals locally can lead to high yields and income but are people ready to live in rural areas and end their desire for white collar jobs outside the shores of Nigeria? Not when people like you write long epistles, condemning the country and calling yourself a name that you are unworthy of

You are simply encouraging greed and lack of contentment. I watched a historical movie set in Mississippi around the 60's, the time when they used to build houses without toilets in America, then black people fought to be treated equally, some even lost their lives in the process. Evrerything America has today is bourne out of patriotism. You shouldn't encourage people to give up on their heritage, if you personally think Nigeria/ Nigerians are no good why are you identifying with us?

9jaDoc:
Ok, but seriously, EXACTLY HOW do u deal with some of the following (add yours):

rampant corruption everywhere and
corrupt politicians
and corrupt police
and SARS
and ritualists,
and kidnappers,
and conmen,
and yahoo boys,
and brazen robbers,
and Boko Haram,
and IPOB,
and Delta Avengers,
and baby factories,
and child molesters,
and human traffickers,
and non-viable:-
power supply,
hospitals,
schools,
infrastructure,
water supply,
waste disposal,
drainage system,
building inspection,
collapsing buildings,
dillapidated housing,
drug inspection,
food inspection,
clearing and forwarding,
customs,
mental health,
handicapped empowerment,
legal system,
judiciary,
banking system,
monetary system,
Fulani herdsmen
and military
and aviation
and filthy seaports (Apapa)
rampant strikes
fake everything
(add yours)

Ugosample:
This one is a big fool o

Americans suffering more than Nigerians?

This guy is deranged; D

LordAdam16:
For factory job.

Which is embarrassingly low because in China, with all the population and cheap labor, factory jobs are over $1000/mo.

You make valid points, but I could slam you for the same reasons you're slamming others.

NIGERIA is a sh*thole. That is a fact.

That you're able to make it. Or that less than 10% make a decent salary does not make it any less than a sh*thole.

Most people are not living in Nigeria, they're surviving.

There's a reason why America is called the land of opportunity and the West welcome immigrants (well, until recently); while here in Nigeria we emphasize on connections. Whoever has connections in any part of the globe will get better opportunities. Simple as!

However, the average person would not always have these connections. That's why people go to school (or some higher learning institution) to get vital skills and improve themselves so they can get jobs based on merit and are able to live comfortably.

Trust me, if you can make $6000 annually in Nigeria, you can make $60k annually in the West. You say you do freelancing and you think that's some big deal.

Well, let's see. In the West, one could buy a new laptop with a credit card, or pay in installments. Get grandfathered in for cheap with 4G internet (not mobile broadband) or go to a coffee shop and use WiFi for free. Electricity is cheap and constant. Rent is the only big issue, but you can stay with a roommate or go live downtown. And here's the important fact, rather than rely solely on platforms that could axe your account anytime, you actually have the leverage of contacting local businesses and entrepreneurs locally for better paying gigs.

So, you see. If you can hustle hard to make it in Nigeria as a freelancer, it wouldn't even be a struggle for you in the West. And if all else fails, there's always the option to flip burgers at McDonalds or sell popcorn at Target for $11/hour. And have a second and even third job to boost your finance.

Can someone make it in Nigeria? Yes. But let's not mislead people to believe it'll only require the same effort it'd take to make it outside the shores. It'd take considerably more. Unless, you're deeply connected or extremely lucky. To be absolutely clear, that's not how things should be. Running a business in Nigeria is insane.

And here's the most important factor I've not seen mentioned in this thread, life in Nigeria. I hate it. I can't even bring myself to read some stories on NL anymore. I don't keep up with the #EndSARS campaign on Twitter because the stories shared by fellow Nigerians make me sick. Literally. And to know nothing will be done about it just makes me more bitter.

This is a country where the Airforce killed innocent refugees apparently by mistake and nothing happened. Nothing came out of the investigation and nobody is bothered. Nobody out of almost 200m people is bothered. Every week women are raped, farmers are killed in my home state by certain untouchable people and it doesn't even make the news. Even if it does, we are all content with displaying momentary sadness on social media, and practically 60 seconds later we don't give a sh*t. No protest.

People die and live like dogs and no one gives a sh*t. Not even the deeply religious people.

It's like we've become conditioned to barbarism, we think this is all life can offer, and the only thing that matters to us is the size of our bank accounts. Because deep down we all know it's the only thing stopping us from being bundled accidentally into a prison and left to rot for a fabricated crime. Or to protect yourself from criminals. Or to give yourself a semblance of a normal life and numb yourself to the harsh truth that is the Nigerian way of life.

I don't think you've ever sat down and thought about how many people go missing in Nigeria daily. The skulls being sold for 2k, who were those people? Someone earlier today was drawing attention to the fact that her brother had been missing for 7 years after been taken by SARS. That could be you. Taken, killed, dumped in a bush or in a river. EOD. Case closed. No missing person's report. If there is, it's just another file or name. The killers will be out the next day scouting for their next victim. At the end of the month, they're paid by a government that claims to serve you. Unless you are connected to a top politician or a top businessman or clergy or let's just say a high ranking member of the society.

I honestly cannot respect anyone who looks at this Nigeria, where laws aren't worth sh*t, and says it's a good place to live in because some happen to have more money and live in gated communities in Lekki or Asokoro or in high-brow neighborhoods. It feels like it's a living hazard to stay in Nigeria as an average Nigerian.

Making more money doesn't make your life better. It just allows you to game a system rigged to cater to the highest bidder to the detriment of the average Joe and Jane. And you don't mind and you don't care. Because you know it's either you or them.

I know for most Nigerians, none of this matters. You could care less if Dangote's trailer mows down everyone in your street, as long as you're the only one who makes it out alive. It'd make for a good testimony on Sunday. Every other person be damned. No one would call for the Dangote driver to be prosecuted or even follow it up. No one would call for stricter implementation of speed limits. You wouldn't. We'd just go ahead hoping we keep cheating death and unfortunate situations until our luck runs out.

Such that the same issues that killed our fathers are the same issues killing our children. No improvements.

And you think that's living the good life? With your 400 f*cking dollars. You think it's worth it to expose yourself to the dangers and stress of living in this bloody country for how much? I mean you've practically priced your quality of life. And I've not even started talking about healthcare, government accountability, lifestyle compatibility and the likes.

It's a long read, and I salute your patriotism, but it is seriously misplaced.

-Lord

timesup234:
Her royal highness!! Always on point!!

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

erico2k2:
My Guy howfar ?

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

I[b][/b]t's not that you cant make big money, it's just that you can't save it (easily).

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

I[b][/b]t's not that you cant make big money, it's just that you can't save it (easily).

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

franzeezco:
You Just Open Mouth Dey Yarn Nonsense!!!

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

I[b][/b]t's not that you cant make big money, it's just that you can't save it (easily).

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

maternal:
What you forgot to mention is that 17k covers your basic needs. In Canada that 17k in taxes covers your medical, roads, schooling (not post secondary), police, etc. Not to mention you get a pension once retired (social security) and several safety net in case of jobless. Such as employment insurance, as you get a salary for 11 months if you get laid off. You're attempting to paint a picture like that 17k is just given to the government and we receive nothing back.

Now in naija by the time you pay for your kids school fees from elementary out of pocket, buy gen, buy fuel for Neppa, constantly change your shocks because of bad road, go get India visa, pay for the flight, then medical bills to get that surgery in Indiana, etc. How much you go save? Talk true my guy.

maternal:
What you forgot to mention is that 17k covers your basic needs. In Canada that 17k in taxes covers your medical, roads, schooling (not post secondary), police, etc. Not to mention you get a pension once retired (social security) and several safety net in case of jobless. Such as employment insurance, as you get a salary for 11 months if you get laid off. You're attempting to paint a picture like that 17k is just given to the government and we receive nothing back.

Now in naija by the time you pay for your kids school fees from elementary out of pocket, buy gen, buy fuel for Neppa, constantly change your shocks because of bad road, go get India visa, pay for the flight, then medical bills to get that surgery in Indiana, etc. How much you go save? Talk true my guy. "Poverty" in the West is laziness and living above your means. Don't get that confused.

timesup234:
Social security is not enough to live on in the United States. Presently someone over 65yrs gets just a bit over $1500 monthly from social security which is unable to pay the rent and bills, thats why people are required to fund a 401k. Most Americans dont even have $5,000 saved in 401k which spells financial disaster when they are due for social security at 65

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

It's not that you cant make big money, it's just that you can't save it (easily).

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

Qc1:
The guy is actually right. I've spent almost 25 years here and I can tell you that it's extremely tough to save $400 per month on a $55,000 annual salary, I'm not saying you can't but its very hard especially when when you're paying $1200/month for rent, $100/month for electric bills, $70 on phones, $250/month on car insurance, $250 on gas/month, $50 on cables/month maybe $400 or less/month on food the rest can't even be accounted for like credit cards bills, line of credit or over-draft, olosho etc.

The thing is, you pay up to $17000 in taxes alone from the $55,000 depending which states you reside, then if you owe back-taxes, IRS might garnished up to another 10% of whatever that is left after basic taxes and deductions. By the time you get your pay cheque in your account bi-weekly, you don't even have enough to cover your rent let alone to eat. This is why you have more than 10 time the number of homeless people in USA compare to Nigeria. I don't want to scare you but it is inevitable. Take the current US President for an example, he was once almost homeless too. (google it)

It's not that you cant make big money, it's just that you can't save it (easily).

Nigeria on the other hand, once you have a mindset of doing everything by yourself and ignore the government, that is just the beginning of wisdom. Naija is a shit- hole no doubt but it's also a country where you can bend the rules to your advantage. And for only that reason alone with determinations, the sky is not the limit but the beginning. I'm not here to preach, all you need is N500k.


Before you or anyone call me names, please click on my moniker and read some of my posts dated years back on this topic when I decided to relocate back to Nigeria.

Stay blessed!

Qc1:
oga I dey o

Long time, how's your side?