devlishGINGER:
There is no need to worry depending on who your next of kin is
In the case of the demise of a customer, the next of kin could lay claims to such monies or properties

placeofallure:


This is what I've never stopped pondering over, if he/she cannot be trusted with anything, why marry each other? I dunno how people cope in such marriages where I have to be cautious with everything. My husband knows my PIN, I know his too, I know his business buddies, I know every contract he's doing or about to do, we decide together what to venture into and what not. I am more or less his manager and we're happy so. I think It's true most of the problems plaguing our society is deeply rooted in family. God help us.

Starke:
Are you familiar with the term "Next of kin"? I think you should read up a little on that before posting this type of erroneous info.

PrecisionFx:
I don't think people are allowed to open a bank account in Nigeria without a next of kin.

Educate me further

chubbygal:
It’s true one recently happened, nobody knew he has a plaza expect his friend and it was that thesame friend that posioned him so as to claim his plaze, but the guy couldn’t contain his horrible nightmares he had to confess. Happened here in Abuja

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

Kwenty:
All this people talking about next of kin surely do not know how the banking system operates. Do not be deceived with next of kin o. It doesn't guarantee automatic transfer of money or account ownership to the person. Due process for estate management must be followed before the account can go to anybody.

Johnrake69:
Next of kin is different from a beneficiary. Just because you're someone's next of kin doesn't automatically make you the beneficiary.

texazzpete:
You people can post fables sha!

In these days of BVN, the courts can trace every single account operated by the deceased.

oglalasioux:
There is no truth to this story. Every account has a next of kin who can comfortably draw on the account of the deceased and it's obligatory on the banks to inform next of kin if an account remain dormant for a certain period. If this write up is about banks not fulfilling this obligation of informing next of kin then the burden of guilt is on the bank not the account holder.

obembet:
I was privilege to chat with a female bank manager, she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead, without giving his permission, the bank dubiously keeps silent about the money. She told me it is rampant among many obusinessmen.

She revealed many instances of dead men whose families are still suffering, while they have millions stashed in their secret accounts.

She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her. She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them.

She also told of another story of one man who escaped death, but his right hand got paralysed. He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? That was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little have their own complex issues.

I just read on the wall of one of our groups where a man complained of how his friend refused to release his ATM pin number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows suffering today are put in that condition by their stupid dead father.

Women and Retirees are not left out. Someone told me how a relative of hers died and none of her relatives knew that her properties were scattered all over the world. Not even one house. Not even a dime in any of her accounts... If you knew billions unclaimed in banks belong to selfish dead people, you would weep.

Banks and Bankers grow fat on these oafs.

Please do the needful now that you still have the breath to do so. Of course tomorrow is pregnant and only God knows what it will deliver.

A word is enough for the wise

Source: obembet

oglalasioux:
It's obligatory on the banks to inform next of kin after a certain period the account is dormant. If the banks know for certain that the account holder is dead and fail to inform next of kin, then it's criminal on the part of the bank.

obembet:


Do you think its easy as that?

Obaakran:
don't blame them bro. some woman ain't loyal

Oritsewhandey:

..................................
No one fills bank account application form WITHOUT FILLING THE NEXT OF KIN.

Enemyofpeace:
Putting your trust in a woman is like putting Nigeria in Buhari's hands

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

obembet:
I was privilege to chat with a female bank manager, she made a scary revelation to me. She told me how Nigerian bank vaults are filled with monies of dead men who kept their bank accounts secret from their wives.

She explained it was against bank ethics or policies for an account officer to inform the relatives of a deceased customer of his account (without his permission). And since the man is dead, without giving his permission, the bank dubiously keeps silent about the money. She told me it is rampant among many businessmen.

She revealed many instances of dead men whose families are still suffering, while they have millions stashed in their secret accounts.

She mentioned one that happened few months back. The man died and the wife was crying all over the place, looking for money to bury him. Whereas the man had nothing less than 60 million naira in his accounts. The banker said it got to a stage that she could no longer bear it, her conscience was pummelling her. She had to go against her bank rules, and got in contact with the widow and revealed to the woman how much her husband had in his accounts and how to claim them.

She also told of another story of one man who escaped death, but his right hand got paralysed. He couldn't sign his chequebook with his left hand and he was in a desperate situation that needed him to sign papers and cheques. That was how he learnt his lesson the hard way. As soon as he got better, he immediately made his wife co-signatory to all his accounts and involved her in all his businesses. What if he had died? That was how his family would have suffered in the midst of plenty.

This stupid behaviour is not reserved for wealthy men alone, even paupers who earn little have their own complex issues.

I just read on the wall of one of our groups where a man complained of how his friend refused to release his ATM pin number to his wife even though there was an emergency at home, and his ATM was at home.

Many orphans and widows suffering today are put in that condition by their stupid dead father.

Women and Retirees are not left out. Someone told me how a relative of hers died and none of her relatives knew that her properties were scattered all over the world. Not even one house. Not even a dime in any of her accounts... If you knew billions unclaimed in banks belong to selfish dead people, you would weep.

Banks and Bankers grow fat on these oafs.

Please do the needful now that you still have the breath to do so. Of course tomorrow is pregnant and only God knows what it will deliver.

A word is enough for the wise

Source: obembet

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

nototribalist:
My popsi left only N126k and his N120k monthly pension is still going in for the past 5 years now. Union bank don frustrates us to the point we don't bother about the account anymore.


In addition, we got the whole court documentation until we were told by the bank that the pension money paid into the account from when he died will be refunded back to the pension people. At that point we lost appetite for the millions in the account by now.

aanuoluwami14:


May we never marry those men. But some people have genuine reasons for their actions

ATTAHDYE:
Cock and Bull story, nothing like that is happening anywhere.

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

devlishGINGER:
There is no need to worry depending on who your next of kin is
In the case of the demise of a customer, the next of kin could lay claims to such monies or properties

kelvine:
Many are not happy in their marriage so they wonder.
Why will this woman inherit my hard labour and still roll with a strange man

Pavore9:
This issue came up in the course of my conversation with someone 2 weeks ago, he said he has a banker friend who happens to be account officer of a man who passed on February 2018 and in his account a 7 figure balance and no one has come forward since then which means none of his relatives knew about it.

We argued if his banker friend can go tip his family as his kids would surely need the money for their upkeep but no matter how noble, it will be unethical for the banker to let his family know since the deceased didn't want them to know about it.